%PDF-1.4 % 38 0 obj <> endobj 40 0 obj <> endobj 44 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9714 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 512.4123 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 23.0228 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 0 .51599 31.289 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 23.0228 Tm 0 .73 .03 .11 k (1)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 36.7794 534.2615 Tm 0 0 0 1 k -.005 Tc [(The actual le)6.3(v)6.3(el of cyberrisk that many)]TJ ET EMC /P <>BDC BT 9 0 0 9 188.4865 534.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 522.2615 Tm -.005 Tc [(or)9.3(ganizations face is now far out of alignment with)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.9456 522.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 510.2615 Tm -.005 Tc [(what t)9.8(op management would consider an)]TJ ET EMC /P <>BDC BT 9 0 0 9 200.3713 510.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 498.2615 Tm -.005 Tc [(acceptable le)6.3(v)6.3(el of cyberrisk. In 2017, W)16.1(arr)9.3(en)]TJ ET EMC /P <>BDC BT 9 0 0 9 214.9607 498.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 486.2615 Tm -.005 Tc [(Buff)11.7(ett, the chairman and chief ex)9.8(ecutiv)6.3(e o)]TJ /TT1 1 Tf 18.706 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cer)Tj ET EMC /P <>BDC BT 9 0 0 9 225.1594 486.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 474.2615 Tm -.005 Tc [(\(CEO\) of Berkshir)9.3(e Hathawa)7.3(y)52.2(,)0( publicly called)]TJ ET EMC /P <>BDC BT 9 0 0 9 210.7044 474.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 462.2615 Tm -.005 Tc [(cybersecurity the number one pr)9.8(oblem with)]TJ ET EMC /P <>BDC BT 9 0 0 9 210.6362 462.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 450.2615 Tm -.005 Tc [(mankind.)83()]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 75.7451 452.9614 Tm 0 Tc (1)Tj ET EMC /P <>BDC BT 9 0 0 9 78.7324 450.2615 Tm -.005 Tc [( Consistent with his assessment, e)6.3(v)6.3(e)0(r)-8.8(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.5435 450.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 438.2615 Tm -.005 Tc [(y)6.3(ear the number and the se)6.3(v)6.3(erity of losses in the)]TJ ET EMC /P <>BDC BT 9 0 0 9 227.4116 438.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 426.2615 Tm -.005 Tc [(information security and priv)7.3(acy ar)9.3(eas gets)]TJ ET EMC /P <>BDC BT 9 0 0 9 206.8866 426.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 414.2615 Tm -.005 Tc [(pr)9.8(ogr)9.3(essiv)6.3(ely worse.)]TJ ET EMC /P <>BDC BT 9 0 0 9 117.7235 414.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 390.2615 Tm -.005 Tc [(Although many statistical indicat)9.8(ors could be cited,)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.0389 390.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 378.2615 Tm -.005 Tc [(the P)6.3(onemon Institute/IBM )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 145.8378 378.2615 Tm (2019 Cost of a Data)Tj ET EMC /P <>BDC BT 9 0 0 9 222.9377 378.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 366.2615 Tm -.005 Tc [(Br)9.3(each Repor)-24.4(t)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 91.8865 366.2615 Tm [( pr)9.8(o)7.3(vides a good illustr)19.5(ation of this)]TJ ET EMC /P <>BDC BT 9 0 0 9 228.039 366.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 354.2615 Tm -.005 Tc [(tr)9.3(end. It states that the a)7.3(v)6.3(er)19.5(age cost of a data)]TJ ET EMC /P <>BDC BT 9 0 0 9 216.2286 354.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 342.2615 Tm -.005 Tc [(br)9.3(each in the United States is US$8.19 million. )19.5(This)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.3665 342.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 330.2615 Tm -.005 Tc [(is up fr)9.8(om US$7.91 million in 2018.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 174.7269 332.9614 Tm 0 Tc (2)Tj ET EMC /P <>BDC BT 9 0 0 9 177.7142 330.2615 Tm -.005 Tc [( Results fr)9.8(om)]TJ ET EMC /P <>BDC BT 9 0 0 9 230.3648 330.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 318.2615 Tm -.005 Tc [(prior y)6.3(ears of the study show a pattern of)]TJ ET EMC /P <>BDC BT 9 0 0 9 198.771 318.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 306.2614 Tm -.005 Tc [(incr)9.3(easingly se)6.3(v)6.3(e)0(r)9.3(e)0( consequences associated with)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.3292 306.2614 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 294.2614 Tm -.005 Tc [(information security and priv)7.3(acy br)9.3(eaches. )19.5(The fact)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.9057 294.2614 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 282.2614 Tm -.005 Tc [(that both or)9.3(ganiz)7.8(ed crime and nation-states ha)7.3(v)6.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 230.0054 282.2614 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 270.2614 Tm -.005 Tc [(now become fr)9.3(equent attack)9.8(ers is y)6.3(et another)]TJ ET EMC /P <>BDC BT 9 0 0 9 217.7005 270.2614 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.7794 258.2614 Tm -.005 Tc (cause for justi)Tj /TT7 1 Tf 6.215 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(ed alarm. )19.5(The mounting losses ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.0694 258.2614 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.2794 534.2615 Tm -.005 Tc [(actually a motiv)7.3(at)9.8(or: Cyber)19.5(attacks ar)9.3(e so )]TJ /TT7 1 Tf 18.0816 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (nancially)Tj ET EMC /P <>BDC BT 9 0 0 9 457.7913 534.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.2794 522.2615 Tm -.005 Tc [(lucr)19.5(ativ)6.3(e now that the)6.3(y str)9.8(ongly incentiviz)7.8(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 422.2655 522.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.2794 510.2615 Tm -.005 Tc [(attack)9.8(ers t)9.8(o)0( fully exploit existing vulner)19.5(abilities for)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.5324 510.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.2794 498.2615 Tm -.005 Tc [(their own gain, and the)6.3(y should incentiviz)7.8(e t)9.8(o)0(p)]TJ ET EMC /P <>BDC BT 9 0 0 9 436.5886 498.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.2794 486.2615 Tm -.005 Tc [(management t)9.8(o)0( pa)7.3(y mor)9.3(e attention t)9.8(o)0( this ar)9.3(ea.)]TJ ET EMC /P <>BDC BT 9 0 0 9 443.0319 486.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.2794 462.2615 Tm -.005 Tc (One might logically conclude that the continual)Tj ET EMC /P <>BDC BT 9 0 0 9 440.1041 462.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.2794 450.2615 Tm -.005 Tc [(upswing in the cost of cyber)19.5(attacks and the costs)]TJ ET EMC /P <>BDC BT 9 0 0 9 450.917 450.2615 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT9 1 Tf 30 0 0 30 36.902 646.0962 Tm 0 .73 .03 .11 k -.02 Tc [(What )19.5(T)35.2(ype of Management Is)]TJ ET EMC /P <>BDC BT 30 0 0 30 407.0273 646.0962 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 30 0 0 30 36.902 612.0962 Tm -.02 Tc [(Requir)9.3(ed t)9.8(o)0( St)9.8(op Serious)]TJ ET EMC /P <>BDC BT 30 0 0 30 346.0884 612.0962 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 30 0 0 30 36.902 578.0962 Tm -.02 Tc [(Cyber)19.5(attacks?)]TJ ET EMC /Artifact <>BDC .38 .5 0 0 k 35.832 72.703 567.168 174.601 re f EMC /P <>BDC BT /TT11 1 Tf 11 0 0 11 48.0612 232.7996 Tm 0 0 0 0 k [(Charles Cr)9.3(esson W)15.1(ood,)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 11 0 0 11 158.222 232.7996 Tm [( JD)49.8(, CISA, CISM, CGEI)14.2(T)106.4(,)0( CIPP/US,)]TJ /TT1 1 Tf 13.7815 0 TD 0 Tc <0001>Tj /TT2 1 Tf .2276 0 TD -.02 Tc (CISSP)Tj ET EMC /P <>BDC BT 11 0 0 11 341.3641 232.7996 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 221.9995 Tm [(Is a management consultant and an independent compliance audit)9.8(or located in Mendocino, California, USA. With mor)9.3(e than 40)]TJ ET EMC /P <>BDC BT 9 0 0 9 551.9952 221.9995 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 211.1996 Tm [(y)6.3(ears of experience in this )]TJ /TT7 1 Tf 11.812 0 TD ()Tj /TT2 1 Tf .5537 0 TD [(eld, he has work)9.8(ed with mor)9.3(e than 125 or)9.3(ganizations in the information security and priv)7.3(acy ar)9.3(eas. He)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.067 211.1996 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 200.3996 Tm (is best known for his book )Tj ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 155.002 200.3996 Tm [(Information Security P)6.3(olicies Made Easy)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 312.6602 200.3996 Tm [(. He is also the author of two r)9.3(elated books, )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 487.7383 200.3996 Tm (Information Security)Tj ET EMC /P <>BDC BT 9 0 0 9 567.3409 200.3996 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 189.5996 Tm (Roles and Responsibilities Made Easy)Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 195.7921 189.5996 Tm ( and )Tj ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 215.1852 189.5996 Tm [(Corpor)19.5(ate Dir)9.3(ect)9.8(ors & O)]TJ /TT3 1 Tf 10.4795 0 TD <0001>Tj /TT4 1 Tf .833 0 TD [(cers Legal Duties for Information Security and Priv)7.3(acy: A )19.5(T)46.4(urn-)]TJ ET EMC /P <>BDC BT 9 0 0 9 48.0612 178.7996 Tm [(K)12.7(e)6.3(y Compliance A)5.4(udit Pr)9.8(ocess)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 167.9352 178.7996 Tm [(. He can be r)9.3(eached at )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 259.2184 178.7996 Tm [(www)60.5(.dutiesaudit.com)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 344.2701 178.7996 Tm (.)Tj ET EMC /P <>BDC BT 9 0 0 9 346.6387 178.7996 Tm ( )Tj ET EMC /P <>BDC BT /TT11 1 Tf 11 0 0 11 48.0612 154.7996 Tm -.02 Tc [(Jody R. W)15.1(estb)5.4(y)]TJ ET EMC /P <>BDC BT 11 0 0 11 121.1866 154.7996 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 48.0612 143.9995 Tm [(Is the chief ex)9.8(ecutiv)6.3(e o)]TJ /TT1 1 Tf 10.1465 0 TD <0019>Tj /TT2 1 Tf .8535 0 TD [(cer \(CEO\) of Global Cyber Risk, a W)16.1(ashingt)9.8(on DC, USA-based consultancy that specializ)7.8(es in cyberrisk)]TJ ET EMC /P <>BDC BT 9 0 0 9 551.4415 143.9995 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 133.1996 Tm [(assessments, incident r)9.3(esponse planning, cyber)9.3(go)7.3(v)6.3(ernance, and digital inv)6.3(ent)9.8(ories and data mapping. She also ser)-8.8(v)6.3(es as adjunct)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.3269 133.1996 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 122.3996 Tm [(pr)9.8(of)11.7(essor at Geor)9.3(gia Institute of )19.5(T)48.3(echnology)-7.3()54.7(s)0( School of Computer Science \(A)8.3(tlanta, Geor)9.3(gia, USA\). W)15.1(estb)5.4(y chairs the American)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.6101 122.3996 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 111.5996 Tm [(Bar Association)39.1()54.7(s)0( \(ABA)58.6()54.7(s\) Priv)7.3(acy and Computer Crime Committee, is co-chair of the ABA)58.6()54.7(s)0( Cyber)9.3(crime Committee and has ser)-8.8(v)6.3(e)0(d)]TJ ET EMC /P <>BDC BT 9 0 0 9 565.6931 111.5996 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 100.7996 Tm [(four terms on the ABA Pr)9.3(esident)54.7(s Cybersecurity Legal )19.5(T)55.2(ask F)10.3(o)0(r)9.3(ce. She speaks globally and is the author of six books and)]TJ ET EMC /P <>BDC BT 9 0 0 9 529.9655 100.7996 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 89.9996 Tm [(numer)9.8(ous ar)-24.4(ticles on cybersecurity)52.2(, priv)7.3(acy and cyberrisk management.)]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 333.2881 89.9996 Tm ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 335.4942 89.9996 Tm [(She is a pr)9.8(of)11.7(essional blogger for )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 466.7985 89.9996 Tm [(F)10.2(orbes)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 493.7501 89.9996 Tm ( and authors a)Tj ET EMC /P <>BDC BT 9 0 0 9 550.8395 89.9996 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 48.0612 79.1996 Tm [(r)9.3(egular column on cybersecurity issues for )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 219.7159 79.1996 Tm [(Leader)-7.8()54.7(s)0( E)9.3(dge )]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 276.3702 79.1996 Tm [(magazine. She can be r)9.3(eached at )]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 410.6407 79.1996 Tm [(www)60.5(.globalcyberrisk.com)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 511.526 79.1996 Tm (.)Tj ET EMC /Artifact <>BDC 515.209 692.116 53.716 54.884 re f EMC /Figure <>BDC Q /GS1 gs BT /F1 1 Tf 9 0 0 9 515.2095 721.5889 Tm .40392 .50196 .019608 0 k .0249 Tc 0 Tw (FEATURE)Tj ET q 1 i 515.224 746.986 53.701 -54.87 re W n q 1 0 0 1 568.925 747 cm 0 0 m 0 -54.884 l -9.375 -54.884 l -9.375 -9.9448 l -49.977 -9.9448 l -49.977 0 l 0 0 l f Q EMC /Figure <>BDC Q q 1 i 254.782 439.557 441.602 -240.961 re W n 254.782 439.557 349.279 -182.486 re W* n 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n q 349.921 0 0 183.937 254.782 255.621 cm /Im2 Do Q EMC Q endstream endobj 45 0 obj <>/XObject<>/ExtGState<>>> endobj 85 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 23.0548 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 60.8428 23.0548 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7515 23.0548 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 0 .51505 31.531 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 12.8637 23.0548 Tm 0 .73 .03 .11 k (2)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 142.194 657.726 Tm 0 0 0 1 k -.02 Tc [(the)6.3(y impose on victims should cause the US)]TJ ET EMC /P <>BDC BT 9 0 0 9 310.5348 657.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 645.726 Tm -.02 Tc [(Congr)9.3(ess, the United Nations and business)]TJ ET EMC /P <>BDC BT 9 0 0 9 306.1357 645.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 633.726 Tm -.02 Tc [(associations t)9.8(o)0( become mor)9.3(e inv)7.3(olv)6.3(ed in addr)9.3(essing)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.8934 633.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 621.726 Tm -.02 Tc [(the issue. In actuality)52.2(, v)6.3(e)0(r)-8.8(y)0( little pr)9.8(ogr)9.3(ess has been)]TJ ET EMC /P <>BDC BT 9 0 0 9 332.1056 621.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 609.726 Tm -.02 Tc [(made in the United States or globally t)9.8(o)0( counter these)]TJ ET EMC /P <>BDC BT 9 0 0 9 345.9615 609.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 597.726 Tm -.02 Tc [(tr)9.3(ends. Globally)52.2(, it is similarly clear that the)]TJ ET EMC /P <>BDC BT 9 0 0 9 303.6014 597.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 585.726 Tm -.02 Tc [(harmonization of laws and r)9.3(egulations is ur)9.3(gently)]TJ ET EMC /P <>BDC BT 9 0 0 9 329.6656 585.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 573.726 Tm -.02 Tc (needed because the existing legal and economic)Tj ET EMC /P <>BDC BT 9 0 0 9 327.8676 573.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 561.726 Tm -.02 Tc [(system fails t)9.8(o)0( incentiviz)7.8(e pr)9.8(oper action t)9.8(o)0( addr)9.3(ess)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.8757 561.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 549.726 Tm -.02 Tc [(this impor)-24.4(tant ar)9.3(ea.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 216.9225 552.426 Tm 0 Tc (3)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 219.7748 552.696 Tm -.0333 Tc (, )Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 221.8116 552.426 Tm 0 Tc (4)Tj ET EMC /P <>BDC BT 9 0 0 9 224.6639 549.726 Tm -.02 Tc [( )19.5(The Council of E)8.3(u)0(r)9.8(ope)]TJ ET EMC /P <>BDC BT 9 0 0 9 310.7001 549.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 537.726 Tm -.02 Tc [(Conv)6.3(ention on Cyber)9.3(crime \(also known as the)]TJ ET EMC /P <>BDC BT 9 0 0 9 317.1488 537.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 525.726 Tm -.02 Tc [(Budapest Conv)6.3(ention\))]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 227.1003 528.426 Tm 0 Tc (5)Tj ET EMC /P <>BDC BT 9 0 0 9 229.9525 525.726 Tm -.02 Tc [( was opened for signatur)9.3(e on)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.8805 525.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 513.726 Tm -.02 Tc [(23 No)7.3(v)6.3(ember 2001 and became eff)11.7(ectiv)6.3(e 1 July)]TJ ET EMC /P <>BDC BT 9 0 0 9 324.5231 513.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 501.726 Tm -.02 Tc [(2004. )19.5(The tr)9.3(eaty)-7.3()54.7(s)0( intent was t)9.8(o)0( harmoniz)7.8(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 303.5563 501.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 489.726 Tm -.02 Tc [(substantiv)6.3(e and pr)9.8(ocedur)19.5(al cyber)9.3(crime laws for)]TJ ET EMC /P <>BDC BT 9 0 0 9 323.0161 489.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 477.726 Tm -.02 Tc [(signat)9.8(or)-8.8(y countries t)9.8(o)0( help facilitate cyber)9.3(crime)]TJ ET EMC /P <>BDC BT 9 0 0 9 323.0826 477.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 465.726 Tm -.02 Tc [(inv)6.3(estigations. After nearly 20 y)6.3(ears, 65 countries)]TJ ET EMC /P <>BDC BT 9 0 0 9 329.2925 465.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 453.726 Tm -.02 Tc [(ha)7.3(v)6.3(e)0( agr)9.3(eed t)9.8(o)0( the tr)9.3(eaty)52.2(, but with appr)9.8(o)10.2(ximately 230)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.0918 453.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 441.726 Tm -.02 Tc [(countries and territ)9.8(ories connected t)9.8(o)0( the Internet, the)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.564 441.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 429.726 Tm -.02 Tc [(Conv)6.3(ention is far fr)9.8(om being a global solution.)]TJ ET EMC /P <>BDC BT 9 0 0 9 317.4572 429.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 405.726 Tm -.005 Tc [(Inconsistencies in cyber)9.3(crime legal fr)19.5(ameworks ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.6421 405.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 393.726 Tm -.005 Tc [(only one par)-24.4(t of the cyber)9.3(crime pr)9.8(oblem.)]TJ ET EMC /P <>BDC BT 9 0 0 9 301.986 393.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 381.726 Tm -.005 Tc [(Diff)11.7(er)9.3(ences in priv)7.3(acy and cybersecurity laws)]TJ ET EMC /P <>BDC BT 9 0 0 9 142.194 369.726 Tm (especially in the United Statesexacerbate the)Tj ET EMC /P <>BDC BT 9 0 0 9 326.009 369.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 357.726 Tm -.005 Tc [(pr)9.8(oblem. E)12.7(v)6.3(er)-8.8(y US state now has its own v)6.3(ersion of)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.4864 357.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 345.726 Tm -.005 Tc [(a br)9.3(each noti)]TJ /TT7 1 Tf 5.7036 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cation law)60.5(, and many of these contain)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.1327 345.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 333.726 Tm -.005 Tc [(pr)9.3(ebr)9.3(each information security pr)9.8(ogr)19.5(am)]TJ ET EMC /P <>BDC BT 9 0 0 9 299.1008 333.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 321.726 Tm -.005 Tc [(r)9.3(equir)9.3(ements. Many of the states ar)9.3(e following)]TJ ET EMC /P <>BDC BT 9 0 0 9 328.0383 321.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 309.726 Tm -.005 Tc [(California)32.7()54.7(s)0( lead with its California Consumer)]TJ ET EMC /P <>BDC BT 9 0 0 9 318.6482 309.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 297.726 Tm -.005 Tc [(Priv)7.3(acy Act \(CCP)67.4(A\) and ar)9.3(e considering similar)60.1(,)]TJ ET EMC /P <>BDC BT 9 0 0 9 327.4319 297.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 285.726 Tm -.005 Tc [(br)9.8(oader priv)7.3(acy laws.)]TJ ET EMC /P <>BDC BT 9 0 0 9 225.9188 285.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 261.726 Tm -.005 Tc [(With the EU Gener)19.5(al Data Pr)9.8(otection Regulation)]TJ ET EMC /P <>BDC BT 9 0 0 9 328.4216 261.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 249.726 Tm -.005 Tc [(\(GDPR\), its Dir)9.3(ectiv)6.3(e on Security of Network and)]TJ ET EMC /P <>BDC BT 9 0 0 9 330.4674 249.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 237.726 Tm -.005 Tc (Information Systems, EU Cybersecurity Act, and the)Tj ET EMC /P <>BDC BT 9 0 0 9 344.6069 237.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 225.726 Tm -.005 Tc [(EU Cybersecurity Cer)-24.4(ti)]TJ /TT7 1 Tf 9.7689 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cation F)12.7(r)19.5(amework, the legal)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.649 225.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 213.726 Tm -.005 Tc [(landscape for priv)7.3(acy and cybersecurity is)]TJ ET EMC /P <>BDC BT 9 0 0 9 307.4727 213.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 201.726 Tm -.005 Tc [(extr)9.3(emely fr)19.5(agmented, and it is di)]TJ /TT1 1 Tf 14.5405 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cult for)Tj ET EMC /P <>BDC BT 9 0 0 9 308.6625 201.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 189.726 Tm -.005 Tc [(or)9.3(ganizations t)9.8(o)0( meet their compliance)]TJ ET EMC /P <>BDC BT 9 0 0 9 296.5388 189.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 177.726 Tm -.005 Tc [(r)9.3(equir)9.3(ements. A mor)9.3(e standar)9.3(diz)7.8(ed and)]TJ ET EMC /P <>BDC BT 9 0 0 9 298.1615 177.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 165.726 Tm -.005 Tc [(coor)9.3(dinated appr)9.8(oach is badly needed, not just)]TJ ET EMC /P <>BDC BT 9 0 0 9 326.1892 165.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 153.726 Tm -.005 Tc [(nationally)52.2(, but internationally as well.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 286.4733 156.426 Tm 0 Tc (6)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 289.4605 156.696 Tm -.0083 Tc (, )Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 291.7673 156.426 Tm 0 Tc (7)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 294.7546 156.696 Tm -.0083 Tc (, )Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 297.0615 156.426 Tm 0 Tc (8)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 300.0487 156.696 Tm -.0083 Tc (, )Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 302.3555 156.426 Tm 0 Tc (9)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 305.3427 156.426 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 129.726 Tm -.005 Tc [(This type of integr)19.5(ated and br)9.8(oadly applicable,)]TJ ET EMC /P <>BDC BT 9 0 0 9 323.5558 129.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 117.726 Tm -.005 Tc [(multilater)19.5(al legislativ)6.3(e effor)-24.4(t will tak)9.8(e consider)19.5(able)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.8918 117.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 105.726 Tm -.005 Tc [(time, but ther)9.3(e ar)9.3(e steps that each or)9.3(ganization can)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.64 105.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 93.726 Tm -.005 Tc [(tak)9.8(e on its own, right now)60.5(, t)9.8(o)0( help r)9.3(e)6.3(v)6.3(erse the)]TJ ET EMC /P <>BDC BT 9 0 0 9 318.7659 93.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 81.726 Tm -.005 Tc [(continual rise in cyber)19.5(attacks. It is widely known)]TJ ET EMC /P <>BDC BT 9 0 0 9 331.7134 81.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.194 69.726 Tm -.005 Tc [(that Alber)-24.4(t Einstein said, in eff)11.7(ect, that one cannot)]TJ ET EMC /P <>BDC BT 9 0 0 9 338.2274 69.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 659.9647 Tm -.005 Tc [(solv)6.3(e pr)9.8(oblems with the same thinking that cr)9.3(eated)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.7838 659.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 647.9647 Tm -.005 Tc [(them. )19.5(This notion is applicable t)9.8(o)0( harmonizing legal)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.4428 647.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 635.9647 Tm -.005 Tc [(fr)19.5(ameworks and changing the continual rise in)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.519 635.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 623.9647 Tm -.005 Tc [(cyber)9.3(crime and its cost t)9.8(o)0( business.)]TJ ET EMC /P <>BDC BT 9 0 0 9 501.5733 623.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 599.9647 Tm -.005 Tc [(F)10.2(or mor)9.3(e than two decades, the management of I)14.2(T)]TJ ET EMC /P <>BDC BT 9 0 0 9 558.6556 599.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 587.9647 Tm -.005 Tc [(risk, including priv)7.3(acy and information security)52.2(, has)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.9722 587.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 575.9647 Tm -.005 Tc [(been handled the same wa)7.3(y: It has been managed)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.4638 575.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 563.9647 Tm -.005 Tc (as a technical issue, not a management issue.)Tj ET EMC /P <>BDC BT 9 0 0 9 541.1805 563.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 551.9647 Tm -.005 Tc [(Howe)6.3(v)6.3(e)0(r)60.1(,)0( it is, and alwa)7.3(ys has been, pr)9.8(operly both a)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.9092 551.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 539.9647 Tm -.005 Tc [(technical and a management effor)-24.4(t. )19.5(T)48.3(o)0( tr)19.5(ansform)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.9227 539.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 527.9647 Tm -.005 Tc [(the fr)19.5(agmented appr)9.8(oaches t)9.8(o)0( priv)7.3(acy and)]TJ ET EMC /P <>BDC BT 9 0 0 9 526.1433 527.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 515.9647 Tm -.005 Tc [(information security)52.2(, a diff)11.7(er)9.3(ent type of thinking is)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.4614 515.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 503.9647 Tm -.005 Tc (needed. All cyberrisk management begins with)Tj ET EMC /P <>BDC BT 9 0 0 9 543.3569 503.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 491.9647 Tm -.005 Tc [(r)9.8(oles and r)9.3(esponsibilities and appr)9.8(opriate o)7.3(v)6.3(ersight)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.1332 491.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 479.9647 Tm -.005 Tc [(using those r)9.8(oles and r)9.3(esponsibilities.)]TJ ET EMC /P <>BDC BT 9 0 0 9 508.2411 479.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 311.9647 Tm -.005 Tc [(The implementation b)5.4(y)0( or)9.3(ganizations of well-)]TJ ET EMC /P <>BDC BT 9 0 0 9 359.3772 299.9647 Tm (established management principles for information)Tj ET EMC /P <>BDC BT 9 0 0 9 561.756 299.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 287.9647 Tm -.005 Tc [(security and priv)7.3(acy r)9.3(esults in f)11.7(ewer cyber)19.5(attacks)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.2297 287.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 275.9647 Tm -.005 Tc [(and better enterprise risk management. )19.5(The focus)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.5232 275.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 263.9647 Tm -.005 Tc [(her)9.3(e is on management)54.7(s rigor)9.8(ous clari)]TJ /TT7 1 Tf 16.9892 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (cation,)Tj ET EMC /P <>BDC BT 9 0 0 9 543.4999 263.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 251.9647 Tm -.005 Tc [(assignment, and e)6.3(v)7.3(aluation of r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 516.4457 251.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 239.9647 Tm -.005 Tc [(r)9.3(esponsibilities for information security and priv)7.3(acy)52.2(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.1088 239.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 227.9647 Tm -.005 Tc [(This appr)9.8(oach can be implemented b)5.4(y)0( all)]TJ ET EMC /P <>BDC BT 9 0 0 9 521.183 227.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 215.9647 Tm -.005 Tc [(or)9.3(ganizations, including priv)7.3(ate sect)9.8(or )]TJ /TT7 1 Tf 16.8772 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (rms,)Tj ET EMC /P <>BDC BT 9 0 0 9 533.3715 215.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 203.9647 Tm -.005 Tc [(charitable and nonpr)9.8(o)]TJ /TT7 1 Tf 9.5869 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(t or)9.3(ganizations, and)]TJ ET EMC /P <>BDC BT 9 0 0 9 528.2067 203.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 191.9647 Tm -.005 Tc [(go)7.3(v)6.3(ernment agencies and depar)-24.4(tments.)]TJ ET EMC /P <>BDC BT 9 0 0 9 516.686 191.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT11 1 Tf 11 0 0 11 359.3772 165.9647 Tm .38 .5 0 0 k -.005 Tc [(F)10.3(ocus on Roles and Responsibilities)]TJ ET EMC /P <>BDC BT 11 0 0 11 535.4296 165.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 359.3772 147.9647 Tm 0 0 0 1 k -.005 Tc [(Oper)19.5(ating systems inv)7.3(olv)6.3(e millions of lines of code;)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.3618 147.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 135.9647 Tm -.005 Tc [(system ar)9.3(chitectur)9.3(es of I)14.2(T)19.5( networks inv)7.3(olv)6.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 530.5392 135.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 123.9647 Tm -.005 Tc [(subnetworks, ser)-8.8(v)6.3(ers, r)9.8(outers and switches, each)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.7351 123.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 111.9647 Tm -.005 Tc (with their own con)Tj /TT7 1 Tf 8.0316 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(gur)19.5(ation; security softwar)9.3(e t)9.8(ools)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.3789 111.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 99.9647 Tm -.005 Tc [(often ha)7.3(v)6.3(e)0( incompatible conceptual fr)19.5(ameworks;)]TJ ET EMC /P <>BDC BT 9 0 0 9 551.8715 99.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 87.9647 Tm -.005 Tc [(and thir)9.3(d-par)-24.4(ty v)6.3(endors often ha)7.3(v)6.3(e)0( diff)11.7(er)9.3(ent)]TJ ET EMC /P <>BDC BT 9 0 0 9 530.0109 87.9647 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 359.3772 75.9647 Tm -.005 Tc [(business models and security contr)9.8(ols.)]TJ ET EMC /P <>BDC BT 9 0 0 9 513.5989 75.9647 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 360.761 327.754 205.486 143.851 re f EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 368.8263 430.9058 Tm 0 .36 0 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 382.7336 450.906 Tm 0 0 0 0 k [( FOR MORE )19.5(TH)-8.8(AN )19.5(T)-7.3(W)0(O)]TJ ET EMC /P <>BDC BT 14 0 0 14 528.5304 450.906 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.8263 432.906 Tm -.0195 Tw (DECADES, THE)Tj ET EMC /P <>BDC BT 14 0 0 14 461.8839 432.906 Tm 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.8263 414.906 Tm [(M)-8.8(A)0(N)-8.8(A)5.4(GEMEN)14.2(T)19.5( OF I)14.2(T)19.5( RISK,)]TJ ET EMC /P <>BDC BT 14 0 0 14 536.7102 414.906 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.8263 396.906 Tm [(INCL)26.4(UDING PRIV)36.6(A)5.4(CY AND)]TJ ET EMC /P <>BDC BT 14 0 0 14 531.9319 396.906 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.8263 378.906 Tm [(INFORM)-8.8(A)63(TION SECURI)14.2(T)-7.8(Y)103(,)]TJ ET EMC /P <>BDC BT 14 0 0 14 529.2863 378.906 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.8263 360.906 Tm [(H)-8.8(AS BEEN H)-8.8(ANDLED )19.5(THE)]TJ ET EMC /P <>BDC BT 14 0 0 14 530.462 360.906 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.8263 342.906 Tm [(SAME W)21(A)45.9(Y)103(.)0( )]TJ ET EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 444.6437 322.9058 Tm 0 .36 0 0 k ()Tj ET EMC Q endstream endobj 86 0 obj <>/ExtGState<>>> endobj 113 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9714 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 512.4123 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 23.0228 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 0 .51599 31.289 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 23.0228 Tm 0 .73 .03 .11 k (3)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 35.194 657.726 Tm 0 0 0 1 k -.005 Tc [(Management cannot be expected t)9.8(o)0( understand all)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.9928 657.