%PDF-1.4 % 38 0 obj <> endobj 40 0 obj <> endobj 46 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 487.0646 20.9379 Tm 0 0 0 1 k 0 Tc 0 Tw (4ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 512.4738 20.9379 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 20.9379 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 .014984 .51599 31.274 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 20.9379 Tm .85 .11 .6 .26 k (1)Tj ET EMC /Artifact <>BDC .52 .75 .08 0 k 254.852 67.502 348.148 149.949 re f EMC /P <>BDC /GS2 gs BT 9 0 0 9 36 557.2773 Tm 0 0 0 1 k -.005 Tc [(The basic precepts of priv)7.3(acy do not change in the)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.4535 557.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 545.2773 Tm -.005 Tc [(face of catastr)9.8(ophes, but the type and amount of)]TJ ET EMC /P <>BDC BT 9 0 0 9 228.3252 545.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 533.2773 Tm -.005 Tc (personally identi)Tj /TT7 1 Tf 7.1894 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (able information \(PII\) used and)Tj ET EMC /P <>BDC BT 9 0 0 9 227.6782 533.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 521.2773 Tm -.005 Tc [(gener)19.5(ated and the need for legitimate access t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 224.2174 521.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 509.2773 Tm -.005 Tc [(those data increase substantially. )19.5(There are)]TJ ET EMC /P <>BDC BT 9 0 0 9 207.9343 509.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 497.2773 Tm -.005 Tc [(different requirements for data collection, st)9.8(or)19.5(age,)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.6516 497.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 485.2773 Tm -.005 Tc [(access and disposal for a r)19.5(ange of catastr)9.8(ophic)]TJ ET EMC /P <>BDC BT 9 0 0 9 223.6065 485.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 473.2773 Tm -.005 Tc [(e)6.3(vents. It is impor)-24.4(tant t)9.8(o)0( understand how those)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.319 473.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 461.2773 Tm -.005 Tc [(data might best be pr)9.8(otected thr)9.8(oughout their life)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.8744 461.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 449.2773 Tm -.005 Tc [(cycles t)9.8(o)0( ensure the priv)7.3(acy rights of individuals)]TJ ET EMC /P <>BDC BT 9 0 0 9 224.6405 449.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 437.2773 Tm -.005 Tc [(and still pr)9.8(o)7.3(vide what is needed for )]TJ /TT7 1 Tf 15.5074 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (rst responders)Tj ET EMC /P <>BDC BT 9 0 0 9 237.8616 437.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 425.2773 Tm -.005 Tc [(and assistance agencies. It is also impor)-24.4(tant t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.3178 425.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 413.2773 Tm -.005 Tc [(discuss the continuity and rest)9.8(or)19.5(ation of IT)19.5( systems)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.0588 413.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 401.2773 Tm -.005 Tc [(and business pr)9.8(ocesses and the reco)7.3(very of data)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.2667 401.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 389.2773 Tm -.005 Tc [(and access affected by catastr)9.8(ophes.)]TJ ET EMC /P <>BDC BT 9 0 0 9 184.2077 389.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 365.2773 Tm -.02 Tc (There are substantial differences between regular)Tj ET EMC /P <>BDC BT 9 0 0 9 225.3833 365.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 353.2773 Tm -.02 Tc (contingency planningbusiness continuity planning)Tj ET EMC /P <>BDC BT 9 0 0 9 233.1572 353.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 341.2773 Tm -.02 Tc [(\(BCP\) and disaster reco)7.3(very planning \(DRP\)and)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.9041 341.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 329.2773 Tm -.02 Tc [(catastr)9.8(ophe contingency planning \(CCP\).)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 192.4311 333.0523 Tm 0 Tc (1)Tj ET EMC /P <>BDC BT 9 0 0 9 195.2834 329.2773 Tm -.02 Tc -.0195 Tw [( These)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.7596 329.2773 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 317.2773 Tm -.02 Tc (differences make for increased dif)Tj /TT7 1 Tf 14.5358 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc (culty and)Tj ET EMC /P <>BDC BT 9 0 0 9 206.2266 317.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 305.2772 Tm -.02 Tc [(complexity in reco)7.3(vering both systems and the)]TJ ET EMC /P <>BDC BT 9 0 0 9 213.4161 305.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 293.2772 Tm -.02 Tc (sensitive data that they contain and ensuring that)Tj ET EMC /P <>BDC BT 9 0 0 9 223.5553 293.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 281.2772 Tm -.02 Tc [(only authorized and authenticated users ha)7.3(ve access.)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.6154 281.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 11 0 0 11 36 255.2773 Tm .52 .75 .08 0 k -.005 Tc [(Types of Catastr)17.6(ophic E)12.7(vents)]TJ ET EMC /P <>BDC BT 11 0 0 11 179.1687 255.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 36 237.2773 Tm 0 0 0 1 k -.005 Tc [(The terms disaster)60.1(, catastr)9.8(ophe and apocalypse are)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.0301 237.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 225.2772 Tm -.005 Tc [(used t)9.8(o)0( describe increasingly destructive, high-)]TJ ET EMC /P <>BDC BT 9 0 0 9 36 213.2772 Tm [(impact e)6.3(vents. )]TJ ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 96.2027 213.2772 Tm (Figure 1)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 128.8854 213.2772 Tm ( shows examples of such)Tj ET EMC /P <>BDC BT 9 0 0 9 229.0787 213.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 201.2772 Tm -.005 Tc [(e)6.3(vents, with impact plotted against likelihood. )19.5(The)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.0507 201.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 189.2772 Tm -.005 Tc [(diagr)19.5(am is illustr)19.5(ative r)19.5(ather than de)]TJ /TT7 1 Tf 15.7002 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc -.0195 Tw (nitive. The)Tj ET EMC /P <>BDC BT 9 0 0 9 222.663 189.2772 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 177.2772 Tm -.005 Tc (placement and magnitude of the incidents are)Tj ET EMC /P <>BDC BT 9 0 0 9 217.2902 177.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 165.2772 Tm -.005 Tc [(based on estimates by the W)15.1(orld E)9.3(conomic F)10.2(orum,)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.3682 165.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 153.2772 Tm -.005 Tc [(the Global Challenges F)10.2(oundation and the other)]TJ ET EMC /P <>BDC BT 9 0 0 9 223.3922 153.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 141.2772 Tm -.005 Tc [(subject matter exper)-24.4(t opinions.)]TJ ET EMC /P <>BDC BT 9 0 0 9 158.8608 141.2772 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 117.2773 Tm -.005 Tc (In )Tj ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 45.5066 117.2773 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gure 1)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 76.3929 117.2773 Tm [(, the orientation of the o)7.3(v)7.3(als implies that)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.2747 117.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 105.2773 Tm -.005 Tc [(less impactful e)6.3(vents are more common than those)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.4521 105.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 93.2773 Tm -.005 Tc [(of greater impact. F)10.2(or example, less power)-7.3(ful)]TJ ET EMC /P <>BDC BT 9 0 0 9 214.3186 93.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36 81.2773 Tm -.005 Tc [(ear)-24.4(thquakes occur more frequently)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 174.4946 85.0522 Tm 0 Tc (2)Tj ET EMC /P <>BDC BT 9 0 0 9 177.4818 81.2773 Tm -.005 Tc [( compared t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.9488 81.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 557.2773 Tm -.005 Tc [(those that are de)6.3(v)7.3(astating, such as the 2010)]TJ ET EMC /P <>BDC BT 9 0 0 9 429.0421 557.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 545.2773 Tm -.005 Tc [(ear)-24.4(thquake that destr)9.8(oyed P)6.3(o)0(r)-24.4(t-au-Prince, Haiti,)]TJ ET EMC /P <>BDC BT 9 0 0 9 441.0175 545.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 533.2773 Tm -.005 Tc [(lea)7.3(ving an estimated 250,000 dead, 300,000 injured)]TJ ET EMC /P <>BDC BT 9 0 0 9 456.8313 533.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 521.2773 Tm -.005 Tc [(and 1.5 million homeless. Not only are such e)6.3(vents)]TJ ET EMC /P <>BDC BT 9 0 0 9 454.9548 521.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 509.2773 Tm -.005 Tc (damaging in and of themselves, but relationships)Tj ET EMC /P <>BDC BT 9 0 0 9 448.2772 509.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 497.2773 Tm -.005 Tc [(between and among e)6.3(vents in )]TJ ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 374.8082 497.2773 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gure 1)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 405.6946 497.2773 Tm ( must be)Tj ET EMC /P <>BDC BT 9 0 0 9 440.0384 497.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 485.2773 Tm -.005 Tc [(considered. )19.5(These relationships include causation)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.0378 485.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 473.2773 Tm -.005 Tc [(and intensity. F)10.2(or example, a pandemic might lead)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.262 473.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 461.2773 Tm -.005 Tc [(t)9.8(o)0( economic crises and political uphea)7.3(v)7.3(als. Such)]TJ ET EMC /P <>BDC BT 9 0 0 9 446.4974 461.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 449.2773 Tm -.005 Tc [(combined e)6.3(vents exacerbate priv)7.3(acy risk because)]TJ ET EMC /P <>BDC BT 9 0 0 9 450.6513 449.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 437.2773 Tm -.005 Tc [(they cut acr)9.8(oss multiple data silos. F)10.2(or example, the)]TJ ET EMC /P <>BDC BT 9 0 0 9 459.0782 437.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 425.2773 Tm -.005 Tc (health records of those affected by a pandemic)Tj ET EMC /P <>BDC BT 9 0 0 9 440.9931 425.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5018 413.2773 Tm -.005 Tc [(need t)9.8(o)0( be shared with others, such as contact)]TJ ET EMC /P <>BDC BT 9 0 0 9 438.2158 413.2773 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT12 1 Tf 30 0 0 30 37.0018 657.9687 Tm .85 .11 .6 .26 k -.02 Tc (Accessing Data and Maintaining)Tj ET EMC /P <>BDC BT 30 0 0 30 440.8799 657.9687 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 30 0 0 30 37.0018 623.9687 Tm -.02 Tc [(Priv)7.3(acy Before, During and After)]TJ ET EMC /P <>BDC BT 30 0 0 30 433.3812 623.9687 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 30 0 0 30 37.0018 589.9687 Tm -.02 Tc [(Catastr)9.8(ophic E)12.7(vents)]TJ ET EMC /P <>BDC BT /TT9 1 Tf 11 0 0 11 268.5339 197.3328 Tm 0 0 0 0 k [(C. W)16.1(arren Axelr)17.6(od,)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 11 0 0 11 356.6994 197.3328 Tm ( Ph.D., CISM, CISSP)Tj ET EMC /P <>BDC BT 11 0 0 11 447.4326 197.3328 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 186.5327 Tm [(Is the resear)9.3(ch direct)9.8(or for )]TJ /TT7 1 Tf 11.9731 0 TD ()Tj /TT2 1 Tf .5537 0 TD [(nancial ser)-8.8(vices at the US Cyber)]TJ ET EMC /P <>BDC BT 9 0 0 9 509.0686 186.5327 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 175.7329 Tm [(Consequences Unit. Pre)6.3(viously, he was the business information security)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.3772 175.7329 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 164.9329 Tm (of)Tj /TT7 1 Tf .9175 0 TD ()Tj /TT2 1 Tf .5537 0 TD [(cer and chief priv)7.3(acy of)]TJ /TT7 1 Tf 10.3125 0 TD ()Tj /TT2 1 Tf .5537 0 TD [(cer at US )19.5(T)36.6(rust. Axelr)9.8(od was a cofounder and)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.2497 164.9329 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 154.1328 Tm [(board member of the Financial Ser)-8.8(vices Information Sharing and Analysis)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.7063 154.1328 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 143.3328 Tm [(Center \(FS-ISAC)12.7(\) and represented the banking and )]TJ /TT7 1 Tf 22.4878 0 TD ()Tj /TT2 1 Tf .5537 0 TD [(nance sect)9.8(or in)]TJ ET EMC /P <>BDC BT 9 0 0 9 536.9694 143.3328 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 132.5327 Tm [(W)16.1(ashingt)9.8(on DC, USA, during the Y2K date r)9.8(ollo)7.3(ver)60.1(. In 2001, he testi)]TJ /TT7 1 Tf 29.353 0 TD ()Tj /TT2 1 Tf .5537 0 TD (ed on)Tj ET EMC /P <>BDC BT 9 0 0 9 559.8649 132.5327 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 121.7328 Tm [(cybersecurity before the US Congress. He received ISACA)58.6()54.7(s)0( Michael P)158.2(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 545.9739 121.7328 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 110.9328 Tm [(Cangemi Best Book/Ar)-24.4(ticle A)16.1(ward in 2009. )19.5(The most recent of his )]TJ /TT7 1 Tf 29.3476 0 TD ()Tj /TT2 1 Tf .5537 0 TD (ve)Tj ET EMC /P <>BDC BT 9 0 0 9 546.7737 110.9328 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 100.1328 Tm (books is )Tj ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 304.3317 100.1328 Tm (Engineering Safe and Secure Software Systems)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 489.9304 100.1328 Tm (. His current)Tj ET EMC /P <>BDC BT 9 0 0 9 538.4329 100.1328 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 89.3328 Tm [(resear)9.3(ch interests include the beha)7.3(vior)19.5(al aspects of cybersecurity )]TJ ET EMC /P <>BDC BT 9 0 0 9 531.986 89.3328 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 268.5339 78.5328 Tm (risk management.)Tj ET EMC /Artifact <>BDC 515.233 692.116 53.716 54.884 re f EMC /Figure <>BDC Q /GS1 gs BT /F1 1 Tf 9 0 0 9 515.2334 721.5889 Tm .51765 .74902 .070588 0 k .0249 Tc 0 Tw (FEATURE)Tj ET q 1 i 515.248 746.986 53.701 -54.87 re W n q 1 0 0 1 568.949 747 cm 0 0 m 0 -54.884 l -9.375 -54.884 l -9.375 -9.9448 l -49.977 -9.9448 l -49.977 0 l 0 0 l f Q EMC /Figure <>BDC Q q 1 i 244.496 428.762 385.92 -256.32 re W n 254.502 402.29 349.502 -174.435 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n q 349.44 0 0 175.2 254.096 227.402 cm /Im1 Do Q EMC /P <>BDC Q q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 36.3351 20.7553 Tm 0 0 0 1 k 0 Tc [( 2021 ISACA. All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 143.9671 20.7553 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 47 0 obj <>/XObject<>/ExtGState<>>> endobj 81 0 obj <> endobj 87 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 20.9698 Tm 0 0 0 1 k 0 Tc 0 Tw (ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 60.8804 20.9698 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7275 20.9698 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 .014984 .51505 31.516 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 12.8637 20.9698 Tm .85 .11 .6 .26 k (2)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 142.9181 402.7667 Tm 0 0 0 1 k -.02 Tc [(tr)19.5(acers, but sharing systems and communications)]TJ ET EMC /P <>BDC BT 9 0 0 9 333.8391 402.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 390.7667 Tm -.02 Tc [(could ha)7.3(ve been destr)9.8(oyed by a )]TJ /TT1 1 Tf 13.5709 0 TD 0 Tc <0001>Tj /TT2 1 Tf .5479 0 TD -.02 Tc (ood or wild)Tj /TT7 1 Tf 4.6892 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc (re, so it)Tj ET EMC /P <>BDC BT 9 0 0 9 344.3081 390.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 378.7667 Tm -.02 Tc [(may be necessary t)9.8(o)0( pr)9.8(o)7.3(vide greater access t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 320.2773 378.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 366.7667 Tm -.02 Tc [(sensitive personal information t)9.8(o)0( o)7.3(ver)9.3(come adverse)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.8446 366.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 354.7667 Tm -.02 Tc [(cir)9.3(cumstances. )19.5(There are also surges in unauthorized)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.1732 354.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 342.7667 Tm -.02 Tc [(access t)9.8(o)0( tr)9.8(o)7.3(ves of personal data facilitated by these)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.137 342.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 330.7667 Tm -.02 Tc (disruptions. Hurricane Katrina in the United States)Tj ET EMC /P <>BDC BT 9 0 0 9 332.9654 330.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 318.7667 Tm -.02 Tc [(spawned a r)19.5(ash of identity theft and egregious fr)19.5(aud,)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.1523 318.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 306.7667 Tm -.02 Tc [(as hackers were able t)9.8(o)0( pose as victims.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 297.0599 310.5416 Tm 0 Tc (3)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 299.9122 310.5416 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 282.7667 Tm -.005 Tc [(Although each category of catastr)9.8(ophe is different,)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.9087 282.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 270.7667 Tm -.005 Tc [(they all ha)7.3(ve cer)-24.4(tain aspects in common fr)9.8(om a)]TJ ET EMC /P <>BDC BT 9 0 0 9 330.016 270.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 258.7667 Tm -.005 Tc [(data security and priv)7.3(acy perspective. Examining)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.949 258.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 246.7667 Tm -.005 Tc [(the risk by type of catastr)9.8(ophe can help in)]TJ ET EMC /P <>BDC BT 9 0 0 9 307.0532 246.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 234.7667 Tm -.005 Tc [(understanding how t)9.8(o)0( mitigate the risk.)]TJ ET EMC /P <>BDC BT 9 0 0 9 296.9895 234.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 142.9181 210.7667 Tm -.005 Tc (Figure 2)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 175.6008 210.7667 Tm [( illustr)19.5(ates the nature and char)19.5(acteristics of)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.6366 210.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 198.7667 Tm -.005 Tc [(the catastr)9.8(ophic e)6.3(vents illustr)19.5(ated in )]TJ ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 288.1609 198.7667 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gure 1)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 319.0472 198.7667 Tm -.0195 Tw (. The)Tj ET EMC /P <>BDC BT 9 0 0 9 338.3383 198.7667 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 186.7667 Tm -.005 Tc [(impact depends very much on the geogr)19.5(aphy and)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.18 186.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 174.7667 Tm -.005 Tc [(reach of catastr)9.8(ophes. Prepar)19.5(ation is shown t)9.8(o)0( be)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.3513 174.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 162.7667 Tm -.005 Tc (quite low in many cases. If there was greater)Tj ET EMC /P <>BDC BT 9 0 0 9 318.8109 162.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 150.7667 Tm -.005 Tc [(prepar)19.5(ation, responses would not be so dr)19.5(amatic.)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.9153 150.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 138.7667 Tm -.005 Tc [(Howe)6.3(ver)60.1(, human biases tend t)9.8(o)0( lead people t)9.8(o)0( be)]TJ ET EMC /P <>BDC BT 9 0 0 9 336.3079 138.