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 645.726 Tm -.005 Tc [(of that, let alone compr)9.3(ehend all that must be done)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.0106 645.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 633.726 Tm -.005 Tc [(t)9.8(o)0( pr)9.8(otect the network, systems and data in such)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.8907 633.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 621.726 Tm -.005 Tc [(envir)9.8(onments. Accor)9.3(dingly)52.2(, management must)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.7495 621.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 609.726 Tm -.005 Tc [(delegate r)9.3(esponsibility for the management of)]TJ ET EMC /P <>BDC BT 9 0 0 9 217.1511 609.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 597.726 Tm -.005 Tc [(these technical aspects t)9.8(o)0( chief information o)]TJ /TT1 1 Tf 20.0728 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cers)Tj ET EMC /P <>BDC BT 9 0 0 9 240.4711 597.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 585.726 Tm -.005 Tc (\(CIOs\), chief information security o)Tj /TT1 1 Tf 15.2492 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cers \(CISOs\),)Tj ET EMC /P <>BDC BT 9 0 0 9 231.3272 585.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 573.726 Tm -.005 Tc [(and chief priv)7.3(acy o)]TJ /TT1 1 Tf 8.2312 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(cers \(CPOs\) or data pr)9.8(otection)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.9741 573.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 561.726 Tm (o)Tj /TT1 1 Tf .5653 0 TD <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cers \(DPOs\).)Tj ET EMC /P <>BDC BT 9 0 0 9 97.7531 561.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 537.726 Tm -.005 Tc [(Nonetheless, t)9.8(op management cannot delegate the)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.9508 537.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 525.726 Tm -.005 Tc [(o)7.3(v)6.3(er)19.5(all management and go)7.3(v)6.3(ernance of information)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.6612 525.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 513.726 Tm -.005 Tc [(technology)52.2(, priv)7.3(acy and information security; it is a)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.8903 513.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 501.726 Tm -.005 Tc [(r)9.3(esponsibility that must be r)9.3(etained at the dir)9.3(ect)9.8(or)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.3646 501.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 489.726 Tm -.005 Tc (and o)Tj /TT1 1 Tf 2.4525 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(cer le)6.3(v)6.3(el. )19.5(T)48.3(o)0( be clear)60.1(, members of the t)9.8(o)0(p)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.425 489.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 477.726 Tm -.005 Tc [(management team must not only per)-7.3(form some of)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.0984 477.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 465.726 Tm -.005 Tc [(the work themselv)6.3(es, but the)6.3(y must delegate k)9.8(e)6.3(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.6062 465.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 453.726 Tm -.005 Tc [(r)9.3(esponsibilities for some of the work and ex)9.8(er)9.3(cise)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.2876 453.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 441.726 Tm -.005 Tc [(o)7.3(v)6.3(ersight of that work. )19.5(This r)9.3(equir)9.3(es clarity about)]TJ ET EMC /P <>BDC BT 9 0 0 9 227.8457 441.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 429.726 Tm -.005 Tc [(the r)9.8(oles and r)9.3(esponsibilities t)9.8(o)0( be per)-7.3(formed b)5.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 225.3736 429.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 417.726 Tm -.005 Tc [(boar)9.3(ds and ex)9.8(ecutiv)6.3(es and the CIO)49.8(, CISO)49.8(, CPO/DPO)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.5035 417.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 405.726 Tm -.005 Tc [(and their teams. Many or)9.3(ganizations lack clarity)]TJ ET EMC /P <>BDC BT 9 0 0 9 223.6915 405.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 393.726 Tm -.005 Tc [(about the r)9.8(oles and r)9.3(esponsibilities of these)]TJ ET EMC /P <>BDC BT 9 0 0 9 207.6105 393.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 381.726 Tm -.005 Tc [(positions, which also means the)6.3(y lack clarity about)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.1317 381.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 369.726 Tm -.005 Tc [(how t)9.8(o)0( manage information security- and priv)7.3(acy-)]TJ ET EMC /P <>BDC BT 9 0 0 9 35.194 357.726 Tm [(r)9.3(elated risk.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 81.2307 360.426 Tm -.0083 Tc (10)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 87.2053 360.696 Tm (, )Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 89.512 360.426 Tm (11)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 95.4867 360.426 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 333.726 Tm -.005 Tc [(Ther)9.3(e is plenty of publicly a)7.3(v)7.3(ailable e)6.3(vidence behind)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.8871 333.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 321.726 Tm -.005 Tc [(pr)9.3(e)6.3(vious data br)9.3(eaches t)9.8(o)0( suppor)-24.4(t the obser)-8.8(v)7.3(ation)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.732 321.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 309.726 Tm -.005 Tc [(that or)9.3(ganizations do not ha)7.3(v)6.3(e)0( a clear)]TJ ET EMC /P <>BDC BT 9 0 0 9 183.5974 309.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 297.726 Tm -.005 Tc [(understanding of what the)6.3(y must do t)9.8(o)0( establish an)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.7256 297.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 285.726 Tm -.005 Tc [(acceptable le)6.3(v)6.3(el of information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.9432 285.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 273.726 Tm -.005 Tc [(for their oper)19.5(ations. A r)9.3(e)6.3(view of the US F)10.2(eder)19.5(al)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.1631 273.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 261.726 Tm -.005 Tc [(T)36.6(r)19.5(ade Commission)39.1()54.7(s)0( \(F)-9.8(T)13.7(C)0()54.7(s\) priv)7.3(acy and security)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.18 261.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 249.726 Tm -.005 Tc [(enfor)9.3(cement cases r)9.3(e)6.3(v)6.3(eals a long list of gaps in)]TJ ET EMC /P <>BDC BT 9 0 0 9 223.1905 249.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 237.726 Tm -.005 Tc [(priv)7.3(acy and information security pr)9.8(ogr)19.5(ams that the)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.5352 237.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 225.726 Tm -.005 Tc [(F)-9.8(T)13.7(C determined amounted t)9.8(o)0( an unfair or deceptiv)6.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.6275 225.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 213.726 Tm -.005 Tc [(tr)19.5(ade pr)19.5(actice.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 91.7932 216.426 Tm -.0083 Tc (12)Tj ET EMC /P <>BDC BT 9 0 0 9 97.7676 213.726 Tm -.005 Tc [( )19.5(These gaps, which can include)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.2825 213.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 201.726 Tm -.005 Tc [(something as basic as failing t)9.8(o)0( r)9.3(egularly install)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.4942 201.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 189.726 Tm -.005 Tc [(softwar)9.3(e patches, ha)7.3(v)6.3(e)0( r)9.3(esulted in v)6.3(e)0(r)-8.8(y)0( serious and)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.5205 189.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 177.726 Tm -.005 Tc [(expensiv)6.3(e br)9.3(eaches, often inv)7.3(olving the personal)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.1964 177.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 165.726 Tm -.005 Tc (data of millions of people.)Tj ET EMC /P <>BDC BT 9 0 0 9 137.8969 165.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 141.726 Tm -.005 Tc [(F)10.2(or example, the E)9.3(quifax br)9.3(each in 2017 inv)7.3(olv)6.3(ed)]TJ ET EMC /P <>BDC BT 9 0 0 9 227.5235 141.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 129.726 Tm -.005 Tc [(147 million individual cr)9.3(edit r)9.3(epor)-24.4(ts.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 176.1179 132.426 Tm -.0083 Tc (13)Tj ET EMC /P <>BDC BT 9 0 0 9 182.0925 129.726 Tm -.005 Tc [( )19.5(The attack on)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.1082 129.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 117.726 Tm -.005 Tc [(E)9.3(quifax exploited a vulner)19.5(ability)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 159.4282 120.426 Tm -.0083 Tc (14)Tj ET EMC /P <>BDC BT 9 0 0 9 165.4028 117.726 Tm -.005 Tc ( in unpatched)Tj ET EMC /P <>BDC BT 9 0 0 9 218.7478 117.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 105.726 Tm -.005 Tc [(softwar)9.3(e that the company knew about and for)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.6131 105.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 93.726 Tm -.005 Tc [(which a patch existed, and the attack)9.8(ers wer)9.3(e able)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.4629 93.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 81.726 Tm -.005 Tc [(t)9.8(o)0( ther)9.3(eb)5.4(y gain access t)9.8(o)0( the company)-7.3()54.7(s)0( network)]TJ ET EMC /P <>BDC BT 9 0 0 9 227.5159 81.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.194 69.726 Tm -.005 Tc [(and data. )19.5(The F)-9.8(T)13.7(C, the US Consumer Financial)]TJ ET EMC /P <>BDC BT 9 0 0 9 217.8377 69.726 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 547.0125 Tm -.02 Tc [(Pr)9.8(otection Bur)9.3(eau \(CFPB\) and US att)9.8(orne)6.3(ys gener)19.5(al)]TJ ET EMC /P <>BDC BT 9 0 0 9 449.1769 547.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 535.0125 Tm -.02 Tc [(fr)9.8(om 50 US states r)9.3(eached a settlement with the)]TJ ET EMC /P <>BDC BT 9 0 0 9 437.6143 535.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 523.0125 Tm -.02 Tc [(cr)9.3(edit bur)9.3(eau for US$575 million.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 378.6898 525.7125 Tm -.0333 Tc (15)Tj ET EMC /P <>BDC BT 9 0 0 9 384.3942 523.0125 Tm -.02 Tc ( In another)Tj ET EMC /P <>BDC BT 9 0 0 9 424.9888 523.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 511.0125 Tm -.02 Tc [(example, F)16.6(acebook was )]TJ /TT7 1 Tf 10.4311 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc [(ned a r)9.3(ecor)9.3(d US$5 billion b)5.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 458.2212 511.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 499.0125 Tm -.02 Tc [(the F)-9.8(T)13.7(C for r)9.3(epeatedly using deceptiv)6.3(e disclosur)9.3(es)]TJ ET EMC /P <>BDC BT 9 0 0 9 446.136 499.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 487.0125 Tm -.02 Tc [(and settings with r)9.3(espect t)9.8(o)0( its user priv)7.3(acy contr)9.8(ols,)]TJ ET EMC /P <>BDC BT 9 0 0 9 453.4012 487.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 475.0125 Tm -.02 Tc [(in violation of an existing F)-9.8(T)13.7(C or)9.3(der it was under)60.1(. )19.5(The)]TJ ET EMC /P <>BDC BT 9 0 0 9 454.6536 475.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 463.0125 Tm -.02 Tc [(F)16.6(acebook settlement also r)9.3(equir)9.3(ed:)]TJ ET EMC /P <>BDC BT 9 0 0 9 387.9668 463.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 271.6939 445.0125 Tm -.02 Tc [(F)16.6(acebook t)9.8(o)0( r)9.3(estructur)9.3(e its appr)9.8(oach t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 418.9186 445.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 271.6939 433.0125 Tm -.02 Tc [(priv)7.3(acy fr)9.8(om the corpor)19.5(ate boar)9.3(d-le)6.3(v)6.3(el down)]TJ ET EMC /P <>BDC BT 9 0 0 9 436.1371 433.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 271.6939 421.0125 Tm -.02 Tc [(and established str)9.8(ong new mechanisms t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 434.9103 421.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 271.6939 409.0125 Tm -.02 Tc [(ensur)9.3(e that F)16.6(acebook ex)9.8(ecutiv)6.3(es ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 408.3665 409.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 271.6939 397.0125 Tm -.02 Tc [(accountable for the decisions the)6.3(y mak)9.8(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 423.0537 397.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 271.6939 385.0125 Tm -.02 Tc [(about priv)7.3(acy)52.2(, and that those decisions ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 430.8416 385.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 271.6939 373.0125 Tm -.02 Tc [(subject t)9.8(o)0( meaningful o)7.3(v)6.3(ersight.)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 5.4 0 0 5.4 391.6842 375.7125 Tm -.0333 Tc (16)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 397.3888 375.7125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 349.0125 Tm -.005 Tc [(Although the same is incr)9.3(easingly true globally)52.3(,)]TJ ET EMC /P <>BDC BT 9 0 0 9 438.3551 349.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 337.0125 Tm -.005 Tc [(these US enfor)9.3(cement and r)9.3(egulat)9.8(or)-8.8(y effor)-24.4(ts in)]TJ ET EMC /P <>BDC BT 9 0 0 9 438.5066 337.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 325.0125 Tm -.005 Tc [(r)9.3(esponse t)9.8(o)0( cyber)19.5(attacks r)9.3(e)6.3(v)6.3(eal the ability of)]TJ ET EMC /P <>BDC BT 9 0 0 9 429.5857 325.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 313.0125 Tm -.005 Tc [(r)9.3(egulat)9.8(ors at the f)11.7(eder)19.5(al and state le)6.3(v)6.3(els t)9.8(o)0( work)]TJ ET EMC /P <>BDC BT 9 0 0 9 443.2398 313.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 301.0125 Tm -.005 Tc [(t)9.8(ogether in their enfor)9.3(cement and r)9.3(each a uni)]TJ /TT7 1 Tf 19.7067 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ed)Tj ET EMC /P <>BDC BT 9 0 0 9 445.7467 301.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 289.0125 Tm -.005 Tc [(settlement. )19.5(The F)-9.8(T)13.7(C has also begun t)9.8(o)0( place mor)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.1012 289.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 277.0125 Tm -.005 Tc [(emphasis on management)54.7(s inv)7.3(olv)6.3(ement in priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 454.7917 277.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 265.0125 Tm -.005 Tc [(and information security)52.2(. In an effor)-24.4(t t)9.8(o)0( str)9.3(engthen)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.3256 265.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 253.0125 Tm -.005 Tc [(F)-9.8(T)13.7(C or)9.3(ders with r)9.3(espect t)9.8(o)0( priv)7.3(acy and information)]TJ ET EMC /P <>BDC BT 9 0 0 9 453.334 253.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 241.0125 Tm -.005 Tc [(security)52.2(, on 6 Januar)-8.8(y 2020, the F)-9.8(T)13.7(C outlined thr)9.3(ee)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.6694 241.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 229.0125 Tm -.005 Tc [(major changes that could be expected in futur)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 439.3416 229.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 217.0125 Tm -.005 Tc [(or)9.3(ders. )19.5(Those or)9.3(ders would be mor)9.3(e speci)]TJ /TT7 1 Tf 18.4353 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (c,)Tj ET EMC /P <>BDC BT 9 0 0 9 430.9379 217.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 205.0125 Tm -.005 Tc [(incr)9.3(ease thir)9.3(d-par)-24.4(ty assessor accountability and)]TJ ET EMC /P <>BDC BT 9 0 0 9 442.7057 205.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 193.0125 Tm -.005 Tc [()28.8(ele)6.3(v)7.3(ate data security consider)19.5(ations t)9.8(o)0( the C-suite)]TJ ET EMC /P <>BDC BT 9 0 0 9 453.1122 193.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 181.0125 Tm -.005 Tc [(and boar)9.3(d le)6.3(v)6.3(el.)83()]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 318.4211 183.7125 Tm -.0083 Tc (17)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 324.3955 183.7125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 157.0125 Tm -.005 Tc [(Ther)9.3(e ar)9.3(e a f)11.7(ew gener)19.5(alizations that can be fairly)]TJ ET EMC /P <>BDC BT 9 0 0 9 444.8832 157.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 145.0125 Tm -.005 Tc [(made about curr)9.3(ent priv)7.3(acy and information)]TJ ET EMC /P <>BDC BT 9 0 0 9 426.7378 145.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 133.0125 Tm -.005 Tc [(security management pr)19.5(actices, irr)9.3(espectiv)6.3(e of)]TJ ET EMC /P <>BDC BT 9 0 0 9 438.1857 133.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 121.0125 Tm -.005 Tc [(whether those effor)-24.4(ts ar)9.3(e being per)-7.3(formed in-house)]TJ ET EMC /P <>BDC BT 9 0 0 9 457.144 121.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 109.0125 Tm -.005 Tc [(or b)5.4(y)0( thir)9.3(d par)-24.4(ties. First, ther)9.3(e is a widespr)9.3(ead desir)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 459.1417 109.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 97.0125 Tm -.005 Tc [(for t)9.8(op managers t)9.8(o)0( k)9.8(eep their hands off of these)]TJ ET EMC /P <>BDC BT 9 0 0 9 447.2135 97.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 85.0125 Tm -.005 Tc [(matters. F)10.2(or example, management teams at many)]TJ ET EMC /P <>BDC BT 9 0 0 9 455.3201 85.0125 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.6939 73.0125 Tm -.005 Tc [(or)9.3(ganizations gener)19.5(ally want the technical staff t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 450.3755 73.0125 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 254.174 562.127 316.435 104.744 re f EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 262.2393 626.1711 Tm 0 .36 0 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 276.1465 646.1714 Tm 0 0 0 0 k [( M)-8.8(A)0(N)-8.8(A)5.4(GEMEN)14.2(T)19.5( )19.5(TEAMS A)63(T)19.5( M)-8.8(A)0(N)13.7(Y)]TJ ET EMC /P <>BDC BT 14 0 0 14 487.8898 646.1714 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.2393 628.1714 Tm [(ORGANIZ)-6.3(A)63(TIONS GENERALL)116.7(Y W)21(A)0(N)14.2(T)19.5( )19.5(THE)]TJ ET EMC /P <>BDC BT 14 0 0 14 520.296 628.1714 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.2393 610.1714 Tm [(TECHNICAL ST)38.6(AFF )19.5(T)13.7(O)0( H)-8.8(ANDLE PRIV)36.6(A)5.4(CY AND)]TJ ET EMC /P <>BDC BT 14 0 0 14 551.1945 610.1714 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.2393 592.1714 Tm [(INFORM)-8.8(A)63(TION SECURI)14.2(T)-7.8(Y)0( M)-8.8(A)63(T)-7.8(TERS AND NO)13.2(T)]TJ ET EMC /P <>BDC BT 14 0 0 14 549.882 592.1714 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.2393 574.1714 Tm [(GE)-9.8(T)19.5( INV)6.3(OL)85.4(VED )19.5(THEMSEL)85.5(VES. )]TJ ET EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 452.6544 554.1711 Tm 0 .36 0 0 k ()Tj ET EMC Q endstream endobj 114 0 obj <>/ExtGState<>>> endobj 142 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 23.0548 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 60.8428 23.0548 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7515 23.0548 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 0 .51505 31.531 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 12.8637 23.0548 Tm 0 .73 .03 .11 k (4)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 142.5428 685.0368 Tm 0 0 0 1 k -.005 Tc [(handle priv)7.3(acy and information security matters and)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.8596 685.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 673.0368 Tm -.005 Tc [(not get inv)7.3(olv)6.3(ed themselv)6.3(es.)]TJ ET EMC /P <>BDC BT 9 0 0 9 254.8951 673.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 649.0368 Tm -.005 Tc [(Howe)6.3(v)6.3(e)0(r)60.1(,)0( information security go)7.3(v)6.3(ernance best)]TJ ET EMC /P <>BDC BT 9 0 0 9 327.6992 649.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 637.0367 Tm -.005 Tc [(pr)19.5(actices and standar)9.3(ds)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 237.7617 639.7367 Tm -.0083 Tc (18)Tj ET EMC /P <>BDC BT 9 0 0 9 243.7362 637.0367 Tm -.005 Tc [( and curr)9.3(ent cour)-24.4(t)]TJ ET EMC /P <>BDC BT 9 0 0 9 313.9114 637.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 625.0367 Tm -.005 Tc [(decisions r)9.3(equir)9.3(e all le)6.3(v)6.3(els of management,)]TJ ET EMC /P <>BDC BT 9 0 0 9 312.8743 625.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 613.0367 Tm -.005 Tc [(including the boar)9.3(d of dir)9.3(ect)9.8(ors \(BoD\), t)9.8(o)0( be activ)6.3(ely)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.2833 613.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 601.0367 Tm -.005 Tc [(inv)7.3(olv)6.3(ed with information security and priv)7.3(acy)52.2(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 324.5596 601.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 589.0367 Tm -.005 Tc [(Thus, information security and priv)7.3(acy cannot be)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.2176 589.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 577.0367 Tm -.005 Tc [(entir)9.3(ely delegated. In fact, taking such an appr)9.8(oach)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.9498 577.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 565.0368 Tm -.005 Tc [(ma)7.3(y constitute a br)9.3(each of management)54.7(s )]TJ /TT7 1 Tf 18.6882 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(duciar)-8.8(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.5712 565.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 553.0368 Tm -.005 Tc [(duty of lo)7.3(y)7.3(alty \(duty t)9.8(o)0( monit)9.8(or\).)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 268.3626 555.7368 Tm -.0083 Tc (19)Tj ET EMC /P <>BDC BT 9 0 0 9 274.3372 553.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 276.5202 553.0368 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 529.0368 Tm -.005 Tc [(Second, ther)9.3(e is a per)-8.8(v)7.3(asiv)6.3(e misconception b)5.4(y)0( t)9.8(o)0(p)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.4023 529.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 517.0368 Tm -.005 Tc [(management at far t)9.8(oo many or)9.3(ganizations that)]TJ ET EMC /P <>BDC BT 9 0 0 9 331.0786 517.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 505.0368 Tm -.005 Tc [(priv)7.3(acy and information security can be solv)6.3(ed b)5.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.0292 505.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 493.0368 Tm -.005 Tc [(buying a v)7.3(ariety of technical t)9.8(ools and outsour)9.3(cing)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.6877 493.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 481.0368 Tm -.005 Tc [(the r)9.3(elated work. Although pr)9.8(oducts and ser)-8.8(vices)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.536 481.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 469.0368 Tm -.005 Tc [(ar)9.3(e impor)-24.4(tant components of priv)7.3(acy and)]TJ ET EMC /P <>BDC BT 9 0 0 9 305.6407 469.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 457.0368 Tm -.005 Tc [(cybersecurity pr)9.8(ogr)19.5(ams, the)6.3(y cannot r)9.3(eplace the)]TJ ET EMC /P <>BDC BT 9 0 0 9 331.6392 457.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 445.0368 Tm -.005 Tc [(human element of these issues, nor can the)6.3(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 318.6706 445.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 433.0368 Tm -.005 Tc [(r)9.3(eplace the clari)]TJ /TT7 1 Tf 6.9682 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cation of r)9.8(oles and r)9.3(esponsibilities)]TJ ET EMC /P <>BDC BT 9 0 0 9 345.6724 433.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 421.0368 Tm -.005 Tc [(that has t)9.8(o)0( be per)-7.3(formed in-house. Consider that 90)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.0358 421.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 409.0368 Tm -.005 Tc [(per)9.3(cent of the information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 326.225 409.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 397.0368 Tm -.005 Tc [(incidents r)9.3(epor)-24.4(ted t)9.8(o)0( the UK)54.7(s Information)]TJ ET EMC /P <>BDC BT 9 0 0 9 306.9866 397.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 385.0368 Tm -.005 Tc [(Commissioner)-7.8()54.7(s)0( O)]TJ /TT1 1 Tf 8.0045 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(ce \(ICO\) in 2019 wer)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 306.9907 385.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 373.0368 Tm -.005 Tc [(attributable t)9.8(o)0( human err)9.8(or)60.1(.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 250.2502 375.7368 Tm -.0083 Tc (20)Tj ET EMC /P <>BDC BT 9 0 0 9 256.2247 373.0368 Tm -.005 Tc [( Other r)9.3(epor)-24.4(ts indicate)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.2541 373.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 361.0368 Tm -.005 Tc [(that emplo)7.3(y)6.3(ees ar)9.3(e the weak)9.8(est link in a)]TJ ET EMC /P <>BDC BT 9 0 0 9 299.8871 361.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 349.0368 Tm -.005 Tc [(cybersecurity pr)9.8(ogr)19.5(am and ar)9.3(e the tar)9.3(gets of spam)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.2718 349.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 337.0368 Tm -.005 Tc [(and phishing campaigns. Lik)9.8(ewise, a 2019)]TJ ET EMC /P <>BDC BT 9 0 0 9 308.9574 337.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 325.0367 Tm -.005 Tc [(Micr)9.8(osoft r)9.3(epor)-24.4(t r)9.3(e)6.3(v)6.3(ealed that emplo)7.3(y)6.3(ees and)]TJ ET EMC /P <>BDC BT 9 0 0 9 322.1721 325.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 313.0367 Tm -.005 Tc [(ex)9.8(ecutiv)6.3(es alik)9.8(e ar)9.3(e tar)9.3(geted b)5.4(y)0( cyber)9.3(criminals in)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.4637 313.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 301.0366 Tm -.005 Tc (spam and spear phishing campaigns.)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 290.3704 303.7368 Tm -.0083 Tc (21)Tj ET EMC /P <>BDC BT 9 0 0 9 296.3449 301.0366 Tm -.005 Tc -.0195 Tw [( The )-19.5(human)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.9385 301.0366 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 289.0366 Tm -.005 Tc [(element of information security and priv)7.3(acy is)]TJ ET EMC /P <>BDC BT 9 0 0 9 322.5478 289.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 277.0366 Tm -.005 Tc [(clearly not being addr)9.3(essed adequately)52.2(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 298.4643 277.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 253.0366 Tm -.005 Tc [(Thir)9.3(d, another foundational misconception about)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.0712 253.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 241.0366 Tm -.005 Tc [(information security and priv)7.3(acy held b)5.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 299.4696 241.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 229.0366 Tm -.005 Tc [(management and BoDs is that this ar)9.3(ea can be)]TJ ET EMC /P <>BDC BT 9 0 0 9 326.817 229.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 217.0366 Tm -.005 Tc [(r)9.3(elegated and assigned t)9.8(o)0( I)14.2(T)19.5( staff. In actuality)52.2(, many)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.7862 217.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 205.0366 Tm -.005 Tc [(I)14.2(T)19.5( personnel ar)9.3(e not v)6.3(e)0(r)-8.8(y)0( knowledgeable about)]TJ ET EMC /P <>BDC BT 9 0 0 9 326.1832 205.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 193.0366 Tm -.005 Tc [(information security and priv)7.3(acy)52.2(, and the)6.3(y ha)7.3(v)6.3(e)0( had)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.0715 193.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 181.0366 Tm -.005 Tc [(no formal tr)19.5(aining on these issuestheir exper)-24.4(tise)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.8582 181.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 169.0366 Tm -.005 Tc [(is in I)14.2(T)106.4(. Information security and priv)7.3(acy ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 313.3765 169.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 157.0366 Tm -.005 Tc [(enterprise issues because information is used b)5.4(y)52.2(,)]TJ ET EMC /P <>BDC BT 9 0 0 9 336.7962 157.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 145.0366 Tm -.005 Tc (and )Tj /TT7 1 Tf 1.8872 0 TD 0 Tc ()Tj /TT2 1 Tf .5629 0 TD -.005 Tc [(uidly mo)7.3(v)6.3(es thr)9.8(oughout, or)9.3(ganizations and,)]TJ ET EMC /P <>BDC BT 9 0 0 9 333.8144 145.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 133.0366 Tm -.005 Tc [(ther)9.3(efor)9.3(e, this ar)9.3(ea must be addr)9.3(essed in a)]TJ ET EMC /P <>BDC BT 9 0 0 9 310.7913 133.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 121.0366 Tm -.005 Tc [(multidisciplinar)-8.8(y manner with cr)9.8(oss-depar)-24.4(tmental)]TJ ET EMC /P <>BDC BT 9 0 0 9 338.2562 121.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 109.0367 Tm -.005 Tc [(and cr)9.8(oss-or)9.3(ganizational par)-24.4(ticipation. )19.5(This means)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.4553 109.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 97.0367 Tm -.005 Tc [(that it must be coor)9.3(dinated and managed at the)]TJ ET EMC /P <>BDC BT 9 0 0 9 330.2207 97.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 142.5428 85.0367 Tm -.005 Tc [(highest le)6.3(v)6.3(els of the or)9.3(ganization.)]TJ ET EMC /P <>BDC BT 9 0 0 9 275.2259 85.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 685.0368 Tm -.005 Tc (This also means that information security and)Tj ET EMC /P <>BDC BT 9 0 0 9 541.9192 685.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 673.0368 Tm -.005 Tc [(priv)7.3(acy must be the r)9.3(esponsibility of e)6.3(v)6.3(e)0(r)-8.8(y)7.3(one in the)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.7449 673.