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 126.7667 Tm -.005 Tc (underprepared.)Tj ET EMC /P <>BDC BT 9 0 0 9 203.1703 126.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 11 0 0 11 142.9181 100.7667 Tm .52 .75 .08 0 k -.005 Tc [(A)23.4(nticipating Catastr)17.6(ophic E)12.7(vents)]TJ ET EMC /P <>BDC BT 11 0 0 11 302.5979 100.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 142.9181 82.7667 Tm 0 0 0 1 k -.005 Tc [(Nicholas )19.5(T)55.2(aleb popularized the concept of black)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.4324 82.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.9181 70.7667 Tm -.005 Tc [(swans,)83( meaning high-impact, low-pr)9.8(obability)]TJ ET EMC /P <>BDC BT 9 0 0 9 319.9897 70.7667 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 402.7708 Tm -.005 Tc [(e)6.3(vents.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 389.8567 406.5457 Tm 0 Tc (4)Tj ET EMC /P <>BDC BT 9 0 0 9 392.844 402.7708 Tm -.005 Tc [( Howe)6.3(ver)60.1(, )19.5(T)55.2(aleb himself argued against the)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.1174 402.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 390.7708 Tm -.005 Tc [(CO)10.7(VID-19 pandemic being a black swan.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 520.9935 394.5457 Tm 0 Tc (5)Tj ET EMC /P <>BDC BT 9 0 0 9 523.9808 390.7708 Tm -.005 Tc ( Instead,)Tj ET EMC /P <>BDC BT 9 0 0 9 557.3039 390.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 378.7708 Tm -.005 Tc [(he categorized the pandemic as )24.4(a)0( por)-24.4(tent of a)]TJ ET EMC /P <>BDC BT 9 0 0 9 545.7386 378.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 366.7708 Tm -.005 Tc [(more fr)19.5(agile global system.)83()]TJ ET EMC /P <>BDC BT 9 0 0 9 471.2173 366.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 342.7708 Tm -.005 Tc [(Some suggest that a better way t)9.8(o)0( anticipate the)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.4998 342.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 330.7708 Tm -.005 Tc [(future than )39.1(simplistic extr)19.5(apolations is t)9.8(o)0( combine)]TJ ET EMC /P <>BDC BT 9 0 0 9 565.1772 330.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 318.7708 Tm -.005 Tc [()39.1(scenario planning \(or thought experiments\) and)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.7805 318.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 306.7708 Tm -.005 Tc [(pr)9.8(obabilistic forecasting.)83( Adv)7.3(ocates of scenario)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.6442 306.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 294.7708 Tm -.005 Tc [(planning consider plausibility o)7.3(ver pr)9.8(obability,)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.5598 294.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 282.7708 Tm -.005 Tc [(whereas forecasters belie)6.3(ve in calculating the odds)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.4873 282.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 270.7708 Tm -.005 Tc (of possible outcomes and then quantifying risk.)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 548.7654 274.5457 Tm 0 Tc (6)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 551.7527 274.5457 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 246.7708 Tm -.005 Tc [(Although some belie)6.3(ve that speci)]TJ /TT7 1 Tf 14.5627 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(c catastr)9.8(ophes)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.258 246.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 234.7708 Tm -.005 Tc [(are almost impossible t)9.8(o)0( predict realistically in)]TJ ET EMC /P <>BDC BT 9 0 0 9 544.6764 234.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 222.7708 Tm -.005 Tc (scope, timing and location, published predictions)Tj ET EMC /P <>BDC BT 9 0 0 9 554.05 222.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 210.7708 Tm -.005 Tc [(are always disco)7.3(vered after the fact.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 504.413 214.5457 Tm 0 Tc (7)Tj ET EMC /P <>BDC BT 9 0 0 9 507.4003 210.7708 Tm -.005 Tc ( It can be)Tj ET EMC /P <>BDC BT 9 0 0 9 543.4119 210.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 198.7708 Tm -.005 Tc [(argued that catastr)9.8(ophes will occur o)7.3(ver a period of)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.4839 198.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 186.7708 Tm -.005 Tc (time, but it is usually not known what the category)Tj ET EMC /P <>BDC BT 9 0 0 9 558.1567 186.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 174.7708 Tm -.005 Tc [(of catastr)9.8(ophe will be and when and where it might)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.2711 174.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 162.7708 Tm -.005 Tc [(happen. As a result, some le)6.3(vel of prepar)19.5(ation is)]TJ ET EMC /P <>BDC BT 9 0 0 9 550.319 162.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 150.7708 Tm -.005 Tc [(needed. )19.5(This may include food and water st)9.8(or)19.5(age,)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.303 150.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 138.7708 Tm -.005 Tc [(a)7.3(v)7.3(ailability of hospital ships, compatible)]TJ ET EMC /P <>BDC BT 9 0 0 9 518.8043 138.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 126.7708 Tm -.005 Tc [(communications or tr)19.5(aining, and equipping )]TJ /TT7 1 Tf 18.9682 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (rst)Tj ET EMC /P <>BDC BT 9 0 0 9 547.5624 126.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 114.7708 Tm -.005 Tc (responders.)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 408.4239 118.5457 Tm 0 Tc (8)Tj ET EMC /P <>BDC BT 9 0 0 9 411.4111 114.7708 Tm -.005 Tc [( When it comes t)9.8(o)0( priv)7.3(acy in highly)]TJ ET EMC /P <>BDC BT 9 0 0 9 547.535 114.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 102.7708 Tm -.02 Tc [(disruptive times, it makes sense t)9.8(o)0( secure personal)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.4532 102.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 90.7708 Tm -.02 Tc [(data in v)7.3(arious forms \(e.g., paper)60.1(, electr)9.8(onic st)9.8(or)19.5(age\))]TJ ET EMC /P <>BDC BT 9 0 0 9 561.1475 90.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 78.7708 Tm -.02 Tc [(and at locations that are likely t)9.8(o)0( sur)-8.8(vive and be)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.7489 78.7708 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.4181 66.7708 Tm -.02 Tc [(accessible under a r)19.5(ange of catastr)9.8(ophic conditions.)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.8127 66.7708 Tm 0 Tc ( )Tj ET EMC /Figure <>BDC Q .90588 .24314 .66667 .12549 k /GS1 gs 142.971 676.999 423 16.55 re f q 1 i 141 693.549 424.971 -268.891 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d q 1 0 0 1 142.971 676.999 cm 0 0 m 423 0 l S Q Q BT /F2 1 Tf 9.8 0 0 10 249.613 682.849 Tm 0 0 0 0 k -.0141 Tc .0004 Tw [(Figur)9.8(e)1( )-21.1(1Catastrophic Events by Likelihood and Impact)]TJ ET .084 0 .154 0 k 142.971 424.658 422.564 250.923 re f 0 0 0 1 K 0 J 0 j 1 w 10 M [] 0 d 1 i q 1 0 0 1 203.008 657.396 cm 0 0 m 0 -183.475 l 344.425 -183.475 l S Q 0 0 0 1 k q 1 0 0 1 199.019 656.229 cm 0 0 m 3.9893 6.9082 l 7.978 0 l 0 0 l f Q q 1 0 0 1 546.266 469.932 cm 0 0 m 6.908 3.989 l 0 7.978 l 0 0 l f Q .104 .15 .016 0 k q 1 0 0 1 545.061 618.275 cm 0 0 m -1.913 -5.1367 -28.616 .0664 -59.644 11.621 c -90.671 23.176 -114.274 36.707 -112.36 41.843 c -110.447 46.979 -83.744 41.777 -52.717 30.222 c -21.69 18.667 1.913 5.1367 0 0 c f Q .52 .75 .08 0 K q 1 0 0 1 545.061 618.275 cm 0 0 m -1.913 -5.1367 -28.616 .0664 -59.644 11.621 c -90.671 23.176 -114.274 36.707 -112.36 41.843 c -110.447 46.979 -83.744 41.777 -52.717 30.222 c -21.69 18.667 1.913 5.1367 0 0 c s Q q 1 0 0 1 552.748 591.83 cm 0 0 m -1.498 -3.873 -25.003 1.6089 -52.501 12.243 c -79.998 22.877 -101.074 34.638 -99.576 38.51 c -98.079 42.383 -74.573 36.902 -47.076 26.268 c -19.579 15.633 1.497 3.8727 0 0 c f Q q 1 0 0 1 552.748 591.83 cm 0 0 m -1.498 -3.873 -25.003 1.6089 -52.501 12.243 c -79.998 22.877 -101.074 34.638 -99.576 38.51 c -98.079 42.383 -74.573 36.902 -47.076 26.268 c -19.579 15.633 1.497 3.8727 0 0 c s Q q 1 0 0 1 553.188 567.856 cm 0 0 m -2.126 -5.052 -34.69 3.8329 -72.732 19.845 c -110.775 35.857 -139.89 52.933 -137.764 57.985 c -135.637 63.037 -103.074 54.152 -65.031 38.14 c -26.989 22.128 2.127 5.0519 0 0 c f Q q 1 0 0 1 553.188 567.856 cm 0 0 m -2.126 -5.052 -34.69 3.8329 -72.732 19.845 c -110.775 35.857 -139.89 52.933 -137.764 57.985 c -135.637 63.037 -103.074 54.152 -65.031 38.14 c -26.989 22.128 2.127 5.0519 0 0 c s Q q 1 0 0 1 549.463 544.501 cm 0 0 m -2.384 -5.665 -34.784 2.567 -72.367 18.386 c -109.95 34.205 -138.484 51.62 -136.1 57.284 c -133.717 62.949 -101.316 54.717 -63.733 38.898 c -26.15 23.079 2.384 5.664 0 0 c f Q q 1 0 0 1 549.463 544.501 cm 0 0 m -2.384 -5.665 -34.784 2.567 -72.367 18.386 c -109.95 34.205 -138.484 51.62 -136.1 57.284 c -133.717 62.949 -101.316 54.717 -63.733 38.898 c -26.15 23.079 2.384 5.664 0 0 c s Q q 1 0 0 1 522.791 531.522 cm 0 0 m -1.9009 -4.517 -32.296 3.967 -67.888 18.948 c -103.481 33.929 -130.795 49.735 -128.893 54.251 c -126.993 58.767 -96.598 50.284 -61.005 35.302 c -25.412 20.321 1.901 4.516 0 0 c f Q q 1 0 0 1 522.791 531.522 cm 0 0 m -1.9009 -4.517 -32.296 3.967 -67.888 18.948 c -103.481 33.929 -130.795 49.735 -128.893 54.251 c -126.993 58.767 -96.598 50.284 -61.005 35.302 c -25.412 20.321 1.901 4.516 0 0 c s Q q 1 0 0 1 410.036 601.108 cm 0 0 m -4.703 -12.027 -39.239 -9.765 -77.138 5.0541 c -115.037 19.873 -141.949 41.635 -137.246 53.663 c -132.543 65.69 -98.008 63.427 -60.108 48.609 c -22.209 33.79 4.703 12.027 0 0 c f Q q 1 0 0 1 410.036 601.108 cm 0 0 m -4.703 -12.027 -39.239 -9.765 -77.138 5.0541 c -115.037 19.873 -141.949 41.635 -137.246 53.663 c -132.543 65.69 -98.008 63.427 -60.108 48.609 c -22.209 33.79 4.703 12.027 0 0 c s Q q 1 0 0 1 545.827 499.255 cm 0 0 m -2.223 -5.281 -32.196 2.294 -66.947 16.921 c -101.698 31.548 -128.067 47.687 -125.844 52.968 c -123.622 58.25 -93.648 50.674 -58.897 36.047 c -24.146 21.42 2.223 5.282 0 0 c f Q q 1 0 0 1 545.827 499.255 cm 0 0 m -2.223 -5.281 -32.196 2.294 -66.947 16.921 c -101.698 31.548 -128.067 47.687 -125.844 52.968 c -123.622 58.25 -93.648 50.674 -58.897 36.047 c -24.146 21.42 2.223 5.282 0 0 c s Q q 1 0 0 1 541.946 478.355 cm 0 0 m -1.74 -4.133 -21.505 .241 -44.147 9.771 c -66.788 19.301 -83.733 30.378 -81.993 34.511 c -80.253 38.644 -60.488 34.27 -37.846 24.739 c -15.204 15.21 1.74 4.133 0 0 c f Q q 1 0 0 1 541.946 478.355 cm 0 0 m -1.74 -4.133 -21.505 .241 -44.147 9.771 c -66.788 19.301 -83.733 30.378 -81.993 34.511 c -80.253 38.644 -60.488 34.27 -37.846 24.739 c -15.204 15.21 1.74 4.133 0 0 c s Q q 1 0 0 1 481.638 479.249 cm 0 0 m -1.886 -5.058 -27.638 -.126 -57.519 11.017 c -87.398 22.159 -110.093 35.292 -108.207 40.35 c -106.32 45.408 -80.568 40.476 -50.688 29.333 c -20.808 18.191 1.887 5.058 0 0 c f Q q 1 0 0 1 481.638 479.249 cm 0 0 m -1.886 -5.058 -27.638 -.126 -57.519 11.017 c -87.398 22.159 -110.093 35.292 -108.207 40.35 c -106.32 45.408 -80.568 40.476 -50.688 29.333 c -20.808 18.191 1.887 5.058 0 0 c s Q q 1 0 0 1 457.287 510.682 cm 0 0 m -2.48 -5.894 -28.673 -.494 -58.503 12.062 c -88.335 24.617 -110.505 39.574 -108.025 45.468 c -105.544 51.362 -79.351 45.961 -49.52 33.406 c -19.69 20.85 2.482 5.893 0 0 c f Q q 1 0 0 1 457.287 510.682 cm 0 0 m -2.48 -5.894 -28.673 -.494 -58.503 12.062 c -88.335 24.617 -110.505 39.574 -108.025 45.468 c -105.544 51.362 -79.351 45.961 -49.52 33.406 c -19.69 20.85 2.482 5.893 0 0 c s Q q 1 0 0 1 371.118 527.013 cm 0 0 m -2.351 -5.588 -28.959 .279 -59.431 13.105 c -89.902 25.93 -112.697 40.857 -110.346 46.445 c -107.994 52.033 -81.385 46.165 -50.914 33.34 c -20.443 20.514 2.353 5.587 0 0 c f Q q 1 0 0 1 371.118 527.013 cm 0 0 m -2.351 -5.588 -28.959 .279 -59.431 13.105 c -89.902 25.93 -112.697 40.857 -110.346 46.445 c -107.994 52.033 -81.385 46.165 -50.914 33.34 c -20.443 20.514 2.353 5.587 0 0 c s Q q 1 0 0 1 413.272 556.602 cm 0 0 m -3.154 -7.495 -26.623 -4.769 -52.418 6.0891 c -78.214 16.946 -96.568 31.823 -93.413 39.318 c -90.259 46.812 -66.791 44.086 -40.995 33.229 c -15.199 22.371 3.154 7.494 0 0 c f Q q 1 0 0 1 413.272 556.602 cm 0 0 m -3.154 -7.495 -26.623 -4.769 -52.418 6.0891 c -78.214 16.946 -96.568 31.823 -93.413 39.318 c -90.259 46.812 -66.791 44.086 -40.995 33.229 c -15.199 22.371 3.154 7.494 0 0 c s Q BT /F3 1 Tf 9 0 0 9 171.3628 650.0023 Tm 0 0 0 1 k -.0002 Tc 0 Tw [(Cer)-25.4(t)-.8(ain)]TJ -1.3955 -3.2778 TD 0 Tc -.0001 Tw (Very Likely)Tj 1.978 -3.2777 TD 0 Tw (Likely)Tj .0459 -3.2778 TD .0003 Tc (50-50)Tj -.8452 -3.2778 TD 0 Tc (Unlikely)Tj -1.978 -3.2778 TD -.0001 Tw (Very Unlikely)Tj 2.7646 -3.2778 TD -.0002 Tc 0 Tw [(Ne)6.2(ver)]TJ 3.6578 -1.3562 TD .0001 Tc [(Inconvenience)-6152.6(D)0(isaster)]TJ 6.0138 -2.0889 TD -.0002 Tw [(E)10.2(c).1(onomic/Mor)-24.8(t)-.5(ality Impact \(Scope, Dur)19.1(a).3(tion, Intensity, Location\))]TJ 15.6982 2.0889 TD 0 Tc 0 Tw [(Catastr)8.9(o)-.2(phe)-6395.3(Apocalypse)]TJ /F2 1 Tf 9.2027 -3.9129 3.9129 9.2027 349.549 585.7557 Tm (E)Tj .4812 .0003 TD (c)Tj .4603 .0004 TD (o)Tj .498 .0003 TD (n)Tj .4923 -.0002 TD (o)Tj .4979 .0003 TD (m)Tj .7418 -.0004 TD -.0001 Tc (ic)Tj -2.9651 -1.0009 TD 0 Tc (C)Tj .5704 .0002 TD (o)Tj .4978 -.0002 TD .0002 Tc (llaps)Tj 1.9245 -.0002 TD 0 Tc (e)Tj 9.1368 -4.0644 4.0644 9.1368 280.144 562.9888 Tm (I)Tj .2713 .0003 TD (n)Tj .4915 -.0002 TD (d)Tj .496 -.0004 TD (u)Tj .4915 -.0002 TD (s)Tj .454 .0006 TD (t)Tj .3066 -.0004 TD (r)Tj .3317 -.0002 TD (i)Tj .2516 .0003 TD (a)Tj .4705 .0003 TD (l)Tj .2516 .0003 TD ( )Tj .2309 .0001 TD (A)Tj .5967 -.0005 TD (c)Tj .4597 -.0002 TD (c)Tj .4597 -.0002 TD (i)Tj .2516 .0003 TD (d)Tj .496 -.0004 TD (e)Tj .4794 -.0001 TD (n)Tj .4915 -.0002 TD (t)Tj 9.1679 -3.9938 3.9938 9.1679 484.222 499.6638 Tm (A)Tj .5965 .0003 TD (s)Tj .4537 .0002 TD (t)Tj .3067 -.0005 TD (e)Tj .4788 .0002 TD (r)Tj .3138 -.0005 TD (oi)Tj .7502 -.0003 TD (d)Tj 9.3697 -3.494 3.494 9.3697 394.28 508.7097 Tm (N)Tj .6117 -.0003 TD (uc)Tj .9521 -.0004 TD -.0001 Tc (le)Tj .7309 .0004 TD 0 Tc (a)Tj .4709 -.0005 TD -.0001 Tc .0006 Tw (r A)Tj 1.1592 -.0005 TD 0 Tc 0 Tw (c)Tj .4601 -.0003 TD (c)Tj .4601 -.0003 TD -.0001 Tc (id)Tj .748 .0004 TD 0 Tc (e)Tj .4791 .0004 TD (nt)Tj 9.3713 -3.4899 3.4899 9.3713 458.29 647.4238 Tm (C)Tj .5699 -.0001 TD -.0002 Tc (lim)Tj 1.2454 -.0002 TD 0 Tc (a)Tj .4705 .0002 TD (t)Tj .3072 .0002 TD (e)Tj .479 .0002 TD .0005 Tc ( C)Tj .8004 0 TD 0 Tc (h)Tj .492 -.0003 TD (a)Tj .4705 .0002 TD (n)Tj .492 -.0003 TD (g)Tj .5028 -.0006 TD (e)Tj 9.3268 -3.6071 3.6071 9.3268 472.956 619.5331 Tm (C)Tj .5705 -.0002 TD (y)Tj .4461 -.0001 TD (b)Tj .4955 -.0003 TD (e)Tj .4793 -.0001 TD .0004 Tc (rp)Tj .8279 -.0004 TD 0 Tc (a)Tj .4708 -.0002 TD (n)Tj .4919 .0005 TD .0004 Tc (de)Tj .9757 0 TD 0 Tc (m)Tj .7421 -.0003 TD (ic)Tj 9.2169 -3.8794 3.8794 9.2169 440.414 540.4197 Tm (E)Tj .4903 .0002 TD -.0003 Tc (le)Tj .7304 -.0004 TD 0 Tc (c)Tj .4598 .0004 TD (t)Tj .307 .0001 TD (r)Tj .3141 -.0002 TD (o)Tj .4979 .0002 TD .0002 Tc (ma)Tj 1.2132 -.0004 TD 0 Tc (g)Tj .5033 .0003 TD (n)Tj .4916 -.0003 TD (e)Tj .4786 -.0004 TD (t)Tj .307 .0001 TD -.0003 Tc (ic)Tj .7116 .0004 TD 0 Tc ( )Tj .2301 -.0002 TD (P)Tj .5687 -.0004 TD (u)Tj .4916 -.0003 TD -.0004 Tc (lse)Tj -14.3046 -2.3809 TD 0 Tc (I)Tj .2712 .0002 TD (n)Tj .4916 -.0003 TD -.0005 Tc (su)Tj .9452 -.0004 TD 0 Tc (r)Tj .3321 -.0002 TD (r)Tj .3321 -.0002 TD (e)Tj .4786 -.0004 TD (c)Tj .4598 .0004 TD (t)Tj .307 .0001 TD -.0003 Tc (io)Tj .7497 .0001 TD 0 Tc (n)Tj .4916 -.0003 TD (/)Tj .3308 .0003 TD (W)Tj .7326 .0004 TD (a)Tj .471 -.0003 TD (r)Tj -2.6024 4.4623 TD (M)Tj .7583 .0002 TD (a)Tj .471 -.0003 TD (j)Tj .2462 .0001 TD (o)Tj .4979 .0002 TD (r)Tj .3321 -.0002 TD ( )Tj .2301 -.0002 TD -.0002 Tc (Cybe)Tj 1.9889 -.0004 TD 0 Tc (r)Tj .3171 -.0002 TD (a)Tj .471 -.0003 TD (tt)Tj .614 .0002 TD (a)Tj .471 -.0003 TD (c)Tj .4598 .0004 TD (k)Tj -6.3688 4.5287 TD (B)Tj .5611 -.0004 TD -.0003 Tc (io)Tj .7497 .0001 TD (lo)Tj .7497 .0001 TD 0 Tc (g)Tj .5024 -.0001 TD -.0003 Tc (ic)Tj .7116 .0004 TD 0 Tc (a)Tj .471 -.0003 TD -.0003 Tc (l )Tj .4818 -.0002 TD 0 Tc (P)Tj .5633 -.0004 TD (a)Tj .4709 -.0003 TD (n)Tj .4916 -.0003 TD (d)Tj .4957 .0003 TD (e)Tj .4786 -.0004 TD -.0001 Tc (mic)Tj -6.5789 -2.2957 TD 0 Tc (B)Tj .5611 -.0004 TD -.0003 Tc (io)Tj .7497 .0001 TD (lo)Tj .7497 .0001 TD 0 Tc (g)Tj .5033 .0003 TD -.0003 Tc (ic)Tj .7116 .0004 TD 0 Tc (a)Tj .471 -.0003 TD -.0003 Tc (l/)Tj .5825 .0003 TD 0 Tc (N)Tj .6118 .0004 TD (u)Tj .4916 -.0003 TD (c)Tj .4598 .0004 TD -.0003 Tc (le)Tj .7304 -.0004 TD 0 Tc (a)Tj .471 -.0003 TD (r)Tj .3321 -.0002 TD ( )Tj .2301 -.0002 TD (W)Tj .7328 -.0005 TD (a)Tj .4708 -.0003 TD (r)Tj 9.3134 -3.6415 3.6415 9.3134 304.94 649.7889 Tm (F)Tj .4756 .0002 TD (l)Tj .2523 .0002 TD (o)Tj .4981 .0004 TD (o)Tj .4981 .0004 TD (d)Tj .4962 -.0003 TD (s)Tj .454 .0004 TD -.0001 Tc (, )Tj .4767 .0002 TD 0 Tc (E)Tj .4908 -.0003 TD (a)Tj .4702 .0002 TD (r)Tj .356 -.0002 TD (t)Tj .3071 -.0002 TD -.0002 Tc (hqua)Tj 1.9508 .0004 TD 0 Tc (k)Tj .4787 .0004 TD (e)Tj .4787 .0004 TD (s)Tj .454 .0004 TD (,)Tj -8.4121 -1.0025 TD (H)Tj .6143 -.0003 TD -.0003 Tc (ur)Tj .8236 -.0001 TD 0 Tc (r)Tj .3318 -.0002 TD (i)Tj .2523 .0002 TD (c)Tj .4594 .0003 TD (a)Tj .4711 .0006 TD -.0003 Tc (ne)Tj .9705 .0004 TD 0 Tc (s)Tj .454 .0004 TD -.0001 Tc (, )Tj .4467 -.0001 TD 0 Tc (T)Tj .5064 -.0002 TD (s)Tj .4542 .0004 TD -.0003 Tc (una)Tj 1.4546 .0007 TD 0 Tc (m)Tj .7419 .0002 TD (i)Tj .2523 .0002 TD (s)Tj .454 .0004 TD (,)Tj -7.9628 -1.0028 TD (V)Tj .5552 .0003 TD (o)Tj .4976 .0004 TD .0003 Tc (lc)Tj .7121 -.0005 TD 0 Tc (a)Tj .4715 -.0003 TD (nic)Tj 1.2038 -.0005 TD ( )Tj .2308 .0002 TD (E)Tj .4908 -.0003 TD (r)Tj .3318 -.0002 TD -.0003 Tc (up)Tj .9866 .0003 TD 0 Tc (t)Tj .3071 -.0002 TD .0003 Tc (io)Tj .7504 .0005 TD -.0003 Tc (ns)Tj ET EMC /P <>BDC q 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 413.4287 21.7041 Tm 0 Tc [( 2021 ISACA. All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 521.0605 21.7041 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 88 0 obj <>/ExtGState<>>> endobj 115 0 obj <> endobj 120 0 obj <> endobj 125 0 obj <> endobj 130 0 obj <> endobj 135 0 obj <> endobj 140 0 obj <> endobj 149 0 obj <> endobj 150 0 obj <> endobj 156 0 obj <> endobj 172 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9954 20.9379 Tm 0 0 0 1 k 0 Tc 0 Tw (ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 512.4738 20.9379 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 20.9379 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 .014984 .51599 31.274 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 20.9379 Tm .85 .11 .6 .26 k (3)Tj ET EMC /P <>BDC BT /TT9 1 Tf 11 0 0 11 36.381 288.7957 Tm .52 .75 .08 0 k -.005 Tc [(Prepar)14.6(ation and Mitigation Str)14.6(ategies)]TJ ET EMC /P <>BDC BT 11 0 0 11 219.7892 288.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 36.381 270.7957 Tm 0 0 0 1 k -.005 Tc [(Although many catastr)9.8(ophes cannot be readily)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.9696 270.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 258.7957 Tm -.005 Tc [(anticipated or a)7.3(v)7.3(oided, there are actions that can be)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.5135 258.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 246.7957 Tm -.005 Tc [(taken t)9.8(o)0( reduce the impact on priv)7.3(acy for)]TJ ET EMC /P <>BDC BT 9 0 0 9 197.7496 246.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 234.7957 Tm -.005 Tc (individuals and organizations, and potentially speed)Tj ET EMC /P <>BDC BT 9 0 0 9 239.8289 234.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 222.7957 Tm -.005 Tc [(the reco)7.3(very and rest)9.8(or)19.5(ation of personal,)]TJ ET EMC /P <>BDC BT 9 0 0 9 195.4337 222.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 210.7957 Tm -.005 Tc [(go)7.3(vernment and organizational, secret, and other)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.2335 210.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 198.7957 Tm -.005 Tc (critical records. )Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 99.67 198.7957 Tm (Figure 3)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 132.3525 198.7957 Tm [( shows suggested priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.4214 198.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 186.7957 Tm -.005 Tc [(prepar)19.5(ation and mitigation activities and the type of)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.3709 186.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 174.7957 Tm -.005 Tc [(response appr)9.8(opriate for each catastr)9.8(ophe.)]TJ ET EMC /P <>BDC BT 9 0 0 9 207.2715 174.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 11 0 0 11 36.381 148.7957 Tm .52 .75 .08 0 k -.005 Tc [(Addressing Risk Per)9.3(ception)]TJ ET EMC /P <>BDC BT 11 0 0 11 172.1616 148.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 36.381 130.7957 Tm 0 0 0 1 k -.005 Tc [(Beha)7.3(vior)19.5(al scientists argue that there are a number)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.2944 130.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 118.7957 Tm -.005 Tc (of signi)Tj /TT7 1 Tf 3.2388 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cant biases that arise when it comes t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 224.9708 118.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 106.7957 Tm -.005 Tc [(preparing for catastr)9.8(ophes.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 143.874 110.5706 Tm 0 Tc (9)Tj ET EMC /P <>BDC BT 9 0 0 9 146.8614 106.7957 Tm -.005 Tc [( Preparedness err)9.8(ors)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.3479 106.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 94.7957 Tm -.005 Tc [(can be tr)19.5(aced t)9.8(o)0( the harmful effects of six)]TJ ET EMC /P <>BDC BT 9 0 0 9 201.2456 94.7957 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.381 82.7957 Tm -.005 Tc (systematic biases:)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 110.0235 86.5706 Tm -.0083 Tc (10)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 115.998 86.5706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 273.6432 290.8914 Tm .42 0 .769 0 k -.005 Tc (Myopia bias)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 322.0639 290.8914 Tm 0 0 0 1 k [(A tendency t)9.8(o)0( focus on o)7.3(verly)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 445.5413 290.8914 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260.865 290.8914 Tm .42 0 .769 0 k (1.)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 273.8969 278.8914 Tm 0 0 0 1 k -.005 Tc [(shor)-24.4(t time horiz)7.8(ons)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 350.663 278.8914 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 273.6432 260.9153 Tm .42 0 .769 0 k -.005 Tc (Amnesia bias)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 327.8418 260.9153 Tm 0 0 0 1 k [(A tendency t)9.8(o)0( forget t)9.8(o)0(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 430.1426 260.9153 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260.865 260.9153 Tm .42 0 .769 0 k (2.)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 273.8969 248.9153 Tm 0 0 0 1 k -.005 Tc (quickly the lessons of past disasters)Tj ET EMC /LBody <>BDC BT 9 0 0 9 417.5993 248.9153 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 273.6432 230.9392 Tm .42 0 .769 0 k -.005 Tc (Optimism bias)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 331.5102 230.9392 Tm 0 0 0 1 k [(A tendency t)9.8(o)0( underestimate)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 452.111 230.9392 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260.865 230.9392 Tm .42 0 .769 0 k (3.)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 273.8969 218.9392 Tm 0 0 0 1 k -.005 Tc [(the likelihood of losses fr)9.8(om future hazards)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 445.4534 218.9392 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 273.6432 200.9634 Tm .42 0 .769 0 k -.005 Tc [(Iner)-24.4(tia bias)]TJ ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 318.5341 200.9634 Tm 0 0 0 1 k [(A tendency t)9.8(o)0( maintain the )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 433.3342 200.9634 Tm (status)Tj ET EMC /LBody <>BDC BT 9 0 0 9 457.5946 200.9634 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260.865 200.9634 Tm .42 0 .769 0 k (4.)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT4 1 Tf 9 0 0 9 273.8969 188.9634 Tm 0 0 0 1 k -.005 Tc (quo)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 288.6463 188.9634 Tm ( or adopt a default option)Tj ET EMC /LBody <>BDC BT 9 0 0 9 388.1379 188.9634 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 273.6432 170.9874 Tm .42 0 .769 0 k -.005 Tc (Simpli)Tj /TT10 1 Tf 2.8089 0 TD 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (cation bias)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 348.0812 170.9874 Tm 0 0 0 1 k [(A tendency t)9.8(o)0( selectively)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 452.6967 170.9874 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260.865 170.9874 Tm .42 0 .769 0 k (5.)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 273.8969 158.9874 Tm 0 0 0 1 k -.005 Tc [(tend t)9.8(o)0( a subset of the rele)6.3(v)7.3(ant fact)9.8(ors)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 426.4513 158.9874 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 273.6432 141.0114 Tm .42 0 .769 0 k -.005 Tc (Herding bias)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 324.3921 141.0114 Tm 0 0 0 1 k [(A tendency t)9.8(o)0( base choices on)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 452.0748 141.0114 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260.865 141.0114 Tm .42 0 .769 0 k (6.)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 273.8969 129.0114 Tm 0 0 0 1 k -.005 Tc [(obser)-8.8(ved actions of others)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 379.5409 129.0114 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.881 111.0114 Tm -.005 Tc (There are also a number of other biases such as:)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 446.0831 114.7863 Tm -.0083 Tc (11)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 452.0577 114.7863 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 264.8969 93.0352 Tm .42 0 .769 0 k -.005 Tc [(A)24.4(v)7.3(ailability bias)]TJ ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 327.8047 93.0352 Tm 0 0 0 1 k [(The tendency t)9.8(o)0( estimate the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 449.6613 93.0352 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT14 1 Tf 12 0 0 12 253.881 93.0352 Tm .42 0 .769 0 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 264.8969 81.0352 Tm 0 0 0 1 k -.005 Tc (likelihood of speci)Tj /TT7 1 Tf 7.9529 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(c e)6.3(vents occurring based on)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 452.5386 81.0352 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 264.8969 69.0352 Tm -.005 Tc [(one)39.1()54.7(s)0( own experience)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 349.2643 69.0352 Tm 0 Tc ( )Tj ET EMC /Figure <>BDC Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n .90588 .24314 .66667 .12549 k /GS1 gs 36.449 678.049 422.985 15.49 re f .51765 .74902 .070588 0 k 36.434 678.049 84.6 -14.75 re 121.034 678.049 84.6 -14.75 re 205.634 678.049 84.6 -14.75 re 290.234 678.049 84.6 -14.75 re 374.834 678.049 84.6 -14.75 re f .082353 0 .1451 0 k 36.434 663.299 84.6 -24.75 re 121.034 663.299 84.6 -24.75 re 205.634 663.299 84.6 -24.75 re 290.234 663.299 84.6 -24.75 re 374.834 663.299 84.6 -24.75 re 36.434 603.799 84.6 -24.75 re 121.034 603.799 84.6 -24.75 re 205.634 603.799 84.6 -24.75 re 290.234 603.799 84.6 -24.75 re 374.834 603.799 84.6 -24.75 re 36.434 554.299 84.6 -24.75 re 121.034 554.299 84.6 -24.75 re 205.634 554.299 84.6 -24.75 re 290.234 554.299 84.6 -24.75 re 374.834 554.299 84.6 -24.75 re 36.434 504.799 84.6 -24.75 re 121.034 504.799 84.6 -24.75 re 205.634 504.799 84.6 -24.75 re 290.234 504.799 84.6 -24.75 re 374.834 504.799 84.6 -24.75 re 36.434 465.299 84.6 -14.75 re 121.034 465.299 84.6 -14.75 re 205.634 465.299 84.6 -14.75 re 290.234 465.299 84.6 -14.75 re 374.834 465.299 84.6 -14.75 re 36.434 425.799 84.6 -14.75 re 121.034 425.799 84.6 -14.75 re 205.634 425.799 84.6 -14.75 re 290.234 425.799 84.6 -14.75 re 374.834 425.799 84.6 -14.75 re 36.434 386.299 84.6 -24.75 re 121.034 386.299 84.6 -24.75 re 205.634 386.299 84.6 -24.75 re 290.234 386.299 84.6 -24.75 re 374.834 386.299 84.6 -24.75 re 36.434 336.799 84.6 -24.75 re 121.034 336.799 84.6 -24.75 re 205.634 336.799 84.6 -24.75 re 290.234 336.799 84.6 -24.75 re 374.834 336.799 84.6 -24.75 re f .090196 .11373 .015686 0 k 36.434 638.549 84.6 -34.75 re 121.034 638.549 84.6 -34.75 re 205.634 638.549 84.6 -34.75 re 290.234 638.549 84.6 -34.75 re 374.834 638.549 84.6 -34.75 re 36.434 579.049 84.6 -24.75 re 121.034 579.049 84.6 -24.75 re 205.634 579.049 84.6 -24.75 re 290.234 579.049 84.6 -24.75 re 374.834 579.049 84.6 -24.75 re 36.434 529.549 84.6 -24.75 re 121.034 529.549 84.6 -24.75 re 205.634 529.549 84.6 -24.75 re 290.234 529.549 84.6 -24.75 re 374.834 529.549 84.6 -24.75 re 36.434 480.049 84.6 -14.75 re 121.034 480.049 84.6 -14.75 re 205.634 480.049 84.6 -14.75 re 290.234 480.049 84.6 -14.75 re 374.834 480.049 84.6 -14.75 re 36.434 450.549 84.6 -24.75 re 121.034 450.549 84.6 -24.75 re 205.634 450.549 84.6 -24.75 re 290.234 450.549 84.6 -24.75 re 374.834 450.549 84.6 -24.75 re 36.434 411.049 84.6 -24.75 re 121.034 411.049 84.6 -24.75 re 205.634 411.049 84.6 -24.75 re 290.234 411.049 84.6 -24.75 re 374.834 411.049 84.6 -24.75 re 36.434 361.549 84.6 -24.75 re 121.034 361.549 84.6 -24.75 re 205.634 361.549 84.6 -24.75 re 290.234 361.549 84.6 -24.75 re 374.834 361.549 84.6 -24.75 re f Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d /GS1 gs q 1 0 0 1 205.634 678.049 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d /GS1 gs q 1 0 0 1 36.434 678.049 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 678.049 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 36.434 638.549 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 638.549 cm 0 0 m 253.8 0 l S 1 0 0 1 253.8 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 36.434 603.799 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 603.799 cm 0 0 m 338.4 0 l S 1 0 0 1 0 59.5 cm 0 0 m 0 13.75 l S 1 0 0 1 0 -24.25 cm 0 0 m 0 24.25 l S 1 0 0 1 0 -34.75 cm 0 0 m 0 33.75 l S 1 0 0 1 0 -24.75 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 83.75 cm 0 0 m 0 13.75 l S 1 0 0 1 0 -24.25 cm 0 0 m 0 24.25 l S 1 0 0 1 0 -34.75 cm 0 0 m 0 33.75 l S 1 0 0 1 0 -24.75 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 83.75 cm 0 0 m 0 13.75 l S 1 0 0 1 0 -24.25 cm 0 0 m 0 24.25 l S 1 0 0 1 0 -34.75 cm 0 0 m 0 33.75 l S 1 0 0 1 0 -24.75 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 83.75 cm 0 0 m 0 13.75 l S 1 0 0 1 0 -24.25 cm 0 0 m 0 24.25 l S 1 0 0 1 0 -34.75 cm 0 0 m 0 33.75 l S 1 0 0 1 0 -24.75 cm 0 0 m 0 23.75 l S 1 0 0 1 -253.8 -49.5 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 -338.4 -49.5 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 -338.4 -29.5 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 -338.4 -39.5 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 -338.4 -49.5 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 -338.4 -49.5 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 36.434 312.049 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 312.049 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 312.049 cm 0 0 m 85.1 0 l S 1 0 0 1 -338.4 267 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 579.049 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 579.049 cm 0 0 m 85.1 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 554.799 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 36.434 554.299 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 554.299 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 554.299 cm 0 0 m 85.1 0 l S 1 0 0 1 -338.4 -24.75 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 529.549 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 529.549 cm 0 0 m 85.1 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 505.299 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 36.434 504.799 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 504.799 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 504.799 cm 0 0 m 85.1 0 l S 1 0 0 1 -338.4 -24.75 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 480.049 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 480.049 cm 0 0 m 85.1 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 465.799 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 13.75 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 36.434 465.299 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 465.299 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 465.299 cm 0 0 m 85.1 0 l S 1 0 0 1 -338.4 -14.75 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 450.549 cm 0 0 m 169.2 0 l S 1 0 0 1 169.2 0 cm 0 0 m 84.6 0 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 374.834 450.549 cm 0 0 m 85.1 0 l S Q Q q 1 i 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 121.034 426.299 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S 1 0 0 1 84.6 0 cm 0 0 m 0 23.75 l S Q Q q 1 i 36.449 693.539 423.485 -381.99 re W n 36.434 693.549 423.5 -382 re W n 36.434 693.549 423 -381.5 re 351.492 69.035 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 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-.0005 Tw [( )219.3(Pr)9.1(otect intellectual pr)9.3(oper)-23.8(ty)-9.5( )]TJ .219 -1.111 TD -.0094 Tc -.0007 Tw [(and tr)19.4(ade secrets fr)9.3(om)-9.6( )]TJ T* .0004 Tw [(leaking t)9.3(o).1( competit)9.4(ors.)]TJ -47.202 -6.381 TD 0 Tw [(Ear)-23.4(t).2(hquake,)-9.8( )]TJ 0 -1.111 TD (tsunami)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.6029 492.6519 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9695 492.6519 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.6(F)9.8(o).2(r a large ear)-23.3(t).3(hquake,)-9.7( )]TJ .219 -1.111 TD [(immediately exit fr)9.6(om)-9.4( )]TJ T* -.0097 Tc .0007 Tw [(buildings and e)5.5(v)7.1(acuate)-10.5( )]TJ T* -.0095 Tc .0005 Tw [(affected areas for safer)-9.7( )]TJ T* -.0097 Tc 0 Tw (place.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.6029 443.1452 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9695 443.1452 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Upon tsunami aler)-23.3(t).1(,)-9.8( )]TJ .219 -1.111 TD [(e)6.2(v)7.7(acuate coastal areas and)-9.4( )]TJ T* [(seek high gr)9.7(ound.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.1361 495.3167 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.503 495.3167 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.8(Same as hurricanes, ex)9.1(cept)-9.9( )]TJ .219 -1.111 TD [(there may be no time t)9(o)-9.2( )]TJ T* -.0095 Tc .0005 Tw (access documents.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.1361 465.6126 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.503 465.6126 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )219.5(Ha)7.1(ve document scans and)-9.7( )]TJ .219 -1.111 TD [(electr)9.7(onic data reside in the)-9.9( )]TJ T* [(cloud with access given t)9.3(o)-9( )]TJ T* [(trusted friends, relatives or)-9.5( )]TJ T* 0 Tw [(cust)9.2(odians.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6693 495.3256 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 350.0362 495.3256 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( )219.7(Same as hurricanes, ex)10(cept)-10.2( )]TJ .219 -1.111 TD -.0096 Tc .0006 Tw [(area offices may not be)-10.4( )]TJ T* -.0093 Tc 0 Tw [(oper)19.8(ational.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6693 465.6215 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 350.0362 465.6215 Tm 0 0 0 1 k -.0094 Tc -.0007 Tw [( )219.3(Personal and agency-)]TJ .219 -1.111 TD .0003 Tw [(sensitive data may not be)-9.9( )]TJ T* [(accessible out-of-area if not)-9.8( )]TJ 0 -1.1111 TD [(st)9.4(ored in other location\(s\).)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.2025 495.3345 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.5685 495.3345 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( )219.5(Same as hurricanes, ex)10.1(cept)-10.2( )]TJ .2191 -1.1111 TD .0004 Tw [(businesses may not be)-10( )]TJ T* -.0093 Tc 0 Tw [(oper)19.6(ational.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.2025 465.6294 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.5685 465.6294 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Personal and organization-)]TJ .2191 -1.111 TD -.0008 Tw [(sensitive data may not be)-9.9( )]TJ T* .0003 Tw [(accessible out-of-area if not)-9.8( )]TJ T* [(st)9.3(ored in other location\(s\).)]TJ -47.202 -3.3459 TD -.0097 Tc .0007 Tw [(Flash flood, ocean)-9.6( )]TJ 0 -1.111 TD -.0095 Tc .0005 Tw [(surge, mudslide,)-10.1( )]TJ T* -.0097 Tc -.0004 Tw [(t)8.6(o)-.5(rnado, wildfire)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5937 406.1054 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9608 406.1054 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.6(E)12.9(v)7.6(acuate within seconds or)-9.3( )]TJ .219 -1.1109 TD -.0097 Tc 0 Tw (minutes.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5937 386.3027 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9608 386.3027 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )219.7(F)10.7(o)-.1(r expected floods, go t)9.1(o)-9.1( )]TJ .219 -1.1109 TD [(upper floors \(not attic\) with)-9( )]TJ 0 -1.1111 TD -.0092 Tc .0002 Tw (easy access and exit.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5937 356.5997 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9608 356.5997 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( )219.7(F)10.5(o)-.3(r t)8.9(o)-.2(rnadoes, go t)9(o)-9.3( )]TJ .219 -1.111 TD .0004 Tw [(internal r)9.6(ooms, bathtubs or)-9.4( )]TJ T* -.0097 Tc 0 Tw (basements.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.1272 406.1154 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.4941 406.1154 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Similar t)9.2(o).1( hurricanes)-9( )]TJ .219 -1.111 TD -.0095 Tc .0005 Tw [(or ear)-23.5(t)0(hquakes, where)-10.2( )]TJ T* .0004 Tw [(warnings and aler)-23.5(t).4(s might)-9.8( )]TJ T* -.0093 Tc [(be given sufficiently in)-9.1( )]TJ T* [(adv)7.8(a)-.7(nce, allowing personal)-9.6( )]TJ T* [(information t)9.2(o).1( be gathered)-9.6( )]TJ T* [(and tr)19.5(anspor)-23.5(ted elsewhere.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6604 406.1243 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 350.0273 406.1243 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219.3(Similar t)9.2(o)0( hurricanes or)-9.6( )]TJ .219 -1.111 TD -.0093 Tc .0003 Tw [(ear)-23.5(t).3(hquakes where there)-10( )]TJ T* [(might be sufficient time)-10.1( )]TJ T* [(t)9.3(o).1( gather and take critical)-9.6( )]TJ T* -.0095 Tc 0 Tw (documents.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.1926 406.1243 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.5605 406.1243 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219.3(Similar t)9.1(o)-.2( hurricanes or)-9.7( )]TJ .219 -1.111 TD .0005 Tw [(ear)-23.7(t)0(hquakes where there)-10.3( )]TJ T* .0004 Tw [(might be sufficient time)-10.1( )]TJ T* -.0093 Tc [(t)9.2(o).1( gather and take critical)-9.8( )]TJ T* -.0095 Tc 0 Tw (documents.)Tj -47.202 -5.27 TD .0004 Tw [(Climate change)-2627.4(Shor)-23.5(t term:)-9.6( )]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5851 309.6497 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9521 309.6497 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Same as hurricanes)]TJ -.49 -1.111 TD -.0096 Tc -.0005 Tw (Medium term:)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5851 289.847 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9521 289.847 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.5(Raise buildings.