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 661.0368 Tm -.005 Tc [(or)9.3(ganization, with k)9.8(e)6.3(y r)9.8(oles for the management)]TJ ET EMC /P <>BDC BT 9 0 0 9 550.526 661.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 649.0368 Tm -.005 Tc [(and go)7.3(v)6.3(ernance of these ar)9.3(eas clearly de)]TJ /TT7 1 Tf 17.9363 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ned,)Tj ET EMC /P <>BDC BT 9 0 0 9 543.5364 649.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 637.0367 Tm -.005 Tc [(including those of the BoDs. )19.5(The place t)9.8(o)0( star)-24.4(tthe)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.4794 637.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 625.0367 Tm -.005 Tc (foundation on which all other management and)Tj ET EMC /P <>BDC BT 9 0 0 9 547.2814 625.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 613.0367 Tm -.005 Tc [(go)7.3(v)6.3(ernance activities ar)9.3(e basedis the clear and)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.441 613.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 601.0367 Tm -.005 Tc (de)Tj /TT7 1 Tf 1.0838 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(nitiv)6.3(e ar)-24.4(ticulation of priv)7.3(acy and information)]TJ ET EMC /P <>BDC BT 9 0 0 9 549.2319 601.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 589.0367 Tm -.005 Tc [(security r)9.8(oles and r)9.3(esponsibilities b)5.4(y)0( senior)]TJ ET EMC /P <>BDC BT 9 0 0 9 530.4934 589.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 577.0367 Tm -.005 Tc (management and its BoDs.)Tj ET EMC /P <>BDC BT 9 0 0 9 467.7524 577.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT11 1 Tf 11 0 0 11 360.7749 383.0368 Tm .38 .5 0 0 k -.005 Tc [(Plumbing as an A)23.4(pt Metaphor)]TJ ET EMC /P <>BDC BT 11 0 0 11 505.9268 383.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 360.7749 365.0368 Tm 0 0 0 1 k -.005 Tc [(Hist)9.8(or)-8.8(y can be a lesson for those in the information)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.7288 365.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 353.0368 Tm -.005 Tc [(security and priv)7.3(acy )]TJ /TT7 1 Tf 8.958 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(eld. )19.5(Ther)9.3(e is no need t)9.8(o)0( r)9.3(epeat)]TJ ET EMC /P <>BDC BT 9 0 0 9 565.2239 353.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 341.0368 Tm -.005 Tc [(the same mistak)9.8(es. In 1926, a gr)9.8(oup of Los Angeles)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.7964 341.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 329.0368 Tm -.005 Tc [(plumbing inspect)9.8(ors r)9.3(ealiz)7.8(ed that ther)9.3(e wer)9.3(e no)]TJ ET EMC /P <>BDC BT 9 0 0 9 548.0651 329.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 317.0368 Tm -.005 Tc (uniform speci)Tj /TT7 1 Tf 6.0331 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (cations for the installation and)Tj ET EMC /P <>BDC BT 9 0 0 9 539.9713 317.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 305.0367 Tm -.005 Tc (maintenance of plumbing systems.)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 499.7012 307.7368 Tm -.0083 Tc (22)Tj ET EMC /P <>BDC BT 9 0 0 9 505.6758 305.0367 Tm -.005 Tc [( A)8.3(t)0( that time,)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.7457 305.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 293.0367 Tm -.005 Tc [(disease was r)19.5(ampant, and it was, in par)-24.4(t, spr)9.3(ead b)5.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.9193 293.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 281.0367 Tm -.005 Tc [(impr)9.8(oper sanitation \(e.g., leaky t)9.8(oilets\). W)15.1(orking)]TJ ET EMC /P <>BDC BT 9 0 0 9 548.5366 281.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 269.0367 Tm -.005 Tc (with sanitation engineers, mechanical engineers,)Tj ET EMC /P <>BDC BT 9 0 0 9 552.1201 269.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 257.0367 Tm -.005 Tc [(journe)6.3(ymen plumbers and public utility o)]TJ /TT1 1 Tf 17.737 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cials,)Tj ET EMC /P <>BDC BT 9 0 0 9 548.1573 257.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 245.0367 Tm -.005 Tc [(these plumbing inspect)9.8(ors de)6.3(v)6.3(eloped the Uniform)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.1046 245.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 233.0367 Tm -.005 Tc [(Plumbing Code, which went on t)9.8(o)0( be r)9.3(e)6.3(vised and)]TJ ET EMC /P <>BDC BT 9 0 0 9 551.6389 233.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 221.0367 Tm -.005 Tc [(adopted b)5.4(y)0( many standar)9.3(ds bodies including the)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.1663 221.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 209.0367 Tm -.005 Tc [(American National Standar)9.3(ds Institute \(ANSI\),)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.2293 209.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 197.0367 Tm -.005 Tc [(American Society of Sanitar)-8.8(y Engineering \(ASSE\))]TJ ET EMC /P <>BDC BT 9 0 0 9 553.255 197.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 185.0367 Tm -.005 Tc [(and the W)15.1(orld Plumbing Council \()-8.8(WPC)12.7(\). Among)]TJ ET EMC /P <>BDC BT 9 0 0 9 548.0209 185.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 173.0367 Tm -.005 Tc (other things, that plumbing code de)Tj /TT7 1 Tf 15.5008 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ned the tasks)Tj ET EMC /P <>BDC BT 9 0 0 9 558.2452 173.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 161.0367 Tm -.005 Tc [(t)9.8(o)0( be per)-7.3(formed b)5.4(y)0( v)7.3(arious par)-24.4(ticipants such as the)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.6747 161.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 149.0367 Tm -.005 Tc [(journe)6.3(yman plumber)60.1(, the inspect)9.8(or and the)]TJ ET EMC /P <>BDC BT 9 0 0 9 528.832 149.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 137.0366 Tm -.005 Tc [(manufactur)9.3(er)60.1(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 416.137 137.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 113.0367 Tm -.005 Tc [(Impr)9.8(oper sanitation can be analogous t)9.8(o)0( the wa)7.3(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.088 113.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 101.0367 Tm -.005 Tc [(that information security and priv)7.3(acy is pr)19.5(acticed at)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.9255 101.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 360.7749 89.0367 Tm -.005 Tc [(many or)9.3(ganizations t)9.8(oda)7.3(y)52.2(.)0( In the information)]TJ ET EMC /P <>BDC BT 9 0 0 9 536.9368 89.0367 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 360.342 406.288 205.485 159.112 re f EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 368.407 524.7003 Tm 0 .36 0 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 382.3143 544.7005 Tm 0 0 0 0 k [( AL)134.3(THOUGH PRODUC)14.2(T)7.8(S)]TJ ET EMC /P <>BDC BT 14 0 0 14 531.3856 544.7005 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.407 526.7005 Tm [(AND SER)9.3(VICES ARE)]TJ ET EMC /P <>BDC BT 14 0 0 14 492.1853 526.7005 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.407 508.7005 Tm [(IMPOR)39.1(T)38.6(A)0(N)14.2(T)19.5( COMPONEN)14.2(T)7.8(S)]TJ ET EMC /P <>BDC BT 14 0 0 14 542.9286 508.7005 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.407 490.7005 Tm [(OF PRIV)36.6(A)5.4(CY AND)]TJ ET EMC /P <>BDC BT 14 0 0 14 477.2283 490.7005 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.407 472.7005 Tm [(CYBERSECURI)14.2(T)-7.8(Y)0( PROGRAMS,)]TJ ET EMC /P <>BDC BT 14 0 0 14 555.8826 472.7005 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.407 454.7005 Tm [(THEY CANNO)13.2(T)19.5( REPL)-9.3(A)5.4(CE )19.5(THE)]TJ ET EMC /P <>BDC BT 14 0 0 14 554.447 454.7005 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.407 436.7005 Tm [(HUM)-8.8(AN ELEMEN)14.2(T)19.5( OF )19.5(THESE)]TJ ET EMC /P <>BDC BT 14 0 0 14 550.4549 436.7005 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.407 418.7005 Tm (ISSUES. )Tj ET EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 421.3172 398.7003 Tm 0 .36 0 0 k ()Tj ET EMC Q endstream endobj 143 0 obj <>/ExtGState<>>> endobj 169 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9714 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 512.4123 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 23.0228 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 0 .51599 31.289 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 23.0228 Tm 0 .73 .03 .11 k (5)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 35.2748 685.0368 Tm 0 0 0 1 k -.005 Tc [(security and priv)7.3(acy ar)9.3(eas, numer)9.8(ous standar)9.3(ds and)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.5093 685.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 673.0368 Tm -.005 Tc [(best pr)19.5(actices ha)7.3(v)6.3(e)0( been de)6.3(v)6.3(eloped, the)6.3(y ar)9.3(e lar)9.3(gely)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.7337 673.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 661.0368 Tm -.005 Tc [(consistent, and the)6.3(y ha)7.3(v)6.3(e)0( been mapped t)9.8(o)0( one)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.3362 661.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 649.0368 Tm -.005 Tc [(another)60.1(. )19.5(The pr)9.8(oblem is that or)9.3(ganizations ar)9.3(e not)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.7334 649.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 637.0367 Tm -.005 Tc [(integr)19.5(ating them int)9.8(o their information security and)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.6028 637.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 625.0367 Tm -.005 Tc [(priv)7.3(acy pr)9.8(ogr)19.5(ams, and their management and)]TJ ET EMC /P <>BDC BT 9 0 0 9 214.0053 625.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 613.0367 Tm -.005 Tc [(ex)9.8(ecutiv)6.3(e teams ar)9.3(e not ex)9.8(er)9.3(cising appr)9.8(opriate)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.49 613.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 601.0367 Tm -.005 Tc [(o)7.3(v)6.3(ersight t)9.8(o)0( e)6.3(v)6.3(en know or understand that their in-)]TJ ET EMC /P <>BDC BT 9 0 0 9 35.2748 589.0367 Tm [(house effor)-24.4(ts ar)9.3(e de)]TJ /TT7 1 Tf 8.8565 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cient. A)8.3(t)0( the most)]TJ ET EMC /P <>BDC BT 9 0 0 9 189.7375 589.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 577.0367 Tm -.005 Tc [(fundamental le)6.3(v)6.3(el, laws should ensur)9.3(e that the)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.053 577.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 565.0368 Tm -.005 Tc [(r)9.3(equir)9.3(ed r)9.8(oles and r)9.3(esponsibilities for priv)7.3(acy and)]TJ ET EMC /P <>BDC BT 9 0 0 9 228.9198 565.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 553.0368 Tm -.005 Tc [(information security will be per)-7.3(formed, but e)6.3(v)6.3(e)0(n)]TJ ET EMC /P <>BDC BT 9 0 0 9 223.0121 553.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 541.0368 Tm -.005 Tc [(that is r)19.5(a)0(r)9.3(ely underst)9.8(ood, often out-of-sync with)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.959 541.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 529.0368 Tm -.005 Tc [(other incentiv)6.3(e systems, and not su)]TJ /TT1 1 Tf 15.4798 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (ciently)Tj ET EMC /P <>BDC BT 9 0 0 9 207.9266 529.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 517.0368 Tm -.005 Tc (speci)Tj /TT7 1 Tf 2.3476 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(ed or k)9.8(ept up t)9.8(o)0( date.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 144.7883 519.7368 Tm -.0083 Tc (23)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 150.7629 519.7368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 493.0368 Tm -.005 Tc [(This appeal t)9.8(o)0( clarifying the minimum r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.5826 493.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 481.0368 Tm -.005 Tc [(r)9.3(esponsibilities for information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.153 481.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 469.0368 Tm -.005 Tc [(teams is based on the belief that this is centr)19.5(al t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.0417 469.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 457.0368 Tm -.005 Tc [(allocating appr)9.8(opriate funding and implementing)]TJ ET EMC /P <>BDC BT 9 0 0 9 227.2803 457.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 445.0368 Tm -.005 Tc [(information security and priv)7.3(acy pr)9.8(ogr)19.5(ams aligned)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.1582 445.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 433.0368 Tm -.005 Tc [(with best pr)19.5(actices and standar)9.3(ds. )19.5(These)]TJ ET EMC /P <>BDC BT 9 0 0 9 197.3522 433.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 421.0368 Tm -.005 Tc [(r)9.3(esponsibilities include r)9.3(egular risk assessments)]TJ ET EMC /P <>BDC BT 9 0 0 9 227.0366 421.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 409.0368 Tm -.005 Tc [(that must be r)9.3(e)6.3(viewed and signed off on b)5.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 205.1416 409.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 397.0368 Tm -.005 Tc [(dir)9.3(ect)9.8(ors and o)]TJ /TT1 1 Tf 6.5803 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cers. Clearly de)Tj /TT7 1 Tf 6.7008 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ned and assigned)Tj ET EMC /P <>BDC BT 9 0 0 9 237.0825 397.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 385.0368 Tm -.005 Tc [(r)9.8(oles and r)9.3(esponsibilities ar)9.3(e the )]TJ /TT7 1 Tf 14.4393 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(rst step t)9.8(owar)9.3(d)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.6536 385.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 373.0368 Tm -.005 Tc [(establishing a viable cultur)9.3(e suppor)-24.4(tiv)6.3(e of)]TJ ET EMC /P <>BDC BT 9 0 0 9 199.3133 373.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 361.0368 Tm -.005 Tc [(information security and priv)7.3(acy)52.2(. F)10.2(or example, the)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.1402 361.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 349.0368 Tm -.005 Tc [(US Depar)-24.4(tment of Justice)39.1()54.7(s)0( E)12.7(v)7.3(aluation of Corpor)19.5(ate)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.5126 349.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 337.0368 Tm -.005 Tc [(Compliance Pr)9.8(ogr)19.5(ams,)83( a document used when)]TJ ET EMC /P <>BDC BT 9 0 0 9 221.7442 337.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 325.0367 Tm -.005 Tc (determining )Tj /TT7 1 Tf 5.5025 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (nes and other penalties after a)Tj ET EMC /P <>BDC BT 9 0 0 9 209.7009 325.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 313.0367 Tm -.005 Tc [(violation of the law)60.5(, includes a discussion of r)9.8(oles)]TJ ET EMC /P <>BDC BT 9 0 0 9 230.1887 313.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 301.0366 Tm -.005 Tc [(and r)9.3(esponsibilities as well as corr)9.3(esponding)]TJ ET EMC /P <>BDC BT 9 0 0 9 212.4596 301.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 289.0366 Tm -.005 Tc [(or)9.3(ganizational structur)9.3(e.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 131.5244 291.7368 Tm -.0083 Tc (24)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 137.499 291.7368 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT11 1 Tf 11 0 0 11 35.2748 263.0367 Tm .38 .5 0 0 k -.005 Tc (Next Steps)Tj ET EMC /P <>BDC BT 11 0 0 11 88.7637 263.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 35.2748 245.0367 Tm 0 0 0 1 k -.005 Tc [(The essence of the suggested appr)9.8(oach is r)9.8(ole)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.5348 245.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 233.0367 Tm -.005 Tc (clari)Tj /TT7 1 Tf 1.8661 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cation, r)9.8(ole assignment, r)9.8(ole negotiation, r)9.8(ole)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.387 233.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 221.0367 Tm -.005 Tc [(monit)9.8(oring and r)9.8(ole r)9.3(epor)-24.4(ting t)9.8(o)0( inter)9.3(ested par)-24.4(ties.)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.1087 221.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 209.0367 Tm -.005 Tc [(The assignment of k)9.8(e)6.3(y r)9.8(oles and r)9.3(esponsibilities for)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.6658 209.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 197.0367 Tm -.005 Tc [(cybersecurity and priv)7.3(acy ar)9.3(e management tasks)]TJ ET EMC /P <>BDC BT 9 0 0 9 228.3889 197.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 185.0367 Tm -.005 Tc (and a well-established component of good)Tj ET EMC /P <>BDC BT 9 0 0 9 203.1353 185.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 173.0367 Tm -.005 Tc [(management pr)19.5(actice.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 124.1248 175.7368 Tm -.0083 Tc (25)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 130.0993 176.0068 Tm (, )Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 132.4062 175.7368 Tm (26)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 138.3807 176.0068 Tm (, )Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 140.6875 175.7368 Tm (27)Tj ET EMC /P <>BDC BT 9 0 0 9 146.6621 173.0367 Tm -.005 Tc ( In the information)Tj ET EMC /P <>BDC BT 9 0 0 9 219.0291 173.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 161.0367 Tm -.005 Tc [(security and priv)7.3(acy r)9.3(ealm, this appr)9.8(oach has most)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.4335 161.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 149.0367 Tm -.005 Tc (often not been su)Tj /TT1 1 Tf 7.6714 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(ciently adopted b)5.4(y)0( or)9.3(ganizations)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.815 149.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 137.0366 Tm -.005 Tc [(because the ar)9.3(ea has err)9.8(oneously been per)9.3(ceiv)6.3(ed t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.0347 137.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 35.2748 125.0367 Tm -.005 Tc (be solely a technical concern.)Tj ET EMC /P <>BDC BT 9 0 0 9 151.7032 125.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 685.0368 Tm -.005 Tc [(T)48.3(oda)7.3(y)52.2(,)0( it is gener)19.5(ally accepted that information)]TJ ET EMC /P <>BDC BT 9 0 0 9 437.9626 685.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 673.0368 Tm -.005 Tc [(security and priv)7.3(acy ar)9.3(e cr)9.8(oss-functional, cr)9.8(oss-)]TJ ET EMC /P <>BDC BT 9 0 0 9 254.2242 661.0368 Tm [(or)9.3(ganizational activities. It is long past the time for)]TJ ET EMC /P <>BDC BT 9 0 0 9 453.4153 661.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 649.0368 Tm -.005 Tc [(gener)19.5(ally accepted management pr)19.5(actices t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 431.8868 649.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 637.0367 Tm -.005 Tc [(include information security and priv)7.3(acy so that the)]TJ ET EMC /P <>BDC BT 9 0 0 9 455.8443 637.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 625.0367 Tm -.005 Tc [(assets of the or)9.3(ganization will be better pr)9.8(otected)]TJ ET EMC /P <>BDC BT 9 0 0 9 449.728 625.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 613.0367 Tm -.005 Tc [(and cyber)19.5(attacks will be r)9.3(educed. )19.5(The added bene)]TJ /TT7 1 Tf 21.8665 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD (t)Tj ET EMC /P <>BDC BT 9 0 0 9 458.8566 613.0367 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 601.0367 Tm -.005 Tc [(is ser)-8.8(ving as a good corpor)19.5(ate r)9.8(ole model and)]TJ ET EMC /P <>BDC BT 9 0 0 9 434.3358 601.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 589.0367 Tm -.005 Tc [(achie)6.3(ving a competitiv)6.3(e adv)7.3(antage.)]TJ ET EMC /P <>BDC BT 9 0 0 9 393.3068 589.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 421.0368 Tm -.005 Tc [(It also boosts compliance. F)10.2(ormal r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 426.9418 421.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 409.0368 Tm -.005 Tc [(r)9.3(esponsibilities for t)9.8(op management and BoDs in I)14.2(T)]TJ ET EMC /P <>BDC BT 9 0 0 9 456.2902 409.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 397.0368 Tm -.005 Tc [(go)7.3(v)6.3(ernance ar)9.3(e not only a good idea t)9.8(o)0( mitigate)]TJ ET EMC /P <>BDC BT 9 0 0 9 441.7209 397.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 385.0368 Tm -.005 Tc [(losses, but the)6.3(y also ar)9.3(e now r)9.3(equir)9.3(ed b)5.4(y)0( law)60.5(.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 431.6321 387.7368 Tm -.0083 Tc (28)Tj ET EMC /P <>BDC BT 9 0 0 9 437.6068 385.0368 Tm -.0133 Tc .0083 Tw [( At)]TJ ET EMC /P <>BDC BT 9 0 0 9 448.4362 385.0368 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 373.0368 Tm -.005 Tc [(far t)9.8(oo many or)9.3(ganizations, both t)9.8(op management)]TJ ET EMC /P <>BDC BT 9 0 0 9 451.9821 373.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 361.0368 Tm -.005 Tc [(and BoDs ha)7.3(v)6.3(e)0( not been adequately brief)11.7(ed about)]TJ ET EMC /P <>BDC BT 9 0 0 9 450.1188 361.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 349.0368 Tm -.005 Tc [(information security and priv)7.3(acy compliance)]TJ ET EMC /P <>BDC BT 9 0 0 9 429.0336 349.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 337.0368 Tm -.005 Tc [(r)9.3(equir)9.3(ements and their par)-24.4(ticular r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 421.9365 337.0368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 325.0367 Tm -.005 Tc [(r)9.3(esponsibilities. Legal statutes and r)9.3(egulations best)]TJ ET EMC /P <>BDC BT 9 0 0 9 457.3109 325.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 313.0367 Tm -.005 Tc [(pr)19.5(actices and standar)9.3(ds, and case law r)9.3(equir)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 434.6479 313.0367 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 301.0366 Tm -.005 Tc [(senior management and BoDs t)9.8(o)0( pr)9.8(otect the assets)]TJ ET EMC /P <>BDC BT 9 0 0 9 457.3118 301.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 289.0366 Tm -.005 Tc [(of the or)9.3(ganization. F)10.2(or example, both t)9.8(o)0(p)]TJ ET EMC /P <>BDC BT 9 0 0 9 418.7164 289.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 277.0366 Tm -.005 Tc [(management and the BoD ha)7.3(v)6.3(e)0( a legal duty t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 435.4321 277.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 265.0366 Tm -.005 Tc [(personally inv)6.3(estigate, pa)7.3(y attention t)9.8(o)0( and)]TJ ET EMC /P <>BDC BT 9 0 0 9 422.7046 265.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 253.0366 Tm -.005 Tc [(r)9.3(easonably r)9.3(espond t)9.8(o)0( hazar)9.3(dous conditions that)]TJ ET EMC /P <>BDC BT 9 0 0 9 447.2272 253.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 241.0366 Tm -.005 Tc [(ar)9.3(e r)9.3(elated t)9.8(o)0( the or)9.3(ganization.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 374.7023 243.7368 Tm -.0083 Tc (29)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 380.6769 243.7368 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 217.0366 Tm -.005 Tc [(F)10.7(u)0(r)-24.4(thermor)9.3(e, it is well established that o)]TJ /TT1 1 Tf 17.5142 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cers and)Tj ET EMC /P <>BDC BT 9 0 0 9 453.4589 217.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 205.0366 Tm -.005 Tc [(dir)9.3(ect)9.8(ors ha)7.3(v)6.3(e)0( a duty t)9.8(o)0( mak)9.8(e sur)9.3(e that the)]TJ ET EMC /P <>BDC BT 9 0 0 9 422.2134 205.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 193.0366 Tm -.005 Tc [(or)9.3(ganization meets its compliance r)9.3(equir)9.3(ements.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 447.3415 195.7368 Tm -.0083 Tc (30)Tj ET EMC /P <>BDC BT 9 0 0 9 453.3162 193.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 181.0366 Tm -.005 Tc [(If ex)9.8(ecutiv)6.3(es and boar)9.3(d members ha)7.3(v)6.3(e)0( not)]TJ ET EMC /P <>BDC BT 9 0 0 9 421.777 181.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 169.0366 Tm -.005 Tc [(adequately met these r)9.3(esponsibilities, the)6.3(y ha)7.3(v)6.3(e)0( not)]TJ ET EMC /P <>BDC BT 9 0 0 9 457.791 169.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 157.0366 Tm -.005 Tc (ful)Tj /TT7 1 Tf 1.1261 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(lled their r)9.8(oles, and the)6.3(y run the risk of)]TJ ET EMC /P <>BDC BT 9 0 0 9 418.9188 157.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 254.2242 145.0366 Tm -.005 Tc [(shar)9.3(eholder deriv)7.3(ativ)6.3(e suits for br)9.3(each of their)]TJ ET EMC /P <>BDC BT 9 0 0 9 435.4402 145.0366 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT7 1 Tf 9 0 0 9 254.2242 133.0366 Tm ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(duciar)-8.8(y duties t)9.8(o)0( the or)9.3(ganization.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 393.0674 135.7368 Tm -.0083 Tc (31)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 399.0418 135.7368 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 254.775 436.181 205.485 143.851 re f EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 262.8401 537.333 Tm 0 .36 0 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 276.7473 557.3332 Tm 0 0 0 0 k [( )19.5(THE ROLES OF )19.5(THE KEY)]TJ ET EMC /P <>BDC BT 14 0 0 14 430.6584 557.3332 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.8401 539.3332 Tm [(INDIVIDU)10.7(ALS A)5.4(CROSS AN)]TJ ET EMC /P <>BDC BT 14 0 0 14 424.4827 539.3332 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.8401 521.3332 Tm [(ORGANIZ)-6.3(A)63(TION WHO ARE)]TJ ET EMC /P <>BDC BT 14 0 0 14 426.6975 521.3332 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.8401 503.3332 Tm (RESPONSIBLE FOR)Tj ET EMC /P <>BDC BT 14 0 0 14 381.929 503.3332 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.8401 485.3332 Tm [(INFORM)-8.8(A)63(TION SECURI)14.2(T)-7.8(Y)]TJ ET EMC /P <>BDC BT 14 0 0 14 421.9944 485.3332 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.8401 467.3332 Tm [(AND PRIV)36.6(A)5.4(CY MUST)19.5( BE)]TJ ET EMC /P <>BDC BT 14 0 0 14 412.1232 467.3332 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 262.8401 449.3332 Tm [(EXPLICI)14.2(TL)116.7(Y ASSIGNED)49.8(. )]TJ ET EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 411.2551 429.333 Tm 0 .36 0 0 k ()Tj ET EMC Q endstream endobj 170 0 obj <>/ExtGState<>>> endobj 204 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 23.0548 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 60.8428 23.0548 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7515 23.0548 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 0 .51505 31.531 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 12.8637 23.0548 Tm 0 .73 .03 .11 k (6)Tj ET EMC /Story <>BDC /GS2 gs BT 9 0 0 9 361.7888 687.5598 Tm 0 0 0 1 k -.005 Tc [(management of the or)9.3(ganization \(i.e., chief)]TJ ET EMC /Story <>BDC BT 9 0 0 9 530.9863 687.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 675.5598 Tm -.005 Tc [(ex)9.8(ecutiv)6.3(e o)]TJ /TT1 1 Tf 4.9602 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(cer [CEO], chief oper)19.5(ating o)]TJ /TT1 1 Tf 11.8454 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cer)Tj ET EMC /Story <>BDC BT 9 0 0 9 540.7016 675.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 663.5598 Tm -.005 Tc ([COO], chief )Tj /TT7 1 Tf 5.3764 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (nancial o)Tj /TT1 1 Tf 3.9731 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(cer [CFO], gener)19.5(al counsel)]TJ ET EMC /Story <>BDC BT 9 0 0 9 560.9718 663.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 651.5598 Tm -.005 Tc (or chief legal o)Tj /TT1 1 Tf 6.4557 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(cer [CL)31.7(O], chief compliance o)]TJ /TT1 1 Tf 12.7378 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cer)Tj ET EMC /Story <>BDC BT 9 0 0 9 562.1935 651.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 639.5598 Tm -.005 Tc [([CCO], CIO)49.8(, CISO)49.8(, DPO or CPO\), business unit)]TJ ET EMC /Story <>BDC BT 9 0 0 9 536.2764 639.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 627.5598 Tm -.005 Tc [(managers, head of human r)9.3(esour)9.3(ces \(HR\), risk)]TJ ET EMC /Story <>BDC BT 9 0 0 9 544.6215 627.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 615.5598 Tm -.005 Tc [(manager)60.1(, head of communications and head of)]TJ ET EMC /Story <>BDC BT 9 0 0 9 548.002 615.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 603.5598 Tm -.005 Tc [(pr)9.8(ocur)9.3(ement. If the or)9.3(ganization is lar)9.3(ge enough t)9.8(o)]TJ ET EMC /Story <>BDC BT 9 0 0 9 561.0718 603.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 591.5598 Tm -.005 Tc [(engage in go)7.3(v)6.3(ernment r)9.3(elations at the state or)]TJ ET EMC /Story <>BDC BT 9 0 0 9 543.2572 591.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 579.5598 Tm -.005 Tc [(f)11.7(eder)19.5(al le)6.3(v)6.3(el or par)-24.4(ticipate in the work of standar)9.3(ds-)]TJ ET EMC /Story <>BDC BT 9 0 0 9 361.7888 567.5598 Tm [(setting bodies, public-priv)7.3(ate committees or)]TJ ET EMC /Story <>BDC BT 9 0 0 9 534.6635 567.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 555.5598 Tm -.005 Tc [(multinational for)19.5(a, the r)9.8(oles of these individuals)]TJ ET EMC /Story <>BDC BT 9 0 0 9 548.4078 555.5598 Tm 0 Tc ( )Tj ET EMC /Story <>BDC BT 9 0 0 9 361.7888 543.5598 Tm -.005 Tc (should also be clearly de)Tj /TT7 1 Tf 10.811 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ned.)Tj ET EMC /Story <>BDC BT 9 0 0 9 481.0253 543.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 519.5598 Tm (F)Tj ET EMC /P <>BDC BT 9 0 0 9 366.7184 519.5598 Tm -.02 Tc [(ar t)9.8(oo many or)9.3(ganizations assign information)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.2496 519.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 507.5598 Tm -.02 Tc [(security and priv)7.3(acy r)9.3(esponsibility t)9.8(o)0( the CIO or a)]TJ ET EMC /P <>BDC BT 9 0 0 9 546.6769 507.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 495.5598 Tm -.02 Tc [(person on the I)14.2(T)19.5( staff and st)9.8(op ther)9.3(e. )19.5(That is not good)]TJ ET EMC /P <>BDC BT 9 0 0 9 566.6201 495.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 483.5598 Tm -.02 Tc [(enough. Each of the r)9.8(oles stated ar)9.3(e gener)19.5(ally)]TJ ET EMC /P <>BDC BT 9 0 0 9 535.4215 483.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 471.5598 Tm -.02 Tc [(per)-7.3(formed b)5.4(y)0( someone. Or)9.3(ganizations need t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 539.1035 471.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 459.5598 Tm -.02 Tc [(analyz)7.8(e who in their or)9.3(ganization is )]TJ /TT7 1 Tf 15.0618 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc [(lling k)9.8(e)6.3(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 532.7675 459.