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5851 279.9456 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9521 279.9456 Tm 0 0 0 1 k -.0097 Tc .0007 Tw [( )219.7(Build sea walls.)]TJ -.49 -1.111 TD -.0005 Tw (Longer term:)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5851 260.1429 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9521 260.1429 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.6(Mo)8.1(ve away fr)9.6(om vulner)19.6(able)-10( )]TJ .219 -1.1109 TD -.0096 Tc .0006 Tw (coasts, flood plains and fire-)Tj T* -.0094 Tc -.0007 Tw [(pr)9.5(one areas.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.1183 319.5609 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.3515 319.5609 Tm 0 0 0 1 k -.0246 Tc [( )204(F)9.8(o)-1(llow priv)7.7(acy pr)19.8(actices for)-24.4( )]TJ .204 -1.111 TD -.0244 Tc -.0002 Tw [(high-category hurricanes,)-24.2( )]TJ T* -.0246 Tc 0 Tw [(which are arguably influenced)-24.4( )]TJ T* -.0001 Tw [(by climate change. Climate)-24.7( )]TJ T* [(change is likely t)9.5(o)-.8( play out)-24.6( )]TJ T* 0 Tw [(o)7.1(v)-.3(er a pr)9.7(olonged period,)-24.6( )]TJ T* -.0244 Tc -.0002 Tw [(which allows time for)-25.1( )]TJ T* -.0003 Tw [(non-emergent planning)-24.3( )]TJ T* -.0247 Tc .0001 Tw [(and consider)19.7(a)-.1(tion of plan)-24.1( )]TJ T* -.0243 Tc 0 Tw (execution.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6515 319.5688 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 349.8847 319.5688 Tm 0 0 0 1 k -.0245 Tc -.0001 Tw [( )204(F)9.9(o)-.9(llow priv)7.9(acy pr)19.9(actices for)-24.3( )]TJ .51765 .74902 .070588 0 k .2039 -1.111 TD 0 Tw [(high-category hurricanes,)-24.5( )]TJ 0 0 0 1 k T* [(which are arguably influenced)-24.4( )]TJ T* -.0001 Tw [(by climate change. Climate)-24.7( )]TJ T* [(change is likely t)9.5(o)-.9( play out)-24.6( )]TJ T* -.0248 Tc .0002 Tw [(o)6.7(v)-.6(er a pr)9.5(olonged period,)-24.9( )]TJ T* -.0244 Tc -.0002 Tw [(which allows time for)-25.1( )]TJ T* -.0003 Tw [(non-emergent planning)-24.3( )]TJ T* -.0247 Tc .0001 Tw [(and consider)19.6(a)-.1(tion of plan)-24.1( )]TJ T* -.0243 Tc 0 Tw (execution.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.1847 319.5778 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.4179 319.5778 Tm 0 0 0 1 k -.0245 Tc -.0001 Tw [( )204.2(F)9.9(o)-.9(llow priv)7.8(acy pr)19.8(actices for)-24.3( )]TJ .204 -1.111 TD 0 Tw [(high-category hurricanes,)-24.5( )]TJ T* [(which are arguably influenced)-24.3( )]TJ T* -.0001 Tw [(by climate change. Climate)-24.7( )]TJ T* [(change is likely t)9.6(o)-.8( play out)-24.5( )]TJ T* 0 Tw [(o)7.1(v)-.3(er a pr)9.9(olonged period,)-24.6( )]TJ T* -.0002 Tw [(which allows time for)-25.1( )]TJ T* -.0242 Tc .0008 Tw [(non-emergent planning)-24.1( )]TJ T* -.0245 Tc -.0001 Tw [(and consider)18.8(a).1(tion of plan)-24.9( )]TJ T* -.0243 Tc 0 Tw (execution.)Tj -47.172 -1.937 TD -.0098 Tc -.0003 Tw [(Industrial explosion)-9.7( )]TJ 0 -1.111 TD -.0095 Tc -.0006 Tw (or nuclear accident)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5758 213.2028 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9429 213.2028 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.5(E)12.8(v)7.5(acuate the area upon)-9.1( )]TJ .219 -1.111 TD -.0091 Tc 0 Tw (notification.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5758 193.4001 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9429 193.4001 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219.4(Activ)7.3(a)0(te first responders.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.1093 213.2028 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.4763 213.2028 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Similar t)9.2(o).1( ear)-23.4(t).3(hquakes)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6425 213.2028 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 350.0085 213.2028 Tm 0 0 0 1 k -.0094 Tc -.0007 Tw [( )219.4(Similar t)9.3(o)0( ear)-23.5(thquakes)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.1758 213.2028 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.5427 213.2028 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219.4(Similar t)9.1(o)-.1( ear)-23.7(thquakes)]TJ -46.983 -4.1589 TD [(Insurrection and)-9.7( )]TJ 0 -1.111 TD .0004 Tw [(wars \(including)-8.9( )]TJ T* 0 Tw [(cyber)-8.5(w).2(ars\))]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5671 176.1384 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9342 176.1384 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Go t)9.1(o).1( a safe/secure area if)-9.9( )]TJ .219 -1.111 TD 0 Tw [(possible.)-9.3( )]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5671 156.3357 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9342 156.3357 Tm 0 0 0 1 k -.0097 Tc .0007 Tw [( )219.5(Go t)8.5(o)-.5( refugee camps.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5671 146.4343 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9342 146.4343 Tm 0 0 0 1 k -.0097 Tc -.0004 Tw [( )219(Emigr)19.1(a)-.2(te if possible.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5671 136.5329 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.9342 136.5329 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219(A)16.2(w)-.9(ait instructions fr)9.5(om)-9.5( )]TJ .219 -1.111 TD 0 Tw (leaders.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.1004 176.1463 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.4674 176.1463 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )219.7(Gather personal documents)-9.1( )]TJ .219 -1.111 TD [(and take them with you if)-9.9( )]TJ T* -.0098 Tc 0 Tw (possible.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6336 178.8021 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 350.0006 178.8021 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )219.8(Depends on the nature of)-10( )]TJ .219 -1.111 TD .0005 Tw (the war or insurrection.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.1669 178.8021 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.5338 178.8021 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )219.6(Depends on the nature of)-10( )]TJ .219 -1.111 TD .0005 Tw (the war or insurrection.)Tj -47.202 -6.6789 TD 0 Tw [(Cyberpandemic,)-9.9( )]TJ 0 -1.111 TD [(Electr)9.5(omagnetic)-9( )]TJ T* -.0098 Tc .0008 Tw (Pulse \(EMP\))Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5584 109.3777 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.7915 109.3777 Tm 0 0 0 1 k -.0248 Tc .0002 Tw [( )204(Stay in place unless the)-25.1( )]TJ .204 -1.111 TD -.0243 Tc -.0003 Tw [(current location is no longer)-24.9( )]TJ T* -.0246 Tc 0 Tw [(viable.)-25.3( )]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 120.5584 79.6737 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 124.7915 79.6737 Tm 0 0 0 1 k -.0246 Tc [( )20.3( )204.3(T)36.7(r)-.3(y t)9.6(o)-.9( determine the extent of)-24.6( )]TJ .184 -1.111 TD -.0244 Tc -.0002 Tw [(outage and how t)9.7(o)-.6( reco)7.4(ver)58.9(.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.0915 109.3777 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.4585 109.3777 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.8(Maintain hard copies of)-9.7( )]TJ .219 -1.111 TD (crucial documents.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 233.0915 89.575 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 237.4585 89.575 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( )219.8(St)9(ore documents in a safe)-10.3( )]TJ .219 -1.111 TD .0004 Tw [(place that does not require)-10.1( )]TJ T* [(electr)9.8(onic access.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6247 109.3777 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 349.9917 109.3777 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Maintain hard copies of)-9.8( )]TJ .219 -1.111 TD (crucial documents.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 345.6247 89.575 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 349.9917 89.575 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.8(St)9.3(ore documents in a safe)-10( )]TJ .219 -1.111 TD [(place that does not require)-10( )]TJ T* [(electr)9.7(onic access.)]TJ ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.1579 109.3777 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.5239 109.3777 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.5(Maintain hard copies of)-9.8( )]TJ .2191 -1.111 TD (crucial documents.)Tj ET /GS1 gs BT /F4 1 Tf 8.9121 0 0 8.9121 458.1579 89.575 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 8.9121 0 0 8.9121 462.5239 89.575 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( )219.8(St)8.9(ore documents in a safe)-10.3( )]TJ .2191 -1.111 TD .0004 Tw [(place that does not require)-10.1( )]TJ T* [(electr)9.5(onic access.)]TJ ET EMC /P <>BDC Q q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 413.9806 21.0175 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2021 ISACA. All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 521.6124 21.0175 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 194 0 obj <>/ExtGState<>>> endobj 209 0 obj <> endobj 214 0 obj <> endobj 221 0 obj <> endobj 227 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9954 20.9379 Tm 0 0 0 1 k 0 Tc 0 Tw (ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 512.4738 20.9379 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 20.9379 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 .014984 .51599 31.274 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 20.9379 Tm .85 .11 .6 .26 k (5)Tj ET EMC /LBody <>BDC BT /TT9 1 Tf 9 0 0 9 47.0678 296.1753 Tm .42 0 .769 0 k -.005 Tc (Compounding bias)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 122.1317 296.1753 Tm 0 0 0 1 k [(The tendency t)9.8(o)0( focus on)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 229.1479 296.1753 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT14 1 Tf 12 0 0 12 36.0518 296.1753 Tm .42 0 .769 0 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 47.0678 284.1753 Tm 0 0 0 1 k -.005 Tc [(the low pr)9.8(obability of an adverse e)6.3(vent in the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 222.6826 284.1753 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 47.0678 272.1753 Tm -.005 Tc [(immediate future r)19.5(ather than on the relatively)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 224.3438 272.1753 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 47.0678 260.1753 Tm -.005 Tc [(higher pr)9.8(obability of the e)6.3(vent occurring o)7.3(ver a)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 229.9579 260.1753 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 47.0678 248.1753 Tm -.005 Tc (longer period)Tj ET EMC /LBody <>BDC BT 9 0 0 9 99.1118 248.1753 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 47.0678 230.1992 Tm .42 0 .769 0 k -.005 Tc [(A)23.4(nchoring bias)]TJ ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 107.1353 230.1992 Tm 0 0 0 1 k [(The tendency t)9.8(o)0( be o)7.3(verly)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 214.9369 230.1992 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT14 1 Tf 12 0 0 12 36.0518 230.1992 Tm .42 0 .769 0 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 47.0678 218.1992 Tm 0 0 0 1 k -.005 Tc (in)Tj /TT1 1 Tf .7844 0 TD 0 Tc <0001>Tj /TT2 1 Tf .5629 0 TD -.005 Tc [(uenced by shor)-24.4(t-term consider)19.5(ations that)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 221.7629 218.1992 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 47.0678 206.1992 Tm -.005 Tc [(come easily t)9.8(o)0( mind)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 126.4264 206.1992 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 11 0 0 11 36.0518 180.1992 Tm .52 .75 .08 0 k -.005 Tc [(Priv)7.3(acy, Restrictiveness and Convenience)]TJ ET EMC /P <>BDC BT 11 0 0 11 240.1779 180.1992 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 11 0 0 11 36.0518 166.1992 Tm -.005 Tc [(in )29.3(Times of Disaster)]TJ ET EMC /P <>BDC BT 11 0 0 11 133.8823 166.1992 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 36.0518 148.1992 Tm 0 0 0 1 k -.005 Tc [(It is interesting t)9.8(o)0( what extent computer users are)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.8893 148.1992 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.0518 136.1992 Tm -.005 Tc [(willing t)9.8(o)0( tr)19.5(ade priv)7.3(acy for convenience or)60.1(,)]TJ ET EMC /P <>BDC BT 9 0 0 9 200.9328 136.1992 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.0518 124.1992 Tm -.005 Tc [(conversely, give up convenience for priv)7.3(acy. Early)]TJ ET EMC /P <>BDC BT 9 0 0 9 230.0491 124.1992 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.0518 112.1993 Tm -.005 Tc (studies showed how little enticement people need)Tj ET EMC /P <>BDC BT 9 0 0 9 233.2901 112.1993 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.0518 100.1993 Tm -.005 Tc [(t)9.8(o)0( give up priv)7.3(ate personal information. In one)]TJ ET EMC /P <>BDC BT 9 0 0 9 216.8556 100.1993 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.0518 88.1993 Tm -.005 Tc [(experiment, students were willing t)9.8(o)0( give up their)]TJ ET EMC /P <>BDC BT 9 0 0 9 228.0452 88.1993 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.0518 76.1993 Tm -.005 Tc (passwords for a piece of candy.)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 161.8921 79.9742 Tm -.0083 Tc (12)Tj ET EMC /P <>BDC BT 9 0 0 9 167.8666 76.1993 Tm -.005 Tc [( When confr)9.8(onted)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.0527 76.1993 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 296.1753 Tm -.005 Tc [(with ha)7.3(ving t)9.8(o)0( click I Agree)6.8( in order t)9.8(o)0( access)]TJ ET EMC /P <>BDC BT 9 0 0 9 438.7769 296.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 284.1753 Tm -.005 Tc [(cer)-24.4(tain online ser)-8.8(vices, many people do not e)6.3(ven)]TJ ET EMC /P <>BDC BT 9 0 0 9 445.8926 284.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 272.1753 Tm -.005 Tc [(read the agreement as t)9.8(o)0( whether the organization)]TJ ET EMC /P <>BDC BT 9 0 0 9 453.7183 272.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 260.1753 Tm -.005 Tc (on the other side can share information about them)Tj ET EMC /P <>BDC BT 9 0 0 9 457.2723 260.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 248.1753 Tm -.005 Tc [(and their use of ser)-8.8(vices, pur)9.3(chases and)]TJ ET EMC /P <>BDC BT 9 0 0 9 413.065 248.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 236.1753 Tm -.005 Tc [(preferences. )19.5(There is an ongoing )]TJ /TT7 1 Tf 14.6197 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(ght as t)9.8(o)0( whether)]TJ ET EMC /P <>BDC BT 9 0 0 9 459.6532 236.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 224.1753 Tm -.005 Tc [(one should be allowed t)9.8(o)0( opt in or opt out, where)]TJ ET EMC /P <>BDC BT 9 0 0 9 445.9267 224.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 212.1753 Tm -.005 Tc (the former bene)Tj /TT7 1 Tf 7.0002 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ts the individual and the latter is)Tj ET EMC /P <>BDC BT 9 0 0 9 447.801 212.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 200.1753 Tm -.005 Tc (greatly preferred by marketers. In the United States,)Tj ET EMC /P <>BDC BT 9 0 0 9 456.9615 200.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 188.1753 Tm -.005 Tc (the opt-out option is preferred, whereas the EU)Tj ET EMC /P <>BDC BT 9 0 0 9 437.4781 188.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 176.1753 Tm -.005 Tc [(lawmakers fa)7.3(v)7.3(or opting in. Regardless, there is an)]TJ ET EMC /P <>BDC BT 9 0 0 9 450.3465 176.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 164.1753 Tm -.005 Tc [(implicit tr)19.5(adeoff e)6.3(ven when options are limited or)]TJ ET EMC /P <>BDC BT 9 0 0 9 447.5692 164.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 152.1753 Tm -.005 Tc (dif)Tj /TT7 1 Tf 1.1388 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cult t)9.8(o)0( oper)19.5(ate, and giving away priv)7.3(acy for well)]TJ ET EMC /P <>BDC BT 9 0 0 9 455.5114 152.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 140.1753 Tm -.005 Tc [(below the v)7.3(alue of the data is common.)]TJ ET EMC /P <>BDC BT 9 0 0 9 409.7447 140.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 116.1753 Tm -.005 Tc [(There are also decisions t)9.8(o)0( be made about the)]TJ ET EMC /P <>BDC BT 9 0 0 9 437.1989 116.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 104.1753 Tm -.005 Tc [(balance between priv)7.3(acy and convenience, secrecy)]TJ ET EMC /P <>BDC BT 9 0 0 9 455.3672 104.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.5518 92.1753 Tm -.005 Tc [(and useability, and security and utility/pr)9.8(oductivity.)]TJ ET EMC /P <>BDC BT 9 0 0 9 453.8976 92.1753 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 254.5518 80.1753 Tm -.005 Tc (Figure 4)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 287.2344 80.1753 Tm [( shows some suggested consider)19.5(ations)]TJ ET EMC /P <>BDC BT 9 0 0 9 444.0906 80.1753 Tm 0 Tc ( )Tj ET EMC /Figure <>BDC Q q 1 i 34.898 692.722 533.51 -374.843 re W n 34.898 692.722 532.088 -374.61 re 446.319 80.175 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 566.986 480.619 cm 0 0 m 0 86.431 l S 1 0 0 1 0 87.43 cm 0 0 m 0 76.432 l S 1 0 0 1 0 -162.18 cm 0 0 m 0 73.75 l S 1 0 0 1 0 -34.75 cm 0 0 m 0 33.75 l S Q Q q 1 i 568.408 692.722 -533.51 -374.843 re 34.898 692.722 m W n 34.898 692.722 533.51 -374.843 re W n 34.898 692.722 532.088 -374.61 re 446.319 80.175 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 34.898 370.619 cm 0 0 m 77.5 0 l S Q Q q 1 i 34.898 692.722 533.51 -374.843 re W n 34.898 692.722 532.088 -374.61 re 446.319 80.175 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 112.398 370.619 cm 0 0 m 340.941 0 l S 1 0 0 1 340.941 0 cm 0 0 m 114.147 0 l S Q BT /F3 1 Tf 6 0 0 6 36.4142 361.5046 Tm 0 0 0 1 k 0 Tc -.0007 Tw [(\(a.\) Includes, but is not limited t)6.2(o).3(, driver)-7.9()55.1(s)-.3( licenses, passpor)-23.9(ts, bir)-23.9(t)-.4(h cer)-23.9(t)-.4(ificates, marriage licenses, wills \(including hea)]TJ 46.5146 0 TD [(lth care pr)10.3(o)10.6(xies\), medical records, lists of medications, pr)9.1(oper)-24.3(ty deeds, credit cards, payment schedules, )]TJ -46.5146 -1 TD [(bank checks, cash, usernames and passwords, insur)21(ance documents, bank statements, br)7.3(oker)20.2(age account statements, loan and mor)-26.4(tga)]TJ 53.4179 0 TD -.0001 Tc [(ge documents, tax forms and payments and other financial records. \(b.\) )14.7(There ha)7.9(ve )]TJ -53.4179 -1 TD [(been se)5.5(ver)19.9(al recent high-pr)9.4(ofile revelations of security vulner)19.1(a).6(bilities due t)8(o).2( misconfigured security buckets on Amaz)6.2(on Web Se)]TJ 50.1388 0 TD 0 Tc [(r)-8.5(v)-.3(ices \(A)33.3(WS\) and Google. It is not known whether these vulner)18.6(a).7(bilities ha)7.6(ve been exploited by )]TJ -50.1388 -1 TD -.0001 Tc [(attackers. However)60.5(, caution has been advised by victim organizations. \(c.\) Zamost, S.; K. )17(T)54.9(a).6(usche; K. Hernandez; Criminals Lau)]TJ 50.2622 0 TD [(nder Cor)10.2(ona)7.9(v)-.4(irus Relief Money, Exploit Victims thr)10.2(o).2(ugh P)6.7(o).2(pular Apps,)81.9()-.2( CNBC, 18 No)7.6(vember 2020, )]TJ /F5 1 Tf -50.2622 -1 TD 0 Tw [(www)59.7(.cnbc.com/2020/11/18/criminals-launder-cor)10.3(ona)7.6(v)-.1(irus-relief-money-exploit-victims-thr)15(o).2(ugh-popular-apps.html)]TJ /F3 1 Tf 44.1651 0 TD -.0002 Tc -.0005 Tw [(. \(d.\) Cr)19.1(anor)60.5(,)-.9( L. F)112.9(.; Priv)7(acy: Digital Contact )19.2(T)36.2(r)19.8(acing May Pr)10.1(otect Priv)7.1(acy, But It Is Unlikely t)9.2(o).1( St)9.2(op the P)5.7(andemic,)81.8()-.3( )]TJ -44.1651 -1 TD [(Communications of the ACM, vol. 63, iss. 11, No)8.5(vember 2020, p. 2224, )]TJ /F5 1 Tf 28.3956 0 TD -.0001 Tc 0 Tw [(https:/)109.9(/).6(cacm.acm.org/magazines/2020/11/248196-digital-contact-tr)24.4(acing-may-pr)11(otect-priv)8.5(a)-.1(cy-but-it-is-unlikely-t)14.4(o-st)11.3(op-the-pandem)]TJ 50.6284 0 TD -.0002 Tc (ic/fulltext)Tj /F3 1 Tf 3.7563 0 TD .0003 Tc (. )Tj -82.7802 -1 TD 0 Tc -.0007 Tw (\(e.