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 447.5598 Tm -.02 Tc (management functions and assign those persons a)Tj ET EMC /P <>BDC BT 9 0 0 9 558.238 447.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 435.5598 Tm -.02 Tc (speci)Tj /TT7 1 Tf 2.2726 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc [(c r)9.8(ole for the information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.2456 435.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 423.5598 Tm -.02 Tc [(ar)9.3(eas. In smaller or)9.3(ganizations, a person ma)7.3(y ser)-8.8(v)6.3(e)0( in)]TJ ET EMC /P <>BDC BT 9 0 0 9 565.8464 423.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 411.5598 Tm -.02 Tc [(mor)9.3(e than one of these r)9.8(oles, in which case their)]TJ ET EMC /P <>BDC BT 9 0 0 9 545.8107 411.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 399.5598 Tm -.02 Tc [(r)9.3(esponsibilities will be expanded. It should be noted)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.9229 399.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 387.5598 Tm -.02 Tc [(that information security and priv)7.3(acy r)9.3(esponsibilities)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.762 387.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 375.5598 Tm -.02 Tc [(should not be assigned t)9.8(o)0( the same person, as this)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.3382 375.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 363.5598 Tm -.02 Tc [(can cr)9.3(eate segr)9.3(egation-of-duties issues \(the)]TJ ET EMC /P <>BDC BT 9 0 0 9 529.1238 363.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 351.5598 Tm -.02 Tc [(objectiv)6.3(es of security in some ar)9.3(eas ar)9.3(e in opposition)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.2336 351.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 339.5598 Tm -.02 Tc [(t)9.8(o)0( and in competition t)9.8(o)0( those of priv)7.3(acy\). Clear)]TJ ET EMC /P <>BDC BT 9 0 0 9 542.1281 339.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 327.5598 Tm -.02 Tc [(designation of each r)9.8(ole la)7.3(ys the foundation for the)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.6113 327.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 315.5598 Tm -.02 Tc [(cr)9.3(eation of a cr)9.8(oss-or)9.3(ganizational team that can, and)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.4712 315.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 303.5598 Tm -.02 Tc [(should, communicate and coor)9.3(dinate with other)]TJ ET EMC /P <>BDC BT 9 0 0 9 543.9863 303.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 291.5598 Tm -.02 Tc [(members of the team thr)9.8(oughout the y)6.3(ear)60.1(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 522.8124 291.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT15 1 Tf 9 0 0 9 361.7888 267.5598 Tm -.005 Tc (Speci)Tj /TT16 1 Tf 2.457 0 TD 0 Tc ()Tj /TT15 1 Tf .577 0 TD -.005 Tc (cation of Responsibilities)Tj ET EMC /P <>BDC BT 9 0 0 9 489.6804 267.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 361.7888 255.5598 Tm -.005 Tc [(The r)9.3(esponsibilities for each r)9.8(ole should be clearly)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.1108 255.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 243.5598 Tm -.005 Tc (de)Tj /TT7 1 Tf 1.0838 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ned, including speci)Tj /TT7 1 Tf 8.6407 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(c duties, r)9.3(epor)-24.4(ting)]TJ ET EMC /P <>BDC BT 9 0 0 9 530.1514 243.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 231.5598 Tm -.005 Tc [(r)9.3(elationships, decision-making powers,)]TJ ET EMC /P <>BDC BT 9 0 0 9 514.6615 231.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 219.5598 Tm -.005 Tc [(per)-7.3(formance r)9.3(e)6.3(views, k)9.8(e)6.3(y per)-7.3(formance indicat)9.8(ors)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.7913 219.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 207.5598 Tm -.005 Tc [(\(KPIs\) and r)9.3(equir)9.3(ed tasks. Ideally)52.2(, these should be)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.4376 207.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 195.5598 Tm -.005 Tc [(included in the person)39.1()54.7(s)0( job description. )19.5(The)]TJ ET EMC /P <>BDC BT 9 0 0 9 534.3858 195.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 183.5598 Tm -.005 Tc (purpose of the clari)Tj /TT7 1 Tf 8.4859 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cation of r)9.3(esponsibilities is t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 558.9473 183.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 171.5598 Tm -.005 Tc [(ensur)9.3(e that k)9.8(e)6.3(y actions ar)9.3(e per)-7.3(formed and eliminate)]TJ ET EMC /P <>BDC BT 9 0 0 9 567.1056 171.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 159.5598 Tm -.005 Tc [(confusion or disputes r)9.3(egar)9.3(ding each r)9.8(ole.)]TJ ET EMC /P <>BDC BT 9 0 0 9 527.9508 159.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 135.5598 Tm -.005 Tc [(Similarly)52.2(, the r)9.3(esponsibilities of BoD committees)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.0828 135.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 123.5598 Tm -.005 Tc [(with r)9.3(espect t)9.8(o)0( priv)7.3(acy and information security)]TJ ET EMC /P <>BDC BT 9 0 0 9 549.0076 123.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 111.5598 Tm -.005 Tc [(often ar)9.3(e not well underst)9.8(ood. Although audit)]TJ ET EMC /P <>BDC BT 9 0 0 9 539.7559 111.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 99.5598 Tm -.005 Tc [(committees pr)9.3(e)6.3(viously wer)9.3(e assigned the)]TJ ET EMC /P <>BDC BT 9 0 0 9 525.3964 99.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.7888 87.5598 Tm -.005 Tc [(r)9.3(esponsibility of information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.422 87.5598 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT11 1 Tf 11 0 0 11 144.2888 685.4045 Tm .38 .5 0 0 k -.005 Tc [(The F)10.3(oundation for Impr)17.6(o)7.3(ving Information)]TJ ET EMC /P <>BDC BT 11 0 0 11 349.4569 685.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 11 0 0 11 144.2888 671.4045 Tm -.005 Tc [(Security and Priv)7.3(acy Maturity)]TJ ET EMC /P <>BDC BT 11 0 0 11 288.1652 671.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 144.2888 653.4045 Tm 0 0 0 1 k -.005 Tc [(The following six r)9.3(ecommendations embr)19.5(ace not)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.4125 653.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 641.4045 Tm -.005 Tc [(just pr)9.8(o)7.3(v)6.3(en good management pr)19.5(actices but also)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.3764 641.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 629.4045 Tm -.005 Tc [(the minimum r)9.3(equir)9.3(ements of the law and best)]TJ ET EMC /P <>BDC BT 9 0 0 9 328.5542 629.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 617.4045 Tm -.005 Tc [(pr)19.5(actices and standar)9.3(ds for information security)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.3376 617.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 605.4045 Tm -.005 Tc [(and priv)7.3(acy)52.2(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 191.2495 605.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 581.4045 Tm -.005 Tc (Th)Tj ET EMC /P <>BDC BT 9 0 0 9 154.526 581.4045 Tm -.02 Tc [(ese r)9.3(ecommendations focus on r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 313.2113 581.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 569.4045 Tm -.02 Tc [(r)9.3(esponsibilities as the critical foundation needed t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 338.4365 569.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 557.4045 Tm -.02 Tc [(de)6.3(v)6.3(elop and maintain an information security and)]TJ ET EMC /P <>BDC BT 9 0 0 9 332.8633 557.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 545.4045 Tm -.02 Tc [(priv)7.3(acy pr)9.8(ogr)19.5(am with appr)9.8(opriate o)7.3(v)6.3(ersight t)9.8(o)0( help)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.6455 545.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 533.4045 Tm -.02 Tc (turn the tide on both the mounting losses and the)Tj ET EMC /P <>BDC BT 9 0 0 9 331.6066 533.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 521.4045 Tm -.02 Tc [(er)9.8(osion of trust that accompany those losses. )19.5(These)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.6544 521.4045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 509.4046 Tm -.02 Tc [(r)9.3(ecommendations enable or)9.3(ganizations t)9.8(o)0( get out in)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.5424 509.4046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 497.4046 Tm -.02 Tc [(fr)9.8(ont of the tr)19.5(ain and la)7.3(y some new tr)19.5(ack. Lik)9.8(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 317.5306 497.4046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 485.4046 Tm -.02 Tc [(r)19.5(ailr)9.8(oads, the Internet has become another)]TJ ET EMC /P <>BDC BT 9 0 0 9 305.493 485.4046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 473.4046 Tm -.02 Tc [(foundational infr)19.5(astructur)9.3(e system that suppor)-24.4(ts)]TJ ET EMC /P <>BDC BT 9 0 0 9 329.5367 473.4046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 461.4046 Tm -.02 Tc [(enormous gr)9.8(owth in pr)9.8(oductivity and the economy)52.2(.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 337.6138 464.1046 Tm -.0333 Tc (32)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 343.3184 464.1046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 293.4047 Tm -.005 Tc [(Some of these basic, legally mandated r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.1253 293.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 281.4047 Tm -.005 Tc [(r)9.3(esponsibilities for information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.1669 281.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 269.4047 Tm -.005 Tc [(go)7.3(v)6.3(ernance ar)9.3(e nondelegable duties that t)9.8(o)0(p)]TJ ET EMC /P <>BDC BT 9 0 0 9 319.8014 269.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 257.4047 Tm -.005 Tc [(management or the BoD must per)-7.3(form. F)10.2(o)0(r)]TJ ET EMC /P <>BDC BT 9 0 0 9 314.3871 257.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 245.4047 Tm -.005 Tc [(example, the US State of New Y)31.7(ork Depar)-24.4(tment of)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.2054 245.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 233.4047 Tm -.005 Tc [(Financial Ser)-8.8(vices Cybersecurity Regulation)]TJ ET EMC /P <>BDC BT 9 0 0 9 316.0045 233.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 221.4047 Tm -.005 Tc [(r)9.3(equir)9.3(es a Cer)-24.4(ti)]TJ /TT7 1 Tf 6.6676 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (cate of Compliance that must be)Tj ET EMC /P <>BDC BT 9 0 0 9 338.1697 221.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT7 1 Tf 9 0 0 9 144.2888 209.4047 Tm ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(led annually and signed b)5.4(y)0( a boar)9.3(d member or)]TJ ET EMC /P <>BDC BT 9 0 0 9 330.8867 209.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 197.4047 Tm -.005 Tc (senior o)Tj /TT1 1 Tf 3.5264 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(cer stating that the)6.3(y ha)7.3(v)6.3(e)0( r)9.3(e)6.3(viewed all)]TJ ET EMC /P <>BDC BT 9 0 0 9 331.7274 197.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 185.4047 Tm -.005 Tc [(r)9.3(ele)6.3(v)7.3(ant documents and cer)-24.4(tify that the)]TJ ET EMC /P <>BDC BT 9 0 0 9 299.0634 185.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 173.4047 Tm -.005 Tc [(or)9.3(ganization is in compliance with the r)9.3(egulation.)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.5612 173.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT15 1 Tf 9 0 0 9 144.2888 149.4047 Tm -.005 Tc (Designation of Roles)Tj ET EMC /P <>BDC BT 9 0 0 9 226.749 149.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 144.2888 137.4047 Tm -.005 Tc [(The r)9.8(oles of the k)9.8(e)6.3(y individuals acr)9.8(oss an)]TJ ET EMC /P <>BDC BT 9 0 0 9 306.6891 137.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 125.4047 Tm -.005 Tc [(or)9.3(ganization who ar)9.3(e r)9.3(esponsible for information)]TJ ET EMC /P <>BDC BT 9 0 0 9 336.6228 125.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 113.4047 Tm -.005 Tc [(security and priv)7.3(acy must be explicitly assigned.)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.0949 113.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 101.4047 Tm -.005 Tc [(This includes the BoD)54.7(s audit and risk committees,)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.5797 101.4047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.2888 89.4047 Tm -.005 Tc [(the ex)9.8(ecutiv)6.3(es r)9.3(esponsible for the o)7.3(v)6.3(er)19.5(all)]TJ ET EMC /P <>BDC BT 9 0 0 9 305.2038 89.4047 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 144.286 309.167 205.485 143.852 re f EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 152.3507 410.3192 Tm 0 .36 0 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 166.2579 430.3194 Tm 0 0 0 0 k [( F)83(AR )19.5(T)13.7(OO M)-8.8(A)0(N)13.7(Y)]TJ ET EMC /P <>BDC BT 14 0 0 14 267.799 430.3194 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.3507 412.3194 Tm [(ORGANIZ)-6.3(A)63(TIONS ASSIGN)]TJ ET EMC /P <>BDC BT 14 0 0 14 312.3802 412.3194 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.3507 394.3194 Tm [(INFORM)-8.8(A)63(TION SECURI)14.2(T)-7.8(Y)]TJ ET EMC /P <>BDC BT 14 0 0 14 311.5051 394.3194 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.3507 376.3194 Tm [(AND PRIV)36.6(A)5.4(C)0(Y)]TJ ET EMC /P <>BDC BT 14 0 0 14 240.343 376.3194 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.3507 358.3194 Tm -.0195 Tw [(RESPONSIBILI)14.2(T)-7.8(Y)0( T)13.7(O)0( THE )-19.5(CIO)]TJ ET EMC /P <>BDC BT 14 0 0 14 334.7953 358.3194 Tm 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.3507 340.3194 Tm [(OR A PERSON ON )19.5(THE I)14.2(T)]TJ ET EMC /P <>BDC BT 14 0 0 14 307.6906 340.3194 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.3507 322.3193 Tm [(ST)38.6(AFF AND ST)13.7(OP )19.5(THERE. )]TJ ET EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 316.4406 302.3192 Tm 0 .36 0 0 k ()Tj ET EMC Q endstream endobj 205 0 obj <>/ExtGState<>>> endobj 239 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9714 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 512.4123 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 23.0228 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 0 .51599 31.289 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 23.0228 Tm 0 .73 .03 .11 k (7)Tj ET EMC /P <>BDC /GS2 gs BT /TT15 1 Tf 9 0 0 9 253.7887 542.8737 Tm 0 0 0 1 k -.005 Tc [(Enfor)9.3(cement of Designated Roles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 404.1816 542.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 530.8737 Tm -.005 Tc (Responsibilities)Tj ET EMC /P <>BDC BT 9 0 0 9 317.0271 530.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 253.7887 518.8737 Tm -.005 Tc (Bot)Tj ET EMC /P <>BDC BT 9 0 0 9 267.3295 518.8737 Tm -.02 Tc [(h the priv)7.3(ate and public sect)9.8(ors need t)9.8(o)0( r)9.3(egularly)]TJ ET EMC /P <>BDC BT 9 0 0 9 451.6902 518.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 506.8737 Tm -.02 Tc [(measur)9.3(e per)-7.3(formance accor)9.3(ding t)9.8(o)0( the designated)]TJ ET EMC /P <>BDC BT 9 0 0 9 447.5135 506.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 494.8737 Tm -.02 Tc [(r)9.8(oles and r)9.3(esponsibilities, par)-24.4(ticularly for k)9.8(e)6.3(y r)9.8(oles. It)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.5695 494.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 482.8737 Tm -.02 Tc [(is impor)-24.4(tant that the r)9.3(esponsibility for information)]TJ ET EMC /P <>BDC BT 9 0 0 9 443.1858 482.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 470.8737 Tm -.02 Tc [(security and priv)7.3(acy ther)9.3(eafter be enfor)9.3(ced. Many)]TJ ET EMC /P <>BDC BT 9 0 0 9 442.0603 470.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 458.8737 Tm -.02 Tc [(or)9.3(ganizations fail t)9.8(o)0( ensur)9.3(e that r)9.3(esponsibilities ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 448.1214 458.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 446.8737 Tm -.02 Tc [(per)-7.3(formed, tak)9.8(e steps t)9.8(o)0( determine whether r)9.3(elated)]TJ ET EMC /P <>BDC BT 9 0 0 9 449.184 446.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 434.8737 Tm -.02 Tc [(policies and pr)9.8(ocedur)9.3(es ar)9.3(e complied with, or r)9.3(e)6.3(view)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.9988 434.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 422.8737 Tm -.02 Tc [(the eff)11.7(ectiv)6.3(eness of existing incentiv)6.3(es encour)19.5(aging)]TJ ET EMC /P <>BDC BT 9 0 0 9 451.2674 422.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 410.8737 Tm -.02 Tc [(consistent compliance. It is impor)-24.4(tant that emplo)7.3(y)6.3(e)0(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 454.4447 410.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 398.8737 Tm -.02 Tc (handbooks, codes of conduct, and information)Tj ET EMC /P <>BDC BT 9 0 0 9 431.4332 398.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 386.8737 Tm -.02 Tc [(security and priv)7.3(acy policies state that compliance is)]TJ ET EMC /P <>BDC BT 9 0 0 9 454.6341 386.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 374.8737 Tm -.02 Tc [(mandat)9.8(or)-8.8(y and violations of policies ma)7.3(y r)9.3(esult in)]TJ ET EMC /P <>BDC BT 9 0 0 9 442.7241 374.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 362.8737 Tm -.02 Tc [(disciplinar)-8.8(y action up t)9.8(o)0( and including termination.)]TJ ET EMC /P <>BDC BT 9 0 0 9 445.5764 362.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 350.8737 Tm -.02 Tc [(Or)9.3(ganizations that conduct annual per)-7.3(formance)]TJ ET EMC /P <>BDC BT 9 0 0 9 436.6234 350.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 338.8737 Tm -.02 Tc [(r)9.3(e)6.3(views could easily include this effor)-24.4(t in the annual)]TJ ET EMC /P <>BDC BT 9 0 0 9 449.888 338.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 326.8737 Tm -.02 Tc [(r)9.3(e)6.3(view pr)9.8(ocess. When emplo)7.3(y)6.3(ees know that being)]TJ ET EMC /P <>BDC BT 9 0 0 9 444.0768 326.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 314.8737 Tm -.02 Tc [(r)9.3(esponsible for information security and priv)7.3(acy will)]TJ ET EMC /P <>BDC BT 9 0 0 9 449.9228 314.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 302.8737 Tm -.02 Tc [(be par)-24.4(t of their per)-7.3(formance r)9.3(e)6.3(view)60.5(, the)6.3(y ar)9.3(e mor)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 443.4053 302.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 290.8737 Tm -.02 Tc [(lik)9.8(ely t)9.8(o)0( tak)9.8(e these matters seriously and r)9.3(efr)19.5(ain fr)9.8(om)]TJ ET EMC /P <>BDC BT 9 0 0 9 455.6451 290.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 278.8737 Tm -.02 Tc [(skir)-24.4(ting these duties.)]TJ ET EMC /P <>BDC BT 9 0 0 9 333.0881 278.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT15 1 Tf 9 0 0 9 253.7887 254.8737 Tm -.005 Tc [(T)43.5(esting of Designated Roles)]TJ ET EMC /P <>BDC BT 9 0 0 9 365.6016 254.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 253.7887 242.8737 Tm -.005 Tc [(All t)9.8(oo often, after a br)9.3(each or serious information)]TJ ET EMC /P <>BDC BT 9 0 0 9 450.3505 242.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 230.8737 Tm -.005 Tc [(security or priv)7.3(acy pr)9.8(oblem, the r)9.3(esponses)]TJ ET EMC /P <>BDC BT 9 0 0 9 420.1925 230.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 218.8737 Tm -.005 Tc [(under)-24.4(tak)9.8(en ar)9.3(e chaotic, and those actions indicate)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.4796 218.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 206.8737 Tm -.005 Tc [(that the r)9.3(esponse team did not understand clearly)]TJ ET EMC /P <>BDC BT 9 0 0 9 449.7517 206.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 194.8737 Tm -.005 Tc [(who was r)9.3(esponsible for cer)-24.4(tain critical tasks,)]TJ ET EMC /P <>BDC BT 9 0 0 9 433.8718 194.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 182.8737 Tm -.005 Tc [(activities and pr)9.8(ojects. )19.5(This often occurs when)]TJ ET EMC /P <>BDC BT 9 0 0 9 437.0667 182.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 170.8737 Tm -.005 Tc [(external pla)7.3(y)6.3(ers, such as outside counsel, for)9.3(ensic)]TJ ET EMC /P <>BDC BT 9 0 0 9 451.5031 170.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 158.8737 Tm -.005 Tc [(inv)6.3(estigat)9.8(ors, crisis communication )]TJ /TT7 1 Tf 15.822 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (rms or law)Tj ET EMC /P <>BDC BT 9 0 0 9 442.7269 158.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 146.8737 Tm -.005 Tc [(enfor)9.3(cement ar)9.3(e br)9.8(ought in t)9.8(o)0( assist with a)]TJ ET EMC /P <>BDC BT 9 0 0 9 422.9337 146.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 134.8737 Tm -.005 Tc [(r)9.3(esponse. It is impor)-24.4(tant that the management of)]TJ ET EMC /P <>BDC BT 9 0 0 9 447.6741 134.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 122.8737 Tm -.005 Tc (speci)Tj /TT7 1 Tf 2.3476 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(c external pla)7.3(y)6.3(ers be assigned t)9.8(o)0( an internal)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.7159 122.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 110.8737 Tm -.005 Tc [(person. F)10.2(or example, the gener)19.5(al counsel or chief)]TJ ET EMC /P <>BDC BT 9 0 0 9 447.4446 110.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 98.8737 Tm -.005 Tc (legal o)Tj /TT1 1 Tf 2.903 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc (cer manages outside counsel and the)Tj ET EMC /P <>BDC BT 9 0 0 9 435.414 98.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 86.8737 Tm -.005 Tc [(for)9.3(ensic inv)6.3(estigation, coor)9.3(dinating with the CISO)]TJ ET EMC /P <>BDC BT 9 0 0 9 447.628 86.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 253.7887 74.8737 Tm -.005 Tc [(and DPO/CPO)49.8(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 311.5337 74.8737 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 686.9045 Tm -.005 Tc [(compliance and the r)9.3(elated risk management, it is)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.7979 686.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 674.9045 Tm -.005 Tc [(now mor)9.3(e common that a separ)19.5(ate boar)9.3(d risk)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.5894 674.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 662.9045 Tm -.005 Tc [(committee handles these issues as par)-24.4(t of its)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.4456 662.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 650.9045 Tm -.005 Tc (management of enterprise risk.)Tj ET EMC /P <>BDC BT 9 0 0 9 162.1409 650.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 626.9045 Tm -.005 Tc [(BoD r)9.3(esponsibilities should include a r)9.3(e)6.3(view of)]TJ ET EMC /P <>BDC BT 9 0 0 9 221.6208 626.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 614.9045 Tm -.005 Tc [(cyberrisk insur)19.5(ance co)7.3(v)6.3(e)0(r)19.5(age t)9.8(o)0( ensur)9.3(e that risk is)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.5473 614.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 602.9045 Tm -.005 Tc [(appr)9.8(opriately tr)19.5(ansf)11.7(err)9.3(ed, mitigated, a)7.3(v)7.3(oided and)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.3707 602.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 590.9045 Tm -.005 Tc [(accepted. F)10.2(or example, many cyberrisk insur)19.5(ance)]TJ ET EMC /P <>BDC BT 9 0 0 9 232.9368 590.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 578.9045 Tm -.005 Tc [(policies ar)9.3(e not clear about whether cyber)19.5(attacks)]TJ ET EMC /P <>BDC BT 9 0 0 9 232.2535 578.9045 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 566.9046 Tm -.005 Tc [(that ma)7.3(y be attributed t)9.8(o)0( a nation-state will be)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.3039 566.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 554.9046 Tm -.005 Tc [(co)7.3(v)6.3(e)0(r)9.3(ed or deemed an )24.4(act of war)-7.8( \()]TJ ET EMC /P <>BDC BT /TT4 1 Tf 9 0 0 9 179.437 554.9046 Tm [(for)9.3(ce majeur)9.3(e)]TJ ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 233.072 554.9046 Tm (\).)Tj ET EMC /P <>BDC BT 9 0 0 9 238.4796 554.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 542.9046 Tm -.005 Tc [(Or)9.3(ganizations must be clear about the diff)11.7(er)9.3(ent)]TJ ET EMC /P <>BDC BT 9 0 0 9 224.5696 542.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 530.9046 Tm -.005 Tc [(types of risk the)6.3(y ar)9.3(e facing and whether the r)9.3(elated)]TJ ET EMC /P <>BDC BT 9 0 0 9 242.3788 530.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT7 1 Tf 9 0 0 9 38.5494 518.9046 Tm ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(nancial risk has been tr)19.5(ansf)11.7(err)9.3(ed t)9.8(o)0( insur)19.5(ance)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.9612 518.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 506.9046 Tm -.005 Tc (companies or not.)Tj ET EMC /P <>BDC BT 9 0 0 9 110.0616 506.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT15 1 Tf 9 0 0 9 38.5494 482.9046 Tm -.005 Tc [(Agr)9.3(eement t)14.6(o)0( Designated Roles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 181.5045 482.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 470.9046 Tm -.005 Tc (Responsibilities)Tj ET EMC /P <>BDC BT 9 0 0 9 101.7876 470.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 38.5494 458.9046 Tm -.005 Tc [(Those who ha)7.3(v)6.3(e)0( been assigned a designated r)9.8(ole)]TJ ET EMC /P <>BDC BT 9 0 0 9 232.7267 458.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 446.9046 Tm -.005 Tc [(and r)9.3(esponsibilities for information security and)]TJ ET EMC /P <>BDC BT 9 0 0 9 227.1075 446.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 434.9046 Tm -.005 Tc [(priv)7.3(acy must formally \(in writing\) agr)9.3(ee t)9.8(o)0( accept)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.4658 434.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 422.9046 Tm -.005 Tc [(these r)9.3(esponsibilities. Detailing the r)9.3(esponsibilities)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.1676 422.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 410.9046 Tm -.005 Tc [(in a job description is one wa)7.3(y t)9.8(o)0( ha)7.3(v)6.3(e)0( implied)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.2785 410.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 398.9046 Tm -.005 Tc [(agr)9.3(eement. Other)-8.3(wise, the r)9.3(esponsibilities should)]TJ ET EMC /P <>BDC BT 9 0 0 9 232.8204 398.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 386.9046 Tm -.005 Tc [(be set for)-24.4(th in writing and a written acceptance of)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.2862 386.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 374.9046 Tm -.005 Tc [(those r)9.3(esponsibilities should be obtained \(in a)]TJ ET EMC /P <>BDC BT 9 0 0 9 219.6213 374.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 362.9046 Tm -.005 Tc [(contr)19.5(act in the case of a thir)9.3(d par)-24.4(ty\).)]TJ ET EMC /P <>BDC BT 9 0 0 9 181.5642 362.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 338.9046 Tm -.005 Tc [(A formal written acceptance of r)9.3(esponsibilities)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.4733 338.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 326.9046 Tm -.005 Tc [(means that the par)-24.4(ties not only understand their)]TJ ET EMC /P <>BDC BT 9 0 0 9 228.0929 326.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 314.9046 Tm -.005 Tc [(r)9.8(ole but that the)6.3(y also tak)9.8(e the matter seriously and)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.6341 314.9046 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 302.9047 Tm -.005 Tc [(understand their r)9.3(esponsibilities and that the)6.3(y ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.4907 302.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 290.9047 Tm -.005 Tc [(accountable for them. Alternativ)6.3(e a)7.3(v)6.3(enues for the)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.2203 290.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 278.9047 Tm -.005 Tc [(acceptance of r)9.8(oles and r)9.3(esponsibilities can be)]TJ ET EMC /P <>BDC BT 9 0 0 9 223.9631 278.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 266.9047 Tm -.005 Tc [(achie)6.3(v)6.3(ed with emplo)7.3(yment contr)19.5(acts, depar)-24.4(tmental)]TJ ET EMC /P <>BDC BT 9 0 0 9 240.7361 266.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 254.9047 Tm -.005 Tc [(mission statements, committee char)-24.4(ters, policy and)]TJ ET EMC /P <>BDC BT 9 0 0 9 242.8959 254.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 242.9047 Tm -.005 Tc (guideline statements, codes of conduct,)Tj ET EMC /P <>BDC BT 9 0 0 9 195.8508 242.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 230.9047 Tm -.005 Tc [(outsour)9.3(cing contr)19.5(acts and similar documents.)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.3406 230.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 218.9047 Tm -.005 Tc [(Some or)9.3(ganizations e)6.3(v)6.3(en go one step fur)-24.4(ther)60.1(,)]TJ ET EMC /P <>BDC BT 9 0 0 9 216.9571 218.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 206.9047 Tm -.005 Tc [(r)9.3(equiring individuals t)9.8(o)0( attend specializ)7.8(ed tr)19.5(aining)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.771 206.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 194.9047 Tm -.005 Tc [(pr)9.8(ogr)19.5(ams, which include an acknowledgment that)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.5549 194.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 182.9047 Tm -.005 Tc [(the)6.3(y understand the material b)5.4(y)0( passing a test.)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.9348 182.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 158.9047 Tm -.005 Tc [(In addition t)9.8(o)0( the speci)]TJ /TT7 1 Tf 9.9669 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(c r)9.8(oles and r)9.3(esponsibilities)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.4237 158.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 146.9047 Tm -.005 Tc [(for priv)7.3(acy and cybersecurity)52.2(, the pr)9.8(otection of an)]TJ ET EMC /P <>BDC BT 9 0 0 9 232.7305 146.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 134.9047 Tm -.005 Tc [(or)9.3(ganization)39.1()54.7(s)0( data and I)14.2(T)19.5( systems is a shar)9.3(ed)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.4925 134.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 122.9047 Tm -.005 Tc [(r)9.3(esponsibility that should be clearly set for)-24.4(th in an)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.4598 122.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 110.9047 Tm -.005 Tc [(or)9.3(ganization)39.1()54.7(s)0( code of conduct, emplo)7.3(y)6.3(ee handbook)]TJ ET EMC /P <>BDC BT 9 0 0 9 243.5211 110.9047 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 38.5494 98.9047 Tm -.005 Tc [(and t)9.8(op-le)6.3(v)6.3(el policy)52.2(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 116.0824 98.9047 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 253.789 568.813 349.211 124.144 re f EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 261.8538 650.2579 Tm 0 .36 0 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 275.761 670.2582 Tm 0 0 0 0 k [( A CUL)134.3(TURE EMBRA)5.4(CING CLEARL)116.7(Y DEFINED)]TJ ET EMC /P <>BDC BT 14 0 0 14 551.5501 670.2582 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 261.8538 652.2582 Tm [(ROLES AND RESPONSIBILI)14.2(TIES, SUPPOR)39.1(T)19.5( FOR)]TJ ET EMC /P <>BDC BT 14 0 0 14 553.1333 652.2582 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 261.8538 634.2582 Tm [(THE RULE OF L)-9.3(A)33.7(W AND GROUP MUTU)10.7(AL)]TJ ET EMC /P <>BDC BT 14 0 0 14 517.4701 634.2582 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 261.8538 616.2582 Tm [(SUPPOR)39.1(T)106.4(,)0( )19.5(TH)-8.8(A)63(T)19.5( IS COUPLED WI)14.2(TH WILLING AND)]TJ ET EMC /P <>BDC BT 14 0 0 14 570.2299 616.2582 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 261.8538 598.2582 Tm [(V)6.3(O)0(L)26.4(U)0(N)14.2(T)38.6(AR)23.4(Y COMPLI)-8.8(ANCE WI)14.2(TH ASSIGNED)]TJ ET EMC /P <>BDC BT 14 0 0 14 538.3745 598.2582 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 261.8538 580.2582 Tm [(ROLES, IS ABSOL)26.4(UTEL)116.7(Y CRI)14.2(TICAL. )]TJ ET EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 478.225 560.2579 Tm 0 .36 0 0 k ()Tj ET EMC Q endstream endobj 240 0 obj <>/ExtGState<>>> endobj 272 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 23.0548 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 60.8428 23.0548 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7515 23.0548 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 0 .51505 31.531 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 12.8637 23.0548 Tm 0 .73 .03 .11 k (8)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 362.043 666.7606 Tm 0 0 0 1 k -.005 Tc [(\(e.g., mutations and inno)7.3(v)7.3(ations\), the latter r)9.3(ealm is)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.1838 666.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 654.7606 Tm -.005 Tc [(much mor)9.3(e challenging because the adv)6.3(ersaries)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.0617 654.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 642.7606 Tm -.005 Tc [(ar)9.3(e using dynamically mobilizing adv)7.3(anced)]TJ ET EMC /P <>BDC BT 9 0 0 9 531.001 642.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 630.7606 Tm -.005 Tc [(technologies, such as ar)-24.4(ti)]TJ /TT7 1 Tf 11.2006 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cial intelligence \(AI\), t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.2239 630.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 618.7606 Tm -.005 Tc (exploit weaknesses in information security and)Tj ET EMC /P <>BDC BT 9 0 0 9 547.2996 618.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 606.7606 Tm -.005 Tc [(priv)7.3(acy)52.2(. )19.5(The latter is much mor)9.3(e challenging)]TJ ET EMC /P <>BDC BT 9 0 0 9 535.4672 606.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 594.7606 Tm -.005 Tc (because constantly shifting human ingenuity is)Tj ET EMC /P <>BDC BT 9 0 0 9 547.3567 594.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 582.7606 Tm -.005 Tc [(br)9.8(ought t)9.8(o)0( bear b)5.4(y)0( human attack)9.8(ers.)]TJ ET EMC /P <>BDC BT 9 0 0 9 505.0049 582.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 462.7606 Tm -.005 Tc [(F)10.2(or example, the 2017 W)16.1(annaCr)-8.8(y and NotP)6.3(ety)7.3(a)]TJ ET EMC /P <>BDC BT 9 0 0 9 547.8433 462.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 450.7606 Tm -.005 Tc [(attacks caused the lar)9.3(gest disruption of computer)]TJ ET EMC /P <>BDC BT 9 0 0 9 558.8803 450.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 438.7606 Tm -.005 Tc (systems and cyberbusiness interruption losses the)Tj ET EMC /P <>BDC BT 9 0 0 9 562.2289 438.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 426.7606 Tm -.005 Tc [(world had e)6.3(v)6.3(er seen.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 443.2948 429.4606 Tm -.0083 Tc (34)Tj ET EMC /P <>BDC BT 9 0 0 9 449.2693 426.7606 Tm -.005 Tc [( A)8.3(ttack)9.8(ers ar)9.3(e now deplo)7.3(ying)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.2213 426.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 414.7606 Tm -.005 Tc [(ar)-24.4(ti)]TJ /TT7 1 Tf 1.4561 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cial intelligence \(AI\) and machine learning t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.9056 414.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 402.7606 Tm -.005 Tc [(identify weaknesses in the pr)9.8(otection systems that)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.1797 402.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 390.7606 Tm -.005 Tc [(ha)7.3(v)6.3(e)0( been deplo)7.3(y)6.3(ed. A)8.3(ttack)9.8(ers ar)9.3(e exploiting the)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.6368 390.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 378.7606 Tm -.005 Tc [(billions of unsecur)9.3(e Internet of )19.5(Things \(IoT\) de)6.3(vices)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.4705 378.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 366.7606 Tm -.005 Tc [(t)9.8(o)0( gain entr)-8.8(y t)9.8(o)0( enterprise and go)7.3(v)6.3(ernment systems.)]TJ ET EMC /P <>BDC BT 9 0 0 9 567.4829 366.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 354.7606 Tm -.005 Tc [(Hacking and cr)19.5(acking has been aut)9.8(omated so that)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.1525 354.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 342.7606 Tm -.005 Tc [(the thr)9.3(eat has been mark)9.8(edly magni)]TJ /TT7 1 Tf 15.706 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ed.)Tj ET EMC /P <>BDC BT 9 0 0 9 520.4133 342.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 318.7605 Tm -.005 Tc [(E)12.7(v)6.3(er)-8.8(y successful appr)9.8(oach t)9.8(o)0( counter the rising tide)]TJ ET EMC /P <>BDC BT 9 0 0 9 565.9569 318.7605 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 306.7606 Tm -.005 Tc [(of cyber)9.3(crime, system outages and r)9.3(elated losses)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.6818 306.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 294.7606 Tm -.005 Tc [(must begin with the assignment of clear r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.0385 294.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 282.7606 Tm -.005 Tc [(r)9.3(esponsibilities for priv)7.3(acy and information security)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.9211 282.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 270.7606 Tm -.005 Tc [(that ar)9.3(e per)-7.3(formed b)5.4(y)0( the boar)9.3(d, down t)9.8(o)0( e)6.3(v)6.3(e)0(r)-8.8(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 546.012 270.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 258.7606 Tm -.005 Tc [(emplo)7.3(y)6.3(ee, and also t)9.8(o)0( all inv)7.3(olv)6.3(ed thir)9.3(d par)-24.4(ties.)]TJ ET EMC /P <>BDC BT 9 0 0 9 546.0704 258.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 246.7606 Tm -.005 Tc [(Such a successful effor)-24.4(t r)9.3(equir)9.3(es a commitment t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.5453 246.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 234.7606 Tm -.005 Tc [(de)6.3(v)6.3(elop and maintain information security and)]TJ ET EMC /P <>BDC BT 9 0 0 9 545.1428 234.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 222.7606 Tm -.005 Tc [(priv)7.3(acy pr)9.8(ogr)19.5(ams that ar)9.3(e aligned not only with best)]TJ ET EMC /P <>BDC BT 9 0 0 9 565.7504 222.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 210.7606 Tm -.005 Tc [(management pr)19.5(actices but also with best technical)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.3627 210.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 198.7606 Tm -.005 Tc [(pr)19.5(actices. Six speci)]TJ /TT7 1 Tf 8.4479 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(c wa)7.3(ys in which those two)]TJ ET EMC /P <>BDC BT 9 0 0 9 546.2274 198.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 186.7606 Tm -.005 Tc [(domains can and should now be combined ha)7.3(v)6.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.2597 186.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 174.7606 Tm -.005 Tc [(been outlined her)9.3(ein.)]TJ ET EMC /P <>BDC BT 9 0 0 9 444.2912 174.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 150.7606 Tm -.005 Tc (This means that BoDs and senior management)Tj ET EMC /P <>BDC BT 9 0 0 9 547.541 150.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 138.7606 Tm -.005 Tc [(need t)9.8(o)0( assume the r)9.8(oles the)6.3(y ha)7.3(v)6.3(e)0( been skir)-24.4(ting,)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.1998 138.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 126.7606 Tm -.005 Tc [(including getting personally inv)7.3(olv)6.3(ed in r)9.3(e)6.3(viewing)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.2388 126.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 114.7606 Tm -.005 Tc [(budgets for information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 536.3329 114.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 102.7606 Tm -.005 Tc [(pr)9.8(ogr)19.5(ams, e)6.3(v)7.3(aluating the per)-7.3(formance of others)]TJ ET EMC /P <>BDC BT 9 0 0 9 550.3098 102.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.043 90.7606 Tm -.005 Tc [(working in this same ar)9.3(ea, ensuring that the)]TJ ET EMC /P <>BDC BT 9 0 0 9 533.6918 90.7606 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 670.6888 Tm -.005 Tc [(Internal and external r)9.8(oles should be clearly)]TJ ET EMC /P <>BDC BT 9 0 0 9 314.8302 670.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 658.6888 Tm -.005 Tc (speci)Tj /TT7 1 Tf 2.3476 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(ed in the incident r)9.3(esponse plan and r)9.3(egularly)]TJ ET EMC /P <>BDC BT 9 0 0 9 348.1247 658.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 646.6889 Tm -.005 Tc [(r)9.3(e)6.3(viewed and maintained. )19.5(The pr)9.8(oblem in t)9.8(oo many)]TJ ET EMC /P <>BDC BT 9 0 0 9 345.1318 646.6889 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 634.6888 Tm -.005 Tc [(cases is that incident r)9.3(esponse plans ar)9.3(e not tested,)]TJ ET EMC /P <>BDC BT 9 0 0 9 348.484 634.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 622.6888 Tm -.005 Tc [(or perhaps ar)9.3(e tested only with a f)11.7(ew of the pla)7.3(y)6.3(ers,)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.2867 622.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 610.6888 Tm -.005 Tc (such as the technical team and legal counsel, but)Tj ET EMC /P <>BDC BT 9 0 0 9 337.8094 610.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 598.6888 Tm -.005 Tc [(such testing lea)7.3(v)6.3(es many other k)9.8(e)6.3(y pla)7.3(y)6.3(ers out of)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.9853 598.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 586.6888 Tm -.005 Tc [(the test. In addition, incident r)9.3(esponse plan tests)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.8147 586.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 574.6888 Tm -.005 Tc [(ar)9.3(e often not per)-7.3(formed annually)52.2(, thus the people)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.4842 574.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 562.6888 Tm -.005 Tc [(with assigned r)9.8(oles and r)9.3(esponsibilities get rusty)52.2(,)]TJ ET EMC /P <>BDC BT 9 0 0 9 336.946 562.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 550.6888 Tm -.005 Tc [(tak)9.8(e other jobs, or ma)7.3(y not be up-t)9.8(o-speed with)]TJ ET EMC /P <>BDC BT 9 0 0 9 328.2974 550.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 538.6888 Tm -.005 Tc [(either the thr)9.3(eat envir)9.8(onment or the curr)9.3(ent)]TJ ET EMC /P <>BDC BT 9 0 0 9 313.0822 538.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 526.6888 Tm -.005 Tc (information systems.)Tj ET EMC /P <>BDC BT 9 0 0 9 227.7433 526.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT15 1 Tf 9 0 0 9 143.8109 502.6888 Tm -.005 Tc [(Cultur)9.3(e in Suppor)-24.4(t of Roles)]TJ ET EMC /P <>BDC BT 9 0 0 9 250.8381 502.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT2 1 Tf 9 0 0 9 143.8109 490.6888 Tm -.005 Tc (One o)Tj ET EMC /P <>BDC BT 9 0 0 9 166.8683 490.6888 Tm -.02 Tc [(f the most impor)-24.4(tant r)9.3(esponsibilities of senior)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.901 490.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 478.6888 Tm -.02 Tc [(management and the BoD is t)9.8(o)0( establish a cultur)9.3(e of)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.658 478.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 466.6888 Tm -.02 Tc [(integrity and compliance that is suppor)-24.4(tiv)6.3(e of)]TJ ET EMC /P <>BDC BT 9 0 0 9 315.7693 466.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 454.6888 Tm -.02 Tc [(information security and priv)7.3(acy)52.2(. )19.5(This begins b)5.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 324.6729 454.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 442.6888 Tm -.0204 Tc .0004 Tw [(setting the t)9.4(one fr)9.4(om the t)9.4(op that is conveyed in)]TJ ET EMC /P <>BDC BT 9 0 0 9 325.2929 442.6888 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 430.6888 Tm -.02 Tc [(codes of conduct, high-le)6.3(v)6.3(el policies, and the visible)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.91 430.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 418.6888 Tm -.02 Tc [(under)-24.4(taking of their r)9.3(esponsibilities with r)9.3(espect t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 336.57 418.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 406.6888 Tm -.02 Tc [(information security and priv)7.3(acy pr)9.8(ogr)19.5(ams.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 307.3575 409.3888 Tm -.0333 Tc (33)Tj ET EMC /P <>BDC BT 9 0 0 9 313.0619 406.6888 Tm -.02 Tc ( Such an)Tj ET EMC /P <>BDC BT 9 0 0 9 345.9083 406.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 394.6888 Tm -.02 Tc [(enterprise cultur)9.3(e underpins and acceler)19.5(ates the)]TJ ET EMC /P <>BDC BT 9 0 0 9 327.3846 394.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 382.6888 Tm -.02 Tc [(success of all information security and priv)7.3(acy)]TJ ET EMC /P <>BDC BT 9 0 0 9 320.6562 382.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 370.6888 Tm -.02 Tc [(pr)9.8(ogr)19.5(ams.)]TJ ET EMC /P <>BDC BT 9 0 0 9 183.0427 370.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 346.6888 Tm -.005 Tc [(A cultur)9.3(e embr)19.5(acing clearly de)]TJ /TT7 1 Tf 13.2436 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(ned r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 321.2429 346.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 334.6888 Tm -.005 Tc [(r)9.3(esponsibilities, suppor)-24.4(t for the rule of law and)]TJ ET EMC /P <>BDC BT 9 0 0 9 326.4496 334.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 322.6888 Tm -.005 Tc [(gr)9.8(oup mutual suppor)-24.4(t, that is coupled with willing)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.7424 322.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 310.6888 Tm -.005 Tc [(and v)7.3(oluntar)-8.8(y compliance with assigned r)9.8(oles, is)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.541 310.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 298.6888 Tm -.005 Tc [(absolutely critical. )19.5(The cultur)9.3(e also needs t)9.8(o)0( ha)7.3(v)6.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.6711 298.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 286.6888 Tm -.005 Tc [(incentiv)6.3(e systems, r)9.3(einfor)9.3(cements, and r)9.3(ewar)9.3(ds)]TJ ET EMC /P <>BDC BT 9 0 0 9 331.5371 286.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 274.6888 Tm -.005 Tc [(that encour)19.5(age adher)9.3(ence t)9.8(o)0( these r)9.8(oles and)]TJ ET EMC /P <>BDC BT 9 0 0 9 319.6487 274.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 262.6888 Tm -.005 Tc [(r)9.3(esponsibilities.)]TJ ET EMC /P <>BDC BT 9 0 0 9 205.8925 262.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT11 1 Tf 11 0 0 11 143.8109 236.6887 Tm .38 .5 0 0 k -.005 Tc [(The F)10.7(utur)9.3(e Will Not Be an Extr)14.6(apolation of)]TJ ET EMC /P <>BDC BT 11 0 0 11 348.1226 236.6887 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 11 0 0 11 143.8109 222.6888 Tm -.005 Tc [(What Is Curr)9.3(ent)]TJ ET EMC /P <>BDC BT 11 0 0 11 219.8144 222.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 143.8109 204.6888 Tm 0 0 0 1 k -.005 Tc [(As the cor)9.8(ona)7.3(virus \(CO)10.7(VID-19\) pandemic r)9.3(e)6.3(v)6.3(ealed,)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.6797 204.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 192.6888 Tm -.005 Tc [(the futur)9.3(e will not be a simple linear extr)19.5(apolation of)]TJ ET EMC /P <>BDC BT 9 0 0 9 348.271 192.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 180.6888 Tm -.005 Tc [(tr)9.3(ends that ha)7.3(v)6.3(e)0( occurr)9.3(ed in the past. )19.5(The)]TJ ET EMC /P <>BDC BT 9 0 0 9 307.455 180.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 168.6888 Tm -.005 Tc [(cor)9.8(ona)7.3(virus is not just another v)6.3(ersion of the )]TJ /TT7 1 Tf 19.7611 0 TD 0 Tc ()Tj /TT2 1 Tf .5629 0 TD -.005 Tc (u; it)Tj ET EMC /P <>BDC BT 9 0 0 9 340.7188 168.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 156.6888 Tm -.005 Tc [(is something unique and no)7.3(v)6.3(el and much mor)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 328.2093 156.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 144.6888 Tm -.005 Tc [(serious than anything the world has e)6.3(v)6.3(e)0(r)]TJ ET EMC /P <>BDC BT 9 0 0 9 302.9131 144.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 132.6888 Tm -.005 Tc [(experienced. )19.5(The same is true with the information)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.7102 132.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 120.6888 Tm -.005 Tc [(security and priv)7.3(acy thr)9.3(eat envir)9.8(onment: )19.5(The)]TJ ET EMC /P <>BDC BT 9 0 0 9 318.3117 120.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 108.6888 Tm -.005 Tc [(attacks and methods emplo)7.3(y)6.3(ed can and will be)]TJ ET EMC /P <>BDC BT 9 0 0 9 328.9948 108.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 96.6888 Tm -.005 Tc [(unique, and the consequences will be de)6.3(v)7.3(astating.)]TJ ET EMC /P <>BDC BT 9 0 0 9 341.5404 96.6888 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143.8109 84.6888 Tm -.005 Tc [(Although r)19.5(apid change char)19.5(acteriz)7.8(es both domains)]TJ ET EMC /P <>BDC BT 9 0 0 9 344.9033 84.6888 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 362.311 480.66 205.485 90.883 re f EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 368.4683 528.8439 Tm 0 .36 0 0 k ()Tj ET EMC /P <>BDC BT /TT2 1 Tf 14 0 0 14 382.3755 548.8442 Tm 0 0 0 0 k [( H)-8.8(A)5.4(CKING AND CRA)5.4(CKING)]TJ ET EMC /P <>BDC BT 14 0 0 14 549.4459 548.8442 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.4683 530.8442 Tm [(H)-8.8(AS BEEN A)8.3(U)0(T)13.7(O)0(M)-8.8(A)63(TED SO)]TJ ET EMC /P <>BDC BT 14 0 0 14 540.9186 530.8442 Tm ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.4683 512.8442 Tm -.0195 Tw [(TH)-8.8(A)63(T)19.5( THE THREA)63(T)19.5( )-19.5(H)-8.8(AS )-19.5(BEEN)]TJ ET EMC /P <>BDC BT 14 0 0 14 556.2584 512.8442 Tm 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 368.4683 494.8442 Tm [(M)-8.8(ARKEDL)116.7(Y M)-8.8(A)5.4(GNIFIED)49.8(. )]TJ ET EMC /P <>BDC BT /TT13 1 Tf 47 0 0 47 522.1198 474.844 Tm 0 .36 0 0 k ()Tj ET EMC Q endstream endobj 273 0 obj <>/ExtGState<>>> endobj 291 0 obj <> endobj 296 0 obj <> endobj 301 0 obj <> endobj 306 0 obj <> endobj 311 0 obj <> endobj 316 0 obj <> endobj 321 0 obj <> endobj 326 0 obj <> endobj 331 0 obj <> endobj 336 0 obj <> endobj 341 0 obj <> endobj 346 0 obj <> endobj 351 0 obj <> endobj 356 0 obj <> endobj 361 0 obj <> endobj 366 0 obj <> endobj 367 0 obj <> endobj 385 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9714 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 512.4123 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 23.0228 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 0 .51599 31.289 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 587.3827 23.0228 Tm 0 .73 .03 .11 k (9)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 36.5429 666.2619 Tm 0 0 0 1 k -.005 Tc [(or)9.3(ganization has a str)9.8(ong cultur)9.3(e suppor)-24.4(tiv)6.3(e of)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.678 666.2619 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5429 654.2619 Tm -.005 Tc [(information security and priv)7.3(acy)52.2(, and par)-24.4(ticipating)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.2772 654.2619 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.5429 642.2619 Tm -.005 Tc [(in the r)9.3(egular testing of contingency plans.)]TJ ET EMC /P <>BDC BT 9 0 0 9 204.1137 642.2619 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS1 gs BT /TT11 1 Tf 11 0 0 11 36.5429 616.2618 Tm .38 .5 0 0 k -.005 Tc (Endnotes)Tj ET EMC /P <>BDC BT 11 0 0 11 82.3483 616.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.9066 598.2618 Tm 0 0 0 1 k -.005 Tc [(W)16.1(arr)9.3(en Buff)11.7(ett made these r)9.3(emarks during the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 236.5372 598.2618 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 41.543 598.2618 Tm 0 .36 0 0 k (1)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.543 586.2618 Tm 0 0 0 1 k -.005 Tc [(2017 annual Berkshir)9.3(e Hathawa)7.3(y shar)9.3(eholders)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 238.828 586.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 574.2618 Tm -.005 Tc [(meeting. Buff)11.7(ett indicated that cyber)19.5(attacks)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 226.5364 574.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 562.2618 Tm -.005 Tc [(and r)9.3(elated pr)9.8(oblems wer)9.3(e a bigger thr)9.3(eat t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 228.1097 562.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 550.2618 Tm -.005 Tc (humanity than nuclear weapons. Had he made)Tj ET EMC /LBody <>BDC BT 9 0 0 9 236.6856 550.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 538.2618 Tm -.005 Tc [(these r)9.3(emarks in late 2020, he pr)9.8(obably would)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 234.2873 538.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 526.2618 Tm -.005 Tc [(ha)7.3(v)6.3(e)0( placed pandemics )]TJ /TT7 1 Tf 10.6015 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(rst and cyber)19.5(attacks)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 234.2543 526.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 514.2618 Tm -.005 Tc [(second. In full disclosur)9.3(e of Buff)11.7(ett)54.7(s position, it)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 240.2699 514.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 502.2619 Tm -.005 Tc (should be mentioned that some of the)Tj ET EMC /LBody <>BDC BT 9 0 0 9 203.8337 502.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 490.2619 Tm -.005 Tc [(companies Berkshir)9.3(e Hathawa)7.3(y owns, such as)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 236.5493 490.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 478.2619 Tm -.005 Tc [(American International Gr)9.8(oup, off)11.7(er insur)19.5(ance)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 233.1403 478.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 466.2619 Tm -.005 Tc [(against cyber)19.5(attacks and r)9.3(elated pr)9.8(oblems)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 221.6221 466.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 454.2619 Tm -.005 Tc (such as cyberbullying.)Tj ET EMC /LBody <>BDC BT 9 0 0 9 140.8528 454.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.9066 442.2619 Tm -.005 Tc (IBM, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 73.5845 442.2619 Tm [(2019 Cost of a Data Br)9.3(each Repor)-24.4(t)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 207.9526 442.2619 Tm (, USA,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 230.4904 442.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 41.543 442.2619 Tm 0 .36 0 0 k (2)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.543 430.2619 Tm 0 0 0 1 k -.005 Tc (2019, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 77.4826 430.2619 Tm [(https:/)109.4(/www)60.5(.ibm.com/security/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 199.0536 430.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 418.2619 Tm -.005 Tc [(data-br)9.3(each)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 99.7357 418.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 53.9066 406.2619 Tm -.005 Tc [(W)15.1(ood, C. C.; W)60.1(.)0( S. Rogers, Jr)60.1(.; R. S. P)6.3(oor)9.3(e; Why)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 238.0219 406.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 41.543 406.2619 Tm 0 .36 0 0 k (3)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.543 394.2619 Tm 0 0 0 1 k -.005 Tc [(It)54.7(s Now )19.5(Time for an Internationally-Harmoniz)7.8(ed)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 241.4307 394.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 382.2619 Tm -.005 Tc [(Regime for Information Security and Priv)7.3(acy)52.2(,)83()]TJ ET EMC /LBody <>BDC BT 9 0 0 9 230.8551 382.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 53.543 370.2619 Tm -.005 Tc [(Sci-T)48.3(ech Lawy)6.3(er)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 116.4 370.2619 Tm ( \(American Bar Association\),)Tj ET EMC /LBody <>BDC BT 9 0 0 9 228.9676 370.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 358.2619 Tm -.02 Tc (April 2018, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 96.1548 358.2619 Tm [(https:/)109.4(/www)60.5(.americanbar)60.1(.or)9.3(g/gr)9.8(oups/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 238.5667 358.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 346.2619 Tm -.005 Tc (science_technology/publications/scitech_)Tj ET EMC /LBody <>BDC BT 9 0 0 9 216.6484 346.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 334.2619 Tm -.005 Tc [(lawy)6.3(er/2018/spring/why-its-now-time-an-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 53.543 322.2619 Tm [(internationally-harmoniz)7.8(ed-legal-r)9.3(egime-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 209.1207 322.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 310.2619 Tm -.005 Tc [(information-security-and-priv)7.3(acy/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 182.0312 310.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 53.9066 298.2619 Tm -.005 Tc [(F)10.2(or a br)9.8(oader discussion about r)9.3(estructuring)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 229.2379 298.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 41.543 298.2619 Tm 0 .36 0 0 k (4)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.543 286.2619 Tm 0 0 0 1 k -.005 Tc [(incentiv)6.3(e systems t)9.8(o)0( work in a manner that)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 222.6098 286.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 274.2619 Tm -.005 Tc [(suppor)-24.4(ts information security and priv)7.3(acy)52.2(, see)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 235.1081 274.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 262.2619 Tm -.005 Tc [(W)15.1(ood, C. C.; Solving the Information Security)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 232.1462 262.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 250.2619 Tm -.005 Tc [(and Priv)7.3(acy Crisis b)5.4(y)0( Expanding the Scope of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 230.6585 250.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 238.2619 Tm -.005 Tc [(T)48.3(op Management P)6.3(ersonal Liability)52.2(,)83()0( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 198.6834 238.2619 Tm (Journal of)Tj ET EMC /LBody <>BDC BT 9 0 0 9 238.0921 238.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 226.2619 Tm -.005 Tc (Legislation)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 96.0048 226.2619 Tm [(, v)7.3(ol. 43, no. 1, December 2016)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 216.0005 226.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.9066 214.2619 Tm -.005 Tc [(Council of E)8.3(u)0(r)9.8(ope, Conv)6.3(ention on Cyber)9.3(crime,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 233.5709 214.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 41.543 214.2619 Tm 0 .36 0 0 k (5)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.543 202.2619 Tm 0 0 0 1 k -.005 Tc [(E)-9.8(T)7.8(S No. 185, 2001, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 130.2694 202.2619 Tm [(https:/)109.4(/www)60.5(.coe.int/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 209.7809 202.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 190.2619 Tm -.005 Tc [(en/web/conv)6.3(entions/full-list/-/conv)6.3(entions/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 223.5844 190.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 178.2619 Tm -.005 Tc [(tr)9.3(eaty/185)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 93.9228 178.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.9066 166.2619 Tm -.005 Tc (Op cit)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 76.5058 166.2619 Tm [( W)15.1(ood, Rogers, P)6.3(oor)9.3(e)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.8074 166.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 41.543 166.2619 Tm 0 .36 0 0 k (6)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.9066 154.2619 Tm 0 0 0 1 k -.005 Tc [(W)15.1(estb)5.4(y)52.2(,)0( J. W)60.1(.; US Companies Unawar)9.3(e of EU)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 231.4505 154.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 41.543 154.2619 Tm 0 .36 0 0 k (7)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.543 142.2619 Tm 0 0 0 1 k -.005 Tc [(Cybersecurity Regulations,)83( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 162.7226 142.2619 Tm [(F)10.2(orbes)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 189.4043 142.2619 Tm [(, 7 Oct)9.8(ober)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 231.9319 142.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 130.2619 Tm -.02 Tc (2019, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 76.6726 130.2619 Tm [(https:/)109.4(/www)60.5(.forbes.com/sites/jodywestb)5.4(y/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 238.417 130.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.543 118.2619 Tm -.005 Tc [(2019/10/07/us-companies-unawar)9.3(e-of-eu-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 53.543 106.2619 Tm [(cybersecurity-r)9.3(egulations/#4faab60d7174)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 216.6451 106.