\) Sharman, R.; )Tj /F5 1 Tf 6.7432 0 TD -.0002 Tc -.0001 Tw [(Digital Identity and Access Management: )22.4(Technologies and F)12.3(r)19.5(amework)]TJ /F3 1 Tf 27.3726 0 TD 0 Tc -.0007 Tw (, IGI Global, USA, 2012)Tj ET .90588 .24314 .66667 .12549 k 34.994 674.243 532.006 18.479 re f .51765 .74902 .070588 0 k 34.994 674.243 77.5 -29.5 re 112.494 674.243 113.647 -29.5 re 226.141 674.243 340.941 -14.75 re 226.141 659.493 113.647 -14.75 re 339.788 659.493 113.647 -14.75 re 453.435 659.493 113.647 -14.75 re f .090196 .11373 .015686 0 k 34.994 644.743 77.5 -77.431 re 112.494 644.743 113.647 -77.431 re 226.141 644.743 113.647 -77.431 re 339.788 644.743 113.647 -77.431 re 453.435 644.743 113.647 -77.431 re 34.994 479.882 77.5 -74.75 re 112.494 479.882 113.647 -74.75 re 226.141 479.882 113.647 -74.75 re 339.788 479.882 113.647 -74.75 re 453.435 479.882 113.647 -74.75 re f .082353 0 .1451 0 k 34.994 567.313 77.5 -87.431 re 112.494 567.313 113.647 -87.431 re 226.141 567.313 113.647 -87.431 re 339.788 567.313 113.647 -87.431 re 453.435 567.313 113.647 -87.431 re 34.994 405.132 77.5 -34.75 re 112.494 405.132 113.647 -34.75 re 226.141 405.132 113.647 -34.75 re 339.788 405.132 113.647 -34.75 re 453.435 405.132 113.647 -34.75 re f q 1 0 0 1 112.494 659.494 cm 0 0 m 0 13.75 l S 1 0 0 1 0 -14.25 cm 0 0 m 0 14.25 l S 1 0 0 1 113.647 14.75 cm 0 0 m 0 13.25 l S 1 0 0 1 0 -14.75 cm 0 0 m 0 13.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 13.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 13.75 l S Q 2 w q 1 0 0 1 34.994 674.244 cm 0 0 m 418.441 0 l S 1 0 0 1 418.441 0 cm 0 0 m 113.647 0 l S Q 1 w q 1 0 0 1 225.641 659.494 cm 0 0 m 341.441 0 l S 1 0 0 1 -113.147 -179.112 cm 0 0 m 0 86.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 86.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 86.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 86.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 86.431 l S 1 0 0 1 -532.088 164.362 cm 0 0 m 532.588 0 l S 1 0 0 1 77.5 -76.931 cm 0 0 m 0 76.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 76.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 76.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 76.431 l S 1 0 0 1 113.647 0 cm 0 0 m 0 76.431 l S 1 0 0 1 -532.088 -.5 cm 0 0 m 532.588 0 l S 1 0 0 1 0 -87.431 cm 0 0 m 532.588 0 l S 1 0 0 1 77.5 -74.25 cm 0 0 m 0 73.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 73.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 73.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 73.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 73.75 l S 1 0 0 1 -532.088 -.5 cm 0 0 m 532.588 0 l S 1 0 0 1 77.5 -34.25 cm 0 0 m 0 33.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 33.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 33.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 33.75 l S 1 0 0 1 113.647 0 cm 0 0 m 0 33.75 l S 1 0 0 1 -532.088 -.5 cm 0 0 m 418.441 0 l S 1 0 0 1 418.441 0 cm 0 0 m 114.147 0 l S Q BT /F2 1 Tf 10 0 0 10 114.4874 678.243 Tm 0 0 0 0 k -.015 Tc .023 Tw [(Figure 3Data Prepar)14.8(ation and Mitigation and Responses for Disasters and Catastr)17.7(ophes )]TJ /F6 1 Tf 34.7516 0 TD 0 Tw (\(cont.\))Tj /F2 1 Tf 9 0 0 9 54.5172 661.118 Tm -.0096 Tc -.0004 Tw [(Disaster or)-8.9( )]TJ -.242 -1.111 TD 0 Tw [(Catastr)18(o)-.5(phe)]TJ 10.185 1.111 TD -.0094 Tc -.0006 Tw (Responses for )Tj .084 -1.111 TD -.0099 Tc 0 Tw [(Consider)14.5(ation)]TJ 17.921 1.375 TD -.0096 Tc -.0004 Tw [(Personal Data Prepar)15(ation and Mitigation of Losses)]TJ -4.703 -1.639 TD -.0098 Tc 0 Tw [(Individuals)-8115.2(G)-1.2(o)8(vernment)-8015.7(Businesses)]TJ ET /GS2 gs BT /F3 1 Tf 9 0 0 9 38.9923 631.31 Tm 0 0 0 1 k -.0096 Tc -.0005 Tw (Disease pandemic)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.4914 631.31 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.901 631.31 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.8(F)9.7(o).2(llow public health advice)-9.9( )]TJ .219 -1.111 TD (and mandates.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.4914 611.3119 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.901 611.3119 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219.4(Stay home unless work is)-9.2( )]TJ .219 -1.111 TD -.0096 Tc .0006 Tw (qualified as essential.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.4914 591.3136 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.901 591.3136 Tm 0 0 0 1 k -.0096 Tc -.0005 Tw [( )219.3(Lea)7.9(v)-.8(e home only for health)-9.4( )]TJ .219 -1.111 TD -.0093 Tc .0003 Tw [(reasons and essential)-9.7( )]TJ T* 0 Tw (activities.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1346 631.3193 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.5436 631.3193 Tm 0 0 0 1 k -.0093 Tc -.0008 Tw [( )219.3(F)9.8(o).2(llow the advice for)-9.4( )]TJ .2191 -1.111 TD .0004 Tw [(hurricanes, without ha)7.3(ving)-8.6( )]TJ T* [(t)9.3(o).1( e)6.1(v)7.5(acuate the premises or)-9.5( )]TJ T* [(t)9.3(o).1( relocate.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1346 591.3236 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.5436 591.3236 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )219.8(Ensure that others can)-9.2( )]TJ .2191 -1.111 TD [(access wills and healthcare)-9.9( )]TJ T* [(pr)9.5(o)10.9(x)-.9(ies in hard copy.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 343.7766 634.0097 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 348.0526 634.0097 Tm 0 0 0 1 k -.0248 Tc .0002 Tw [( )204(Greater need t)9.1(o)-1.2( pr)9.4(otect)-25( )]TJ .204 -1.111 TD .0001 Tw [(personal information due t)9.5(o)-25.1( )]TJ T* -.0245 Tc -.0001 Tw [(agencies being o)7.1(v)-.1(er)-8.1(whelmed)-24.3( )]TJ T* -.0247 Tc .0001 Tw [(with cases, deaths and)-24.5( )]TJ T* [(consequent ser)-8.3(v)-.4(ices.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 343.7766 584.0145 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 348.0526 584.0145 Tm 0 0 0 1 k -.0246 Tc [( )204.5(Need t)9.5(o)-1( pr)9.7(otect against)-24.6( )]TJ .204 -1.111 TD -.0249 Tc [(fr)19.2(aud.)]TJ 5.247 0 0 5.247 369.4536 576.9906 Tm 0 Tc (c)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 457.4356 633.993 Tm .42745 .003922 .76863 0 k ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 461.7096 633.993 Tm 0 0 0 1 k -.0095 Tc -.0151 Tw [( )204(Google/Apple )-14.8(and )-15.9(others)-9.2( )]TJ .204 -1.111 TD .0004 Tw [(de)6.2(veloped apps for contact)-9.9( )]TJ T* 0 Tw [(tr)19.5(acing.)]TJ 5.247 0 0 5.247 489.7326 616.9902 Tm 0 Tc (d)Tj 9 0 0 9 38.9938 553.8816 Tm -.0094 Tc [(Cyber)19.6(attack)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.4928 553.8816 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.7677 553.8816 Tm 0 0 0 1 k -.0246 Tc [( )204.2(A)8.5(ttempt t)9.5(o)-1( a)7.4(v)7.8(oid or minimize)-24.8( )]TJ .204 -1.111 TD -.0244 Tc -.0002 Tw [(damage fr)9(om an attack.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.4928 533.8835 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.7677 533.8835 Tm 0 0 0 1 k -.0248 Tc .0002 Tw [( )204(Stay in place unless the)-25.1( )]TJ .204 -1.111 TD -.0246 Tc 0 Tw [(cyber)18.7(a)-.4(ttack makes the)-24.7( )]TJ T* -.0001 Tw (location unsafe.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.4928 503.8866 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.7677 503.8866 Tm 0 0 0 1 k -.0247 Tc .0001 Tw [( )204.4(Engage exper)-24.3(t).3(s t)9.3(o)-1.1( assist with)-25.1( )]TJ .204 -1.111 TD [(reco)6.8(very and repair)60.5(.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1356 553.8906 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.5456 553.8906 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Keep separ)19.6(a)-.8(te offline)-10( )]TJ .219 -1.111 TD [(copies of sensitive personal)-9.8( )]TJ T* -.0095 Tc 0 Tw (information.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1356 523.8936 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.5456 523.8936 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( )219.8(Do not respond t)9.2(o)-9.1( )]TJ .219 -1.111 TD [(suspicious requests for)-9.8( )]TJ T* .0004 Tw (personal information.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1356 493.8966 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.5456 493.8966 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )219.7(Repor)-23.3(t).2( attacks t)9.3(o)-9( )]TJ .219 -1.111 TD -.0007 Tw [(appr)9.5(opriate agencies.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 343.7786 553.8995 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 348.1896 553.8995 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.5(Maintain public-facing)-8.5( )]TJ .2189 -1.111 TD .0002 Tw [(websites t)9.5(o).3( facilitate the)-9.8( )]TJ T* .0004 Tw [(repor)-23.3(t)0(ing of data/priv)7.5(a)-.7(cy)-9.2( )]TJ T* -.0096 Tc 0 Tw (breaches.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 343.7786 513.9036 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 348.1896 513.9036 Tm 0 0 0 1 k -.0093 Tc -.0008 Tw [( )219.3(Enfor)9.7(c).2(e existing laws)-8.9( )]TJ .2189 -1.111 TD .0004 Tw [(regarding personal data)-9.8( )]TJ T* -.0096 Tc 0 Tw (breaches.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 457.4216 553.9086 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 461.8316 553.9086 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.7(Build priv)7.5(acy int)9.3(o)0( software.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 457.4216 543.9086 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 461.8316 543.9086 Tm 0 0 0 1 k -.0096 Tc -.0005 Tw [( )218.9(Repor)-23.8(t)-.2( weaknesses.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 457.4216 533.9095 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 461.8316 533.9095 Tm 0 0 0 1 k -.0096 Tc -.0005 Tw [( )219.2(Pr)9.1(o)7.7(v)-.8(ide patches and fixes)-9.4( )]TJ .219 -1.111 TD -.0093 Tc .0003 Tw (on a timely basis.)Tj -47.202 -6.0829 TD -.0095 Tc -.0006 Tw [(E)9.8(conomic collapse)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.484 469.1646 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.7589 469.1646 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )15.7( )219.7(Apply for financial and other)-9.4( )]TJ .204 -1.111 TD -.0091 Tc .0001 Tw [(aid as a)7.5(v)7.8(ailable.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1266 469.1646 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.5366 469.1646 Tm 0 0 0 1 k -.0093 Tc -.0008 Tw [( )219.3(F)9.8(o).2(llow the advice for)-9.4( )]TJ .219 -1.111 TD .0004 Tw [(hurricanes, with the)-9.9( )]TJ T* -.0091 Tc .0001 Tw [(likelihood of ha)7.7(ving t)9.8(o)-9.6( )]TJ T* -.0094 Tc .0004 Tw (relocate or find jobs.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1266 429.1686 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.5366 429.1686 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.5(Be cognizant of increases)-8.8( )]TJ .219 -1.111 TD [(in attempts at identity theft)-9.8( )]TJ T* -.0095 Tc .0005 Tw [(and fr)19.3(aud.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 343.7706 469.1736 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 348.1796 469.1736 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( )219.5(Monit)9(o)-.3(r relief ser)-8.6(v)-.7(ices for)-9.8( )]TJ .219 -1.111 TD -.0093 Tc .0003 Tw [(identity theft and fr)19.6(aud.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 343.7706 449.1756 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 348.1796 449.1756 Tm 0 0 0 1 k -.0094 Tc -.0007 Tw [( )219.4(Pr)9.6(otect the personal data of)-9.9( )]TJ .219 -1.111 TD .0005 Tw [(those seeking suppor)-23.5(t)-.1(.)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 457.4126 469.1736 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 461.8226 469.1736 Tm 0 0 0 1 k -.0096 Tc -.0005 Tw [( )219(Keep access management)-10.2( )]TJ .219 -1.111 TD -.0095 Tc .0005 Tw [(systems up t)8.8(o)-.3( date during)-9.1( )]TJ T* .0004 Tw [(periods of high turno)7.9(ver)60.5(.)]TJ 5.247 0 0 5.247 548.0197 452.1286 Tm 0 Tc 0 Tw (e)Tj 9 0 0 9 38.9938 394.3816 Tm -.0096 Tc .0006 Tw [(Aster)9.2(oid collision)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 116.4928 394.3816 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 120.7677 394.3816 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )16( )220(Response v)7.6(a)-.7(ries with)-8.9( )]TJ .204 -1.111 TD .0002 Tw [(aster)9.8(o).3(id)54.6(s).1( size and)-9.4( )]TJ T* .0004 Tw (consequences of impact.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 230.1356 394.3816 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 234.4106 394.3816 Tm 0 0 0 1 k -.0094 Tc .0004 Tw [( )16( )220(F)9.7(o)0(r lesser impact, follow)-9.9( )]TJ .204 -1.111 TD [(advice for ear)-23.3(thquakes,)-9.7( )]TJ T* (hurricanes and tsunamis.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 343.7786 394.3816 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 348.0536 394.3816 Tm 0 0 0 1 k -.0096 Tc .0006 Tw [( )16( )220(F)10.4(o)-.4(r lesser impact, follow)-9.2( )]TJ .204 -1.111 TD -.0093 Tc .0003 Tw [(advice for ear)-23.3(t).3(hquakes,)-9.7( )]TJ T* (hurricanes and tsunamis.)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 457.4216 394.3816 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 461.6966 394.3816 Tm 0 0 0 1 k -.0096 Tc .0006 Tw [( )15.7( )219.7(F)10.3(o)-.3(r lesser impact, follow)-9.2( )]TJ .204 -1.111 TD -.0094 Tc .0004 Tw [(advice for ear)-23.6(t).2(hquakes,)-9.9( )]TJ T* (hurricanes and tsunamis.)Tj ET EMC /P <>BDC Q q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 35.5894 21.0175 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2021 ISACA. All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 143.2212 21.0175 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 228 0 obj <>/ExtGState<>>> endobj 248 0 obj <> endobj 250 0 obj <> endobj 256 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 20.9698 Tm 0 0 0 1 k 0 Tc 0 Tw (ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 60.8804 20.9698 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7275 20.9698 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 .014984 .51505 31.516 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 12.8637 20.9698 Tm .85 .11 .6 .26 k (6)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 143.0729 686.9092 Tm 0 0 0 1 k -.005 Tc [(with respect t)9.8(o)0( tr)19.5(adeoffs among all of these fact)9.8(ors.)]TJ ET EMC /P <>BDC BT 9 0 0 9 348.1327 686.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 674.9092 Tm -.005 Tc [(The designation as t)9.8(o)0( whether these tr)19.5(adeoffs are)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.4356 674.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 662.9092 Tm -.005 Tc [(common or frequent or occasional or r)19.5(are are)]TJ ET EMC /P <>BDC BT 9 0 0 9 322.3724 662.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 650.9092 Tm -.005 Tc [(subjective based upon the gener)19.5(al emphasis in)]TJ ET EMC /P <>BDC BT 9 0 0 9 327.825 650.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 638.9092 Tm -.005 Tc [(resear)9.3(ch publications and news ar)-24.4(ticles. Howe)6.3(ver)60.1(, it)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.3251 638.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 626.9092 Tm -.005 Tc [(is impor)-24.4(tant t)9.8(o)0( note that in turbulent times, it is)]TJ ET EMC /P <>BDC BT 9 0 0 9 327.5419 626.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 614.9092 Tm -.005 Tc [(often necessary t)9.8(o)0( give up sensitive personal)]TJ ET EMC /P <>BDC BT 9 0 0 9 320.5301 614.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 602.9092 Tm -.005 Tc [(information, such as health conditions, in order t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 338.0097 602.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 590.9092 Tm -.005 Tc (be helped by )Tj /TT7 1 Tf 5.7807 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(rst responders and fr)9.8(ontline workers.)]TJ ET EMC /P <>BDC BT 9 0 0 9 345.5287 590.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 566.9092 Tm -.005 Tc [(These consider)19.5(ations are greatly affected by)]TJ ET EMC /P <>BDC BT 9 0 0 9 318.4086 566.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 554.9092 Tm -.005 Tc (context and the relative power of users and)Tj ET EMC /P <>BDC BT 9 0 0 9 313.4087 554.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 542.9092 Tm -.005 Tc [(application owners/vendors. )19.5(They play an impor)-24.4(tant)]TJ ET EMC /P <>BDC BT 9 0 0 9 348.2236 542.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 530.9092 Tm -.005 Tc [(r)9.8(ole when it comes t)9.8(o)0( catastr)9.8(ophe contingency)]TJ ET EMC /P <>BDC BT 9 0 0 9 327.702 530.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 518.9092 Tm -.005 Tc [(planning and oper)19.5(ations since the tr)19.5(adeoffs)]TJ ET EMC /P <>BDC BT 9 0 0 9 314.56 518.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 506.9092 Tm -.005 Tc [(become very different. During catastr)9.8(ophes,)]TJ ET EMC /P <>BDC BT 9 0 0 9 315.5663 506.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 494.9092 Tm -.005 Tc [(decisions lean t)9.8(oward utility and pr)9.8(oductivity, while)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.9031 494.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 482.9092 Tm -.005 Tc [(convenience and usability, though impor)-24.4(tant, tend)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.084 482.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 470.9092 Tm -.005 Tc [(t)9.8(o)0( take a back seat.)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.9608 470.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 446.9092 Tm -.005 Tc [(There are a number of convenience-priv)7.3(acy tr)19.5(ade-)]TJ ET EMC /P <>BDC BT 9 0 0 9 143.0729 434.9092 Tm (offs that can be considered. )Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 255.7888 434.9092 Tm (Figures 5, 6)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 302.521 434.9092 Tm ( and )Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 321.6892 434.9092 Tm 0 Tc (7)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 326.8077 434.9092 Tm -.005 Tc ( are)Tj ET EMC /P <>BDC BT 9 0 0 9 341.5648 434.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.0729 422.9092 Tm -.005 Tc [(illustr)19.5(ative and not based on empirical e)6.3(vidence.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 332.6724 426.6841 Tm -.0083 Tc (13)Tj ET EMC /P <>BDC BT 9 0 0 9 338.647 422.9092 Tm -.005 Tc ( In)Tj ET EMC /P <>BDC BT 9 0 0 9 348.1536 422.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 361.5729 686.9092 Tm ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gure 5)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 392.4591 686.9092 Tm [(, the combination of usefulness and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.6606 686.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 674.9092 Tm -.005 Tc (is greatest when the restrictions are at a minimum.)Tj ET EMC /P <>BDC BT 9 0 0 9 562.0599 674.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 662.9092 Tm -.005 Tc [(The least v)7.3(alue is when there is a compr)9.8(omise and)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.8139 662.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 650.9092 Tm -.005 Tc [(moder)19.5(ate restrictions are applied. Simply changing)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.9644 650.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 638.9092 Tm -.005 Tc [(the v)7.3(alue cur)-8.8(ves in )]TJ ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 437.0678 638.9092 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gure 6)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 467.9539 638.9092 Tm ( shows that the)Tj ET EMC /P <>BDC BT 9 0 0 9 528.4951 638.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 626.9092 Tm -.005 Tc [(maximum v)7.3(alue is attained at the highest le)6.3(vel of)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.4111 626.