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 272.856 666.2619 Tm -.005 Tc [(W)15.1(estb)5.4(y)52.2(,)0( J. R.; EU Cybersecurity Cer)-24.4(ti)]TJ /TT7 1 Tf 16.1074 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (cation)Tj ET EMC /LBody <>BDC BT 9 0 0 9 447.3205 666.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 260.4925 666.2619 Tm 0 .36 0 0 k (8)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 654.2619 Tm 0 0 0 1 k -.005 Tc [(Schemes Will Surprise US Businesses,)83( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 427.7865 654.2619 Tm [(F)10.2(orbes)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 454.4683 654.2619 Tm 0 Tc (,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 456.1898 654.2619 Tm ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 642.2619 Tm -.005 Tc [(21 Oct)9.8(ober 2019, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 342.2467 642.2619 Tm [(https:/)109.4(/www)60.5(.forbes.com/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 439.9836 642.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 630.2618 Tm -.005 Tc [(sites/jodywestb)5.4(y/2019/10/21/eu-cybersecurity-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 618.2618 Tm [(cer)-24.4(ti)]TJ /TT17 1 Tf 1.9257 0 TD 0 Tc ()Tj /TT4 1 Tf .537 0 TD -.005 Tc (cation-schemes-will-surprise-us-)Tj ET EMC /LBody <>BDC BT 9 0 0 9 419.6127 618.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 606.2618 Tm -.005 Tc (businesses/#743da8853802)Tj ET EMC /LBody <>BDC BT 9 0 0 9 384.0491 606.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 272.856 594.2618 Tm -.005 Tc [(W)15.1(estb)5.4(y)52.2(,)0( J. R.; Why the EU Is About t)9.8(o)0( Seiz)7.8(e the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 458.0182 594.2618 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 260.4925 594.2618 Tm 0 .36 0 0 k (9)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 582.2618 Tm 0 0 0 1 k -.005 Tc [(Global Lead on Cybersecurity)52.2(,)83()0( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 393.5163 582.2618 Tm [(F)10.2(orbes)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 420.1982 582.2618 Tm (, )Tj ET EMC /LBody <>BDC BT 9 0 0 9 424.1027 582.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 570.2619 Tm -.005 Tc [(31 Oct)9.8(ober 2019, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 342.2467 570.2619 Tm [(https:/)109.4(/www)60.5(.forbes.com/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 439.9836 570.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 558.2619 Tm -.005 Tc [(sites/jodywestb)5.4(y/2019/10/31/why-the-eu-is-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 546.2619 Tm [(about-t)9.8(o-seiz)7.8(e-the-global-lead-on-cybersecurity/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 457.0525 546.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 534.2619 Tm -.005 Tc (#1699d7b22938)Tj ET EMC /LBody <>BDC BT 9 0 0 9 336.7181 534.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 273.0196 522.2619 Tm -.005 Tc [(W)15.1(estb)5.4(y)52.2(,)0( J. R.; Don)39.1(t Mak)9.8(e Danger)9.8(ous)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 419.2762 522.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 255.4924 522.2619 Tm 0 .36 0 0 k (10)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 510.2619 Tm 0 0 0 1 k -.005 Tc [(Decisions,)83( Leader)-7.8()54.7(s)0( E)9.3(dge, 16 A)5.4(ugust 2019,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 440.6715 510.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272.4925 498.2619 Tm -.005 Tc [(https:/)109.4(/www)60.5(.leadersedge.com/p-c/dont-mak)9.8(e-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 486.2619 Tm [(danger)9.8(ous-decisions)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 353.1957 486.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 273.0196 474.2619 Tm -.005 Tc [(W)15.1(estb)5.4(y)52.2(,)0( J. R.; The Insider )19.5(Thr)9.3(eat,)83( Leader)-7.8()54.7(s)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 441.0286 474.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 255.4924 474.2619 Tm 0 .36 0 0 k (11)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 462.2619 Tm 0 0 0 1 k -.02 Tc [(E)9.3(dge, June 2019, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 339.4508 462.2619 Tm [(https:/)109.4(/www)60.5(.leadersedge.com/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 455.9731 462.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 450.2619 Tm -.005 Tc [(p-c/the-insider-thr)9.3(eat)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 353.8519 450.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 273.0196 438.2619 Tm -.005 Tc [(F)10.2(eder)19.5(al )19.5(T)36.6(r)19.5(ade Commission, Priv)7.3(acy and)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 431.6052 438.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 255.4924 438.2619 Tm 0 .36 0 0 k (12)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 426.2619 Tm 0 0 0 1 k -.005 Tc [(Security Enfor)9.3(cement,)83( USA, )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 384.5107 426.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272.4925 414.2619 Tm -.005 Tc [(https:/)109.4(/www)60.5(.ftc.go)7.3(v/news-e)6.3(v)6.3(ents/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 404.5632 414.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 402.2619 Tm -.005 Tc [(media-r)9.3(esour)9.3(ces/pr)9.8(otecting-consumer-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 390.2619 Tm [(priv)7.3(acy/priv)7.3(acy-security-enfor)9.3(cement)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 416.0551 390.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 273.0196 378.2619 Tm -.005 Tc [(Br)9.3(ewster)60.1(, )19.5(T)106.4(.; E)9.3(quifax Just Got Fined Up t)9.8(o)0( $700)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 459.6276 378.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 255.4924 378.2619 Tm 0 .36 0 0 k (13)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 366.2619 Tm 0 0 0 1 k -.005 Tc [(Million for )19.5(That Massiv)6.3(e 2017 Hack,)83( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 418.4976 366.2619 Tm [(F)10.2(orbes)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 445.1793 366.2619 Tm 0 Tc (,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 446.9009 366.2619 Tm ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 354.2619 Tm -.005 Tc (22 July 2019, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 327.0053 354.2619 Tm [(https:/)109.4(/www)60.5(.forbes.com/sites/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 446.9282 354.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 342.2619 Tm -.005 Tc [(thomasbr)9.3(ewster/2019/07/22/equifax-just-got-)]TJ ET EMC /LBody <>BDC BT /TT17 1 Tf 9 0 0 9 272.4925 330.2619 Tm 0 Tc ()Tj /TT4 1 Tf .537 0 TD -.005 Tc [(ned-up-t)9.8(o-700-million-for-that-massiv)6.3(e-2017-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 449.5584 330.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 318.2618 Tm -.005 Tc (hack/?sh=3b85794e3e96)Tj ET EMC /LBody <>BDC BT 9 0 0 9 371.1278 318.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 273.0196 306.2618 Tm -.005 Tc [(F)10.2(eder)19.5(al )19.5(T)36.6(r)19.5(ade Commission v)52.2(.)0( E)9.3(quifax, Inc., USA,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 459.5757 306.2618 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 255.4924 306.2618 Tm 0 .36 0 0 k (14)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 294.2618 Tm 0 0 0 1 k -.005 Tc (2019, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 296.432 294.2618 Tm [(https:/)109.4(/www)60.5(.ftc.go)7.3(v/system/)]TJ /TT17 1 Tf 12.433 0 TD 0 Tc ()Tj /TT4 1 Tf .537 0 TD -.005 Tc (les/)Tj ET EMC /LBody <>BDC BT 9 0 0 9 427.9975 294.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 282.2618 Tm -.005 Tc (documents/cases/172_3203_equifax_)Tj ET EMC /LBody <>BDC BT 9 0 0 9 421.0943 282.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 270.2618 Tm -.005 Tc (complaint_7-22-19.pdf)Tj ET EMC /LBody <>BDC BT 9 0 0 9 359.6537 270.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 273.0196 258.2618 Tm -.005 Tc [(F)10.2(eder)19.5(al )19.5(T)36.6(r)19.5(ade Commission, E)9.3(quifax t)9.8(o)0( P)5.4(a)7.3(y)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 442.1711 258.2618 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 255.4924 258.2618 Tm 0 .36 0 0 k (15)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 246.2618 Tm 0 0 0 1 k -.005 Tc [($575 Million as P)5.4(a)0(r)-24.4(t)0( of Settlement With F)-9.8(T)13.7(C,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 447.0415 246.2618 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 234.2619 Tm -.005 Tc [(CFPB, and States Related t)9.8(o)0( 2017 Data Br)9.3(each,)83()]TJ ET EMC /LBody <>BDC BT 9 0 0 9 459.4935 234.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 222.2619 Tm -.005 Tc (USA, 22 July 2019, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 347.8213 222.2619 Tm [(https:/)109.4(/www)60.5(.ftc.go)7.3(v/news-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 210.2619 Tm [(e)6.3(v)6.3(ents/pr)9.3(ess-r)9.3(eleases/2019/07/equifax-pa)7.3(y-575)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 198.2619 Tm [(-million-par)-24.4(t-settlement-ftc-cfpb-states-r)9.3(elated)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 451.0979 198.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 273.0196 186.2619 Tm -.005 Tc [(F)10.2(eder)19.5(al )19.5(T)36.6(r)19.5(ade Commission, F)-9.8(T)13.7(C)0( Imposes )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 440.5206 186.2619 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 255.4924 186.2619 Tm 0 .36 0 0 k (16)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 272.4925 174.2619 Tm 0 0 0 1 k -.005 Tc [($5 Billion P)6.3(enalty and Sweeping New Priv)7.3(acy)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 448.9409 174.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 162.2619 Tm -.005 Tc [(Restrictions on F)16.6(acebook,)83( USA, 24 July 2019,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 452.2084 162.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 272.4925 150.2619 Tm -.02 Tc [(https:/)109.4(/www)60.5(.ftc.go)7.3(v/news-e)6.3(v)6.3(ents/pr)9.3(ess-r)9.3(eleases/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 458.2103 150.2619 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 138.2619 Tm -.005 Tc (2019/07/ftc-imposes-5-billion-penalty-sweeping-)Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4925 126.2619 Tm [(new-priv)7.3(acy-r)9.3(estrictions)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 364.6208 126.2619 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 .73 .03 .11 k /GS1 gs 471.04 347.865 131.96 324.64 re f EMC /Figure <>BDC Q q 1 i 408.596 349.063 272.018 -172.676 re W n 471.04 347.869 156.308 -124.984 re W* n 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS1 gs q 134.925 0 0 127.566 469.784 221.497 cm /Im4 Do Q EMC /P <>BDC Q q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS1 gs BT /TT11 1 Tf 13 0 0 13 476.7959 663.9865 Tm 0 0 0 0 k 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 13 0 0 13 476.7959 650.9865 Tm -.025 Tc [(Enjo)7.3(ying)]TJ ET EMC /P <>BDC BT 13 0 0 13 524.0955 650.9865 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 13 0 0 13 476.7959 637.9865 Tm -.025 Tc [(this ar)-24.4(ticle?)]TJ ET EMC /P <>BDC BT 13 0 0 13 541.1964 637.9865 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT /TT19 1 Tf 13 0 0 13 476.7959 624.9865 Tm ( )Tj ET EMC /P <>BDC BT /TT21 1 Tf 10 0 0 10 476.7959 612.9865 Tm ()Tj ET EMC /P <>BDC BT /TT15 1 Tf 10 0 0 10 483.2861 612.9865 Tm -.025 Tc ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.7667 612.9865 Tm 0 Tc (Read )Tj ET EMC /P <>BDC BT /TT6 1 Tf 10 0 0 10 512.9181 612.9865 Tm (State of)Tj ET EMC /P <>BDC BT 10 0 0 10 547.4493 612.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 600.9865 Tm (Cybersecurity)Tj ET EMC /P <>BDC BT 10 0 0 10 547.9443 600.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 588.9865 Tm [(2020, P)5.4(a)0(r)-24.4(t)0( 2:)]TJ ET EMC /P <>BDC BT 10 0 0 10 543.6865 588.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 576.9865 Tm [(Thr)9.3(eat)]TJ ET EMC /P <>BDC BT 10 0 0 10 516.2354 576.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 564.9865 Tm (Landscape and)Tj ET EMC /P <>BDC BT 10 0 0 10 554.2041 564.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 552.9865 Tm (Security)Tj ET EMC /P <>BDC BT 10 0 0 10 523.4228 552.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 540.9865 Tm [(Pr)14.6(actices.)]TJ ET EMC /P <>BDC BT /TT15 1 Tf 10 0 0 10 531.6504 540.9865 Tm ( )Tj ET EMC /P <>BDC BT /TT6 1 Tf 10 0 0 10 487.6709 528.9865 Tm [(www)60.5(.isaca.or)9.3(g/)]TJ ET EMC /P <>BDC BT 10 0 0 10 556.0205 528.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 516.9865 Tm (state-of-)Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 504.9865 Tm (cybersecurity-)Tj ET EMC /P <>BDC BT 10 0 0 10 549.9218 504.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 492.9865 Tm (2020)Tj ET EMC /P <>BDC BT 10 0 0 10 509.9169 492.9865 Tm ( )Tj ET EMC /P <>BDC BT /TT21 1 Tf 10 0 0 10 476.7959 480.9865 Tm ()Tj ET EMC /P <>BDC BT /TT15 1 Tf 10 0 0 10 483.2861 480.9865 Tm -.025 Tc ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.7667 480.9865 Tm 0 Tc [(Learn mor)9.3(e)]TJ ET EMC /P <>BDC BT 10 0 0 10 538.7043 480.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 468.9865 Tm (about, discuss)Tj ET EMC /P <>BDC BT 10 0 0 10 552.4463 468.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 456.9865 Tm [(and collabor)14.6(ate)]TJ ET EMC /P <>BDC BT 10 0 0 10 557.0166 456.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 444.9865 Tm (on information)Tj ET EMC /P <>BDC BT 10 0 0 10 553.5303 444.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 432.9865 Tm (and)Tj ET EMC /P <>BDC BT 10 0 0 10 504.2871 432.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 420.9865 Tm (cybersecurity in)Tj ET EMC /P <>BDC BT 10 0 0 10 558.4717 420.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 408.9865 Tm [(ISA)10.3(CA)58.6()113.3(s)0( )]TJ ET EMC /P <>BDC BT 10 0 0 10 524.3652 408.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 396.9865 Tm [(Online F)10.3(orums. )]TJ ET EMC /P <>BDC BT 10 0 0 10 557.9638 396.9865 Tm ( )Tj ET EMC /P <>BDC BT /TT6 1 Tf 10 0 0 10 487.6709 384.9865 Tm [(https:/)121.1(/engage.)]TJ ET EMC /P <>BDC BT 10 0 0 10 554.5068 384.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 372.9865 Tm [(isaca.or)9.3(g/)]TJ ET EMC /P <>BDC BT 10 0 0 10 532.0996 372.9865 Tm ( )Tj ET EMC /P <>BDC BT 10 0 0 10 487.6709 360.9865 Tm (onlineforums)Tj ET EMC Q endstream endobj 386 0 obj <>/XObject<>/ExtGState<>>> endobj 403 0 obj <> endobj 408 0 obj <> endobj 413 0 obj <> endobj 418 0 obj <> endobj 423 0 obj <> endobj 428 0 obj <> endobj 433 0 obj <> endobj 438 0 obj <> endobj 443 0 obj <> endobj 448 0 obj <> endobj 453 0 obj <> endobj 458 0 obj <> endobj 463 0 obj <> endobj 464 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 39.4019 23.0548 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 60.8428 23.0548 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 91.7515 23.0548 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 30.069 0 .51505 31.531 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 10.8984 23.0548 Tm 0 .73 .03 .11 k (10)Tj ET EMC /LBody <>BDC /GS2 gs BT 9 0 0 9 160.5892 691.0514 Tm 0 0 0 1 k -.005 Tc [(Smith, A.; New and Impr)9.8(o)7.3(v)6.3(ed F)-9.8(T)13.7(C Data)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 315.9327 691.0514 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 143.062 691.0514 Tm 0 .36 0 0 k (17)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 160.062 679.0514 Tm 0 0 0 1 k -.005 Tc [(Security Or)9.3(ders: Better Guidance for)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 301.4803 679.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 667.0514 Tm -.005 Tc [(Companies, Better Pr)9.8(otection for Consumers,)83()]TJ ET EMC /LBody <>BDC BT 9 0 0 9 341.0535 667.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 655.0514 Tm -.005 Tc [(F)10.2(eder)19.5(al )19.5(T)36.6(r)19.5(ade Commission, USA, 6 Januar)-8.8(y)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 329.5353 655.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 643.0514 Tm -.005 Tc (2020, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 184.0016 643.0514 Tm [(https:/)109.4(/www)60.5(.ftc.go)7.3(v/news-e)6.3(v)6.3(ents/blogs/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 341.0624 643.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 631.0514 Tm -.005 Tc [(business-blog/2020/01/new-impr)9.8(o)7.3(v)6.3(ed-ftc-data-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.062 619.0514 Tm [(security-or)9.3(ders-better-guidance)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 280.9762 619.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 160.5892 607.0514 Tm -.005 Tc [(International Or)9.3(ganization for Standar)9.3(dization)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 340.5723 607.0514 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 143.062 607.0514 Tm 0 .36 0 0 k (18)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 160.062 595.0514 Tm 0 0 0 1 k -.005 Tc [(\(ISO\)/International Electr)9.8(otechnical)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 299.0149 595.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 583.0514 Tm -.005 Tc [(Commission \(IEC)12.7(\), ISO/IEC 27014 )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 295.7011 583.0514 Tm (Information)Tj ET EMC /LBody <>BDC BT 9 0 0 9 341.0107 583.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 571.0514 Tm -.005 Tc [(technologySecurity techniquesGo)7.3(v)6.3(ernance)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 338.6968 571.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 559.0514 Tm -.005 Tc (of information security)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 247.9991 559.0514 Tm [(, Switz)7.8(erland, 2013,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 323.6216 559.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 160.062 547.0514 Tm -.005 Tc [(https:/)109.4(/www)60.5(.iso.or)9.3(g/obp/ui/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 268.8602 547.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 535.0514 Tm -.005 Tc (#iso:std:iso-iec:27014:ed-1:v1:en)Tj ET EMC /LBody <>BDC BT 9 0 0 9 287.2231 535.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.5892 523.0514 Tm -.005 Tc [(Mar)9.3(chand v)52.2(.)0( Barnhill)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 239.1735 523.0514 Tm (, 212 A. 3d 805 \(Del. 2019\))Tj ET EMC /LBody <>BDC BT 9 0 0 9 343.4276 523.0514 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 143.062 523.0514 Tm 0 .36 0 0 k (19)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 160.062 511.0514 Tm 0 0 0 1 k -.005 Tc [(\(the boar)9.3(d has a duty t)9.8(o)0( establish an)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 303.5798 511.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 499.0514 Tm -.005 Tc (information system that informs them of risks,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 343.3189 499.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 487.0514 Tm -.005 Tc [(and then t)9.8(o)0( monit)9.8(or the information that the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 332.9544 487.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 475.0514 Tm -.005 Tc [(system pr)9.8(oduces\); F)12.7(r)19.5(ancis v)52.2(.)0( United Jerse)6.3(y)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 328.3203 475.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 463.0514 Tm -.005 Tc (Bank, 432 A.2d 814, 821-822 \(N.J. 1981\))Tj ET EMC /LBody <>BDC BT 9 0 0 9 319.2706 463.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 451.0514 Tm -.005 Tc [(\(dir)9.3(ect)9.8(ors ha)7.3(v)6.3(e)0( a duty t)9.8(o)0( monit)9.8(or the affairs of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 341.1813 451.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 439.0514 Tm -.005 Tc [(the corpor)19.5(ation and t)9.8(o)0( r)9.3(emain informed about)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 339.9241 439.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 427.0514 Tm -.005 Tc [(the affairs of the corpor)19.5(ation\) \(her)9.3(einafter)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 324.3631 427.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 415.0514 Tm -.005 Tc [(Mar)9.3(chand\);)]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 211.2679 415.0514 Tm [( In r)9.3(e)0( Car)9.3(emark Int)-15.6(l Inc. Deriv)52.2(.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 326.1726 415.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 403.0514 Tm -.005 Tc (Litig.,)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 180.753 403.0514 Tm [( 698 A.2d 959 \(Del. Ch. 1996\) \(the boar)9.3(d)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 339.152 403.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 391.0514 Tm -.005 Tc [(has a duty t)9.8(o)0( ex)9.8(er)9.3(cise good faith judgment)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 327.8412 391.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 379.0514 Tm -.005 Tc [(when determining that the corpor)19.5(ation)39.1()54.7(s)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 316.5592 379.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 367.0514 Tm -.005 Tc [(information and r)9.3(epor)-24.4(ting system is in concept)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 344.4615 367.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 355.0514 Tm -.005 Tc [(and design adequate t)9.8(o)0( assur)9.3(e the boar)9.3(d that)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 339.0848 355.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 343.0514 Tm -.005 Tc [(the appr)9.8(opriate information will come t)9.8(o)0( its)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 330.1067 343.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 331.0514 Tm -.005 Tc [(attention in a timely manner as a r)9.3(esult of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 323.6259 331.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 319.0513 Tm -.005 Tc [(or)9.3(dinar)-8.8(y oper)19.5(ations\) \(her)9.3(einafter Car)9.3(emark\).)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 340.2033 319.0513 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.5892 307.0513 Tm -.005 Tc [(Hill, M.; 90% of UK Data Br)9.3(eaches Due t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 322.6038 307.0513 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 143.062 307.0513 Tm 0 .36 0 0 k (20)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 160.062 295.0513 Tm 0 0 0 1 k -.005 Tc [(Human Err)9.8(or in 2019,)83( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 248.0046 295.0513 Tm (Infosecurity Magazine)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 333.8124 295.0513 Tm (, )Tj ET EMC /LBody <>BDC BT 9 0 0 9 337.717 295.0513 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 283.0513 Tm -.005 Tc [(6 F)10.2(ebruar)-8.8(y 2020, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 228.0015 283.0513 Tm [(https:/)109.4(/www)60.5(.infosecurity-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.062 271.0513 Tm [(magazine.com/news/90-data-br)9.3(eaches-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 315.1132 271.0513 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 259.0513 Tm -.005 Tc [(human-err)9.8(or/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 211.2679 259.0513 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 160.5892 247.0513 Tm -.005 Tc [(K)12.7(elle)6.3(y)52.2(,)0( D)49.8(.; S. Kathuria; Spear Phishing)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 308.6127 247.0513 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 143.062 247.0513 Tm 0 .36 0 0 k (21)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 160.062 235.0513 Tm 0 0 0 1 k -.005 Tc [(CampaignsThe)6.3(y)-7.3()0(r)9.3(e)0( Sharper )19.5(Than Y)31.7(ou )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 315.0692 235.0513 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 223.0513 Tm -.005 Tc [(Think,)83( Micr)9.8(osoft, 20 December 2019,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 307.0613 223.0513 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 160.062 211.0513 Tm -.005 Tc [(https:/)109.4(/www)60.5(.micr)9.8(osoft.com/security/blog/2019/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.062 199.0513 Tm (12/02/spear-phishing-campaigns-sharper-than-)Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 187.0513 Tm [(y)7.3(ou-think/?r)19.5(anMID=24542&r)19.5(anEAID=)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 301.726 187.0513 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 175.0514 Tm -.005 Tc [(T)53.2(nL5HPStwNw&r)19.5(anSiteID=T)53.2(nL5HPStwNw-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.062 163.0514 Tm [(bRsRf)11.7(eHe81NZ)-6.4(A.dztxVNkA&epi=)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 288.0731 163.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 151.0514 Tm -.005 Tc [(T)53.2(nL5HPStwNw-bRsRf)11.7(eHe81NZ)-6.4(A.dztx)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 304.9758 151.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 139.0514 Tm -.005 Tc [(VNkA&ir)9.3(gwc=1&OCID=AID2000142_aff_7593_12)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.062 127.0514 Tm [(43925&tduid=%28ir__d1l1y)-6.3(fr9kokftwhakk0sohzn)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.062 115.0514 Tm (xu2xny0awxwc2vuc00%29%287593%29%28124)Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 103.0514 Tm -.02 Tc [(3925%29%28T)53.2(nL5HPStwNw-bRsRf)11.7(eHe81)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 316.7466 103.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 160.062 91.0514 Tm -.02 Tc [(NZ)-6.3(A.dztx)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 194.9034 91.0514 Tm -.005 Tc [(VNkA%29%28%29&ir)9.3(clickid=_d1l1y)-6.3(fr9k)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 160.062 79.0514 Tm (okftwhakk0sohznxu2xny0awxwc2vuc00)Tj ET EMC /LBody <>BDC BT 9 0 0 9 315.9413 79.0514 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 378.2628 690.4979 Tm -.005 Tc [(American National Standar)9.3(ds Institute \(ANSI\),)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 558.7173 690.4979 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 690.4979 Tm 0 .36 0 0 k (22)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT4 1 Tf 9 0 0 9 377.7358 678.4979 Tm 0 0 0 1 k -.005 Tc (2018 Uniform Plumbing Code)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 492.0502 678.4979 Tm [(, I)-8.8(APMO/ANSI)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 547.4088 678.4979 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 666.4979 Tm -.005 Tc (UPC 12018, p. ivv)Tj ET EMC /LBody <>BDC BT 9 0 0 9 459.2258 666.4979 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 378.2628 654.4979 Tm -.005 Tc [(W)15.1(ood, C. C.; Solving the Information Security)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 556.8661 654.4979 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 654.4979 Tm 0 .36 0 0 k (23)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 377.7358 642.4979 Tm 0 0 0 1 k -.005 Tc [(and Priv)7.3(acy Crisis b)5.4(y)0( Expanding the Scope of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 554.8513 642.4979 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 630.498 Tm -.005 Tc [(T)48.3(op Management P)6.3(ersonal Liability)52.2(,)83()0( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 522.8762 630.498 Tm (Journal of)Tj ET EMC /LBody <>BDC BT 9 0 0 9 562.2847 630.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 618.498 Tm -.005 Tc (Legislation)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 420.1974 618.498 Tm [(, v)7.3(ol. 43, issue 1, December 2016,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 550.5524 618.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 377.7358 606.498 Tm -.005 Tc [(https:/)109.4(/scholarship.law)60.5(.nd.edu/cgi/viewcontent.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 594.498 Tm [(cgi?ar)-24.4(ticle=1661&context=jleg)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 494.9913 594.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 378.2628 582.498 Tm -.005 Tc [(US Depar)-24.4(tment of Justice Criminal Division,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 549.9785 582.498 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 582.498 Tm 0 .36 0 0 k (24)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 377.7358 570.4979 Tm 0 0 0 1 k -.005 Tc [(E)12.7(v)7.3(aluation of Corpor)19.5(ate Compliance Pr)9.8(ogr)19.5(ams,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 562.5857 570.4979 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 558.4979 Tm -.005 Tc (June 2020, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 423.3396 558.4979 Tm [(https:/)109.4(/www)60.5(.justice.go)7.3(v/criminal-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 546.4979 Tm [(fr)19.5(aud/page/)]TJ /TT17 1 Tf 5.1838 0 TD 0 Tc ()Tj /TT4 1 Tf .537 0 TD -.005 Tc (le/937501/download)Tj ET EMC /LBody <>BDC BT 9 0 0 9 510.6174 546.4979 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 378.2628 534.4979 Tm -.005 Tc [(International Or)9.3(ganization for Standar)9.3(dization)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 558.246 534.4979 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 534.4979 Tm 0 .36 0 0 k (25)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 377.7358 522.4979 Tm 0 0 0 1 k -.005 Tc [(\(ISO\)/International Electr)9.8(otechnical)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 516.6887 522.4979 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 510.498 Tm -.005 Tc [(Commission \(IEC)12.7(\), ISO/IEC 27001:2013)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 533.3616 510.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 377.7358 498.498 Tm -.005 Tc (Information technologySecurity techniques)Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 486.498 Tm (Information security management)Tj ET EMC /LBody <>BDC BT 9 0 0 9 509.3418 486.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 474.498 Tm -.005 Tc [(systemsRequir)9.3(ements)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 471.112 474.498 Tm [(, Switz)7.8(erland, 2013,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 546.7344 474.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 377.7358 462.498 Tm -.005 Tc [(https:/)109.4(/www)60.5(.iso.or)9.3(g/standar)9.3(d/54534.html)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 539.8448 462.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 378.2628 450.498 Tm -.005 Tc [(International Or)9.3(ganization for Standar)9.3(dization)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 558.246 450.498 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 450.498 Tm 0 .36 0 0 k (26)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 377.7358 438.498 Tm 0 0 0 1 k -.005 Tc [(\(ISO\)/International Electr)9.8(otechnical)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 516.6887 438.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 426.498 Tm -.005 Tc [(Commission \(IEC)12.7(\), ISO/IEC 27014: 2013)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 535.5446 426.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 377.7358 414.498 Tm -.005 Tc (Information technologySecurity techniques)Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 402.498 Tm [(Go)7.3(v)6.3(ernance of information security)52.2(,)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 515.2482 402.498 Tm [( Switz)7.8(erland,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 565.2095 402.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 390.498 Tm -.005 Tc (2013, )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 401.6753 390.498 Tm [(https:/)109.4(/www)60.5(.iso.or)9.3(g/standar)9.3(d/43754.html)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 563.7844 390.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 378.2628 378.498 Tm -.005 Tc [(Sostrin, J.; T)48.3(o Be a Gr)9.3(eat Leader)60.1(, Y)31.7(ou Ha)7.3(v)6.3(e)0( t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 557.8011 378.498 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 378.498 Tm 0 .36 0 0 k (27)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 377.7358 366.498 Tm 0 0 0 1 k -.005 Tc [(Delegate W)15.1(ell,)83( )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 437.9639 366.498 Tm [(Har)-8.8(v)7.3(a)0(r)9.3(d)0( Business Re)6.3(view)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 535.7491 366.498 Tm (, )Tj ET EMC /LBody <>BDC BT 9 0 0 9 539.6538 366.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 354.498 Tm -.005 Tc [(10 Oct)9.8(ober 2017, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 447.4901 354.498 Tm [(https:/)109.4(/hbr)60.1(.or)9.3(g/2017/10/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 543.0947 354.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 342.498 Tm -.005 Tc [(t)9.8(o-be-a-gr)9.3(eat-leader-y)7.3(ou-ha)7.3(v)6.3(e-t)9.8(o-learn-how-t)9.8(o-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 330.498 Tm (delegate-well)Tj ET EMC /LBody <>BDC BT 9 0 0 9 428.9625 330.498 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 378.2628 318.498 Tm (S)Tj ET EMC /LBody <>BDC BT 9 0 0 9 383.5573 318.498 Tm -.02 Tc [(ee, e.g., US Sarbanes-Oxle)6.3(y Act \(SO)10.7(X\) 404)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 549.5781 318.498 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 318.498 Tm 0 .36 0 0 k (28)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 377.7358 306.4981 Tm 0 0 0 1 k -.02 Tc [(\(2002\), which r)9.3(equir)9.3(es that cer)-24.4(tain members of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 556.7122 306.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 294.4981 Tm -.02 Tc [(the t)9.8(op management team mak)9.8(e r)9.3(epr)9.3(esentations)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 564.7803 294.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 282.4981 Tm -.02 Tc (about the adequacy of a publicly listed )Tj /TT7 1 Tf 16.472 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc [(rm)39()54.7(s)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 546.5958 282.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT7 1 Tf 9 0 0 9 377.7358 270.4981 Tm ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc [(nancial internal contr)9.8(ols, and of course)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 530.1155 270.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 258.4981 Tm -.02 Tc [(information security and priv)7.3(acy ar)9.3(e a signi)]TJ /TT7 1 Tf 18.1483 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc (cant)Tj ET EMC /LBody <>BDC BT 9 0 0 9 562.6675 258.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 246.4981 Tm -.02 Tc [(par)-24.4(t of e)6.3(v)6.3(e)0(r)-8.8(y)0( or)9.3(ganization)39.1()54.7(s)0( internal contr)9.8(ols.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 546.3327 246.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 234.4981 Tm -.02 Tc [(Numer)9.8(ous other laws contain r)9.3(equir)9.3(ements that)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 560.2804 234.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 222.4981 Tm -.02 Tc [(ar)9.3(e speci)]TJ /TT7 1 Tf 3.843 0 TD 0 Tc ()Tj /TT2 1 Tf .5337 0 TD -.02 Tc [(c t)9.8(o)0( priv)7.3(acy and cybersecurity)52.2(, such as)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 562.9883 222.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 210.4981 Tm -.02 Tc [(the US Health Insur)19.5(ance P)6.3(o)0(r)-24.4(tability and)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 526.6741 210.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 198.4981 Tm -.02 Tc [(Accountability Act \(HIP)67.4(AA\), the US F)10.2(eder)19.5(al)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 538.7598 198.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 186.4981 Tm -.02 Tc [(Information Security Modernization Act \(FISM)-8.8(A\),)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 562.79 186.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 174.4981 Tm -.02 Tc [(and the US State of New Y)31.7(ork Depar)-24.4(tment of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 547.3643 174.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 162.4981 Tm -.02 Tc [(Financial Ser)-8.8(vices Cybersecurity Regulation. )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 547.8834 162.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 378.2628 150.4981 Tm -.02 Tc [(Lobat)9.8(o v)52.2(.)0( P)5.4(a)7.3(y Less Drug St)9.8(or)9.3(es)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 494.021 150.4981 Tm [(, 261 F)114.3(.2d 406)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 546.7185 150.4981 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 360.7357 150.4981 Tm 0 .36 0 0 k (29)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 377.7358 138.4981 Tm 0 0 0 1 k -.02 Tc [(\(10th Cir)60.1(. 1958\). A dir)9.3(ect)9.8(or or o)]TJ /TT1 1 Tf 13.0056 0 TD 0 Tc <0019>Tj /TT2 1 Tf .8335 0 TD -.02 Tc (cer can be held)Tj ET EMC /LBody <>BDC BT 9 0 0 9 560.1714 138.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 126.4981 Tm -.02 Tc [(personally liable for damages caused t)9.8(o)0( thir)9.3(d)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 549.0656 126.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 114.4981 Tm -.02 Tc [(par)-24.4(ties when he/she r)9.3(easonably should ha)7.3(v)6.3(e)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 547.8741 114.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 102.4981 Tm -.02 Tc [(known that failur)9.3(e t)9.8(o)0( act would lead t)9.8(o)0( a)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 529.8344 102.4981 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 377.7358 90.4981 Tm -.02 Tc [(hazar)9.3(dous condition or an injur)-8.8(y t)9.8(o)0( a thir)9.3(d par)-24.4(ty)52.2(.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 558.8224 90.4981 Tm 0 Tc ( )Tj ET EMC Q endstream endobj 465 0 obj <>/ExtGState<>>> endobj 479 0 obj <> endobj 484 0 obj <> endobj 489 0 obj <> endobj 494 0 obj <> endobj 499 0 obj <> endobj 500 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.56 391.68 m W n .12 783.12 603.12 -783.12 re W n /GS2 gs BT /TT2 1 Tf 7 0 0 7 490.9714 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 512.4123 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS1 gs BT 7 0 0 7 543.321 23.0228 Tm 0 .73 .03 .11 k [( V)6.3(OL 1)]TJ ET EMC /Artifact <>BDC 0 0 0 1 k /GS2 gs 572.364 0 .51599 31.289 re f EMC /P <>BDC /GS1 gs BT 7 0 0 7 585.4174 23.0228 Tm 0 .73 .03 .11 k (11)Tj ET EMC /LBody <>BDC /GS2 gs BT 9 0 0 9 53.2684 678.8245 Tm 0 0 0 1 k -.005 Tc [(Repor)-24.4(t of Inv)6.3(estigation Pursuant t)9.8(o)0( Section)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 222.9582 678.8245 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 35.7414 678.8245 Tm 0 .36 0 0 k (30)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 52.7413 666.8245 Tm 0 0 0 1 k -.005 Tc [(21\(a\) of the Securities Ex)9.8(change Act of 1934)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 228.8592 666.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 654.8245 Tm -.005 Tc [(Concerning the Conduct of Cer)-24.4(tain F)10.2(ormer)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 219.9337 654.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 642.8245 Tm (O)Tj /TT1 1 Tf .6825 0 TD <0019>Tj /TT2 1 Tf .8485 0 TD -.005 Tc [(cers and Dir)9.3(ect)9.8(ors of W)60.1(.R. Gr)19.5(ace & Co., )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 220.9203 642.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 630.8245 Tm -.005 Tc [(65 SEC Dock)9.8(et 1240, Release Document )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 213.6087 630.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 618.8245 Tm -.02 Tc [(No. 34-39157 \(Sep. 30, 1997\). Corpor)19.5(ate)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 206.518 618.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 606.8245 Tm -.02 Tc [(dir)9.3(ect)9.8(ors ha)7.3(v)6.3(e)0( a duty t)9.8(o)0( pr)9.8(otect shar)9.3(eholder)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 218.4196 606.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 594.8245 Tm -.02 Tc [(inter)9.3(ests and that includes the use of compliance)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 240.27 594.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 582.8245 Tm -.02 Tc [(systems t)9.8(o)0( both monit)9.8(or management and)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 216.0452 582.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 570.8245 Tm -.02 Tc [(subor)9.3(dinate emplo)7.3(y)6.3(ees, so that the)6.3(y ar)9.3(e shown)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 232.1437 570.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 558.8245 Tm -.02 Tc [(t)9.8(o)0( be in compliance with the law)60.5(.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 176.7878 558.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 53.2684 546.8245 Tm -.005 Tc (Op cit)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 75.8676 546.8245 Tm [( Mar)9.3(chand and Car)9.3(emark)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 175.693 546.8245 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 35.7414 546.8245 Tm 0 .36 0 0 k (31)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 53.2684 534.8245 Tm 0 0 0 1 k -.005 Tc [(Just as businesses wer)9.3(e able t)9.8(o)0( )]TJ /TT7 1 Tf 14.2638 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (nd new)Tj ET EMC /LBody <>BDC BT 9 0 0 9 215.0786 534.8245 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 35.7414 534.8245 Tm 0 .36 0 0 k (32)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 52.7413 522.8245 Tm 0 0 0 1 k -.005 Tc [(cust)9.8(omers thr)9.8(ough the new tr)19.5(anscontinental)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 227.4858 522.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 510.8245 Tm -.005 Tc [(r)19.5(ailwa)7.3(y system, it also enabled new mark)9.8(ets t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 235.9719 510.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 498.8245 Tm -.005 Tc [(de)6.3(v)6.3(elop. )19.5(The tr)19.5(anscontinental r)19.5(ailwa)7.3(y system)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 230.2699 498.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 486.8245 Tm -.005 Tc [(helped t)9.8(o)0( unify the United States and made)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 222.252 486.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 474.8245 Tm -.005 Tc [(wagon tr)19.5(ains obsolete. )19.5(Thr)9.8(ough this)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 194.2969 474.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 462.8245 Tm -.005 Tc [(tr)19.5(anscontinental r)19.5(ailwa)7.3(y system, goods fr)9.8(om)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 227.7046 462.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 450.8245 Tm -.005 Tc [(Asia wer)9.3(e shipped t)9.8(o)0( the W)15.1(est Coast of the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 222.4893 450.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 438.8245 Tm -.005 Tc [(United States and, similarly)52.2(, goods fr)9.8(om E)8.3(u)0(r)9.8(ope)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 238.7966 438.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 426.8245 Tm -.005 Tc [(wer)9.3(e shipped t)9.8(o)0( the East Coast. Although the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 230.1381 426.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 414.8245 Tm -.005 Tc [(original intent was t)9.8(o)0( de)6.3(v)6.3(elop and populate the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 236.718 414.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 52.7413 402.8245 Tm -.005 Tc (interior of the United States, the)Tj ET EMC /LBody <>BDC BT 9 0 0 9 177.2646 402.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 678.8245 Tm -.005 Tc [(tr)19.5(anscontinental r)19.5(ailr)9.8(oad system also cr)9.3(eated)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 449.3973 678.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 666.8245 Tm -.005 Tc [(faster r)9.8(outes between E)8.3(u)0(r)9.8(ope and China. By)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 443.4941 666.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 654.8245 Tm -.005 Tc [(1900, 30 per)9.3(cent of the world)54.7(s goods wer)9.3(e)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 440.563 654.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 642.8245 Tm -.005 Tc [(manufactur)9.3(ed b)5.4(y)0( the United States, and the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 441.455 642.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 630.8245 Tm -.005 Tc [(tr)19.5(anscontinental r)19.5(ailr)9.8(oad system had a big par)-24.4(t)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 455.0466 630.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 618.8245 Tm -.005 Tc [(t)9.8(o)0( pla)7.3(y in that success. When a single r)9.3(eliable)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 449.9401 618.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 606.8245 Tm -.005 Tc [(standar)9.3(diz)7.8(ed system is built, and it r)9.3(esponds t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 456.8737 606.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 594.8245 Tm -.005 Tc [(a major need, it mark)9.8(edly facilitates commer)9.3(ce)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 455.9001 594.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 582.8245 Tm -.005 Tc [(and inno)7.3(v)7.3(ation. Just as most people do not)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 441.6924 582.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 570.8245 Tm -.005 Tc [(appr)9.3(eciate how signi)]TJ /TT7 1 Tf 9.0729 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc [(cant the tr)19.5(anscontinental)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 456.3088 570.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 558.8245 Tm -.005 Tc [(r)19.5(ailwa)7.3(y was t)9.8(o)0( US hist)9.8(or)-8.8(y)52.2(,)0( most people t)9.8(oda)7.3(y do)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 458.7512 558.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 546.8245 Tm -.005 Tc [(not appr)9.3(eciate how impor)-24.4(tant clari)]TJ /TT7 1 Tf 15.0864 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (ed and)Tj ET EMC /LBody <>BDC BT 9 0 0 9 438.6962 546.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 534.8245 Tm -.005 Tc [(agr)9.3(eed-upon r)9.8(oles and r)9.3(esponsibilities ar)9.3(e t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 446.1762 534.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 522.8245 Tm -.005 Tc [(information security and priv)7.3(acy)52.2(.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 399.6811 522.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.7684 510.8245 Tm -.005 Tc [(W)15.1(ood, C. C.; Integr)19.5(ated Role Clari)]TJ /TT7 1 Tf 14.7303 0 TD 0 Tc ()Tj /TT2 1 Tf .5487 0 TD -.005 Tc (cation and)Tj ET EMC /LBody <>BDC BT 9 0 0 9 450.8242 510.8245 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 254.2413 510.8245 Tm 0 .36 0 0 k (33)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 271.2414 498.8245 Tm 0 0 0 1 k -.005 Tc [(P)6.3(e)0(r)-7.3(formance E)12.7(v)7.3(aluation: K)12.7(e)6.3(y t)9.8(o)0( a Successful)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 447.5317 498.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 486.8245 Tm -.005 Tc [(Information Security and Priv)7.3(acy E)8.8(ffor)-24.4(t,)83( )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 430.2798 486.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 271.2414 474.8245 Tm -.005 Tc (ISSA Journal,)Tj ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 322.78 474.8245 Tm [( A)5.4(ugust 2020)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 375.2867 474.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.7684 462.8245 Tm -.005 Tc [(Gr)9.3(eenber)9.3(g, A.; The Unt)9.8(old St)9.8(or)-8.8(y of NotP)6.3(ety)7.3(a,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 448.4039 462.8245 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS1 gs BT /TT11 1 Tf 9 0 0 9 254.2413 462.8245 Tm 0 .36 0 0 k (34)Tj ET EMC /LBody <>BDC /GS2 gs BT /TT2 1 Tf 9 0 0 9 271.2414 450.8245 Tm 0 0 0 1 k -.005 Tc [(the Most De)6.3(v)7.3(astating Cyber)19.5(attack in Hist)9.8(or)-8.8(y)52.2(,)83()]TJ ET EMC /LBody <>BDC BT 9 0 0 9 448.2768 450.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 271.2414 438.8245 Tm -.005 Tc [(Wir)9.3(ed)]TJ ET EMC /LBody <>BDC BT /TT2 1 Tf 9 0 0 9 293.5119 438.8245 Tm [(, 22 A)5.4(ugust 2018, )]TJ ET EMC /LBody <>BDC BT /TT4 1 Tf 9 0 0 9 363.8453 438.8245 Tm [(https:/)109.4(/www)60.5(.wir)9.3(ed.com/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 457.6898 438.8245 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 426.8245 Tm -.005 Tc [(st)9.8(or)-8.8(y/notpety)7.3(a-cyber)19.5(attack-ukr)19.5(aine-russia-code-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 271.2414 414.8245 Tm [(cr)19.5(ashed-the-world/)]TJ ET EMC Q endstream endobj 501 0 obj <>/ExtGState<>>> endobj 6 0 obj <> endobj 5 0 obj <> endobj 42 0 obj <>stream AdobedC         #"""#'''''''''' " s!1AQa"q2B#R3b$r%C4Scs5D'6Tdt& EFVU(eufv7GWgw8HXhx)9IYiy*:JZjz?f͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6l endstream endobj 43 0 obj <>stream Adobed         #"""#''''''''''     !! !!''''''''''""  s!1AQa"q2B#R3b$r%C4Scs5D'6Tdt& EFVU(eufv7GWgw8HXhx)9IYiy*:JZjzm!1AQa"q2#BRbr3$4CS%cs5DT &6E'dtU7()󄔤euFVfvGWgw8HXhx9IYiy*:JZjz? 2󭷯3W/-zcZʦ_\)Ve|kIQAcN4ߊRw`J璸iBW4)'D j;nM%Mh/Q `Bzbzm0F] E顪O/])Vԓ%}HvaqOpkDrUs6n&:>U>A:QWa9 mjT!H,~/ cc}*֊7:d8R8 #@rbhʫֵ<^w*p-3ՓOP֔~/0*hCT5~x H&1NGLDvl4Cd!&܋dP~E t9SZ6bw ^l=e"æT,QݜqߛVxqz= :RrZt'aMO%16+ioӥ0̇uDwM<~|fmxf~?Sj+[]Bj'u`v ;G55vM3A4LRncv> |E@?!;071 ǽGCu JgǞ5= 6MelzNu;SխOg]zs0c!2;hȞ$sSpoד2-zvQWYS))I4v/~S/UapOf͗"m01|87QpҾ9 F FSY[MǜRL J`)c~^45R\PW-V1fOcF7dœS(# eK/\=rȡ7ჽ241T1͉LxKxm0E1\PuĆ1U ( j-k⦝@)|qAU55^rOMnb-ŊWJ>2)LT`$ ;b-(1B12)`;#,QM p25 qpA鉑]";b1+-Tj1d8.$T$aZ!(lT0=p(>X `ˋH1078eew#wW++8ƒ$nYb3PY1#*`xb L7lh ͛ @ AQ!vTXVT%pt鎄otV <^#/wb`ٱP|hb߶HH'|*i|8Ց3<{we,B-@"zd v$qŅGlđCP s9sV9Y ;]"*”gRq(/'cu\ԟr=& j$Yxӽ{`⼅Lʁsf'(6Eٶ pzmz`ꞎ2rzce, 7+㾡QbFLd,e<)l󳖬1다8DLj 8.;jL e;;ѯLw8`HQڟ Q\c|˯˩aqfp0< l7C!,c̸s̭n#/qj+S=`lc Ö5dAg-E1]a+`_@w|Hq r6ߏTVq_ U mX1ޟኬy`rcd5z\Zo㼨+ b+qO{1 rZ[Ueu*:{l'I2S mo|iC0T*>w`.ᑁ$#%Z.$uirȔc\_(۱p*^x2$04rģF1A') `dH"*cĄ1}]q *>~@sLIVAQm'&a@|()z oMraWzOaNjtc0[25(Zxe,cSño|P]X`+ݏ dCEwOo)aH %0;D?!(8hY6rKZ_Ձ5 JlHI# $A֛WŻx;#ۧ`^=?^5v'_`>xܟ9 l{@ YShgax!%9Q;|Gƛ2)D{A^dAo㈲rAȆ@"U0(+Cxڕ?v:7=BN} qlNH#LӶL:;(`րuȖl݊ɸOݵI9o!km#Un O\"oMӵ=CGzl7V|KT7b4_$$#xC{e3<=ƪ` FݼQi:Ϋ^-q%✩H?D? p^dONa,r&\~R󝯘m4d ?*y.JH*AB~;S;W 7 Zߓv3HbKȑU~..t>V6>FòdbVZUJWz|gY"e9GRC) :2@t}]e䒚D[2/xɸN=R67V#\ IW&Qjp$s]5jq@v;(vǁ w7C3T's~L¾ݱ"/SG߈Kb\1<^TmDX=.L l`µ2`w8*9$1Ӯ+' 07 cg3Jۮ zcpָb8.6hX֧Ifbo6A8\Lc025jIA<03Y+ӮSZ|es`}NM5LٳW+ xfL1W/,#+)Lc{eWgW%1JӾ>&kZ*ze{ 4A_%!e @7,*{a'N 2T+8 ^!Wu>u˦H턗&#^?l,r,g2|u )zQCH ew[XM@Qu]\Yqqj%| ]W) ɪzn@ W*N=Z`(0Dj\I7j;Uzxva i/E:8S{d~\DRJĖ00 Uo=KqYQ_}S۽U50k=𽮹wR{᱔xz 6sy&n]fzc3W\>[;ਮr+A|q몪W0qE,=b_B]HᝦBdhwŔm[}z4!]=>Σa.MʏPέPpST5Hvl0Wd @VL*cd:y@. ^ |=s]t*{iG%8ld Vskk0)}8E'þHӫq#lv?k *Izנ Gwwu! TWw"dˇ )UF#s)t3QD~6f"RkMz>Bǹ_GgkLyw@t]G}w?{t՟=꨽06E[˼XX8p|%78)`1|[1=.ǖ=n4Y\ T) Ƙs 瓴mM@w2n\nʫژ>}' mo# <|+wCQVJ`dNP'kkhfn`}⵮NXS"6,."6zj2CFFه #Ƹdt0 zLR9wŀVtM%p[_sޝӢ1ek v:Ӡ8zwX lp-@`dU} Ƞzo=?^$c^9 [c2^jq~ Pһ Ɔf "Eié"p6Jn;.BH# t2^C ؎HC j+m~]]YOR ~0zwS-RaP7_s|@r:`C-^b35B3ƻ +J)@+T8ju| >C΀Ikʵ' hv门ʦ7c;Z"s؄eTOƦN5Wݒ[4D&($r߲{Ve%G07bۏ fBAڽWtU"+fXPGsEȚ-[Mif8Okqȑ|ɀ_[F4ՏMwzb N7ԭ%Pq_}&ոv`tRӵp`]bvwvq^;AqA0ksTv pܷXc% Er]&h*8 1< uޛy wC" 0T?̜"4=G\wm%/Pw?~5?+yڬzƆsnMX7Lh[s^JOR6dqٔs p.D3Vs}#?6HKwq;qS! ^͞[ $5C\@MXOsYڭ7o גJ)<&*]3:؜Ak=Ǿk|gre2Yzh]]qAGI'5&$LcYp }5rS$ ANlq? YA\;{ʕCW"6SBT1*YɻO(uzt!+% Z*jLosS%m5/WX\*)L6dnw%4cVl);P (=_9dWcaQ,l(8gi)(7Z.ZOĊq"$է@(~_ gLY1?~*;45mMLflٰ3V#+,ٱ7\'nŐ GQ"‡qzdc&12qNSXC7\w7ȳ (1:WrJlæX5sW+-T]1ꂧl[͍IecB^{Ur,@N(k51LB)c.͏1[z)SR~썯ڷ3l1Wר]E~&F= z r1B(e#&$C5Rs4n<c1UIc+~OlƂ in a$.g6u3%O(^{VTVQuy5 f`ye =N8e#TuzJz]#:M2©!xhEvvߗ29oҹOhS3FԘa\9358ܓKg֍~@^Hc_6 T>4̥{1Ǘ+UPcЍN{iol$Fzc?  C :>nHr]'J.K/W=Z}4>WFt'CtQgGiVHpͶ6,d).猝%^HUiS M;-.ma[ ݏ7R~x$ q2D). ۹?&.U6hX|~ll'n7  AU-9TqFt M 'Nj?GR+S MnF,z֛}?8C^v3B?ϾX7Nt[vEGֽL[8}Q«=@y4=υP*wJÿOn~Yc`db0ܱ<+>APou=7۹rޝ䎃-z=}$_LI={ GʁNdCRr 8Yy4`U~NSPF\xˀ-NSڝ/?J`9P ע |O\*B{.|Cnr+ϾY*֡Mx?f^Ivt+6,ė'?+"AWpjoBzl-Q|ib?P۩!SzH*jzOj)" N $ʜ N3b#簯LcQ̏I:pv^=:o d0bXڟ^[ӗu$jvRВHrkw< Kͣȫp:.~pۣ|!* ϷrPǶka)&Xn< % II#r {- N!qU@: XIb:P̵B’߱dZ8Wb6|k2jvbC9qNJ6:bO4˰ތ#Ujv鎎ߚ"†ME 8i df9SZ)nY˿3W/xW*NI?^B&ZaېF59#vw o/ݚwkϋsu Epw AȮ8jca!BJ͡LX 1_~O';:m||Z'jF ^)E-YWa ų!.oL?_#@YI*H|^tu .$,Zmn .Q:+V0DR_b7)Z{h/-B#(aW!ڇ4N<ߙzM|sL0$~6rta, " RwZ<CaG5E2zӈ?jER4=>ybُ+IZ?W\.ԖU>`'yVCNʺF ,+N<=/ ͤ@XPIZv̒!- \hk Q?#ˢꖪ5*u^;mpRhu*JZ0Vn؞@m'<#}W# +~]_cňf! Op4Rn6+f(sE,ГCW 8Ep>3e~oHn 4n 褞 қuj|R@2r]$@k7VV;d?`gռ~*i$Bl }ٯoBjVg=dEq IÝO>XӷUaـ4޴XS4?k(@=+ZПa}MV>yu_+&5 *h)BȣnIppysZZ$*?m:H쐑W[" p㒟&BߝO͐iM+)`^K5nlO"=<a~Vf,O'瓇8(LسNN>0$xF_gVWhhhPú@zɺOht_U;??uҸli:8 oĕK ٍ(ՐO]*愎x^qHj6=qepI눾Ϗ|S) zX#7\eDH&C*9d]²Ziԅ;J,(T{+Oe\lqcTd2?vS~ܶjecKmڦH;(\CLV˩ASS;% >Yn<lB(*Dnp)AᙐҸ9UQ.f9ɢqQ5G"aᩍ8qs9@86(p5["?Mlg)I)5#*kq ׉ʜ?ƕSz*Jl*k\19z@zI?#~bAŔsCFc49Ś'x+$YRA4@I~X<5ح=)0]'v:= Ow]BhTۚbvf[4ZSc,cW=ɇ)wR _7fnkn/tȮ- C~.ӭ!ǛCӭM#[VCzՙ74Zi~q<<ʓn $]sc5_U{'!cxd*z,_>#oNۥ;c?@iA<6?& jiɎߎ] r0aG,ȖIGtvpI4:MRk0?5~Kd6YBU4$ .YGieic[e5W5L שbwØ}( PR5 pN+ 1Dep>?(Ls;X?eTRvܷ*#co[Z(6 ?,ޡbcnGHSejrmpl+r/?i:zvkVԭCͳwbKK3Ǒ#֜xGOfbxoO( O5 +Nm^v2I$Z1UW?N#Da==-<[8[btrH H~uy=3~:\)Jщ,J{6AqBbGDB?ǁ8..<N_j^uMfH(GX于g.T22*i{yn5 { RWnN}Mi<1RVB)JNmP`K*@8-8 YL* /#tƢZ-WU+"RkZW,cbflٱULU͗0.c6jfŋY6E/[c]BMHbu-DȗdI8>ɺgR* M\s})k31̵6lسHG|s;2oͰbB+/b pbO, c2$'\,kU6Z ȧ!YҔ40N0~;(0o*WSb>mZgXOZc䑛 _S5w1&lCfƇ$5b;h4OZ6qU\qlg#-VUZ3ZDžq35;d?͞]7k&b(KP~s䖻wI'974cgR-.k$O'̽.bw#vz, БyE~cc$cޙ xo}Nu rO6i/ՀgwY-6xrl*ZҸ>)6+./$PHaБdWN}O3W*IvVPG+?Z 15??weIN"jl!Ş>a&0;ߑF}= I!Ӆ]0 l:ka'B?|Ejup煊y =zc]k@'=z6]ӱn"qi:ލ[tݤНǸaHHk`j@&ONc]lioli3`AS}7yL~T;&&X+v,LOo=0ω4"Pň9)yOvdBH(vա=Txs^Q^i5owֵjWهU=nc(y v#6CY-G>=LMc1Ò?P!foY7I:0㒶ĀOߔaal,͛͒ n,eO P50G|28gl ڤ}+R_} k;NfjmJaAo,$6s zxxzbfCPľ&8+ lM@&F0JXk5b)޸)YvSwPŀ'zx5h.e2E3J~ʭ?2za%Cn,CFjTnΙ+Y(Jۓo9n`N!|MD4?FsM;l| Pg+_~WnoyAr@H<b%}F@"Pi?֝<2hcD(dnۗcRʂGoĚWׯјcԚ$҂C7)={ߛ!{"6Ff[(G$hV@Ub1REw*Bꖵ,cPG|jY8c^qz|$Ϡ;;JTP~ BQC˨NkZNA1֞E9}3@?f;~K(!I0nEx8|$~$k6`Y!VPM_lNMOeTB&?H?B?q*D~隤 θd-h TT4Dua]Q+m}˥I)qS{`P )O}F$oR:vl>%܂W2ur=:Ԛ|$0qu~\%j*OJ lSRj~̈́' n@V܆$FNzbo67#c@k^ļC4@7 Byz|D.itoaʻYT)ѺR8 :uc2%kM"nP)Ҕ1OSũ%0qC% %z;mUjr~!\&(ڇl,*XFukڜB^F>m5'+0ҴBUH*:PRWsg[UP|P;rhsXa:<]$j"\Y7\3 W 58_r;&tpx1vyw|sK/4sGxd؞鎟 ٳ`Rwj 8f͙0[]mHٳb ++-`vOeG 6n4H6l@%vɆhaPy l yU4Αᵆ5es'cjc3nKIvlٲ:a؞sk3{`Ķ߰}=>9ge#`d+zvlz+MEl.ӊ T=6 ݷ;M>0 !I Ԟ!-162Fx Kҡ͎--v8>H=Xd ‡tP` E_l/}ٲŧ'n{3,v-N`,ӇPni0HzpxM Ln!G^M01シkRI #2{19+p['uU^=!O#aۭyF畹d5mC>.ʃI8enjcuttc M۫ƹ!5(r>?_}5¹>.WV,ޙ/K56Dd_z5t3iza_Tu'FݼM7IZqfs#KkŘP,y70Q9K>2 CK mȿlƑj>_QҦ0Λ0ꎧHOw,M="W#O&o$$GQ7F*"D(:CX ̉g7'xc!y"A^k=C~,BZ,5m, Ui6דJ 0d"irMաHxm79^Y"=GuKA+[]IhyT3gZ;DҮ&*(h2e:Dbji==ËyJW#Z6lWSkvPQ4 ~j:5s=ȝ%ebqT!>xjvZ֋`S|-8 @M ؃Tf2;yZ NZt?H:0ø\^GO|wWzU7c#FOp{bc~["^#3osas%f)4t?xMd'iu<e1Hwcx.aAZ-kda$; 8?OSF .mk8: om\\ LPq$_L*H5&_^tʷO`& N8b;dP7$JRq>8dl8DJ$e!5*+a疵Vo)_[t:e=7-^PAASj\}~^y﬏^6H^۫ێTi\0Lk4͇dwd>=yV:{wMwV6*ի ><%ݴź'D:?Wnti}FNN:VOkiM26Q}lhw?8!6t;"dIBC,ęF cg˧ iχӅmг}$ #O`hTηE F+枧qrA"TZv>o;/ine'`|O/,WMY#0ݛdEӖ9{zdvwtB%,uW$=6# ?dޛ1gU#۳Sl>}nu9᧌ 1&9 cqN|s Z aX>r=yBwsAgC NZ~`髒 ĿeV>e*O8쯆[=N`pOb8\0~vۭ<>D!d^jRt)rhwY<60}K0|;ksh$)ޟH=[8fM\c9|NBI;߆۱lgf[G-m viNN@((ysR{2H>9_Iݍ2 jS);@:ؘbI1ùߺiGyY=znŕVmL9ͱ4#KeF kc]crf`zDR}nD4~^` сS/!* XU ;qp+N 2Pڧ BN'1gZ2D\H=PB)/nJڽnNé8kiu94zПa,/305E~[v mq$r}쁀(? lzTtpe1#( W:ꑦDcG1*5+(u*e >*ߦp)-%y n]}q)ڊ{-xE J; &<¬yrOS ~G!YHJ2B@9,:l r$ӱ^C 2ΈZha˙Zz`?hG[R`ζ|w"| rcs њ:zkܟ.5Ws|jiE|b0VbE_!BB, \MF-(,qlw{g8jh,jGiRx+8zhֹc1' @mF1 zm9YAN$yqA|@Wdɹw#A+ o[_f$K~l]`6d"J|g,O;qڡ2vZiҹa-L|JHlb N( $K1_21U{'You3ļ8&Yb:֦"]NT!?PV=69CxP=UB.3[HkO7\u 1}.G{g<]~&ڠx޿<#M~V}<)+kqF;zi@6O5-toŁ 0>,)Ot\w2µ aJrJЂk"=f?;6Bx ToKk Dۗ?6\ƊYI>5.Z^(ۆnx:W"wKjP׃8d+^M 'A/V"*cTT`v\ů1M-O8茼#`x%c ͗zuKS1JR:ݥ^"I(ojGJKB2I*|Op*zqTfpJ*ǥz$=XR'/ Jt*J<їƴ!|rF=8+Pe`(;UU%'s'}8HpZI qU 5-K> N%J.Hwj|A@߾WwTg\_[Bv5eI"5816a|uʮ2RlM»Ȁq\5^n֖UxU|Q>A 3ƓS\ WUEy7r 6&q{o?DF5#xjk4P|9yuzr38"y-N͛0 vO! Ff-xS,Q2{t@|sq =K/TIPx`cy 儹{ 4kLk3j#M_:sL0B;.平bD8T8e} Ky GB 2s4p^yz-^+8,F~ŋ!8 lg(l伙bAZRrQ*NԩkiBT|a0cZg?U'esqA 'ec1}T~~ $sId݉5l*E6u o? Y6?oso#A<,)c$2A=mfF˦3s$su9tp9 a큒𧏎WӤ JЂ0XJR58 qt+~a]#=AnL{+ $կ\lm:3O^dւ ڒ!Kߨ!9 2UC^?Zf-'])o-$ocKCM3Ƥ#a'FHt4;KjH5Ha7y|?9t,Cl>ՖHdD )T<3m"9OcŚme͌qi1<@%,hznE~Ejw17q{6~Dt4ᾝمWS^v>K?.^rS`wcV#(t K/c"ת=Nus|'#nIc]w0^6Ωo-$,y(cǫl1ѝRO,Gj]Љ%+by|A~# b*8JSПLki Jqlإ"o o/Wouʽa]0(DbTLQYɧZC}sA6/^+HrX 4 o+˪yfeTtCZQ2@|;l:ʡV:ycRVnFy_SƼzfwtF@|bzo' z $CP뇧 w*7δ<T^"|4 H\& gDGߕr;[q,|P ۤy ],:l.`ԞxgLӀ-lʖ`Չhxm^ZOxͩEv1XC~ԒW9Ns#Mz%4B:co'FVJ0,P{wb8rf39xKտyߘo1"|}//]>>8bDm^uY'1*rdM8=an2 Q֔ Yڙ 7¥۠2dUKM 7&s3e _fP1@G{[=N $m.Sy dZPm NY3m8HP"a)QㅗvtX&Ťd3xqyq;?7kʿN_hV ;Пa$hcgzfX!@LMQ)x%A"`fr݉',{ -2/j$kmĝxRfjilUT0 O] 4:]'?H5.K8NTf41V)c18+y, c8p 쎗}6;cm{`ՁD?h|L4^:rJPu]>'3txFhfr]Y#ldd5^P>,X}Yr W#!2b#$#yyY&=L-n%aoMp u3~YREqdVF w-j㑮.N*坍dɐdOD\qPly wIڲGsVfA'൑2]5`)NTw>,*XId23zh[B9[I<`GudA*-^F,Mi}2Ik'y~iM i\p 1hƂU 05S*eAѨJ8'4\O~MzsϹ=pԒ#;mE^BRE,-Pd$ ]o~.[Oۙ(&uհsnÇ`:>g*dڿ1C'ze W~DWn [HI>ue $-]iX0u}'3U2feǏOd^קwF'a s_/U2; z4VĻTOSl-9F&m]WMiX z(w9qcy Dj]~_a zazOB7/|9iE݉#Oל'*af_M&C[v?8}-Wb͛J 0:Ȝ)p*5q'oz!W ȼnPAʘ67qCY3_H4.#@ƞ3]mSc_ ƽV7 xxG <}|#=|۟![r^>'! 4҅ /J Haf{2ҙ{%ӔǟobShjcA`xmi=eaObAQ]NMib0(i_|*@ȵK_4 # 2ːB>7\õ@Y6`;{gp:KӅCmCI`; Rn쿳@쿳D5zovk,PHKc`)ALpI82SA8lvIpC{sJ00ziLF" .ʇ*0RPcLdۦNLw'6f Gcv@$jsƣ}54#čdʾ\ISV|\ʤC;Ox%+v8g?NN7ʟmM9V"xL2W2XtVѭ68 HoX {aVޘ23G4"j׮"#R tN9F73si `+Q#~2Vuwq/P TnjSRr"ZFڻ bON㔶q=7ƶ&X,ɯJeaƋ،w\]5^QvO@ CjN V D& m 5Z ǿ" p4ۦ!_ hK >\o{1{@zEu*B(o\nؙk5ۊt8ZeKE1A^2#:FyG.ùsġbQ j`M婩 ;1_N{wVpZ[o_2z5:UiZM]2ꎽUps#+moe򎰯33i7d%]@??biZ8r F<8Fu2;Wp2&y.m$-yk-hcc쀞t?vM3Z~W m3 ê8?eqf$I<21r~'fAnrv uyvFÙnĊ:HÒ>fG1{lgA&Lqtt∁^M39;ס9k:\5MkSZ9?laFYPr*6#?$x[{hޔ)Tuį5k âZ_ ֑}춇&xskg\\^qKd4HT!b*^򮡯\*ƅ-|3>~^a zT+'9qҠ6|kјdnQk#aYC{_I} V#p/GjkCA>v>8pu!Q'`H ^QR2B3=N7aģvXu2J91Gv–V,2hd/R+<ƉhQV ?gt'`+|n0Pv d.,ʳ$U$脯L󂝲u_1OdK0;A~>#9:D;0 Cqt=f,/_?;/4!!O79 Px`t'|o1SV=#~Qd[P-Bݠ_Umb>(0, w @ =iֿN\SR'`hEl"?Y"o,;sK(j&}, MkZ҄\kЊ~'jxatI5'~L%P+hw? "OO<,PFqh8#&j}0>(|OP:v4Ȃ/M H-!t1 hk]=αmDg4먴K{ F)k(HU1=>Q/ 91#g +ck3GƜќK2:֭5kKk1NCH( kȎyQS4NzH ,v1 {P1UP5S| j$b~| _Ռ(>=6/Hr;<b"@Gܾ](߫+ѳҭUXo eV$>sƜ2U`V$Fh0݉X~(XW2@0BH82;=z62Ǧ^:`)-H=2S%L{q S G8ńr$t@XU a~=q˧aؓۯ|c^OL-z3 nI471d,⹔2ה$UDž\5+l/=ݖ;x/+EX޸E5Eh$OhxIKPV^^XEȱ~bY$kWfPs_-@ϊY1O^́R@qGD,C(JD!(Nx^Q[J2u5;sR5KD6Wƅ%'nhN+q_(JI Ѭxi~!yp`~1[_IVcׂ#PMFn!iMx;}Ӧ)ؖڄ56+/nKE:6fDRk+; qj/kJM4scS9$@ K2<;wצ>$ ? ̚#2<2;ߨr- FXȞM2erH\YTmU|3x;{]^+#b4e|z1;7.C+Rs%TEieyU_dx2IkM(aohH{צ ;qb9oK,P!yDHr[:Λ,\jcDYP Ά+d' c4'8)PikݼܡOe`}AI₽\FM;A !d>ro4}L5Y&}v I#~1- E\nf<jG 4 :[xD o(5': C2jTƽM;tubaTzqngGLTQ0yMBlٵxT8׫ !@٠<ݨu~jCڹ5 :|w7on\(MAbObg86sXO!oLOB3p׊l-:d.!z"0P(cV`~^[~CI !g"w$(A(.{saѯd~-Qܜ>M0D \àʰHXe۵AG|*9 B@c&t QSNKH^S:%Δ(ݔ$m-vZxoO\m}b97>LF=dnFfb[띑<,xT#zfgjO!7mӐfGcJBC1[}">aJ^(W}>#z&1H$t0$Ec/κ* V+;Dp5ߔg7H}Sh]N] P}ٝk5Tn|92xڎWb=Z>ǖ\>wr@5ß-fU]Ԭ*jp@|r-އO HB"=JHp6ͬ~=a rT!Qjs 1}s65NNqE a_LmG r00+p土ևT@.IFs^ P|{!w8VFۧsWN4W,!n@R֘]r5>î-- @w&-o?q0,F'Ԩ )^8Rz]fkՎuLpS1<,@јoP{|r]ژ&$ޫl>LxXzD(3M*8 ? ulXI`.Ҷ6'?Ct z `v'&0k /CXm%>U޺~dOXƛcW|Av5$S AJs#>2vyMl;Dw ":E>7z 0woz doҘ97=PXUSS1$OÖ$ȓ+W"ezݶ` =bJ{\NRܺxdn lzg'Dg"$.{u2 oާ6l޳cO=Γ!jjL E@y!KSMοz٧+I?GDS5:Ʉuy(3C w;m.AbCx}4M!ä {9:b=eĵo4HbpQéA$ ΣXڣ1;J3{+\WW/5ɻ3%L LYgg'k=&MqF/ۙmԣ!&9wRJM"L)c$1+TM&r@VֻkxŬ (:SϪBXN|8c$2c؈2cfs<–\` ;%|+tV8ʱܓҼ˯P .@wPۯ\5ҭnyGP"Գ?^_F9R*۶G|HC5 ܚrR>\xc0G.-mߝ+?R2fUś˖R!dJW u^k[;R̘^ٯ4,MY 3]qSj }(#g+k3FinU" pKVMg[YN/lP!jYצF5O"W$Llf(j~S,[qLG:[~^K/o"ivqyAr VaTO}\Eunn ;:CU;fgFd,#O MH}[H#>&4f|f<(1 VMsFLY2ʈ"F;xxcWno,S+"T/Ox-Ĕ UhկFs-Zj RS徛xĭ!;Q';*}Vj'o&kej(:Q%;4ZQ@۩p\Y̥bk@I]$(A?O[B?N1c Jto˽fMFu>25ttD!f if# ZqJߑ#e"sW ܁=F`)o < -pŚG;X ܄"`+Lɉㅑ`Mvs1 Ҕ2^}X@RNwI)YU!Xӈ<9YR |u{}pOJHcM/l8G"C OG%u^#c\*T\pe2DT;zfU N3-;Pnm48z+3m4s-彯)I%bBؠ]_w"xȵ YcK#oMv5Y"[&ׇԯ3n`N{xOT-TrJV -uI-63;pf2!$ Jᔌ88椂GQU=$vEwz ܀ 7J~ĪLUNK|wj4dfcR %B(&xR%;܁ *|GA姊ݮ#M/nҽpC=ȝ!?›|#r3/5Ҵ K&+4hL:]KƸ1iE$QMI˙uDzS7z`*jzہsk{ZblISL8-XcV8N |5i;fѵ=cNqw ӚQIȂ si2`NfXj"dYDeÌ ,pBE\صY 2CPb8 'yB_iSyPԴ0XXֳTHJRQn5-YQ$ʌ fᾖ%Y,n8nT5}[]k>JN:>/6ř$tB}ZLҮ?MDx2(伽G;<7ØDP$6446{LG#O7J h@O>Y]A䔱C)r&sМ.yg?1%9JMqW3W["]z;A}z)-OM$RY2ݵTԁbR`!#Pq=JpYKOQ罼[ݜlܕO¢o&&qVF&H_nֹF$` Zx_QB;NJr A3\]Mld"[2^\-TځF*nOw9vPi "+&iۈ3og|6{c~|H^򔶉;t&aQ˦yKI6*k49=#xg:ᓭq=ר\qjrrAyvˢb{bu:n; ;Tk9|Vö 3])m]]"x148x!ɦ I#KlK4UzS5o/XpR惮ȁ["ڏ6܈8a2ԏ{3`3/G-܂4RNK(G q&Zwt)A-V1{ zX l*P0.l"@)u$ckL5 \@qsr At[ C|&V`k1' d/|{ NBVrpH~njLxR`LJdBH>;W.uE Ufnv锢dP/ 5qbb$U)zw>덡 QH\i qǂ¢s7jS`Y{`I\rYfmFiTdxVSj1eZMwaasK^LM4.0tn;_i џ &F;ǝKȲ  @mlɔHL\u"N܀未rmH0n:Mvw2Guj M9/dF]ߙܪ.Ȃ)\^ w ڸkA'+>v>X4i<8<d09I'3S&)\4R߿pAKIȚFqqr6P͓6YK)\8qW3_@`C>Lf%,ÌmpUgos]b,h"M%Sᕖ" $ ڻ^]*6" Ņi]Gzk snфǐ(@ .H5#m.9c Qlp>FgX鴘HNJ㹮/ث}l"GƜMO'"/vnG-Gs",/g+ʴ )F"R.‚z( ׬dUm-$ Dȝ<6in~LOfӮn`F5'-Z0*ȿ~) QhCd2@fTb:Z,jVh? X$!,ljf8GMr-&1f,2$<қ-z]mn{yH%w:{Z=J‘ۼHKȪ)7|+֚\q/f3sR*x Wc/m']uߞu8 so[ڬ ;еvۦx.dz}uAj˽jX=1E$,3Rkܓ̖ci>89JR$Q|'$}i H]Y IdM|[-P@kol] ^8d}=]\ZYq)f']6lưB :JtqJY-%bRZWBNKAGm^(wqC1UxiB{{7ˣaN6- 0Y#䞃 -fgS^AP~bEVe5J')iӢLM-"b JWPH0e^iNA+JqӶ?3cc0aZ58r*@W~,mON`U9f4̭^A{s#{l=f͊Z߶^li# }9,~Bq&Wsɴ󖇴1g}_2d1j#cBύDkJ |٣iv0Pֹ)x>ު̨+dQ{=Fy#("A3r!/4-o4{@k ߔ~c{45ZԒ\0@HCy0#XQax(Hq*a ]z\}@M%:xV9-NAMi_"*ܯL$ӕOT5 ZG\4.-'ڽ4^G*ى.!ӫNQ.4)Y"(N{槢.8K%dj( |c2o$@ Os\qxH-$ ]i2~Y:qak' 0Ӵ("UֿWDu@5@;끮 JVz |0M=}罹2 Dqob]-VQɂ3jk9AWbWppt;`*j66߯reQoxsH/Xm;6lٖ>C<>xk'PN[SsR&:kdDG[#r7# v/dxNH.ycre3c;Y6Xm2]]ȱDŏS: a=Kt c=f.pq[]gv Xq縭I5ڸ{nLI1c͈: Ұ5$vZL $Q'D_MrSzCpPE)1BxB"Ku,ijowʖWi>l*f$8n=$xGb'Oκrh`2 R\\7ŋ=OteKqԟqzসaeՎx`RIͿa82f"Fx TvOqR3gpvvwY׺T*<:yS{ LK|*,I ˧3o}w|Xʇ8{H\g0,0gfpQݟ||rA0t3{tء.lґ9361"<}#MY3fo.s pdq!B&c!H RErkMkM\72!{ 6-u?dur9 W ,O@̼w{fFqHIL49D}$p#JL"Of6$hrvw% 4}#Az\b~/[\[|0KPi5hKE.' ;-XXHQi x hO^C"Gs#ě҆Jɇl/xƹZ $:. 8/_ٸJmbYClg(*/OmV&wj9ί+X2ܱ.ʆ} -N0t-bfpjsogF@ TR:<.>2 l7@X#uÄ6Q@`]zuڻa6}P*ÓO,yA@\]L1 S8q;Cܲ};7Y̓Kq,Wªh<K^:eŲ.I"'.v<blW7?Y!XZ[Si_,>v+V4 {=2Z+}ѮL9R6 )@(yREa RӀ^CM„j`A7zaN\? Fߵ73L) fqqW '~bDFR rc<&[,_0X#A-U+D &mZE4-[:$FD0wbXrͭI=6ZmvTM4Z$vɾnFlsuY]MA%q5lĚ!F`NGo=Q^EGOs!j(HhYMiN,vU_㹴=:*«P : 7bSq,-;W޼VӎhwiV:LOm%h *Ә7}،J\Fվ+ Bvgj^3gxTȬ0y P[DQ%]K5f.SaP/P$ C$ I#j}|O!Ff⯮2 c^y.t=7Iq]%0iiހ SNѬtșlVv5+4F|ǧ{\tmZh'122H*DNhfS)$3ۢzvf|qYr];<ȫn8nyTWTP xOつL5^ #?ܪ<:v9=16_&8^)F<n33$h G#q>\  >eQNmȵפ IU}l2Ӣ&epΗ$  #|0S򖷬\kouF}[4@p#<^Lkd%oU#H)mB4?(ҔƨD~.LrTBSö9C:u\wB ˿R{sin@<Ȥj1vb=8 E1j'Q! @Sfӌ6B͚ʱoǐ |n6IQev%jaGt0Mo-Rkys"HL*eVK >:ơ +qq>_%tp[[j#D;_LNJJ)OS*UThd;e<VrQI4(y] $a2Y47*!rneSN{m̲*2E2Uv _|C=#HW@SEAmSRi&KxI2Hh@5'nyטSv(؍ﷆmtgyMpTZ熁Rk^TI{auU#Kɐ~, H\7mn-N]GqBJ%)pqB HU,ԵKu oo N،B'K 62uA5|*^]Y)o F~"2 ZV2JYDƖ\$i&_سIPb-W59(mAOLdh *Ku1xC?큽G~4̈f,3(Ko:FIbG qV?Vhߕ&qe B N ڬܾ *G5 PlȔh)M߾E*V\Gw-K2`K]njRR(nUe!T$`nN6lUnz(Qq^(kl|| z9 mS3]/4`@N-"3HʩjO[4ȾPzׯLtm$ԲqW۶YXK;U0zhtEw7 )6PܐIO `+k$d*:`=Ew AX$z۸JŜyZfg:56 w_QJ›l0=y-Y9,ec$}ƣ @c13`feƑAzcNP.