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 614.9092 Tm -.005 Tc [(restrictivenessquite the opposite of the pre)6.3(vious)]TJ ET EMC /P <>BDC BT 9 0 0 9 558.629 614.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 602.9092 Tm -.005 Tc [(example. )19.5(Therefore, one should be very guarded)]TJ ET EMC /P <>BDC BT 9 0 0 9 550.7625 602.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 590.9092 Tm -.005 Tc (when deciding how restrictive security measures)Tj ET EMC /P <>BDC BT 9 0 0 9 553.6223 590.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 578.9092 Tm -.005 Tc (should be because the decision is so dependent on)Tj ET EMC /P <>BDC BT 9 0 0 9 563.1562 578.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 566.9092 Tm -.005 Tc [(the shape of the v)7.3(alue cur)-8.8(ves.)]TJ ET EMC /P <>BDC BT 9 0 0 9 479.2976 566.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 542.9092 Tm -.005 Tc (The determination of relationships among these)Tj ET EMC /P <>BDC BT 9 0 0 9 551.3426 542.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 530.9092 Tm -.005 Tc [(v)7.3(arious fact)9.8(ors is dif)]TJ /TT7 1 Tf 8.9398 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (cult at the best of times, much)Tj ET EMC /P <>BDC BT 9 0 0 9 566.6008 530.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 518.9092 Tm -.005 Tc [(more so in the midst of an uphea)7.3(v)7.3(al. F)10.2(or purposes)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.3463 518.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 506.9092 Tm -.005 Tc [(of illustr)19.5(ation, )]TJ ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 417.3702 506.9092 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gures 5, 6 )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 464.5022 506.9092 Tm (and)Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 479.3044 506.9092 Tm ( 7)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 486.6191 506.9092 Tm ( show how the)Tj ET EMC /P <>BDC BT 9 0 0 9 543.7301 506.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 494.9092 Tm -.005 Tc [(different shapes of the cur)-8.8(ves representing priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.7084 494.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 482.9092 Tm -.005 Tc [(and convenience \(and other fact)9.8(ors\) can affect)]TJ ET EMC /P <>BDC BT 9 0 0 9 546.6317 482.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 470.9092 Tm -.005 Tc [(decisions as t)9.8(o)0( le)6.3(vel of restrictiveness fr)9.8(om lowest)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.2504 470.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 458.9092 Tm -.005 Tc [(t)9.8(o)0( highest t)9.8(o)0( somewhere in between.)]TJ ET EMC /P <>BDC BT 9 0 0 9 506.877 458.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 434.9092 Tm -.005 Tc [(Although it may be possible t)9.8(o)0( estimate v)7.3(arious)]TJ ET EMC /P <>BDC BT 9 0 0 9 548.9026 434.9092 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5729 422.9092 Tm -.005 Tc [(relationships among priv)7.3(acy and convenience)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.7435 422.9092 Tm 0 Tc ( )Tj ET EMC /Figure <>BDC Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n .90588 .24314 .66667 .12549 k /GS1 gs 143.088 395.48 421.985 15.5 re f .51765 .74902 .070588 0 k 143.073 395.48 105.5 -29.5 re 248.573 395.48 316.5 -14.75 re 248.573 380.73 105.5 -14.75 re 354.073 380.73 105.5 -14.75 re 459.573 380.73 105.5 -14.75 re f .082353 0 .1451 0 k 143.073 365.98 105.5 -14.75 re 248.573 365.98 105.5 -14.75 re 354.073 365.98 105.5 -14.75 re 459.573 365.98 105.5 -14.75 re 143.073 336.48 105.5 -14.75 re 248.573 336.48 105.5 -14.75 re 354.073 336.48 105.5 -14.75 re 459.573 336.48 105.5 -14.75 re f .090196 .11373 .015686 0 k 143.073 351.23 105.5 -14.75 re 248.573 351.23 105.5 -14.75 re 354.073 351.23 105.5 -14.75 re 459.573 351.23 105.5 -14.75 re f Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 381.23 cm 0 0 m 0 13.25 l S 1 0 0 1 0 -14.75 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S 1 0 0 1 -211.5 14.25 cm 0 0 m 211.5 0 l S 1 0 0 1 211.5 0 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d /GS1 gs q 1 0 0 1 143.073 395.48 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 395.48 cm 0 0 m 211 0 l S 1 0 0 1 211 0 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 143.073 365.98 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 365.98 cm 0 0 m 105.5 0 l S 1 0 0 1 105.5 0 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 459.573 365.98 cm 0 0 m 106 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 351.73 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 565.073 351.73 cm 0 0 m 0 13.75 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 322.23 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 565.073 322.23 cm 0 0 m 0 13.75 l S 1 0 0 1 -422 -.5 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 321.73 cm 0 0 m 105.5 0 l S 1 0 0 1 105.5 0 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 459.573 321.73 cm 0 0 m 106 0 l S 1 0 0 1 -316.5 29.5 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 351.23 cm 0 0 m 105.5 0 l S 1 0 0 1 105.5 0 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 459.573 351.23 cm 0 0 m 106 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 336.98 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S 1 0 0 1 105.5 0 cm 0 0 m 0 13.75 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 565.073 336.98 cm 0 0 m 0 13.75 l S 1 0 0 1 -422 -.5 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 248.573 336.48 cm 0 0 m 105.5 0 l S 1 0 0 1 105.5 0 cm 0 0 m 105.5 0 l S Q Q q 1 i 143.088 410.98 422.485 -89.735 re W n 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 459.573 336.48 cm 0 0 m 106 0 l S Q Q q 1 i 143.073 410.98 422.5 -89.75 re W n 143.073 410.98 422 -89.25 re 543.972 422.909 m W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS1 gs BT /F2 1 Tf 10 0 0 10 207.0119 399.4804 Tm 0 0 0 0 k -.015 Tc .023 Tw [(Figure 4Consider)14.7(ations Regarding the Pr)17.8(otection-Restrictiveness )28.3(T)31.3(r)14.8(adeoff)]TJ 9 0 0 9 160.0924 382.3554 Tm -.0099 Tc -.0001 Tw [(Means of Pr)17.7(otecting)-9.8( )]TJ .227 -1.111 TD -.0002 Tw (Information Assets)Tj 24.1559 1.375 TD 0 Tw (Restrictiveness)Tj -11.211 -1.639 TD -.0095 Tc [(Convenience)-7498.3(U).4(sability)-6332.6(U).6(tility/Pr)18(oductivity)]TJ ET /GS2 gs BT /F3 1 Tf 9 0 0 9 147.0783 355.2294 Tm 0 0 0 1 k -.009 Tc [(Priv)8.2(a).8(cy)-8922.9(Common)-8217.8(Occasional)-7430.4(Rare)]TJ -.001 -1.639 TD -.0095 Tc [(Secrecy)-8690.2(Rare)-9979(Rare)-9977.9(Common)]TJ -.001 -1.639 TD -.0096 Tc [(Security)-8623.5(C)-.4(ommon)-8218.6(Common)-8218.7(Common)]TJ ET EMC /Figure <>BDC Q q 1 i 144.073 309.261 423 -241.406 re W n .90588 .24314 .66667 .12549 k /GS1 gs 144.073 292.711 423 16.55 re f Q q 1 i 567.073 309.261 -423 -241.406 re 144.073 309.261 m W n 144.073 309.261 423 -241.406 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d /GS1 gs q 1 0 0 1 144.073 292.711 cm 0 0 m 423 0 l S Q Q /GS1 gs BT /F2 1 Tf 9.8 0 0 10 187.0456 298.561 Tm 0 0 0 0 k -.014 Tc .0003 Tw [(Figur)10(e)1.1( )-21(5Maximum Value of Convenience and Privacy at Lowest Level of Restrictiveness)]TJ ET .084 0 .154 0 k 144.073 67.855 422.565 223.438 re f 0 0 0 1 k 1 i 189.82 98.431 1.0801 174.137 re 190.9 98.431 m h 192.52 271.848 m 190.36 276.168 l 188.2 271.848 l 192.52 271.848 l f 190.36 97.904 346.32 1.08 re 535.96 96.283 m 540.279 98.444 l 535.96 100.604 l 535.96 96.283 l f .90588 .24314 .66667 .12549 K 0 J 0 j 1.62 w 10 M [] 0 d q 1 0 0 1 200.728 256.124 cm 0 0 m 5.4536 -17.568 10.909 -35.136 19.551 -52.114 c 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All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 142.2423 21.3994 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 278 0 obj <>/ExtGState<>>> endobj 300 0 obj <> endobj 306 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 20.9698 Tm 0 0 0 1 k 0 Tc 0 Tw (ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 60.8804 20.9698 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7275 20.9698 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 .014984 .51505 31.516 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 12.8637 20.9698 Tm .85 .11 .6 .26 k (8)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 144 652.5593 Tm 0 0 0 1 k -.005 Tc [(The collection, accessibility and st)9.8(or)19.5(age of some)]TJ ET EMC /P <>BDC BT 9 0 0 9 336.122 652.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 640.5593 Tm -.005 Tc [(nonpublic personal information is par)19.5(amount.)]TJ ET EMC /P <>BDC BT 9 0 0 9 324.0686 640.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 628.5593 Tm -.005 Tc [(Priv)7.3(acy is br)9.8(ought up as a concern, but tends t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 330.6651 628.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 616.5593 Tm -.005 Tc [(take second place t)9.8(o)0( utility.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 251.6799 620.3343 Tm -.0083 Tc (14)Tj ET EMC /P <>BDC BT 9 0 0 9 257.6544 616.5593 Tm -.005 Tc [( F)10.7(u)0(r)-24.4(thermore, although)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.614 616.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 604.5593 Tm -.005 Tc [(physical security pr)9.8(ofessionals are frequently)]TJ ET EMC /P <>BDC BT 9 0 0 9 322.3878 604.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 592.5593 Tm -.005 Tc [(included in contingency planningthey ha)7.3(ve t)9.8(o)0( be)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.8628 592.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 580.5593 Tm -.005 Tc [(because the plans often require mo)7.3(ving oper)19.5(ations)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.2695 580.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 568.5593 Tm -.005 Tc [(t)9.8(o)0( other facilitiesinformation security suppor)-24.4(t may)]TJ ET EMC /P <>BDC BT 9 0 0 9 348.5203 568.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 556.5593 Tm -.005 Tc [(be an after)-24.4(thought, if considered at all. In any e)6.3(vent,)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.1417 556.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 544.5593 Tm -.005 Tc [(the de)6.3(velopment and testing of contingency plans)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.7856 544.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 532.5593 Tm -.005 Tc (requires the collection and publication of)Tj ET EMC /P <>BDC BT 9 0 0 9 304.8094 532.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 520.5593 Tm -.005 Tc (substantial amounts of con)Tj /TT7 1 Tf 12.0336 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (dential personal and)Tj ET EMC /P <>BDC BT 9 0 0 9 337.4293 520.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 508.5593 Tm -.005 Tc (business information for both the organization and)Tj ET EMC /P <>BDC BT 9 0 0 9 344.264 508.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 496.5593 Tm -.005 Tc [(third par)-24.4(ties, which needs t)9.8(o)0( be updated regularly.)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.1321 496.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 484.5593 Tm -.005 Tc [(Such information would be extremely v)7.3(aluable t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.9132 484.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 472.5593 Tm -.005 Tc [(competit)9.8(ors and potential attackers were it t)9.8(o)0( be)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.4014 472.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 460.5593 Tm -.005 Tc [(hacked. Consider)19.5(ation for securing such personal)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.5112 460.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 448.5593 Tm -.005 Tc (and sensitive business information is crucial.)Tj ET EMC /P <>BDC BT 9 0 0 9 321.6538 448.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 424.5593 Tm -.005 Tc [(Business continuity and disaster reco)7.3(very planning)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.9476 424.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 412.5593 Tm -.005 Tc [(shifts the cur)-8.8(ves in )]TJ ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 220.8342 412.5593 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gures 5, 6)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 265.77 412.5593 Tm ( and)Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 282.7552 412.5593 Tm ( 7)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 290.0699 412.5593 Tm [( t)9.8(o)0( suggest)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.0654 412.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 400.5593 Tm -.005 Tc (relaxing restrictiveness and increasing access and)Tj ET EMC /P <>BDC BT 9 0 0 9 342.6952 400.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 388.5593 Tm -.005 Tc [(a)7.3(v)7.3(ailability t)9.8(o)0( systems and data. )19.5(Therefore, )]TJ ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 314.8699 388.5593 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gure 5)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 345.7562 388.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 376.5593 Tm -.005 Tc (will likely be more representative for contingency)Tj ET EMC /P <>BDC BT 9 0 0 9 336.3188 376.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 364.5593 Tm -.005 Tc (situations than )Tj ET EMC /P <>BDC BT /TT10 1 Tf 9 0 0 9 204.9795 364.5593 Tm 0 Tc ()Tj /TT9 1 Tf .6034 0 TD -.005 Tc (gure 6)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 235.8658 364.5593 Tm [(. )19.5(The combined gr)19.5(aph,)]TJ ET EMC /P <>BDC BT 9 0 0 9 323.2556 364.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 352.5593 Tm -.005 Tc [(showing a maximum v)7.3(alue at moder)19.5(ate)]TJ ET EMC /P <>BDC BT 9 0 0 9 299.5961 352.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144 340.5593 Tm -.005 Tc [(restrictiveness, would likely shift t)9.8(o)0( the left.)]TJ ET EMC /P <>BDC BT 9 0 0 9 313.7153 340.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT9 1 Tf 9 0 0 9 361.5 652.5593 Tm -.005 Tc (Figure 8)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 394.1827 652.5593 Tm [( shows what the priv)7.3(acy and security are)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.9262 652.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 640.5593 Tm -.005 Tc (for different situations and how the bene)Tj /TT7 1 Tf 17.8126 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ts and)Tj ET EMC /P <>BDC BT 9 0 0 9 551.228 640.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 628.5593 Tm -.005 Tc (threats differ under those situations.)Tj ET EMC /P <>BDC BT 9 0 0 9 505.32 628.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 11 0 0 11 361.5 602.5593 Tm .52 .75 .08 0 k -.005 Tc (Data Retention and Disposal)Tj ET EMC /P <>BDC BT 11 0 0 11 499.5566 602.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 361.5 584.5593 Tm 0 0 0 1 k -.005 Tc [(A major)60.1(, justi)]TJ /TT7 1 Tf 5.6566 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(able concern with respect t)9.8(o)0( priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.2538 584.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 572.5593 Tm -.005 Tc [(emanates fr)9.8(om a fear that personal and other)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.905 572.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 560.5593 Tm -.005 Tc [(sensitive data collected during catastr)9.8(ophes for)]TJ ET EMC /P <>BDC BT 9 0 0 9 549.3252 560.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 548.5593 Tm -.005 Tc (good reason by applications \(apps\) that were used)Tj ET EMC /P <>BDC BT 9 0 0 9 561.2335 548.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 536.5593 Tm -.005 Tc [(t)9.8(o)0( gather and pr)9.8(ocess the data that are retained by)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.5985 536.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 524.5593 Tm -.005 Tc [(go)7.3(vernment are also retained by in)]TJ /TT1 1 Tf 15.121 0 TD 0 Tc <0001>Tj /TT2 1 Tf .5629 0 TD -.005 Tc (uential)Tj ET EMC /P <>BDC BT 9 0 0 9 529.2396 524.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 512.5593 Tm -.005 Tc [(organizations such as F)16.6(acebook and Google.)]TJ ET EMC /P <>BDC BT 9 0 0 9 538.8285 512.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 500.5593 Tm -.005 Tc [(Although many agree t)9.8(o)0( ha)7.3(ving such sensitive data,)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.058 500.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 488.5593 Tm -.005 Tc [(such as tr)19.5(acking data, t)9.8(o)0( help facilitate reco)7.3(very)]TJ ET EMC /P <>BDC BT 9 0 0 9 549.1957 488.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 476.5593 Tm -.005 Tc [(fr)9.8(om catastr)9.8(ophes, such agreement does not)]TJ ET EMC /P <>BDC BT 9 0 0 9 539.1625 476.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 464.5593 Tm -.005 Tc [(necessarily co)7.3(ver retention of the data and apps)]TJ ET EMC /P <>BDC BT 9 0 0 9 550.96 464.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 452.5592 Tm -.005 Tc [(once the disaster or catastr)9.8(ophe has passed and)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.9801 452.5592 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 440.5592 Tm -.005 Tc (the need for the data and apps no longer exists.)Tj ET EMC /P <>BDC BT 9 0 0 9 549.2285 440.5592 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 416.5592 Tm -.005 Tc [(It is easy t)9.8(o)0( see how both public and priv)7.3(ate sect)9.8(or)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.7117 416.5592 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 404.5592 Tm -.005 Tc [(organizations might try t)9.8(o)0( justify holding on t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 542.5664 404.5592 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 392.5593 Tm -.005 Tc (contingency data and keeping the computer)Tj ET EMC /P <>BDC BT 9 0 0 9 534.6987 392.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 380.5593 Tm -.005 Tc [(systems and command and contr)9.8(ol centers active)]TJ ET EMC /P <>BDC BT 9 0 0 9 558.7272 380.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 368.5593 Tm -.005 Tc [(beyond an actual or potential catastr)9.8(ophe.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 527.9433 372.3343 Tm -.0083 Tc (15)Tj ET EMC /P <>BDC BT 9 0 0 9 533.9178 368.5593 Tm -.005 Tc -.0195 Tw [( There)]TJ ET EMC /P <>BDC BT 9 0 0 9 558.6089 368.5593 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 356.5593 Tm -.005 Tc [(are cer)-24.4(tainly situations when it makes good sense)]TJ ET EMC /P <>BDC BT 9 0 0 9 558.7637 356.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 344.5593 Tm -.005 Tc [(t)9.8(o)0( retain data, software, media and equipment, in)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.6309 344.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 332.5593 Tm -.005 Tc [(which case these resour)9.3(ces should be well secured)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.8218 332.5593 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 0 0 0 k /GS1 gs 144.25 64.93 422.5 247.667 re f EMC /Figure <>BDC Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n .90588 .24314 .66667 .12549 k /GS1 gs 144.265 297.097 422.495 15.5 re f .51765 .74902 .070588 0 k 144.25 297.097 84.4 -14.75 re 228.65 297.097 84.4 -14.75 re 313.05 297.097 84.4 -14.75 re 397.45 297.097 84.4 -14.75 re 481.85 297.097 85.4 -14.75 re f .082353 0 .1451 0 k 144.25 282.347 84.4 -84.75 re 228.65 282.347 84.4 -84.75 re 313.05 282.347 84.4 -84.75 re 397.45 282.347 84.4 -84.75 re 481.85 282.347 85.4 -84.75 re 144.25 133.199 84.4 -44.442 re 228.65 133.199 84.4 -44.442 re 313.05 133.199 84.4 -44.442 re 397.45 133.199 84.4 -44.442 re 481.85 133.199 85.4 -44.442 re f .090196 .11373 .015686 0 k 144.25 197.597 84.4 -64.398 re 228.65 197.597 84.4 -64.398 re 313.05 197.597 84.4 -64.398 re 397.45 197.597 84.4 -64.398 re 481.85 197.597 85.4 -64.398 re f 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d q 1 0 0 1 144.25 297.097 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 2 w 10 M [] 0 d /GS1 gs q 1 0 0 1 228.65 297.097 cm 0 0 m 253.2 0 l S 1 0 0 1 253.2 0 cm 0 0 m 85.4 0 l S Q 1 w q 1 0 0 1 228.65 282.847 cm 0 0 m 0 13.25 l S 1 0 0 1 84.4 0 cm 0 0 m 0 13.25 l S 1 0 0 1 84.4 0 cm 0 0 m 0 13.25 l S 1 0 0 1 84.4 0 cm 0 0 m 0 13.25 l S Q Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 144.25 282.347 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 228.65 282.347 cm 0 0 m 168.8 0 l S 1 0 0 1 168.8 0 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 481.85 282.347 cm 0 0 m 85.9 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 228.65 198.097 cm 0 0 m 0 83.75 l S 1 0 0 1 84.4 0 cm 0 0 m 0 83.75 l S 1 0 0 1 84.4 0 cm 0 0 m 0 83.75 l S 1 0 0 1 84.4 0 cm 0 0 m 0 83.75 l S 1 0 0 1 85.4 0 cm 0 0 m 0 83.75 l S 1 0 0 1 -338.6 -108.841 cm 0 0 m 0 43.442 l S 1 0 0 1 84.4 0 cm 0 0 m 0 43.442 l S 1 0 0 1 84.4 0 cm 0 0 m 0 43.442 l S 1 0 0 1 84.4 0 cm 0 0 m 0 43.442 l S 1 0 0 1 85.4 0 cm 0 0 m 0 43.442 l S Q Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 144.25 88.756 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 228.65 88.756 cm 0 0 m 168.8 0 l S 1 0 0 1 168.8 0 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 481.85 88.756 cm 0 0 m 85.9 0 l S 1 0 0 1 -337.6 108.841 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 228.65 197.597 cm 0 0 m 168.8 0 l S 1 0 0 1 168.8 0 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 481.85 197.597 cm 0 0 m 85.9 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 228.65 133.698 cm 0 0 m 0 63.398 l S 1 0 0 1 84.4 0 cm 0 0 m 0 63.398 l S 1 0 0 1 84.4 0 cm 0 0 m 0 63.398 l S 1 0 0 1 84.4 0 cm 0 0 m 0 63.398 l S 1 0 0 1 85.4 0 cm 0 0 m 0 63.398 l S Q Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 144.25 133.198 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 228.65 133.198 cm 0 0 m 168.8 0 l S 1 0 0 1 168.8 0 cm 0 0 m 84.4 0 l S Q Q q 1 i 144.265 312.597 423.485 -241.739 re W n 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n 0 0 0 0 K 0 J 0 j 1 w 10 M [] 0 d /GS1 gs q 1 0 0 1 481.85 133.198 cm 0 0 m 85.9 0 l S Q Q q 1 i 144.25 312.597 423.5 -241.754 re W n 144.25 312.597 422.5 -247.667 re W* n 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS1 gs BT /F2 1 Tf 10 0 0 10 215.6177 301.0974 Tm 0 0 0 0 k -.015 Tc .023 Tw [(Figure 8Priv)7.1(acy and Security Issues, Benefits and )28.1(Threats by Situation)]TJ 9 0 0 9 170.561 286.3474 Tm -.0099 Tc -.0001 Tw [(Situation)-4781.3(P)-.4(riv)7.2(acy Issues)-3544.7(Security Issues)-4742.7(Benefits)-6105.1(Threats)]TJ 5.247 0 0 5.247 536.348 289.3445 Tm 0 Tc 0 Tw (a)Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 148.25 271.5974 Tm 0 0 0 1 k -.0094 Tc .0004 Tw (Regular business)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 232.6519 271.5974 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 237.062 271.5974 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.5(Identity theft)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 232.6519 261.5984 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 237.062 261.5984 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( F)11.7(r)19.7(audulent use)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 232.6519 251.5994 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 237.062 251.5994 Tm 0 0 0 1 k -.0093 Tc .0003 Tw ( Information leakage)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 317.054 271.5974 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 321.464 271.5974 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [( )219.5(Access \(identity)-8.9( )]TJ .219 -1.111 TD [(and access)-9.1( )]TJ T* 0 Tw (management\))Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 317.054 241.6003 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 321.464 241.6003 Tm 0 0 0 1 k -.0096 Tc -.0005 Tw [( )219(Data pr)9.4(otection)-9.3( )]TJ .219 -1.111 TD -.0095 Tc 0 Tw (\(encryption\))Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 317.054 221.6023 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 321.464 221.6023 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219(Data management)-9.9( )]TJ .219 -1.111 TD .0004 Tw [(\(creation, use,)-9.9( )]TJ T* -.0093 Tc [(st)9.3(or)19.7(age, disposal\))]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 401.456 271.6062 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 405.866 271.6062 Tm 0 0 0 1 k -.0093 Tc .0003 Tw ( Marketing)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 401.456 261.6072 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 405.866 261.6072 Tm 0 0 0 1 k -.0092 Tc .0002 Tw ( Ease of use)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 485.858 271.6062 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 490.268 271.6062 Tm 0 0 0 1 k -.0093 Tc .0003 Tw ( Data breaches)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 485.858 261.6072 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 490.268 261.6072 Tm 0 0 0 1 k -.0092 Tc .0002 Tw [( Denial of ser)-8.1(v)-.1(ice)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 485.858 251.6081 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 490.268 251.6081 Tm 0 0 0 1 k -.0094 Tc .0004 Tw ( Ransomware)Tj -38.001 -7.1551 TD -.0007 Tw [(Contingency planning,)-9.7( )]TJ 0 -1.1109 TD .0004 Tw [(business continuity)-9.2( )]TJ 0 -1.1111 TD [(and disaster reco)8(very)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 232.6611 187.1674 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 237.0713 187.1674 Tm 0 0 0 1 k -.0094 Tc -.0007 Tw [( )219(Names, telephone)-10.1( )]TJ .219 -1.111 TD .0003 Tw [(numbers, email and)-9.5( )]TJ T* [(physical addresses)-9.1( )]TJ T* -.0096 Tc -.0005 Tw (of contacts)Tj 8.669 3.338 TD -.0248 Tc .0002 Tw [(Same as abo)6.8(v)-.6(e plus:)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 317.063 177.2134 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 321.473 177.2134 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219(Locations)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 317.063 167.2144 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 321.473 167.2144 Tm 0 0 0 1 k -.0099 Tc -.0002 Tw [( )219(Systems)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 317.063 157.2154 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 321.473 157.2154 Tm 0 0 0 1 k -.0095 Tc -.0006 Tw [( )219(Personnel)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 401.465 187.1674 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 405.875 187.1674 Tm 0 0 0 1 k -.0094 Tc .0004 Tw ( Rapid response)Tj ET /GS1 gs BT /F4 1 Tf 9 0 0 9 401.465 177.1684 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 405.875 177.1684 Tm 0 0 0 1 k -.0095 Tc .0005 Tw [( Quicker reco)7.9(very)]TJ 8.888 1.116 TD -.0248 Tc .0002 Tw [( )204(Same as abo)6.7(v)-.5(e plus:)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 485.867 177.2134 Tm .42745 .003922 .76863 0 k 0 Tc 0 Tw ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 490.277 177.2134 Tm 0 0 0 1 k -.0101 Tc ( )Tj ET /GS1 gs BT 9 0 0 9 492.248 177.2134 Tm .42745 .003922 .76863 0 k 0 Tc ( )Tj ET /GS2 gs BT 9 0 0 9 492.248 177.2134 Tm 0 0 0 1 k -.0095 Tc [(Spoofing)-8.8( )]TJ 0 -1.111 TD -.0093 Tc [(\(masquer)19.8(ading\))]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 485.867 157.2154 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 490.277 157.2154 Tm 0 0 0 1 k -.0101 Tc ( )Tj ET /GS1 gs BT 9 0 0 9 492.248 157.2154 Tm .42745 .003922 .76863 0 k 0 Tc ( )Tj ET /GS2 gs BT 9 0 0 9 492.248 157.2154 Tm 0 0 0 1 k -.0093 Tc .0003 Tw [(Physical theft,)-9.8( )]TJ T* [(loss, damage,)-9.8( )]TJ T* 0 Tw (manipulation)Tj -38.22 -1.5999 TD .0003 Tw [(Catastr)9.7(o).2(phe planning,)-9.7( )]TJ 0 -1.111 TD [(reco)8(very and)-9.6( )]TJ T* 0 Tw [(rest)9.2(or)19.6(ation)]TJ ET /GS1 gs BT /F4 1 Tf 9 0 0 9 232.6699 122.7734 Tm .42745 .003922 .76863 0 k 0 Tc ()Tj ET /GS2 gs BT /F3 1 Tf 9 0 0 9 237.0801 122.7734 Tm 0 0 0 1 k -.0094 Tc -.0007 Tw [( )219(Names, telephone)-10.1( )]TJ .219 -1.111 TD .0003 Tw [(numbers, email and)-9.6( )]TJ T* [(physical addresses)-9.1( )]TJ T* -.0096 Tc -.0005 Tw (of contacts)Tj 8.669 3.338 TD -.0092 Tc .0002 Tw [(Same as abo)8.1(v)-.3(e)-3528.4(S).3(ame as abo)8.2(v)-.4(e)-3530.7(S).3(ame as abo)8.1(v)-.4(e)]TJ 6 0 0 6 148.25 78.4694 Tm [(\(a\) E)8.4(u).6(r)9.1(o)-.9(pean Union Agency for Cybersecurity \(ENISA\), ENISA )19.9(Threat Landscape 2020List of )19.7(T)49.3(o)-1(p 15 )19.9(Threats,)82.3( 20 Oct)10(o)-1(ber 2020, )]TJ /F5 1 Tf 49.3062 0 TD -.001 Tw [( https:/)109(/)-.1(www)60.9(.enisa.eur)10.5(opa.eu/publications/)222.5( )]TJ -49.3062 -1 TD 0 Tw [(enisa-threat-landscape-2020-list-of-t)9.6(op-15-threats)-9.7( )]TJ ET EMC /P <>BDC Q q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 414.4287 21.2976 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2021 ISACA. All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 522.0606 21.2976 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 307 0 obj <>/ExtGState<>>> endobj 333 0 obj <> endobj 338 0 obj <> endobj 343 0 obj <> endobj 348 0 obj <> endobj 353 0 obj <> endobj 358 0 obj <> endobj 363 0 obj <> endobj 368 0 obj <> endobj 377 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9954 20.9379 Tm 0 0 0 1 k 0 Tc 0 Tw (ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 512.4738 20.9379 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 20.9379 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 .014984 .51599 31.274 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 20.9379 Tm .85 .11 .6 .26 k (9)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 36.5 657.5592 Tm 0 0 0 1 k -.005 Tc [(and only a)7.3(v)7.3(ailable t)9.8(o)0( authorized personnel, where)]TJ ET EMC /P <>BDC BT 9 0 0 9 230.4194 657.5592 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 645.5593 Tm -.005 Tc (the authorizing entity is apolitical and trusted.)Tj ET EMC /P <>BDC BT 9 0 0 9 216.023 645.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 621.5593 Tm -.005 Tc [(If the data and media are t)9.8(o)0( be disposed of, there)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.9042 621.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 609.5593 Tm -.005 Tc (are many ways it can be done.)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 155.6628 613.3342 Tm -.0083 Tc (16)Tj ET EMC /P <>BDC BT 9 0 0 9 161.6373 609.5593 Tm -.005 Tc [( )19.5(The key is t)9.8(o)0( ha)7.3(ve)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.1537 609.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 597.5593 Tm -.005 Tc [(the disposal pr)9.8(ocess o)7.3(verseen and audited t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 215.4612 597.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 585.5593 Tm -.005 Tc (ensure compliance with the rules of data disposal)Tj ET EMC /P <>BDC BT 9 0 0 9 232.5068 585.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 573.5593 Tm -.005 Tc (and media destruction.)Tj ET EMC /P <>BDC BT 9 0 0 9 127.4483 573.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 549.5593 Tm -.005 Tc [(It is imper)19.5(ative t)9.8(o)0( be continuously aware of the)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.4141 549.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 537.5593 Tm -.005 Tc (danger that contingency data and collection)Tj ET EMC /P <>BDC BT 9 0 0 9 209.5471 537.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 525.5593 Tm -.005 Tc [(capabilities might be used t)9.8(o)0( monit)9.8(or and contr)9.8(ol)]TJ ET EMC /P <>BDC BT 9 0 0 9 230.0064 525.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 513.5593 Tm -.005 Tc [(the population when the e)6.3(vent is o)7.3(ver \(as currently)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.6097 513.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 501.5593 Tm -.005 Tc [(exists in China\), despite not ha)7.3(ving been given)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.2091 501.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 489.5593 Tm -.005 Tc [(explicit appr)9.8(o)7.3(v)7.3(al.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 103.1596 493.3343 Tm -.0083 Tc (17)Tj ET EMC /P <>BDC BT 9 0 0 9 109.1341 489.5593 Tm -.005 Tc [( )19.5(This could lead t)9.8(o)0( uses that)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.8903 489.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 477.5593 Tm -.005 Tc (violate basic personal rights.)Tj ET EMC /P <>BDC BT 9 0 0 9 149.6456 477.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 11 0 0 11 36.5 311.5592 Tm .52 .75 .08 0 k -.005 Tc (Conclusion)Tj ET EMC /P <>BDC BT 11 0 0 11 91.2886 311.5592 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 36.5 293.5593 Tm 0 0 0 1 k -.005 Tc (In preparing contingency plans for possible)Tj ET EMC /P <>BDC BT 9 0 0 9 206.5105 293.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 281.5593 Tm -.005 Tc [(catastr)9.8(ophic e)6.3(vents, planners may neglect serious)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.9175 281.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 269.5593 Tm -.005 Tc [(issues relating t)9.8(o)0( priv)7.3(acy and secrecy. While)]TJ ET EMC /P <>BDC BT 9 0 0 9 210.4196 269.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 257.5593 Tm -.005 Tc [(physical safety and sur)-8.8(viv)7.3(al are rightly the major)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.037 257.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 245.5593 Tm -.005 Tc [(concerns during catastr)9.8(ophes, pulling t)9.8(ogether)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.9503 245.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 233.5593 Tm -.005 Tc [(personal records, if they ha)7.3(ve been lost due t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 217.462 233.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 221.5593 Tm -.005 Tc [(e)6.3(vents such as )]TJ /TT7 1 Tf 6.8 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (re, )Tj /TT1 1 Tf 1.292 0 TD 0 Tc <0001>Tj /TT2 1 Tf .5629 0 TD -.005 Tc [(oods or ear)-24.4(thquakes, can be a)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.1483 221.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 209.5593 Tm -.005 Tc [(daunting task if cer)-24.4(tain prepar)19.5(ations t)9.8(o)0( facilitate)]TJ ET EMC /P <>BDC BT 9 0 0 9 225.9349 209.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 197.5593 Tm -.005 Tc [(authorized access ha)7.3(ve not been made in adv)7.3(ance.)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.979 197.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 185.5593 Tm -.005 Tc [(There are a v)7.3(ariety of prepar)19.5(at)9.8(ory and mitigation)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.2095 185.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 173.5593 Tm -.005 Tc [(measures that can be taken in adv)7.3(ance of)]TJ ET EMC /P <>BDC BT 9 0 0 9 201.1699 173.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 161.5593 Tm -.005 Tc [(catastr)9.8(ophes t)9.8(o)0( preser)-8.8(ve and make a)7.3(v)7.3(ailable)]TJ ET EMC /P <>BDC BT 9 0 0 9 213.076 161.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 149.5593 Tm -.005 Tc [(critical, go)7.3(vernmental and organizational data)]TJ ET EMC /P <>BDC BT 9 0 0 9 216.5358 149.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 137.5593 Tm -.005 Tc [(during and following incidents. Any pr)9.8(ogress made)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.4136 137.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 125.5593 Tm -.005 Tc [(in this effor)-24.4(t of ensuring, pr)9.8(otecting and preser)-8.8(ving)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.1326 125.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 113.5593 Tm -.005 Tc [(priv)7.3(acy will most likely pay substantial dividends)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.9423 113.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5 101.5593 Tm -.005 Tc [(should unpredicted and unimagined e)6.3(vents occur)60.1(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 232.6714 101.5593 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 11 0 0 11 255 655.4636 Tm .52 .75 .08 0 k -.005 Tc (Endnotes)Tj ET EMC /P <>BDC BT 11 0 0 11 300.8053 655.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.3636 637.4636 Tm 0 0 0 1 k -.02 Tc (Gupta, M.; R. Sharman; )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 360.8081 637.4636 Tm (Social and Organizational)Tj ET EMC /LBody <>BDC BT 9 0 0 9 456.1918 637.4636 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 637.4636 Tm .42 0 .769 0 k (1)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT4 1 Tf 9 0 0 9 272 625.4636 Tm 0 0 0 1 k -.02 Tc (Liabilities in Information Security)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 394.1353 625.4636 Tm (, IGI Global, USA,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 456.528 625.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 613.4636 Tm -.02 Tc (2008, p. 122)Tj ET EMC /LBody <>BDC BT 9 0 0 9 324.5831 613.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.3636 601.4636 Tm -.005 Tc [(United States Geological Sur)-8.8(vey \(USGS\),)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 430.6141 601.4636 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 601.4636 Tm .42 0 .769 0 k (2)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272 589.4636 Tm 0 0 0 1 k -.005 Tc [(Why Are We Ha)7.3(ving So Many Ear)-24.4(thquakes?)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 445.0514 589.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 577.4636 Tm -.005 Tc [(Has Natur)19.5(ally Occurring Ear)-24.4(thquake Activity)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 444.3177 577.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 565.4636 Tm -.005 Tc [(Been Increasing? Does )19.5(This Mean a Big One Is)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 454.5208 565.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 553.4636 Tm -.005 Tc [(Going t)9.8(o)0( Hit? Or We Ha)7.3(ven)39.1(t Had Any)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 416.4516 553.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 541.4636 Tm -.005 Tc [(Ear)-24.4(thquakes in a Long )19.5(Time; Does )19.5(This Mean)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 449.702 541.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 529.4636 Tm -.005 Tc (That the Pressure Is Building Up for a Big One?)Tj ET EMC /LBody <>BDC BT 9 0 0 9 458.8671 529.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272 517.4636 Tm -.005 Tc [(https:/)109.4(/www)60.5(.usgs.go)7.3(v/faqs/why-are-we-ha)7.3(ving-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272 505.4636 Tm [(so-many-ear)-24.4(thquakes-has-natur)19.5(ally-occurring-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 449.3659 505.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 493.4636 Tm -.005 Tc [(ear)-24.4(thquake-activity-been?qt-news_science_)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 439.6747 493.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 481.4636 Tm -.005 Tc [(pr)9.8(oducts=0#qt-news_science_pr)9.8(oducts)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 424.2518 481.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 272.3636 469.4636 Tm -.005 Tc [(United States Feder)19.5(al Bureau of Investigation)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 450.2734 469.4636 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 469.4636 Tm .42 0 .769 0 k (3)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272 457.4635 Tm 0 0 0 1 k -.005 Tc [(\(FBI\), More )19.5(Than 900 Defendants Charged)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 441.1918 457.4635 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 445.4635 Tm -.005 Tc [(With Disaster-Related F)12.7(r)19.5(aud by Hurricane)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 433.8135 445.4635 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 433.4635 Tm -.005 Tc [(Katrina F)12.7(r)19.5(aud )19.5(T)55.2(ask F)10.2(o)0(r)9.3(ce During )19.5(Three )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 424.9827 433.4635 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 421.4635 Tm -.005 Tc [(Years of Oper)19.5(ation,)83( 1 Oct)9.8(ober 2008,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 414.5388 421.4635 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272 409.4635 Tm -.005 Tc [(https:/)109.4(/ar)9.3(chives.fbi.go)7.3(v/ar)9.3(chives/news/pressrel/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272 397.4636 Tm (press-releases/more-than-900-defendants-)Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 385.4636 Tm [(charged-with-disaster-related-fr)19.5(aud-by-hurricane)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272 373.4636 Tm [(-katrina-fr)19.5(aud-task-for)9.3(ce-during-three-years-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 440.1189 373.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 361.4636 Tm -.005 Tc [(in-oper)19.5(ation)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 318.1257 361.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 272.3636 349.4636 Tm -.005 Tc [(T)55.2(aleb, N. N.; )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 321.4273 349.4636 Tm (The Black Swan, Second Edition:)Tj ET EMC /LBody <>BDC BT 9 0 0 9 446.9775 349.4636 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 349.4636 Tm .42 0 .769 0 k (4)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT4 1 Tf 9 0 0 9 272 337.4636 Tm 0 0 0 1 k -.005 Tc [(The Impact of the Highly Impr)9.8(obable)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 413.16 337.4636 Tm (, Random)Tj ET EMC /LBody <>BDC BT 9 0 0 9 450.2943 337.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 325.4635 Tm -.005 Tc (House, USA, 2010)Tj ET EMC /LBody <>BDC BT 9 0 0 9 342.4496 325.4635 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.3636 313.4635 Tm -.005 Tc [(A)24.4(vishai, B.: The P)5.4(andemic Isn)39.1(t a Black )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 428.5905 313.4635 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 313.4635 Tm .42 0 .769 0 k (5)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272 301.4636 Tm 0 0 0 1 k -.005 Tc [(Swan, but a P)6.3(o)0(r)-24.4(tent of a More F)12.7(r)19.5(agile Global)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 445.3977 301.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 289.4636 Tm -.005 Tc [(System,)83( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 307.8896 289.4636 Tm [(The New Y)31.7(orker)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 369.1349 289.4636 Tm (, 21 April 2020,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 427.2887 289.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272 277.4636 Tm -.005 Tc [(www)60.5(.newyorker)60.1(.com/news/daily-comment/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 441.3093 277.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 265.4636 Tm -.005 Tc [(the-pandemic-isnt-a-black-swan-but-a-por)-24.4(tent-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272 253.4636 Tm [(of-a-more-fr)19.5(agile-global-system)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 393.3185 253.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 272.3636 241.4636 Tm -.005 Tc [(Scoblic, J. P)158.2(.; P)158.2(.)0( E. )19.5(Tetlock; )58.6(A)0( Better Crystal Ball:)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 459.8837 241.4636 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 241.4636 Tm .42 0 .769 0 k (6)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272 229.4636 Tm 0 0 0 1 k -.005 Tc [(The Right W)16.1(ay t)9.8(o)0( )19.5(Think About the F)10.7(uture,)83()]TJ ET EMC /LBody <>BDC BT 9 0 0 9 434.7661 229.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272 217.4636 Tm -.005 Tc [(F)10.2(oreign Affairs)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 329.3507 217.4636 Tm [(, v)7.3(ol. 99, iss. 6, No)7.3(vember/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 432.5755 217.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 205.4636 Tm -.005 Tc (December 2020, p. 1018, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 377.9746 205.4636 Tm [(https:/)109.4(/www)60.5(.foreign)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 455.0524 205.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 193.4636 Tm -.005 Tc [(affairs.com/ar)-24.4(ticles/united-states/2020-10-13/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 454.3692 193.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 181.4636 Tm -.005 Tc (better-crystal-ball)Tj ET EMC /LBody <>BDC BT 9 0 0 9 339.3615 181.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 272.3636 169.4636 Tm -.005 Tc [(Since those pr)9.8(ofessing t)9.8(o)0( predict the future)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 442.8961 169.4636 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 169.4636 Tm .42 0 .769 0 k (7)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272 157.4636 Tm 0 0 0 1 k -.005 Tc [(commonly co)7.3(ver a wide r)19.5(ange of outcomes,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 444.1143 157.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 145.4636 Tm -.005 Tc (some forecasters will likely be correct and)Tj ET EMC /LBody <>BDC BT 9 0 0 9 438.1389 145.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 133.4636 Tm -.005 Tc [(others \(often the majority\) will be wr)9.8(ong, as)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 442.6546 133.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 121.4636 Tm -.005 Tc (seen with the )Tj /TT7 1 Tf 6.0784 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (nancial crisis of 20082009, )Tj ET EMC /LBody <>BDC BT 9 0 0 9 445.8196 121.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272 109.4636 Tm -.005 Tc (for example.)Tj ET EMC /LBody <>BDC BT 9 0 0 9 321.3732 109.4636 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272.3636 97.4636 Tm -.005 Tc (Op cit)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 294.9627 97.4636 Tm ( Gupta and Sharman)Tj ET EMC /LBody <>BDC BT 9 0 0 9 375.7376 97.4636 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 260 97.4636 Tm .42 0 .769 0 k (8)Tj ET EMC /Artifact <>BDC .85 .11 .6 .26 k 36.5 327.823 205.498 139.011 re f EMC /P <>BDC BT /TT20 1 Tf 47 0 0 47 44.1356 425.1561 Tm .42 0 .769 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 58.0428 445.1563 Tm 0 0 0 0 k [( IN PREP)67.4(ARING)]TJ ET EMC /P <>BDC BT 14 0 0 14 153.1376 445.1563 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 44.1356 427.1563 Tm [(CONTINGENCY PL)-9.3(ANS FOR)]TJ ET EMC /P <>BDC BT 14 0 0 14 216.8182 427.1563 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 44.1356 409.1563 Tm [(POSSIBLE CA)63(T)38.6(ASTROPHIC)]TJ ET EMC /P <>BDC BT 14 0 0 14 211.6297 409.1563 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 44.1356 391.1563 Tm [(EVENT)7.8(S, PL)-9.3(ANNERS MA)45.9(Y)]TJ ET EMC /P <>BDC BT 14 0 0 14 204.7596 391.1563 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 44.1356 373.1563 Tm [(NEGLEC)14.2(T)19.5( SERIOUS ISSUES)]TJ ET EMC /P <>BDC BT 14 0 0 14 212.4843 373.1563 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 44.1356 355.1563 Tm [(REL)-9.3(A)63(TING )19.5(T)13.7(O)0( PRIV)36.6(ACY AND)]TJ ET EMC /P <>BDC BT 14 0 0 14 220.8172 355.1563 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 44.1356 337.1563 Tm [(SECRECY)103(. )]TJ ET EMC /P <>BDC BT /TT20 1 Tf 47 0 0 47 109.3162 317.1561 Tm .42 0 .769 0 k ()Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 7 0 0 7 36.0376 21.2976 Tm 0 0 0 1 k [( 2021 ISACA. All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 143.6694 21.2976 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 378 0 obj <>/ExtGState<>>> endobj 393 0 obj <> endobj 398 0 obj <> endobj 403 0 obj <> endobj 408 0 obj <> endobj 413 0 obj <> endobj 418 0 obj <> endobj 423 0 obj <> endobj 428 0 obj <> endobj 433 0 obj <> endobj 438 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.515 m W n 0 783.015 603 -783 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 20.9698 Tm 0 0 0 1 k 0 Tc 0 Tw (ISACA )Tj ET EMC /P <>BDC BT 7 0 0 7 60.8804 20.9698 Tm (JOURNAL)Tj ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7275 20.9698 Tm .85 .11 .6 .26 k [( V)6.3(OL 5)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 .014984 .51505 31.516 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 10.8984 20.9698 Tm .85 .11 .6 .26 k (10)Tj ET EMC /LBody <>BDC /GS2 gs BT 9 0 0 9 161.3636 670.0706 Tm 0 0 0 1 k -.005 Tc [(Slo)7.3(vic, P)158.2(.; E. U. Weber; )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 248.7229 670.0706 Tm [(Per)9.3(ception of Risk P)6.3(osed)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 345.9446 670.0706 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 149 670.0706 Tm .42 0 .769 0 k (9)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT4 1 Tf 9 0 0 9 161 658.0706 Tm 0 0 0 1 k -.005 Tc [(by Extreme E)12.7(vents)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 232.1957 658.0706 Tm (, Risk Management)Tj ET EMC /LBody <>BDC BT 9 0 0 9 307.5751 658.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 646.0706 Tm -.005 Tc [(Str)19.5(ategies in an Uncer)-24.4(tain W)15.1(orld Conference,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 337.2585 646.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 634.0706 Tm -.005 Tc [(P)5.4(alisades, New Y)31.7(ork, USA, 1213 April 2002,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 335.9369 634.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 161 622.0706 Tm -.005 Tc [(www)60.5(.ldeo.columbia.edu/chrr/documents/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 323.6999 622.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 610.0706 Tm -.02 Tc [(meetings/r)9.8(oundtable/white_papers/slo)7.3(vic_wp.pdf)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 347.7856 610.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 161.5272 598.0706 Tm -.005 Tc [(Meyer)60.1(, R.; H. K)11.2(unreuther; )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 259.6476 598.0706 Tm [(The Ostrich P)5.4(a)0(r)19.5(ado)10.3(x:)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 340.381 598.0706 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 144 598.0706 Tm .42 0 .769 0 k (10)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT4 1 Tf 9 0 0 9 161 586.0706 Tm 0 0 0 1 k -.005 Tc (Why We Underprepare for Disaster)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 294.3276 586.0706 Tm [(s, Whar)-24.4(t)9.8(o)0(n)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 336.5663 586.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 574.0706 Tm -.005 Tc (School Press, USA, 2017)Tj ET EMC /LBody <>BDC BT 9 0 0 9 257.6734 574.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 161.5272 562.0706 Tm -.005 Tc (Ibid.)Tj ET EMC /LBody <>BDC BT 9 0 0 9 178.1333 562.0706 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 144 562.0706 Tm .42 0 .769 0 k (11)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 161.5272 550.0706 Tm 0 0 0 1 k -.005 Tc [(V)22.5(aughan-Nichols, S. J.; W)15.1(ould Y)31.7(ou Sell Y)31.7(our)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 335.9181 550.0706 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 144 550.0706 Tm .42 0 .769 0 k (12)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 161 538.0706 Tm 0 0 0 1 k -.005 Tc [(P)5.4(assword for Chocolate? )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 265.7265 538.0706 Tm [(Computer)-8.3(world)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 325.773 538.0706 Tm (, )Tj ET EMC /LBody <>BDC BT 9 0 0 9 329.6777 538.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 526.0706 Tm -.005 Tc (1 May 2008, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 211.1907 526.0706 Tm [(https:/)109.4(/www)60.5(.computer)-8.3(world.com/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 342.8813 526.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 514.0706 Tm -.005 Tc [(ar)-24.4(ticle/2478374/would-you-sell-your-password-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 161 502.0706 Tm (for-chocolate-.html)Tj ET EMC /LBody <>BDC BT 9 0 0 9 234.7381 502.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 161.5272 490.0706 Tm -.02 Tc [(It would be an interesting and v)7.3(aluable resear)9.3(ch)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 343.0352 490.0706 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 144 490.0706 Tm .42 0 .769 0 k (13)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 161 478.0706 Tm 0 0 0 1 k -.02 Tc [(pr)9.8(oject t)9.8(o)0( determine the shapes and magnitudes)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 346.1068 478.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 466.0706 Tm -.02 Tc [(of the cur)-8.8(ves in )]TJ ET EMC /LBody <>BDC BT /TT10 1 Tf 9 0 0 9 221.4897 466.0706 Tm 0 Tc ()Tj /TT9 1 Tf .5884 0 TD -.02 Tc (gures 5)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 255.8785 466.0706 Tm 0 Tc (,)Tj ET EMC /LBody <>BDC BT /TT9 1 Tf 9 0 0 9 257.4651 466.0706 Tm -.02 Tc ( 6)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 264.5099 466.0706 Tm ( and )Tj ET EMC /LBody <>BDC BT /TT9 1 Tf 9 0 0 9 283.0031 466.0706 Tm 0 Tc (7)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 287.9867 466.0706 Tm -.02 Tc (, )Tj ET EMC /LBody <>BDC BT 9 0 0 9 291.6214 466.0706 Tm -.005 Tc (as well as)Tj ET EMC /LBody <>BDC BT 9 0 0 9 330.5993 466.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 454.0706 Tm -.005 Tc (other possibilities.)Tj ET EMC /LBody <>BDC BT 9 0 0 9 233.322 454.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161.5272 442.0706 Tm -.005 Tc (There is at least one case where an)Tj ET EMC /LBody <>BDC BT 9 0 0 9 300.5909 442.0706 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 144 442.0706 Tm .42 0 .769 0 k (14)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 161 430.0706 Tm 0 0 0 1 k -.005 Tc (organization posted its contingency plan)Tj ET EMC /LBody <>BDC BT 9 0 0 9 321.082 430.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 418.0706 Tm -.005 Tc (containing names, addresses and telephone)Tj ET EMC /LBody <>BDC BT 9 0 0 9 335.0073 418.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 406.0706 Tm -.005 Tc (numbers of key personnel, thereby making the)Tj ET EMC /LBody <>BDC BT 9 0 0 9 342.8352 406.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 394.0706 Tm -.005 Tc [(data a)7.3(v)7.3(ailable t)9.8(o)0( anyone with Internet access.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 340.7809 394.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 161 382.0706 Tm -.005 Tc [(The repor)-24.4(t had Con)]TJ /TT7 1 Tf 8.799 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(dential printed all o)7.3(ver it.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 344.9877 382.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.7899 670.0706 Tm -.005 Tc [(The author par)-24.4(ticipated in the joint public-)]TJ ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 361.2628 670.0706 Tm .42 0 .769 0 k 0 Tc (15)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 378.2628 658.0706 Tm 0 0 0 1 k -.005 Tc [(priv)7.3(ate National Information Center setup for)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 554.8982 658.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 646.0706 Tm -.005 Tc [(Y2K command and contr)9.8(ol. He belie)6.3(ved and)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 551.0406 646.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 634.0706 Tm -.005 Tc (stated that the command center and the)Tj ET EMC /LBody <>BDC BT 9 0 0 9 536.9363 634.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 622.0706 Tm -.005 Tc [(software suppor)-24.4(ting it \(and some low number)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 558.5697 622.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 610.0706 Tm -.005 Tc [(of maintenance staff)-9.8(\) should be retained t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 549.2401 610.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 598.0706 Tm -.005 Tc [(facilitate the handling of future disastr)9.8(ous)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 543.3197 598.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 586.0706 Tm -.005 Tc [(situations. )19.5(The center was summarily)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 525.7718 586.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 574.0706 Tm -.005 Tc [(dismantled following Y2K, much t)9.8(o)0( the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 530.1125 574.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 562.0706 Tm -.005 Tc (detriment of readiness for managing future)Tj ET EMC /LBody <>BDC BT 9 0 0 9 548.3271 562.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 550.0706 Tm -.005 Tc [(e)6.3(vents. )19.5(The Y2K command center did not use)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 557.2437 550.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 538.0706 Tm -.005 Tc (personal information as such, although some)Tj ET EMC /LBody <>BDC BT 9 0 0 9 556.6888 538.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 526.0706 Tm -.005 Tc [(of the information collected could ha)7.3(ve)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 532.4835 526.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 514.0706 Tm -.005 Tc (threatened the national security of the United)Tj ET EMC /LBody <>BDC BT 9 0 0 9 555.7146 514.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 502.0706 Tm -.005 Tc (States and other countries had it been released.)Tj ET EMC /LBody <>BDC BT 9 0 0 9 566.4703 502.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.7899 490.0706 Tm -.02 Tc [(Financial Ser)-8.8(vices Roundtable, BIT)7.8(S Key)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 531.178 490.0706 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 361.2628 490.0706 Tm .42 0 .769 0 k (16)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 378.2628 478.0706 Tm 0 0 0 1 k -.02 Tc [(Consider)19.5(ations for Securing Data in St)9.8(or)19.5(age and)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 561.379 478.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 466.0706 Tm -.02 Tc [(T)36.6(r)19.5(anspor)-24.4(t, BIT)7.8(S Security and Risk Assessment)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 554.5757 466.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 454.0706 Tm -.02 Tc [(W)15.1(orking Gr)9.8(oup, 2006, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 461.9345 454.0706 Tm [(https:/)109.4(/silo.tips/download/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 562.1307 454.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 442.0706 Tm -.02 Tc [(bits-key-consider)19.5(ations-for-securing-data-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 430.0706 Tm [(securing-physical-media-in-st)9.8(or)19.5(age-tr)19.5(a)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 520.996 430.0706 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.7899 418.0706 Tm -.005 Tc (Op cit)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 401.3892 418.0706 Tm ( Abrich and Chan)Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT9 1 Tf 9 0 0 9 361.2628 418.0706 Tm .42 0 .769 0 k 0 Tc (17)Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 7 0 0 7 414.1539 22.1959 Tm 0 0 0 1 k [( 2021 ISACA. All rights reser)-8.8(ved. )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 7 0 0 7 521.7856 22.1959 Tm [(www)60.5(.isaca.org)]TJ ET EMC Q endstream endobj 439 0 obj <>/ExtGState<>>> endobj 6 0 obj <> endobj 5 0 obj <> endobj 56 0 obj <>stream Adobed         #"""#''''''''''     !! !!''''''''''m""  s!1AQa"q2B#R3b$r%C4Scs5D'6Tdt& EFVU(eufv7GWgw8HXhx)9IYiy*:JZjzm!1AQa"q2#BRbr3$4CS%cs5DT &6E'dtU7()󄔤euFVfvGWgw8HXhx9IYiy*:JZjz?蒠t#|v$&+0V䤁ͧÃz$0IKU0NҺ/zqW4C;,ԭC u'2:53a j 2c ̔82CBs30myN0c1Tj xmf4 seC\9k/4gf͛)/LG:Wf͛/*yٳf.͛6Vl ٳf͛6(vlٲe͛6Vlثf͕/6*ٳef͊]6l340{:h'f͛+C N 3=,(digGf͆pSFTC랧8l@}KC'!b5HF?16U"Qɗ G.Zqa`?>ⴌE]0; GLK*qD9b<']y<9pב[6lY qJr3hs""]mJ(pDc\_'f͉͛8nJ%7.͛6lp;9\A2;6lٳf͘ӳf͕/vlٳ ]|iF E3VF! 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