~jpF7q; T/1{f͛6jgVj &Zn6>], v/b'8H|2 4#wFX0LpsDS]~9{ڣQ:>N$&y'hZNr0V{ ջ3s`!nwo3 bW&\e`:BbdY=e,#3zS Pkb$ ¸X`8S!E4$|~uG}I1'c]>2IkM;t¹.]+-1yK||{!ۑHIƙLg#`K:oszU|,_"\꒳o)P,ܿsk=2㉖lĞSǞyt21N)|/-ċNdoZj+|/`)Rw kLo+Dܤ\k;rg" շp߾,Nà 8T!?[Q^(|@Z T`W2ϓٶ1pZ_iA4i(\0IրcQn3s7RrA101W1GZQ`^ !ߦ*KN!cTP)=H TX .$b0{ FuwL P@'e#EG=h+J ɂ9&frXܠmwj ڴ;`]>GLq"ڃ )f7:6qZ1c gPkjndQN9!.jcnEo߃PrYJ*ଏHƒ/@jcRHSPY/s!gbX @%q0t# h+\z#y9r'冗JYiQԞJO\8cJ|7#Ly/IzE1Fzu"v8F I뒻K҆4'mp[=YJr>@`vS!pJi{YX$ƹO.#(#\#]wl9qGq*MhF[=2܉D54P]XWuL_ ZMs$fܷ"yM8iȌM%n`PGl:I I$ h@P)(@n7դeE ҅Wjq]$S=a1WG6zM MhԺw6AL>>*3K2I$bd$BR,"E_HZWrZGG`Z!յI#qڃpg"Za810cLwha3Xo/$%U>2JZw厡 :!NfJq:bo7X`BKu*ᕾTDƌeGa-ym%ʳIh N ~ ' o}2;{;+tޝ8z +IPT ){`oVj@A@H=z`wUR=>x`֑X/kRO1gx+R*m.#-XH!ܙDl/O " b:Thlt7M-"NNJ}@wpI՜Feqӌ1_کб K}xgA93 bH0[5IlAEu OqXP~"Ol5ҍ<51ɧ N$! zpP{Ki2gscq[3*B.ֶ}F(#L!ojdVhVD,]ٛa˂U~KV6qpsA R~@[[ `OC+EⰏOuî\^[Mzi6 MdR]8|)R L!mHֵUZx Klj#ִ]]tzqY,ɒQ H;ܜHg nRvL.[vq7 cnH+ѹ4iE7=we4rnEг>-Vo#6%qq HHPj*Ic:ˍ7<Ʋ5NL{ Ņ$ F OI:7"'c*Bv"G>Ǩ2;rT8:#[uyv,C-SL0dR<G F >-L]_y=5.n#Z 4?Uyuz#BiVOdutӌ$L{4ftlIz`?-ܘ8OR 6I$͊ZR6:}K~٪Q"mƅхzd0O:G3H G#hzxb =\R{ u'1[ޗ ѣHfLjKp"a-d)g a{Ix|} pޔNr˗oDEZ::{ǖ oxOA8]-dɺnBӑblFX^jm:Iz-8e ;C$c`H{ [95W _z#v'&FPNE?CȒ]mij z9цLR3Z#xRmer&& zcIL\ !GA-JF_ qsSyfD9/vqFo[/^Ubd\rL:Ԓ~pH | rTA QNJ8fpĭ.s#a߸Uiӿa ?8q [ Eu|2JR/47z`In( ʞz7W@W5ux5 _<ޝAZޙW %Rqw df>ؔ;Cpː{^y{_>bIsfh|]n"h OP@ejPm_qfi徰)CF<tr rشVwsI_Bߨ`m#pdcᖕF(7 |؟ڍ"^$G_UB_)'?UB_)f^KݚrwAc7jo G|pF1p<wG[|jl}15fvkJ88}b{N::xt}LK6N#&"[b?H1U7a >q]Oz{*MnM~ ?%×op``Wk'b lm `9/zk~\6[ x?^~PyM+qY3TVN}bm ܌ͧZ{:Ȅ!lkT?4p?^m{qqpHԣĹ$~/5Xxx$Hv%Ry~ɗUj aaZ- a_,i\UZj4넱Ia,L3ly'zq-ĺ\I\J;߷,fJԑ32!k5|!l9n8)1(7s@1THeǷ?}fQڄ ( DR֔mwPMH6l![}Jcƥ)? F1PzbRMYfh0#-Iaa|sሐp,|v=]!B80DbYkT[G!bdJ6Dc1* o vE{opi@[rҝi홲q|rN.}Fe=6=@%y0h gfҍOeޝKK‹YSWY!Wޯ q7pcŔ11">+-VA?hjKY8 &e@Z[vQqZ|pS8#2Ҩ$#{Y<~fHLc"5*˃nʬJৡbfvb~j² :)cq2s D!Z½Vf-`2=s5vф2>9xx q',dz]K Y0,jGioFI,~&Y\y> aZpy \tƁL|>מl&҃#d}>.\|B 4m''|RP"><5[3W-Y78D {1ۈul$r0muVˁ/ nW!0 Rr0ЌϾu1 G.a<@ VNmo RI5}c?/ )R ~[3DOrUxu4\WE0\7O_q@yˡ8FODp| Bea$`+i@TM9!ڰGȱ7m9pD5E_8y ɥ uݍI|>ԣrߡlq].W25ߧ]񞓊'̰d_vڑ zl^þEv{)RLE(I}yc𦒵6^ՠi> viArJ2w޴uT~sv > <13*1@ [sLjMsW=>^1EXi8gQ{>q~Z~{diWנ&5uBx>9u+4Y(C|d¸rΝ //+W,~ʭ@Oѓ()J}1Qt@n|&#4p[CD#:Tw' qLsO ;ϣ21 PuQzT^oژzTm{=f8m!I޳/ɏ/c)jP_ }uB>Ǭ(YX_#]RZL VDH|KH D."U?Wjy0-퉝${k{y2nS)aѶ5܁LG 2帊]ܠg?pÁ~ iOq38b8ڂď0JQKBAG{w~mx~lOM3ިry4dl)DRR6bfUT( 5V-1$ЀoO:y oBAM"40I |r]ʃmb+Dʽ4O2bw 3q'w*M|+[*$7)|N `bIP kG@MN;*ʮUV$4A[5>ԩQ-iʊ*멨t$6N  R5nZ-A21Ybo9k, VOmK[IW!I#2 Zmn ԸqɫjU-Xf}w'n2>\~QJ/|H | 1M7y*p+,d*D0!F4JjIQLhu@4S~B>@)D$u`kՍ*+ڵ;>FXF"w ubTVFzD琨cP v-bgQ2'a<+jȦ9%*C?c28#() #ǯO^K|J)L8@=CЇYf]VSj $1\ګPOa}9Hm M(X%imL>֐iYI eqFv0,%vDD7ЯUз8cԟt5e CFc־? (4zhŃra`O+JD"ZFe٣V0aަ*h ;HмRz -$Fʬohhn;JS2hIVV R ~Ո y):(A)Zp[TęAU&Fx8g9z`lTjҜWQ2%QmZmؒi !YT^(bI^$[+z JFO _2ߝ}Di)wFݹt]KmVܭc4@Jߢ8h|qt#a Ӯ?N%*q@6Ƃǭ;-"Ȝ#8Ѻ5Ͼ~!Q 7Tb{^U -7"*7*=ً YjQ`Б˥v=8esNT^*O:2z bvF'k#\/*h&[o퐔c#Mr8cgD]yX$BѢQEl_H+ur2;ug.m6.-<31#(cuzOe Wt#eQmtFmN{ck-o(f6CE#p!@˹ +;m,)bxmrm=.cѸċ>s HPE7~8xGt2Ւ{$caxNr57퍳DA3(.I6E[nhMR=LI{}N_t8c_鸘\I%iPI0JZ(ag% )P_ɼ> !/I͖#V^T1(-{mizȤ~mڧ,>=qAdi;/Ai!Ǔ-MNh}<I<9Y1) >1-Oo~hZ'0 AVz' V;k*zgX>rlXиQf $Eh7]aH~aSSmDhOIG^P|IyZ۞?76iZ;rdzQx" wBOcY Ue4#Uqd|MڎC|hƴܰqHБT5u7bv?gu!G)^$Vq+z{ezt)_ #(__5Ev9vĚ2^$ƻ~9`洧jj%ڭ )"0xdj0K5xK)"Y2(^t=CH2ЏNY5[;xճsA_ތ>8d7,rȃhv_JI)O{)Vx RXVwVS\w]LV*htRcN"jnL7ӓOִqh(OdpjD܄HQi3osg'_{۳}PnSN16Ze.GL?o1Nl.Edet-_Am>ctTOʧt?YretGm~QqaKۊGr{!ޚ&V޳gϬ\.bg7 eƩ}2jOHTO 9|W§rPQvq#)dFga9H;Nggi0BRLɡǒFR r rG\jr@;a$m",FW&1iؐ9hyxg( |9bYY309o䃩 RF؄hsM)5Xa4 -^ڙ罭 9 BbDX127;C4cӉ:PH p噔Dŏrcǩٳa| -ڔ&\9(kvs1~Ȗ}͛6":ll6 $ɟ4ko=gU$lĚjq+ zno_Ϙ>O[P VRGϧӇvC5Nqk=n ̲#S{YT}dQliڹ~;nZ^d29+-e y/jP1lt%O. Fɳ\Ǘ?6ñv1{i Hd PX/8U</ZSS 4j QUփ'jPĵ tnモ s{J(y ij*ks& TptwT;-* PTZW ZL:[}kPH(Crp)^Gv=ž8ɀ:u{*0ټ0gw`OM;S1%DOJuh8טf-u%rՕO&ݣTrZOƲ֔۾.^8~A7<1"`{Xvz*K+VhɊrSބūJ۾D.>#hJC2.*Ěqޣ6@;r ⻟ o_TW Gie%R늉z1##q?RT(8XHhx@>"N669)F r @pp 'j|?@݊{:T,R㾺)ֽ끈ñ cIraX1nH8ORx|oȅYIZ<@h:lppfY\qPv8bѕX'Mz{o@+w^;¼ؑ-81ᄥy X巗Q}^5~Ia~>qg Kwh]%M*9<lS(81KɃ=z!;{ ;-$dnK%lZİۢTT%(ƒS΁ojaI&$URnB)R6)̬]1hn" GʇF. @ڰ1JlUqĪ:uLjȯT*ݫL!P(<)Q/`D1z ?W#7>#S.3͓`zzefޤwbS’Uۈo1 J;Sx_!w#hհcz]nuZ++",eu5ݼ| `iK=][jmO!@/أO|;Oh"x "X wl-2{ GlR64b!7Z8"Dj W؁E; ^^V&ARG{!1wne=˫{eyvc!NZ/,Ԯn<%Hn%<|jm_m\y-c'O:y JGBiG*&sǶ"s1 G$\Dz`q$a-#zE+,'Ƹ2v?'֚Y#ʅϙ) 4y]ZXcRkbᛑTrQ\V-gx)v=rŠ`kX b/lo~YNi MjtnJkZbb϶5i#1Oי1 rgrayI/|f3P*w̫Q(}X75$w(AsG)Q۪P*V;i$@]9|5%9!$2T{z?,w1Ѿ5k{$2ġ&VU$ -Kއ-.'#\LFi÷!T&]@eig"OK7Jצ%CMꃥ(1eP>XHӉ#o$#.JZ*HxLQ| Pޟpp4]c a N_M,H}ɯq?-mEzU~T?,P+\CMx\ 4$#~ ϵP5X}})#.q*OƜ~AT/vhN6PԚОjkJ8҇z jt0ț*1I8nd).D`T,wcᴙѸ(&줏k%葒܀b۰+bFE"xM .d4/ㆭj}ѷ$S2aͲ?EasP(iܕZML܂⤟'MI=iq$:aKaBxF9^:Rv9U9;[]צSOp;#u٪~99}#$,~T}0-ьpȣNXgGRA9)Dd%Ɋ`@ -= Z>##ZnTMbT2UKSdoS@"pjuyoFU-;[FvuG{(]vvhu>q6h9Xg3Y_izrRSS캞ї|S d4gKoQ B%>1ס'0#81F VSUaPA'^ }qG'Gl;z\e($6燦!#Sw5Vo$[rw =?EpkR LJGBM#pAySk; B\"?^=|q[yS\٘'Ztȝgzp1'һܜR͓Uc8!fO>1ޕk#}r&—]lcC_1uid'zu9!o,m~S$gǃ.rںZqÃ&J#3=>#8\ ?i$Bp9'AZwYv#F%F܎Ԑ1J7|X! FSa\0x }Dd~<jcDBReQ2jeL~1@W( ˨)]w`. \U*Ux8̍Q&A*"6:T) P*§1 6vZgc92O)"8e 2šhU$К-_p ޘ1mdqÎbx/LDl3dnjdD梱T#l ʘpʬyMM-%v8b\u}E+^{;f0WO9bI5R<&d2nF-N0RķJ2E$s%`+©Yy;sE_2bj18*ǚ8!]$ `3`)b2>%|*wl z'兗>_BZ!`{Dpc}VqĐp kL~W0Órc8K&pNR>n) a ^$IN^1q!\E[-8.F O[2J*6ʎFXWf֧Kjd.kd,emMBKK1ڻ L5֦~2YL0%`9 Hd2gcZFA>/%)DB8tܧ:ot? ;?0_G4=> Bb;\мx%(k9PwN3,(B:GN*߻hotI( )]s'T# SglKMK1/(&uR()XBUGl$q#J>xbv _io r$@zn~xsX,Qؕ?g = 'U14UC6fQQ0QGNB?3L‹C߮UK?`us mʂѹVF"_OPs!PGYʥ0y(+}vfVZT3 +Wf5daЌW `ߍk2q}v\>9UƕAM)(Uj_89cU_x|ˮlaUeLe픫wc .ѮȽ>*~"q?G#A[)f}n@44Lccim]1sPc똩P m^ke+"21 +Nq#ecMe5JwijcAiH[mԜ,V͂t+q>mU0#]RKY(ohsq^ciA1 ڒ-mdzdZ%&![b ߲=i%wh ]B=Xҕ$/ r)n~ !`j#l$1&8ֻ٧tԢLT;2D~`H06NHl T> Dj?(it K$G$;!5 ~uGS#T 3+Zn6܆%i8V:`_Leڣj7#(F9V;a0$  MkӮ&>Cӭ xaBօ _HCP;N@^_iA4ݱVxѨy)jE;`V==,#aV|Z8E &q,5][o?{98*hɛŢوPڿv` a'|A#3z#SV'0\qzgĊ[n5F kj#f?h9{^۠1Fda޽cr9wX#ɍ{KIjkΛJ1h灸K8cwhoaR9~Y?<]%?wX ki㸷s0hv whКSЌ>W:sIPq1Z{ lʖ#G.G^l o:FihAA(R^ėoayzsg)Debc~ĀT2/6d^h(cZ~ |ȩdpxG:]\{+}n0F8Ɯs!(t]-`ÏKu9FQ0չ#FZjD Y z%u VR+YVU5+2ZiZeoB#HQ\zܘEu&ŔF!D'UNGaZ])gWֵx 5jp%8ɪ*!qi1N jv`Wzy4[ xS.eO!EcsaM3$r&w Ey;,bNwoo&7sa!EPۏ]lBX Uy` zfWM~5k W-[n AZfӴ8+!*KqJHٜr O5BOU`veU BCM 4|~XLlG Tv/-ig3!)L 1Du٣x #YDI(Wrw5z֎W?j;^i%'.Q/Wmʓ˚o閅 S,RBAq32h/0-Ə4ƫO_:*ilя ԓ9!+D;SS~1 *<;L;OQ7ocq )yHXR=(XΒ КWcJay}-̞;U}Md"$K,Nщ*wbs7IŪ2CeKvΠJ%8Zl8:Z\]c1Dc@WܬZQxqSO%LOTeݬL6$oSi-n@kh00i1#,qc/ f0Op7\:G|ZؼҵsHڞ{֝w Iq^T~g5%@V3`ʸkEP~rL_YMmуZ=)-_˔r-N.Hو)(@:tv+CJS!$uX7QkͷaLp!H4d@+~%`ESaPCLP759DAfUR~fS*ɅU7o2H>4tUĦgQMY4fQJ'v.ŏS0V>'NE,&]O)H?"(i4]#ޞUqIi8a ?jb6SKQeyd%IuR+LUr9RbEGݎ͊Q b*kNN%PZ SARA1UVFEn *fP /ޔ9j0|rfŐ X2c`b-|q}]J%[r9$NV85.U fbaE*tDԓew[QE˩͔YG|i+eW6@7;2:S`19Q9D q\m1I q؛|}ƽp߽oZvO|QW `1e\Qbˠ`@Zwy+ҔLGj@l kLYibcOSvRi/r95}F|wzl8d b*X&t)YAj(mJj֟lW֧o XTnbk@7X%E*y ב4{}7`9$bvV0wR8ԟa8;0 ;x}ۿQkm`8UI zƊAn; xŽ/TXPlE~x=5/zwǥȏplHib FnP<=cYmA1憦8Óq Cz}ȱH+ݿcɨ M @^ZE4~;P8y ~֣wN-Ҿj$D^VQw!iMԎGMH ?ħ/JD^\XxQ}Uj؞v*-V4+[ē=>Z̔R̂~5=>yq ]1jƧ4(YOpFjPպ SiCzb;6zsԜ'9Mc n`B } ѶSlkqxkS+tȐP4>'_n-CQ8R :PU!U#?@>x-a'ڿi!x -P^bN_@XJ~»ۿ:u`zaǯʘE:WmovV_iC2VZ[MFA42Q/3_P¸l48W#w$Ss\ \YH<顯l--p[a$A3GL"SśpN#]F7| *T`CbEFB'.P0%rKt$=-HvÒkrtɣ?, 7` r!8JȐ y @(C{==ZfÐ;S RS% gq8 ĐS=':Y.I$aQdAfVIkfwZi}=8[ѐ},?^y>E҉O&<QT|[Ϩ'$N'H0H5GLsL[ M{|-C4 +դSvvA-iMֽ }Iz8d{?ҜY&8gh[r#8iMw}2wc xB *d x# XH-UwZOQd[ 0Xb|X c#-nbJ0@wWz1 a?P<~'-`^{?,>1v~)c҈iΖBQ9z, PPouTRǭ{`-qEA⮝,[zZ 6V4;s`BGr0J]0N(e$o-\ \M|Hm)P|\K0E 84KQBBL5Җ#O[Sz ⼍QTlN6Է. *uCƪO\]c:փi*mAfEnUkA9=8HpI$Lkk;BK3RP#-pZF@q ~-ťAmW(GapC܄<b 4+[Qϻq a(l$xB"c&?OPAϑFhy9mAX],mSaRޛ+&3=VQOqmvZNv.*˷Ag~Jm%Efa$7~GrOg*U"x]YOlWʋҞ' }9;=[U}vXN.h `Ԇ=Շ!'9F R{7u3y,}^fPGm\4ej $rUAnRWj>čS@ޔ8K єI*iU1ÒIB?vRjx;&F$F?z5f}7i+^u}3,ﻨ* ZbQp(%oS\ZS+/6ƃ1 [͘3P ec٪h>wi~߯/VMFQYyAlfX9Yfٲf͌v> #t;;5r)\d逥|FzW|'"n8̍*iiwM?2P|GxG+~E;>V\_IVjPl`q(NY'"YLE9=]1‚)QF2=zuF` ()\r~nKe&Tf; _r&; `?LS;}ٕ96,SkR65*1@A|w:Tbʣ5<l'{cU?yJɵ$;LQPX+鲃ng_S{EjVő ٨ ^J&02qiO4N59S,h=kc,Pw큿q㣈P~ZPtQアoN"8q@5fo*)9T 8j:Q >KoS-VQĞ~Xփƃ|GryWv Ucd-vUDōvA#wkڹa9nMA=cnJ@ H@F=X$@8CzbW3Jh);y4܃H@n@9*Mvԫ ӱwҊ:^07EAǻ mubO^?5.3R:0 {] C%w[A 24u6PFD"Wڄ&l%ċΠ)54=}2ש vrS@yqgc.cw23^!qW)P'p4"K"8SA;7\N'ªy[_eӶy_NATqPԎÈDNˑ?h !G? d [쓹ޞ |Y}0ww Mxcu9CGbs |}?֏jB,]5XPpP|j :d,yɮt`j[)E5r=$TT |p ڕGZ{e 5h kD D%X/CZ-'$ƆԷ(YPWȄ=o#BzRIU\+;M|2 OLx~K3w*Uۋ1#Up3E]@r1zdļ&TOvCT1A'ppx+P{EŰ$s!ޢY4-#qQRrK1*ײIPS3u2CH抢MjQj}ԬvJ8*Wlv ̸ՔnW2^K)Uwc)v ;B,͑tQkS«wF^י;d?Er/fjڔM N ' nmЩYca%퇗SR{ov~W8g+n<;. |dsZrͿ|@.lQ8u4>~Xk-F*nrf9{HW;G7$;Ri[Xko?؊WkjB0>-WbNuu@Dx<\[{HH qLJaZӧGGqV:f(0E+N& INZtDu:qBkp Sh FmRd-;!\N@O 'Ekc'Ar[U\ m=2.G GG GŏUpis@8$Xo:^xrj'CG.;i Oǧ ű}.Lu+%8=nWs RX|]GdGRrsK70."$idz(n>6^9ނ0v᜶-zxf6mT\ph0y\YHe5b&<4§Qۥ@&JS`2Saiv51cl'ӴZ0岷zAIe/"}8!,x ᅴ{ƹ)rc(11/>Ӵi|DwTᆑҘIڑBv C]5RlıtN\1fŧ)e˔H##]&TH`9ȯH恎~ZiF\/11ٯ l 9ז4cΗ7m>b }6cRO1{vf;KB)hPI nC,;ezMPˆxe8;%Cф'x#' 7F|#⽱11qOۅԴ^K>⧽ r',tv\sIwo#(с+WpX۽Dx6?^tszK`8=qC{Wޥfj1cmJ mz33Oz-Qa3I쏖DZ M\CW}wDk#}*6&;x0ͻ5RppESar⻜jṳ^yA1]t~>jkwqE?aZI^~ M䖊pr8ܙRv$e>2Ƕ4$(<0Rjஐ®==+{+g/2_;Ӊ 54$ܪ)c== OӗJPȪb+`YK -i-˯njaT8܊ c~ kZQi26r\E*w`d(Ϳ9HH->TjtˉH _Զv>sj➝?McrǓ=A L*[؜ ^ƣt1KyjkПl0Ḅ[wPXTC-$XgCNkؙ#e>#E@is#+/+;\ٱqqV0!44QLƹT{6}C ˨Lkijew,yUʦlu3SP{LW5q6W\HT0d 2\iɹǓ9˩:ܤlhps;\4w+aUԴNvkhp u)5p6v{p%}-/I rNW51oLy>n{H +fR2n Nf_z',#xW/|!c87x]!BG| ֽN!Pw#:Z 9wOדfK}ZP14$R)c=|w \ F۹I_P0r5WsRáDk|qA`lzF8.s傄c߹61"4jh MU?JAm=:j: L"[53#q;L)qS$NB}̊:l@qlUP QZS/! ș1%0j׏ ^|NxEDPI2hSj{73;Dv"D ʹȉU ְ&!N3;2 J'Y@D$G#p)P V~xC66S+EPA+ x5von'D֬@ʃEo'㇍8*\}C\ IoCke༑UYCI@-TUU?Fnc?,`Wy}~$!I׸$$Ҙf%B6=$&1e+rcAu%yB\Ruၝg5 ^1EOT.x`Hcwv$HmJU9J0j8*׶F aaȒEzॶuzU=9L9 fFe?BF-!O.>&|K>=*Q@;a^5B#-, 9)y6_f.VxV%'}`j3aBD\wq9OiU_^h+[m#瑿3yH-c(nν'٩sr *8Omd0jCՒBM}=\^ƻu^A"T`{M=VcTE# K48 ' #4:S<$ޏDo1~aAmUn-ӮH| o8DVt{⿘kEO)N=x)ؓ:)P(nMxK!4f$EG'ŋ[6Ӡkj{)Bzެ\F1-E6"NXTF&*غ|S*bUwmf3>p(H]G4䔌ң`=;cFrI$)M6KdA##DkUJK&OHP(;eqxQ$z㭐I&E;- Lblؕ ; `SK1TXTv8ێ|۶+V,/|. w&#"ߴ1kcUw@8^jtq, )pn#V9Yy6bq͊1kf+bSW/+Rylءv4͗LI\Ǯ4bR .@AM\bxclAksr9db a$L`4GwfMvfŖ1ANiZUִç6Mk^\Y0'l F͏8pKWl.eōkAlCaQfL#x EW=}^Ÿ? p\*ĜSꧾ,n!x 7&*0BAӆ߾W郈% !)LpQVێW-0T* K:tq)L`ۥG,!R6 UQD~GeehR6zkQӎo1"+2cL0(+7aPU21 Ćj>C̋{o0n@r!znƔ9o2AnADuy#t2y:SmAWXayM"_qbF!\P-:Wu!8ڏCBG+([r#n"%!$(2ڬ~D4b,|peᚉո?yB}>]BOK/JxCpI%oc^5o>]#* !ȴC}UJ`rXPԢ9ڬ]+w~`k{mfZtʲc-\*w~ҟ덖G)M\IT Ej{&J5AČK}{:&8A|XHԀ/Yb>0YX>ǩ_"]}i;IBWx[cr* r Hzܲ9 zxȧ޸L򾿨k]:ic?fg^ I/O!T\mj@25= ~9w22&o/,'R<Ҙ_I,ZSb>q .KC/Pqc}2`vSFMLk\ʭ< VE!Tb/ЁF!nDu,:n??{j|VƿU{/;9I_I"0K AG|WkzYt)4|~h#0{]]Zifկ2l|~ٞAҐ?^_dsuQ82wNxY <',,NjYί<27>=xv!k3iMV& Xֿ}+QqjNmF=Fyu9 y/n͛6Gc̯[Hؖ[i mr}M2OeCNǦGk.R' DeG.N_f͛ o%Beɵ8ieqk4gCjXWz7OcJllNu;F3ǎQ ?+?HrW6FiCOcI}3z5DI=3ረ峳f́8'̂|gzvlٰwTN yv#'Ƕz$42kU $LxN]2q8G?Ui{qJS }5Np ud6r/0w|c`;`A"'ڙB0h*1?LcU\D;> lĊ 9`5VDq14o #L)LsjJbNF9WW$8=3p :xb~.WOLzYR9Rҧ,s0DeOY"Le!D&񜑗(-MSV[Zǧ[!39 "%%jwsq ]5'˗jX-~xQk^#CM䕞u$cQ7Wg\"Ufxix+g&uK [ Wb~xxX!NBŦi%;)~!P\_5xN0aQ/$Y-4'p@ LIkKJRG>ߎ%獃_pwa%J+Zt?Aj.~L~,#wdkCHJMG>G#3:[8gX"V uQ]X(!t?F\^#SJCj>#}\ K+ymc%e9u8JEwq3O07Iֳlo"P[ר CPSOmPDq޴m) ?:ZMnDИӶGs*K$Y"S}5y瓜l 7z7 Ixԍ#cZIo3Q(}gV>XqiX'jL5 X^ e#]#G#8g!YH9@WG.3{}z̑.-~q.Fށksiбz )JnayUӔCWĬ}giR4ǓAi ֏-Nl;l@#D׼9dȯq5ɁII9.T~VӼ-|KӮ[H0ۛTh -4MI;l+P:x z_Q<$/hjQzԹ;)ӭ(zItrVw'r0Gm+LH'J0<}J,RBڮxĂ|^9lMT\r@028pIrUBqFG}vaN%jp+ YlJQ=_| dq:vG2;Wl|1Aޕ7^vD ĭy<`е( ``[ n1( SRwv8de|ضӰ8q `QLHȍ>ʨF-qMr#s llkZm68p`MG[IBID=ƘnEp4Rר\oZ{brh~y|"awK&!b9CӘH9z Ү/4J5s=ڠX`s sby*X:`|du [iA\ߚrrW`NtA`ַ, %%~!ɌЉdmgUj-Gߋ\ې!Zy@ju9#׬Rޜ(zb`3Vd1zkn ۡʼnTu2k#b\pi!p|D$9u0~P)e?h] :ҙ|w&$zkҹ~=> B=hM:;"ʲqbɊj!.3~(zMBZ-y罒bhᯈN-e(>}R„P_ Hv;k^^Fg|BӂF, oZUỡQZ8/ql568rv8)(1F{cիĹuG3e\ݎ;, 〦R㰄ɮ9񙲫4t@qHfccm368BV01cS1Tcx-us\E) ^U"\rs}8-..(sg<N1p,PdZ, _PM@mdf[}KTaþ,́3th~ Qu9֊r ZJ6 DS@E+>9/5FqAc)], C{ʚ#rG|ixՔpg+tSC?N;(akeƸH^j-9@28H n J[šv|cJ>%X]]8$PjWF[Wgm0]дb=Q=7/pAbt {a=$ FBUׯ+gi+rJ ncX.Nk=;ߨOL[~[>'lR7 ;ď+3FZ̗qYbzt+Вpnz~»l.d /o[%ka0Khg쨥ᆖX%mMڝ~:VGdP?V*F#Cd?y̏v߭K};X˲Z{Ϛ+' r-ɿ [   Sso˻HROՇvDzIr1O &0=&_{ $-*+\֒m r=ʖO8ԏ0]k6fPG,k_"+IA1@܂д-<-mAoͅ9xWl\W^Q qo\]SsbR*qdJfSN}v`f#.c{acNӦ`;LOqdޘ!0##)}80B;b7kJ[1%_V?|fqo^O - ң Q-rsEbN9M"];|GIh:7l,5zxg9 xɧ*qF?6hHٳbEq)YqP„`W+BXxvf͛ @'iOjP}g%VU|%{7ˏ >~i]qFf H9@8F " F5tIMAQx<'r1(|ءUܩ{Ԥ8 p7#$x`?,Oas2e/!yS,z I[6ˁOǹ [9\,JiݻdHRW=Nң<0!nCFc8Gt`D D-++"$q>B`CJEpK]V&[LLr;` <ޏOބy\*S+a >Q|7 m3|c ;,q )em!u8 @wDڊ\*1bpEJF-2TvƵ9mʃliZtƙ-iqt\ zc&Ez)Tƙ*DGŅLII$1Su5킸cTq2I80`IeVap%zߑ 8{c}>'\n6$0M, WzbY+Z\mq's Twq\`v44ڽ$7ĖajYA8l\1-lF<)lKűal#a ؑu'7!v[;e*hp2ͯH;Z41{㝊F:%P@zcfF,q hÒ@W*:Au$G) X\DW/̷5j&'} 樠T4c0ˌmtT+^CխRJgJ%Z,p]9o.}r"pppjp-u'6;mN\/_4BQ&Tᑊ yqmln S v9ClH3 P/Z6UDrIqvɲFcFOFC,Ep P:f1T0~0|1Zt2o6튪Y 49g}cӖhqD;bկLJFI=cW2 \ @'dz<ڇ |Q)b`PL؄Bj7ٲ–N>6v^4^L7"y@mLIq;cAVUq2Ǒ\hBr#l`4(=r2]Jkzcf6Q뀤;(q,f͕Sdeg+2cCidD" n;I&8G|p˰8& 8BVvhly8n\+iԟZu4S3 Ɗ dO򔳐d5젡|dD#YML'm[e'a֙i!׭rUe[(hdlZܚG <\:<}8r0M) R*1IeѝRhb#m vUݐ [i666phE{d:VF:4P8통7Ɍ0al.oe- H켣PCFҸ-Pb1:Ce*1[%A[ bGc }q qծ ڊN њ + Q[ cC߮8ʝ1)j Fٳdm n)\Vjbl7+H|  F#mS\A_#qv"_sU'HqE P(HTnp54{ǡS1ũ S9.m@e#q>8s)SMr73|?B =rҝJ-+!ې.cx`E)m^g=s<8e"x&PѸ p\,j^BJHsKZm1\ 6ٕȍcQ 'MO29yNU<{Y$n}$E*O:g֟^Js2ՊTx$'/~h~#A>NT0N:I9\.i\, [m(gQEoS[|gȃpQŭ`6pI,Aa -2Z JbP( XCmamƛGDGTX4qd Q8{w K QQj|pF8@)B+ӎ'U̪; pIa6[t Ӝ~ xb2IM\cLO0Pr`7~2-Exw;Q1 bS\e)c!\MJn gS oT+Nknzop1H8sl' )q0"I9#gc4ƨ1, jGw_ᵳS]k!##bejvcyY$ ӁD 3(j0Đq2>stream AdobedC         #"""#''''''''''  " s!1AQa"q2B#R3b$r%C4Scs5D'6Tdt& EFVU(eufv7GWgw8HXhx)9IYiy*:JZjz?f͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6lٳf͛6l endstream endobj 370 0 obj <>stream Adobed         #"""#''''''''''     !! !!'''''''''' ""  s!1AQa"q2B#R3b$r%C4Scs5D'6Tdt& EFVU(eufv7GWgw8HXhx)9IYiy*:JZjzm!1AQa"q2#BRbr3$4CS%cs5DT &6E'dtU7()󄔤euFVfvGWgw8HXhx9IYiy*:JZjz?뼇B69IޙE&bSq[So Rm> w֧~8"<6p/'q7c7~ݩ8r9Nd8BqJ{i@̾8zkm%v`Z=~b7) *Q\T ad0X-*()ԧ\,8#9捷.߉u 00 ceZGt#K$aFh'挍}^Q`зCP0Sli 8Z1婐bVQ|.֢mlvs|»W. `zP)j>i˼I|xts5snwRoy$dSz5bvBH qoơd>8TfSHejx.Jn,\J(7&QЌ+jãzSAhi m@idn \S4w24㔐v$/!jF#4(`ҤR\ߙeAӷrCt7ǰcL0'[Jv]wS)Crt Pg0l~eFNM9H Ŧ78'|:\JZvQkJ#zϿ4l2! 4y#H=z;lpfAdKO_Ff=@06PUcO,RTۮbli=9[n@GAc0]$W/r7A+z5Y1ձEo@;4#})*0T#T;aT۾5W& F,©MH_Rc((M;`Hxa;W*}UCG6㈮6#7M>v2u"CsKu꾔V^p'sL6e֙ҴˠHkJ@q|8Iⓡ17R;eS1z`"E{fTS U?<˥FQ^b$ \oJv$ҝLoJ`ɐ#H \%8klmĞP,p\RYotj 4MA;pp,_i*FcF9ލ{ v{ KǾ;Ot|ZOыͨ?1\Z?z3[]R@󜸥kwL`=hۦpnm>H%RIv\1cLT:ܺZ3@~_T B.( 1YjV+c`hFH0.`;8nsLCh nCn/ r_fΛkCX(3)ᅮxAV=9$m+QN;> I\|12˾Ӣ2A=FWju#|/:v!vj5E<戧>9~@xr+u?hCr&sno]zZG|-%ua_ -A"tmJNN3!zZg-U„J(VTCI%STCmNXQc(`e] VMq:ԕ5ƒUN&`!8# a\n kL0tj|qFooڑ 4`zeP_ؑZSHwfEI` (+j5ҙVS }b8vm -Jz1 3B6,&1F*v,(r9.^c|kk<wDž8$@q-&|@9|pIf*2',GPأC}8%oBo0?kh`oO7X%lɪ,V>f#e0#W#Ɲ Hܠa|y]"3Y.0L㏾q?n5 ɦYs)؜K\-=hNbSI:Ѓ8h1WIs-[sjPF3Otz܌v~Q"[ eԩ=p;1qr 7Ugn :u4tZQUhmkKn$>9MyLgsӑr:jp91"p7qߛ nuI&+6 ĕj7#oJ|RpdZWe*J׉N==H3hjGf͉+F%[8Ƴ o6RǞ\nF]6l3ਙuy|:Evn4ZY"3BwnL?f͛G!$"r0[6'K{ȦtݖꐌNm @%x$=dU|+ lo݁;S&4qrA|;lщyd=w̝FrlP01r:tv9~Jo&~ F-ڞ"-v/P~^z/fGV͂D4hq6a0/u!qv2r}%c5w0 î<B mOW B6W>!㬅m t~AD$n& `H$k(Iɀe~O&jA}ϏρH!=[D JEQ`n=R6 jSN4h|pg2!6uwn1BSb/J͊JYi^SqD]̼Kb-jpb$9Pwm'7,Q?D/-XD.l6ϝ+qa(}6R: bOf897K;\y6#_yچo}"ߎt4%:cZE?g1vnsM/ 'Տ㈶v:HNCNA``It|7$ȍ(?<=<~g0Ѯ"|^zW#I~'Si+U #j W#O_د>>}>aI F[)7U k`5ڞˌqc3,äv&ÏyK*uˍ&h O+W<]XuJoLk\ZMs ժִ)ˍK{eU+Nq v}*T2D.f+g}/7DcG$dP(<ث[ n/p($LƂ9-DeF^IP|W0;Bq1iɏS8J2 vlٰ-&mՐW8yzA/*YSWC =ZA vGhCO?x}vlٳ{ȟ8re-܂Ju?+GnKG 0鱫P kz# y~lɒU&g6l،PF9#_IZJᵷ!gb{%LQ:A;/_"#~٩\Qbf˴ӤUU'sSZ RGjd[[NRw9X)#xb$v_g&k{SǬR7A)Ќ9LZQV,yݣ0Җ`]qqsM\ưrJ<,y Qf>&=\/SņQ&U߻YC%(b;bFhG\q7@o 5͸V&6X\aU\~2rqW83OGzWvF aǒ&U(}rFA]ȡVWǤ_>yZ$("M9p@po| ޭs.8b;eò9,=#Q5MN `႘u0zyzF#=|2Q3'QbNAX%iifc\8KŗLk7ƈeBNTx`z5|KR/[ت鷀zا 4S7SLmws0Hp^q|>/+G{_H;abެ}lx P+~VaZoLOEڰm۞@ u N|q7ٶƃ9F4 GF+~1~y\1\qHevIzsT1h jWj7$RA`Y#5'EklP)<=-dMjph$G_72Z$\yv~:7"y6/FHo՞غ/\9 Vg,{DwG<iˏ;3ɰwo_i( 2FW5 U,B=N唉V3֏iZlāboj֟*dWEE8+dLH^V9vgdǥi 4Cf~!" pIIϰ",i?TO;Ҋ1KB1F47- Ʊ3n~}>[0oryjMU:koP(iah%H#zőE/m JX~n+ȥnCX1"z<J |VGQ{icog SF;"V#~qUZs;|,\ʽ@Q1vnӌ{% /a>E6 +i-@0CZ{"qNu':|"[(5ōvN`{9ؠ,L*k1@;x7("S|;|ESu|/Kwls0_X@UMH11\)"G  (P_52ABkqqBF㗋]>D|2<'{:MW^s9Wv DM06Lw[vPď5$+(s? YX#oJ>\ ǹw'=7ILa?.9l0Í@#.9xw!䲏rL.xI^Cf5!; $.퉴yu0mm !'hzA>xHe*,̿<.V//XZ֍=rųhMowsN9ѨtȚqf(}ƒ9xgvY=yW8/xm/;2=a;\[;0/;go;I)#* Clyn5kg27dc&y{b8nDFvgÍHa2vhq."(ik3j?@$}#&-]'.v+Sȑ@Oo|/QS瑮mxAl {oe:dԧKj DO#F1$cـHh|9Э48`͜ $Lծ]٩wEHIG/ħ;|5KKd{*:Qf:>.K &[ո,iB;gP; *D+eIͤjSZ?X؁Nt!颖k6|QL͓Q68Ny0HM>Ȭ_1[Kbqfe6!r%#Ν3 vmQ\ƀWj/G;6jfi/y@q|5#)ǎk;g7[e*WY~m=یѹf=x=1W2ӆD*,n p4ʺŨ:o5_c X{cH2φ[LK8`(7HTq+kAcr;b+ y)(xJ7P)2|!!Z˄RI#=T.:PA]AڻۓO*ίp|6wz1*׈;˜M6 W: Ȋ8?Fmጶ@>xe{ pq=iiZ6vX+cU_4ۆ Y16 tG0=C]/c DČ{J٭Xss5^0595G;gH⇦B|êh7n+폯|Ă=E8اENmun֙@0cUR~F5;]#OӢrvmEc@I; ~k IW\Ou? S/|v:-4H OOýS8p!þ]fa~ycqCnڝOrvjNrO@3eRdдп;/ QOpώB<1k,rAm61H{ -*|IÏ-y[Cy'v/\zUm8gcB3{B:f˒yFBx1߻vV5r͏! wu1-cƳrOrI1cE()_]vq|d_h ~h],?QH+|Y枽pmh_ }u`<3]ve=>S9E#<@dYPo +Uj j>wէ -#Y7s0H/!14O4ۓ3OrNhv i)Bc rAe*ZSyދjgɨ$~\$g ~igrAeYfcVc$9|NICڹ#HTPa*kFiğl5E…:{C-..I˶cNG; `V_+틛#pG`RсP-Ҟ5Ν.ţ Q^`vmohπ39y|,! yFRYے78sa<6oWFI=&wz{d3wbK=ㆷjh"=*gQ䑤o7|{oeizgӶj6=.kRw~]!Z\s973j|Bx  ʹׯf,*P*I[h6;RFX01a3 hLL>aoȇ"˱cFN1"PnIt$˷S\x9E0VNP;xO4 Ef#Z]4zc>*i7>SL =s.B g:ėj])3ZK 5Di#!^R$N+n ΠT⢀ e' Xcyu.z3-\pa]+E=oz*坫$(+S) ě*@=)b$W-)M'Q$$xoA@9Cs}(~qLOM\t~LkV\'5 E})7O7ЖPoR;Tߦb|kA]z,]ȠIJRǢҹ@o\v chjqxk l)Ahp5Qe)rM|S?On?Y$W8 TxqSĪ>kU~X/0_VT)Ob& n02%4a!6>3 i-Q$Ol۲:m#7KnOppz3?(7\lC@6alE0]e=R>' 7j}b׌drH]G-:dل?Fg[MrMBIQEmnoa{8nɭ\i,mjBG3W~uyKy^ʟu~_h˾q{G]aYDf{vM>HA2w %6^]7^L~]+]jIX-!8zx6p5aŬ:a͹'E{dI/6:F wxgKpq z1S261v'c0=0R$oJSVTv uOz,ԌS8\c߱ve:R#߱lf1s=pMGH(,TuV0P>#&c[qq)Q =82Y%ki5b6MYJKMFE οq1hҸ#?-ڪcƟ urui;; !SJH\>? xG)2+=̃IMŷ;H8 ujMl&s-)#)9`*-e%ոKf I FMB̯=K5N3R?# wjYE}W\B2jԛIѵX}`Ԯ\yNDT9FXpE{7S >1<""֫*׾hpbj6|[6k5 Q|1owj$鐨d⑻Ӵɵ;1U's)nmw-:\XTf6}ڒôy~A3}"4Zz-Ȋv  ծPd5Bljiʪ/f׆NhBpd '-IXJȇzS6DTcQ>|Z-0Ghwԡ kx`ۤ#4 3ƹԯ[\CCi&!k\6;'X588˕Zgc#Ȓɼ5:lWb=iQv?.Nf5 O7x3V{2$#-PvA)u\}HjP3V#JFb_Ճ&Rt8IP25˺<ܐN!se]#'wZ`.tF PbI4AC'鿃p)Pxb[kM qs OA5R:Aq?,3&7ݗD9&;9 FF'WaQLA XʛG!oկmwYuYTaþWoVBŇ+}#ӌlee:B!Sߘ^xʚdzvu<.Z1;/ߜi縑BZIf'f;Vk..4^IԳ1'\j|N+xS&Oޙ\$N|dHOšI&啋䳱Iܓ͛ l@c3`lٳfJ:6l/bIcf8ZL"e0<>$.LwLH^F 9v镎W!Y;5+crcnbqPᥜ ']mlo=6lGwGf͛%ZF  z=EQuO|76;n^!JB#ĞGY= GrPU4`wM%~3JP?lA get?j`!r]p:= x%<$&c"c\A9i@a#=pKGScm蟫}p^KkF 6«I*vguА'=}ӑ/1iL>+Jj4(a52Tn3/\8c8(U8aʋhlZFAy3ƙx~bkF\g# yQ-ٳb^uImXm^_4@rX_Ձ~hz3㈉3sth;zH񚡥z0(ٻV2/w(jv''tEvTr+ɛN&o ?J4z`f}y2{GFM>xDY[kV>&1!FV|;[_'MS7qmPqm@0|6$mۦFj^nFAg1j2krϔS$LMMqؓMN7KQt):z nxCipOu'kZuίy||.vFd>[e1; R^d (1T!NǡkW, ӠM %K`9 ,sq>9OTj).ƄoᑛRpH$O -Ig5{ZDE-!(, r+L/Fpg?Dmf/5A@|*?Gn.OeW.IqJs2/jڬ)5y_՞%r O>}M6-]i' MEqK, ['|fGvr"$4[vlٱI^b)xm5~f͛ B(z8A² 9CI1] fq/kY`W"/5v9^,6:6)BN }6ipz{\ ݛ6lipw%G鑭($yᝏeҘÜyrJW o*¢$np= $&y#X >8pA`xw$_YHU4!/maVjf_{>姅\.ڵg:hdOtv+٘zjO4FnL;ԦlbcOs^D*׼=o-M209gw"шHѮ<1'.=E+aGc_2{oۤp64sȋFRh@9Έ*H=Au//oXۑ:g4Ҽ?sKpMUN~'ӇC*j3><2\.wAXYŐ7ҡ8}eĪQ\vv*y&6 |.l%Mb'7GLц bI Pm@M jGhu#"\:D6=#WL%vGSD0ikl} (])^4pCckft&^<pCfm_I:c lkCSƸ FًŵOf͛ t8/uU{u9ƀu9w-[[9=8W{ 3tԃ1.(sk=I:}(R sO/jh˶i1WM0#琐 4pl啼ֶR)==wCF~5 dSil$|Tnk{I&i $#Ӌ +eσ]lcʲ\>K&1D8x_qz_Yx̢zrs0 : }F-P=A6N:"gd^ӣ|xh?HM>MPXxS%=hG BdH+r!% 뇲 ` :w`:z9RGnN|YBbZc2Έ:Gnbq!ͽEtַ(jGJ5=5`.ݶo .*]&5)\O^AG\4:.dSs]i+Ol}0mSO6H#(AO^nƏC' v7wbabQfQ/zM6k'q 2ɩJyzQ98؀jtp ͛6-}rץ$4ㅞF8>;ё59G:W)>(4wuxbbEjn~f͛l5ûIO=$>^,l;;Zp䌁)D%|ڝf< @DO)[J2;ӢZ\7$b  Q$dG4%_IJ AJ0óN,rՆ^slExG,GzHe(?5[ymge$lU-ռ! o2Ҷ OLzS|X-%zJH XOyvtە(*EAa,;dWp^vcOihpK/ɻq=NeF>#e'xyY{MΏoZFSՈI)8yhT"$7[o8ڪF+CZAEӵd\;6_ó hĵؗUYXQȮnv;:V`.SN`O:ػC1<1!3vgGsjg!4 Tw2iu f2<3CW^D~ 5tzS^C+ޢr*$m4sA$rC uVY$ rl31^#Ǿ0GO0GmssS }1~;8vOD2O&0$DcV@ $㎅vRC흛&;L) -{ct +5:qvP1=F?G3lNZ}j۾Il`]}w82,>8q?&O&j" /_ۋ T.>닂Thlo$ԋRj8΀:n2/ꗚEQJOZ >!COu!A@ lcE~x{NىQN(džOqȓˈA)Jœz@N 3O4SՏwީpgzAQOܟ+]/)j*(`f<'rVFIZF-!'5;68_t auڂHөX==s]φR -Lzڮ8ҥzสѿm=+!t)V0E{2/83 C V(޸b$g\u^UWge!AF1n/o<N!)/5H:p` ޢ#c*;lkX?V.TQ5]zcM(rlG$K)n8)>}%%iM;X055FS LBbߕ'Ɍ!Y7ɈC:㝪lK9DZwQr-C)EF+Cg#}0(6+Qgj0zА&~=FXDLdub?fm^SqB78*?S]z=57X.GpeOQ_Gx8XswwfǤm!«+tyTW u>+E$"t0_ȄJaޗ+zFl F/l2 w^ɫɠ͈aeɔpBzvm[FL@؎7ȥOz\{QT)C[|&zsTt'`HINoe,W ߦ~ÐߦǑ$l +ndI+SBvqd6ixi%Rzd >LSz|<;?cؚ fXn?u om%;Ft}CMU:a֌Tzns-j,hW4ddYzV+2>"^)- TD^!YrouXj;ilk5)m>J>2[17 So$medߜ@֣Hڸs7uT%6a"0%8x7)L|9 uoqt/*Kuc 븏ԩZA/Z3 -4q!@@'O1N N"aOF:u#WKh!H|{rr;oˑ6 1Sʙ,<ٲ,X|"G}7F Ѧ*,0ӎ:P!?$Gc:bbl;ڒZ\5(ZƽAs4iZe?azFlCnpE\Y֤4t{R?Ӄ-(e%CAP1aG4<3%_?"ߚvt_A2b _2Q聗G V<"ϟa *0lKuJZBXVE3T6#l*Hqlvc N7x!, .)u":Q^; 5 z`YoLCOlMvhМjxK q&F1`\D782u rM6킭8 c/c{jxbee="`1H)rSW dn ŤQ,R>:\<:zHޣi]^o4>íeNǦcFu@\"|4ݩbM6OKG<wѕNNT!olI85|J@)O Jþ\ݟՅmZsa4g'ɈMpvbA4#lOP)錢/kX4H=ss1]$Kȴv/`k#hj^S9q?1s<쁗?ϿZV{SRiۉLtkmbA$ls?ܰj،ZB)m;IE!\kH$SIB }kǀ 7&fA,ep79Ѽs{v4=Bߋʠ:V喐+J=8Gp$:Uˆ(Q,N`*2G@#Z߾:46F$DOKGxd:'yS o)'nDӏoɯ- 2/U#& XP Us2E5/"ŨIn*hXcm.{k-,lRD=Adpj"gfޑ(HEsYHhÇ 9E]S"wr;)\I4â;7C"[+,N(hA`IF"Ir!oiSims\*kݰpc`9{I%3U6!GS-X\fz1 r؉I;g(qhq)21shbnvRDՙθVSMiuCw 18+ $S9"o*;c,h 7Km<޸uסSY5KyRvO^hs N'/tXX#oO#]iWN dQW}n=k~QZ q\ Vա i9q}[p#9~>ѧ9i* Jow(lAPaqF(U`qQ&@%sF5ȡ&qFcKb\oMd,#n;s`*hTr>cf(d+.\Gʒ`)QEB2kqH@ ǧOeSƑQJX<Hj;t #w8U`}=:*x1)[] ?+a\;;$FՄ}R60@)3Ip9mTlՌ×GTpbaj2틢֙E626\|NYvHb(2qrraK%  dF8o):np֬~c[-~xAZh|bY\ =F2RxdZ2!|1^ٟ|oayt 4?͢(zD&qzTzb`^Do(TZl0D `Yc1;^;dH\4##<\}APFfH攔SH4XfWq;r?&ϫf )_,J"5t(V ⿎@Y=K⁝ /$=-9|Lo+o|*Q2 _w; RR3fT+Er$AGWS,x'R;ʏȯTk|Z;u F55ؚQrFP$<.-ҋOgo$o!mlRE|t Cq\!C@[%<yn:Rqq⳨g39v#eGlF:Λb) bZfU^R(A:n2޹}iz|G!Hh}2Dc4aЁ$*zw5{TPts9ՇpJdlAaA1=\>=5x(r;GORJoQJmP do\Qy9 qT`Je NU꛶)k㍗^cӠ͛6Ȯ_MqG[N;椆v8HGlcm*v2n@QZnk.\8G=+N'퍟?kъNL 8lzm,/:<74>a]jCLLbY$fzvɆ?4tjw0!)߮9z0_]K[~iǖO\-ea  2x5ƞ:}Xo>k;}8{ev? :cӏ_YQ's=1Fl8^F72fZCCV0pz74axsæǽhu/k&36S975:O lCƸb]o7Faާ |¯gߖ/Hb,UR#MTOc |2"IR~xlI>U 4s eE #;IQ4kG)b6W`cPǾ[e~ɻ]yHX[\ endstream endobj 55 0 obj <> endobj 56 0 obj <> endobj 504 0 obj <> endobj 505 0 obj <>stream HTOOHQvޔij̷l.[!?IXD˝u@AIDD\wCQC)vug#sD߬ocvp;;[0t"'){60vm85-%IofgcW9Ӌ{Ğ,X| ]T`ש>+:\ *hUQQ`TP IA , - *;hॠUjr `D2ξ-]HCE [^[ T?ll~k|I7owFB4/jaGAPfcg"7$R BtZ5^}C'o.pG\LV LRgٻny}[,R.Er% , endstream endobj 506 0 obj <> endobj 507 0 obj <>stream @ endstream endobj 508 0 obj <>stream HVmL[~ν hK7.vq &sBΔ/IHnm"CJ!5TUUvl dيh[jES*ZTmҤe?1[ci_=~Ϲ @6f"p̄jBd,Ivspk%a@JPo߃|_?D}@Ccg{v^^5ztllLک>Dzt쭁{7^]s~G7x˩ޱj6h<*\8C :mU$^-+A}誁l@Iwಬ" , _X[# ^7ą] FzB Ve P[cq=B_\? ^47u0aG!~r&n# FRP_h.ݭ#1FmzXmFa~ay#'Z}R r xZy 1㴂m^fr @2iMx x A~a#MԢA-fDE_dD%9/Qfx{d%6vDVPލne'*s|"43D{Fz[=Wy:Ρ/[ EƱ_DWR.[[Ƿ(gQmF>(~,F=:'6Qnc|@(a TRN5dϡ[:XuX`Q1},*7+V?S(oq9"Zs*dRs73</GÔuZgO^.0d|昦>RzVfÛU;x9?ѝ;vRٷ]H1k۸cSޯ`^ endstream endobj 509 0 obj <> endobj 510 0 obj <>stream H\V PT>޲. cGXd" (K_#A/4 m1SЙv*:fBglΘĩ4N6pw9s; 0zWcNSʨj۸*7wli3Ċm{6^5p `o[~`1hA -m;wwMZ߶Tݨw5x5'~S'7?@D i ="K^q07}ys{C[w9 FJ;;w9sŃdƓya7܄&(j8P6..ܧԃ;&^00hb$S'`x DYKv}񌓙hMdrʤ>U,2IReb*rck"SKCLf'$Ci[=gbdz"U, Ux=`[?* R'?r=F9c$SpBo fbrP2xޠf/ȟ `ǥXz̒f,aTYm)p;1E S IT9"/CI[ᾘC}lq-<)YqT}ˠx =>6֩ y ?M;Q!N >T r?A j\G<ovC?BϙO?^" J 8s7+G!`A:a/ vhkR-)}ce8]nX 2k0GP :+ (5N+|8Lvqp~.!!H,?cǼB. *h }PG^&~a< 6n%a55)2ht+F-RrG.NR$|-$Zrnb& KLweWWW&+%Jhw}#Ia}Me}[~oc.ȤQ:&-ȷ-V|0LG%_ȏI[Bv70Ȼed%yt1._|WȻFbps;#i&׎u$[O5'Urh[cM']L}̯އ8 A+Ϫ:@߶%6Ȇ71y׌+Z9tRM'!苜r/y?Wv3JbOgf&eYphKG ݖ'äXLs f$uG#ooyr#)TmZ[ ZX3FFTeͯm\[ysg}c}c#ƍ645V~_@(*7|C@ $B&~$DJ$델(5duc|\2c8tApQp 3BDi}//*ͩͽ^,UVB=X0R=S0'XBFQzr8j{W<‘}w]/~70,.hZ_^O]Cŧ.=E_͌Y[A"v^?Taݴj8 ,bic7 I{HX5!Ds֗7稜!!Zy$Rnja6֗5β>}Jp/zkCY%$.6vK33h9Ezp X>EPF\ru\/tSG>;?QsݹOс#>DbvU8H,eFfUi]em?~ɍkwo?ӵUHfg\ov48`PTBg m?**~@(&_<x\/ddbV2nF pke +[>|:˞>gVa{1S5N)& 'sǮM sPR%;_$_63-hxx0{WkTSW>G7&Dv!ڎVLcΔSeF*UѥH∢jrL2%Tveڪ iG[Er2W9Y}6yD@kBy54 x.uˋ XDXtWgݘi`$.Eҍs63~]Eʥ.EyyCXQ= ް D5ž^*hS<)`OoMq 9L3 # )v|Axu{pvq)S]RgS9iGg/7[}Wm{Oչ*xBM$Hr9[B Cr ?7(_ a ,@J(^4ċN1tI|6f[)Y=O"gHl#`Gsaل @Ebbʖ%-ɳd\%, `P`BdٍQ]M%O 4t| K dq;n'-u0XGGQ()n  s%2?; ֫p1yu۱Qڜ.FK<^1g֠WvSJ_zS)}Z $yQ}jg>H7ŋ;npel[V6Az(ǣ57;oJ]F+c#xU:fZM@£s83:/nN ~ى[Txj5ۗA. 郫4pȂ͕^Wo7h(!Š]0gX|$ JUj`lH_d0.j 'kɊxQ 1xאG*!{ixcY/%J uɘ&\mI9#!6]\]$T B񎳁kכ 3ل"cH>nl᪐csdkf5+I ǁT2Xt1SͰ(t3z'"Y89WO/Yj@ǁX$.ܽw7tzb_;pC9&\k%N2ݸ| gAC>➜TAtW q4A&FA;q3n~5np?jErć /C*6=sW:D9|w 800700BHϰ՘)6XZ8X VBE!+w,aLLNgAܖYҼ*>Z8*^Ej 9|7 0Lr{issMl[Vr 5 jq1, RvkfnB2s93!?|g󻼿4xS2ۺd5j1_%SᙬS6xgBw0Bx1.{B@ms<_4מ}'LDzΛ-ida=)]HX,KA[haaXd֫. ,t  F;_jg7֎mbZoIrr d=F?`:񣴙ߺJ/vɇ,ÔCE*VG#;G2L{ܡɉCpE7:5e+>|X)^q54YŻs;> 9Zt ˁ|!q pUjlE39Ij{X}-~7^&IA7l@1\Lt1Vak*qʂ/Bl28^bmQb+w-N] 蠷*reƾmEu]+. t6W$ߚ{KD zDBqЊGŢd3 i.Azo;نƁ[N:}(4WVHi ))œқyl-80 ./-Sڻ'>AjɦD4^FP.ЪBH;GVyW%f֫ TTjU9+,&^AVZYm-O+i ܹ/!BV h7` ؓt@2ܿ-Y .B"S3(Yx`qDzOߐjA%&s/)u[xf6G8cߧo?to~Dz͂4=(}ć2gUW{ /y2?;Y`d%cpfbS+1 +eQR8PEL20blƫVS}x4q`9ޮ`gVfɘڂgT_ٻW,9ѠE3em`Wψs3z!.\qmڼί$0 ,25ՠs}trK:#A7#gk]+>ҠzKg#W])\s+rd[רTmnxC[ѧY]w(^mcG1h p0< Ps q (b2; hNF16 z6שfhJnZ֖upCaF[U>l.bs1+ۚC]s'h>|&c*U&Pps/D7ʗzKcLt9VC^jJUlq/̽qC(ߜq脾@>7s+ P4UF:CbCBR8s;=vX83njWS&0} cGһBpWGȧI(ŲqXkϿ) U4aS w`-k3P jN/,,;uލ%3+_WDiS"^ţvw4i!\o ʍ kќZ9}]?k0BㅇǸsɕoԝ&)cw-Dju8Z!#FF9C - a08j߽YvynB y!`x01$ ZX&0H* RteRZ-ӊ4X"=M mqޙ߽{}|S15".HHDȠ oƆ qUz* e;g?:=έ_js]%YjS^NNn#+Z`[6/K @Zlՠ[crʄ MJέ,)w&ݺ_lU/Y9wN:@ao)n [ò?^f ]X/Hʵ\s:^=W>jyW74̜uIR|\͹:sיʧ?}GFO>Pw9zPOwr ;4\,~cn(#| gd$bx"hmӊVWu>~h]yJ_8/_7Nll~4OM~0Bx's3$e]&Ґɤ$'I(]eR!FKVѩ<03np2%جϯr=zY#gs(8nN<>{9PLt»꺻;A*ނ8ЮMz}JWq8/NN7 x"Ѹ&BzO{; gl0 ^8jVߪX_}goK۟<<'WەSZt^w)K#Qv4*҂{{U- - ' Qb^'TU^=LgU>rd71V2E}v2&7괍f'-)# ђ>yH*ReF _4I吖2[T^RYZRYAf\+dQھ)ۛRV(Y.CUOխlm?=<E[~KU &[''ef< PKPwUtWMDB,'N1iq6Nfj9i `kKM.kV4ލ'5UܜW>y75ܩ*(g\b`f*13QdjQcOI-lkyطbʓ!˟\ޱ\310A!rթ=Z73QʶyUNϻ+~FgYu{=S5[τ؏5a*$Qd.|:~ W Y7r52n@bvkChh;iva.ߥ2J񴣴?6#>",j~g߶b(2bzVC@14I}K?^S $PM瀤[@2K )ǀT d_tgIe`qEH[J,̀ ;BA<<ޚpGtT=2%<^06}tΈ!IicXabR{%m#V|hq A0 nkh](wW_v_&q;9]\ q ^hx>#{O.-qAnS8œbX#j}&W!/#َ̝ lIFЛѾ0"qb_[._[K)Ӌjd-\j7$ 50b aWCXհ]CU?FjѪ@=Y)AiVMbTe'bjG1F~ 4_D[意;zѯ߲׋Jwt^4 1`T endstream endobj 511 0 obj <> endobj 512 0 obj <>stream endstream endobj 513 0 obj <>stream HVmL[~{{mqS )I5)%@[(i0%HTMV6UcUnӐ5ƟjFVIMHl͏i;dYT~E9sy^_`r1uO #\ =4E9.N̎mၡ[~;Q}~(Io;;vp/Tk":8` n>4pdRyFUe7&O'/򁇻k|Ǔ‹8D5^81<bLWW5ӡ;,Zx<%+{U?K܉ɫ%UϣJ$eĺ⛻'l`oաC+1BjݘU)~'ԧ 9 ر!?֏>&}M||Y,.Bv1C34JRk߇I4uF3)=4ԷnzjwQ*N0k0W6>)jԋxdcd%|\QN/k|8uD]C-D9ߏohW0lUzj<ߋz7Au3lU^^^ t0sƺ cmM["pۮ4S(>\LkmvH?xvdfhz .9O$}v#Sg0l,a7o㔬sOf$;MHvndnJIZ ጄr;ic:YPFۢeRJ2* 7Rv˺rRPQ鼱<;!*QO-yt"Bu'"ip>Ir3e%iȱH3#oQ4dTLjYYiXϘ3emM7OjNZ;BA nxiQf8+c-WL0H&Q}[xIxYĖ^Ja8&95aFDT JAQ*:ywe{%oPR\bn-3ҲbxTS5=gNuYBu" ҏ϶=^ݜwuGO gŅחrrwv8Tnz^Qx`#G=YkbDTf8'^:*ʂ(R,WO2\,Ŀ::B}{B5]'=601>Faa d1. cӘEn_ܱC1 -{lRJd(C#vgKk7-\7ӇD?.ZS<9w 5]rݹUXו>wI9;S endstream endobj 514 0 obj <> endobj 515 0 obj <>stream H|V PT>ca"Xe袀+VQ BO 52ݱ4+pwuV2ѤFcRMjg41mEwIwssw*nS+ꦎ|l#ͭ[> `Kc}ýw|g vZ&-m]݋j~NkzP5,ᯤCI%\_-;~}f-Ucx/[Vo>٭Oշ5/`ήm s>`< A,'P`T#@$J? !d#dJ L&$2(q-J=!/KZ;'6|]'uv.89Y*8ͬX鲺-gqRaio,3qvX8T֡vm7";g ևz˶%N*]+\Kf]J-3n+QXfڸ2Σ\U=كDxvN("=nVݪ#CwlK\HQG6]n16hf]Ok]ծaȦt܊-4Qx! <@yr'en;[W[FC؜@ai0t)7 1,WVz bl%DPL}CvVU` b<&`϶€  ]]&/[PL>"a8ŖB<%8(8^QOYw}ʬQ¶@ʂŨ7b;@KdMn@.}B|[ d [4]b=S.4r X-_)Rozh|!F,Bܘ!|$N%><g5ʅdQq ɵhNNȢ+LfInd-#5NXʆfa/lvUXQ;+Nܙn3MX15, 3^y֖+6Q3aM*=$a.3ŨH; ɤ7?tT[.DB "=l+6ĊM4\֞&n +;B/9  cՇb1`ϨLsQp^H%$ !{+RKWJ{L}L\J Foؐdtj"DNfK3?'D"2;$Җ&_+j1[ă;L" *LL t!-*aR$$ V( ae;瓮od3Ocu#P_Jb+S=ÍPA#$#RYY3 U ƧȒOp**I٬|_٫V+&PX%#&g/H8*stu?˖Щ%$cxpj#!`;\'m7nKΓ qk%)9Y [3#`ɳ ~˾W+22l ~&+[ 8#glsqH߮7 N5Ii]9 5__;mb CYӓYYYUD0A/ŁOqA]|i:3#zŋOJ0.ў[/o!{IΫ}zSv/={Icb4FaoZf :MN@H2đNJ9 B)i^Äs4n< ZU;B'FӉh(*gJY[׺bf\9ӱÓL=R78d'{}[f&mp$vcDy%D*Po`($C1~@hBR =*-ϯ\>KE79 P_X^'d5[YfL{L+Sxul={ƁÇɌTּƇegeL <7TLG# 2{WLw>ZT IXt@BjFoÛ4!\5)E&%CA,OfjwQgͦ_#fUjAn̍? ښt م>\4w 7u}[N}%=` Mԉًjۛ7߃zl 6g5]kwZֶ&An!Q.FC$Mpt7|O')7$A|t: Ts (SӫDݻA.EgQōv].J;8n S:S}tК ;`x>n|>t3z4-\b2RF#Zbm!y )mC(JF-Mfv6zbO۞ksձݨnDG֕W A4\TƯYx Vߜģ~<}_4oe19/znB T\w v>LjmTbr/Ue֥d[( !rܰ7i$࣫}:9Iqwn\ ݉F AGqIV~>B%_r_/Bew"XߨȗCy<<"6X0KM6;]/ Fq#sV>KN2B~\ZD_~.ٳOV/_^P B:IZ}9O}xa8궡S^g˯=`MSM/0gmfʂ#@ v)vIvTmZ$:j|BT+_Z m V-5Ux$5lT}TQrSBq/aQ䡄Ew}i6T4" <|!"HFѠF͈#PMfhjD5Qkњj,t/23||{IK K"ӡJ~dq2^XԺEU 9ڂ{ 5o>0eg}~n ѻɕ_qxQh1NMd%+DSnx6*žD;fzMFu,2;]~bt-]˅3?윉B۟n~ݯkEfl|Trv16T|mlTyZw*7Y9GӘ{lmVj\DarLCIb WI" xNS+bu!WӝnC0"f7"?vqq@q+00?xʀ _j׿Kw/Ҹ₲[hB|/t-=>.D2vW3VDTҌ!ɣm`7{!10(%pLLj&F'[ Od0R%$rr1)d~ui bW8/d$.!aީ,CG ?z6"#>L`/ۧAt挆 Oƺg[/zKU֞*O3?gL{x=}0sUrʒW${ҭSS2>@3hH߁lx0q LVC8P^pǖPb&mleuڇF;8wQN3<*E<>V>nU wAHۘLL͒E+2 :U,Vy3Ss|<ϽTTZ״?]^N;=P%+.fcWysHրސ+{U=$N‹bh۱RR59'K6}av{LR³vl洈l K#U}_=jk[v$r΂ZrKzhvIϪʟl6rjy%r.1;;NxN%ݞW,?7TsZc.*=IOSUm XeF&S95N,t!piْ Gg5U?kÖZAMVY(-=Wf~'&EG*Y_ S3|E=Pq;ҮjP4s h\~!f{H냷ygK/w``M+J{妮.@ ,$2S&_JG ;M{Lmͭq)sGL%S1xH%s3KiPDDzݡ$%.~DCԨd6Pf7pXU}ԇaDP2ңrXNt*XNX A >9^o4SÌ'iƎaqz14d kZ3izQ9cRaT}3/#ݯȻ&-v!]R!'8d|~= OƇFtδ%+Nu- X1T^ǞWLb7Ɓ€K3E8=*ߩŁLsʌҡ\)Vl<9,u7o|i_;t:YUUmv%tv ݒOm@leRꥀA(Sp]'Te o}drQ4AhȨ]0gn٧[ou?<4ss kfijW)סTϯbd>:iB'O4ݥuib6¶jFCo9lnzۃX{;Ft%tQ0dnk<$fh!d!qi:mW;TP[t챥>OьyP]l7kjI-nKb=.>f;DOiP !lǁ<VX}?ĂU#.B7vV4t?k޻񘗬7.oIfTVEɰAV~l9L>'l̫:4}!R.Z`tf"}]%Z@dP`wsaoytn"#aD1G`hc_'08NT) Q %bIDx>Q bB$u:`Bc<6$AC4i)`4j(oQtX)x$&d7,=k|P3#Mi89wtjvlf#~;ҥE") 1R%S ` FOPJ F)FQeK94,DD)()T@4z ETDh>-bZHߧE2+TJb*%TNK*i9F+h%-Tn ײ'o>)@;w?`y'%g%{+k~ v_'Իqi~~\ះoϵ;kw\(d"oHV"|-xHȈu2F,p *ߜ?yrnvnbAټE/wAU,e2` -_ T7E˓%S }q˧dtҸ(ȏcXLUli!}WEzX#F^h5GmKeڃaݗre 0M@X endstream endobj 516 0 obj <> endobj 517 0 obj <>stream H\V lS>޳;yI~88O*HP`! ,䏎l$q[ʘAR^{BZ"uJ˪icl޹88Dzs;|V :ݓBϪmZz@svæ}1@ǟ `u>،/wQ.nni}Fֆz F9QAK}w]*Pew榶EK>oE -mOߩoizl `4&m[ړ38&>_fv&E08-蛠%5q% @9ؔP|| "cWu(!$W5՜sd=K%^ y;ƈ{Mpaih#e!WClS8<ϙ0 30x鉁 sWRi]hIT;xUuء~.U;pϕ!xn8"VqeRxC8IID"F <{Qy =uƛݣ#p}KC5QGY>laEY:] Lз,t|{иo@;ǫܰ"C4a)a0W<|>mH"$O@c0^M2>t$0Xٷ575'?/AkAJNֲ%K'J }f0]a`'=s7 ƲPI`Y8A2%HO(/qh`*SdQyȞ&{ 'ͯdžq.{%sUSV.1~̻.k A]pV,kkg;m̭(s 01-GEȖFڅk'ޭd 'X,H yW .gJChtXZBmA\nx  IAc H q׌9@3X Zc-//:hU j6u'&iaC@1 S:L, kj6`CM}S2ٟ 602̈)eVU?sEobvv:J,)/)ңdazzrQ5KԎZ%aHb+=xH]{o[Go陲%C7(T& T!ƸqVH <4t^ US8l3E:2r6B񊶫(REсնW/8[{j;:J u%޾_]뢾?ߟ]9)'3HK^gQ3&9w:"5U5"2nբÃ5|(U1ީF9Æa'W^JlϢ2j |ߴc{=T ~{}@w)ۗꓥ\tjq n& ujBr?m%W֓YD:l$]/D ,/b6-CUoPTGUDP\^-@M]inBnb"VV*Q|Wc@PG}l}EUVkN۩vJuU֮UlVtZmGHLЎ3;;?!|O :zAW}WYJvG`a!4ݝ+o wʋ7[&Hc m2sJw&`TVvm>7_JQ(-|a|uxe)FI*MXFFx&a fRr 42 ZPۮs \G59SI+nTŠQdNv(ۇ`m}$ 2j |cs 4p;8*(#Pex.>x8hĨ.~vHAf==N *24f2 Rrv.njTA P?mQp4Y(\4 E%sX8"3W^EBûG(8q㩃|jIh.uFrNn$]c#E<}~5cȆB%fh0zEm?KB+hJЃ>cXmPm +ؿQSSOc89 0<$0MzbfCS%ޛgNA&1]?]\q(%@3r fWͫ*7{j>m͘SqHnYrX"f;BV60,)ly^3a1t`1b2XKbRPch#->I8 k##qĞQ>02q5EP"|h3FGY&G0CnHC N{h[F. ϟ[ )km-jgQvlXUrHQ[-{$G/$uٟFX\BawHRbΝ7~XxTqw}؟z`]\զe&dJ&D_x +(s]m5"o^F(\I3QCXA<k;KUF(Bq~DHkB9 Buc!CBFB&mݳ Xw K 'z-Uǽ+{P&L T٪C~M?AO~Űǡg}}bP,D4MA3,"\h Z~^@+JAh-LnثgznsG? ^^M_[BcR#^@0BdKAl@ (űpEl&>`@@eP6 fy{89k'dz$d&#} ,a%@t` :]_`c(ԓɀl2C?0,$@f`ʌ, , B31 # У@hbf-h2) ʹ> endobj 519 0 obj <>stream HVmL~e qHŁ@ J @p +R9mdh۵*e*-UjJ`S7`5Y~Mۮuyιs}?  ubD^\ D=w,@twk=Yu@tv9ȿ iW4ҷ 21`UHvJgdo%=L$z[7CʗѡFڬȇ\b8F#S!q k䗽ځlU貁t Y8Tlm#r摩Mds[S(KYv)nt?|~.\.}\)LJ¥:GKxk5a] \idXI%8L@+~u.ok Z7 CM!>_6a?HrYǵ?ZBLcXY 5hfDSrfccx 0\6_}KJ44/t/&afz%4W]VLP$ߊCYD>^39@(^Z[a?h[V-Wj }r64USih)F͕RrIOKa9{̅vͳ%'Ҿ+WCoZѣmwgOᅲ-]d<O|ZE1ZiڟU|{-a.+zR2UqrM*YQ2Na> endobj 521 0 obj <>stream H|V lS>N'&61~1$@:䏒RP0fSH A @ RJuAud€B+VbhLU_vs'a{9=+l*VOl^ո/jظ{S?@Jg]muͣ:\HgKgXb%nH$T=qG s.cJF.`ʺ v >է"pi lZYT4tz#B% Š\i氛0K5V?+’P4Jݐ#) nj-}^+~d_ =s#XʃT=pRl2 &8,NJq4b  *¯3B 4v,b&,!!,9 r@#C4+AyZ;c8Eeyh[WUڑ,v;q= FmslN7iVhi9_& 4 +:VH)RQn6D%61*SD#j^J{f]"߿O+cG$vϦ^lko#J.,qC>!,]aQQFGv2`1ihcR$rFB#-?o-\rvOQmiN/fFҵ>~_&0+,.{+Ytk$VI<ȸbV rxFV3rT :$68dqB"WVC3H~\H E>00j"OV}Oɓ?{ݷz?⶘W!8Xwa'ЮIjй7743:Q5NAc7 0jQJ/g`+e72 YZC|+Yjj'{vhd kdlk7[cڞ;\J06?Q9[Wj)q(̂lM?(&yd Oє8/3ۄȆnˎOoH>skԼaj?v卩Kn8N1[d:?>QRe=*v)~)C]2'1k ڡ$SB:Gœ8?򃄯;6qoL[Gnzn(_~pz0}vdPh1"B1!M+S,Ӹ(q-a+2XG6s6j{[%?T.%<Ϫ"|#DO  `*BzyB/}j9y-9O}]{&:5D,MN#qN|ljoA/Prr? w8 AX^ͱg+e~72{}g 6÷^#z\Lƅ*YF1< Z- $"(;DD8DʹZ h0 5UnVt[Zjqu1RχT3H DӰ?cL6Vh\K$a2i?qVT ǩdzQs%|zL‡}^l6$sQ68d8‚:||!#4)9LNt%yQr<}ڳs&|X5+M/ML:FI RshS1_f[dM>oE ."MRО`:?t7zSݥj]~λeß>ZS> {qwl+Rֳy?xdrX㪰"Z+Q>xSa'U@~IډEj';=:_;NQ*U ^E(Q*es5vY;:Hl+m~NM% <WQDþUo &G&Gj%)dG 'N=6koq4pXlM '&n9ޮ]TCkgOunݸ<"{sǑ+7d>>EeFޅlhFg VF{L-Bv ےXV\M5Y15$IZi5berc%a%S]+A" p'ea@'We;nR;?ڶ^:92@%)?zuß%]Vth` 3r28%% ).<, @`OdU a!H[%GGUcgxޤxXg 4Ifö!<!M?[^e6ޖ^sY .Hsw=˖kӟSz\\` Js +AXkRy1% 4>CؤQJ"K^8BC)dAbU]M3_l;I7JG6 6':d`t̂5/1YIԄb4I{p!?>,TxV:v{b "Il G#qFq`#? ,R0&J%6LuT0,!^x `5x B)aT@%TA5z̟N{{ {}[݁㠷ϝC޽8qv0PՔo/勔?\3 ADW071/ %8p޽(33+cA{ʞUJav A&~0 m01v`[}IxOˣT,4A"X7EH&;w$Ԓ? =וFE%VT_ LV endstream endobj 522 0 obj <> endobj 523 0 obj <>stream HlU{P?~`vK=\±|CǓm7-[p&@ޅk V4Qzֶ޿?oioj~C~6 ygGgKGnwI>F{UU޹wqmjkpvdV[Z\*rhޅ~_mrpxH < ܳ* `S(Uf X!AP+aBHy P6emb,wFz ^(' vaxG؈G y8pRfc21<8A rR .I|%LC=kJ]|n(W4WTF\7ݞWPWQ32UW :+29?lIttyekōUsrw8rfo7vȉvn,_Isr9r>opu"Yg^` = *F0/ AY`IMNpI615Kd !"HHBNd=SKyhݣ]d7:nG rׅ; ֒a @-2Z'̐.:FDXZWzFdM)[RL+E?f3k׵ 7t-21i`TmavR)a_0+{^ɼBV%t˫|QS_?2S$j=svyE%sS5oek,_怿[s3 R ^iN`aN-1$yeFc;h4锣6x- m{p[>pT DWyJʈ9<{z -SDt)艨# #^Y4 ѓ;QFo+?s۟>a:YEJw*=-ˆnPנ:0"&N8J"0LsŠJyi`1?AlV>$JǑd VF"+i':*Ț3`thu Ygf=&Lx,@`cJP&YDhE iq+]JBRT2YނR2u~4պuif]G~5XrnIm#Jy[-v{ TȂ1 ffYqoH'7i~YUL,Պ-#[+~VJ-KG?b_\]ZtO<{a*?ɲ<=LVŒR(ScKS0wwDF*٘½5Y& ī$=cQ= 7;Ww)S-lN٫](wgw_rHTzoun~LjMR& A LqS9Z_\M2RF y‡+Nlk7%ϿZp&2&"Mu/SYEfL tT37yA\y\DLqٰANʙ34LJE&[R l!UI3fm.,K53g(+#;Hmd tm5&7$ ?"baGrw^}mes΃||} !!ͽou]Kޫ'[}lsڕrSv}ߵ_2V4|͋+r B* VqmUAU@Eź>Zֺn٩Wmql}]ZkZWW ϹrCƎ#3dr+wPnugi U}5\,epF,et|CN̘$#EW5'h-p:y_]y C"!pp- "80-CJEdz?B3Ֆ-`^ARQѳ=-h_tp`K GZ ?ezegDa8 Yxvɋ,9HGNysM9oiQqs}c8ur_4N+4NzC^1(%%a=qN_pf VT#F=;,F{{esZ$$n7? n}\;q)rGܭgj\XUZh=_>Ίf?)ˊZn_?hOeeV}YCG'”v2=m u3x,eWPSh 9{!+-2.u9Xj+onᩉiC&b+6iivڠ[mdSՆwC\GaЇ6|}oVNu`ruT\ grt@5F/ i_qwT(΃FeH9>͈Z"HFܩK˵`F1 6(BCu6?K0+}64KTڣYxJ'LY8\YNFɔLe%$e"yJlu$ l_D?aŕw[~ۙAC ͢ {t njb֝=f6zt6syM'zNaeN. H Y+l"MŰK4V윽iӜi 3m߮]BetеЂF\L.u#0tF-B5 L'ccv>֕bM [Xw_I=/+Kᤆ*aW{ L ,ABk602f@`b ϏMW[~>a7_B !&#ĠtF+t:>ihVl-=6B&:CȄP4hvĴώ> Gn6))b$` "!Bڄa%6ҦyER].s37sW+Uz1UtXrİ;Jfq"J015= EJ4`@ϩ8FC”&-Y-&TuC;nB+ɏg^`%2a;-q;N_sp ҧ-Z{?Oʠ+ nn8B.ڈ{ÇY!_r^GX!^iK(4{NB H҂ɓy?=Jj?ͳ5oā"B[N#ɉKp(D:"3,)!Lrasթ~fRUJ_Efoz[8{`zx=1vxZ671zubOo1FoV$qglϰ>\9VRNWTs v¨S|Ok]Z#p+>k!SS%]ztnj hUA6=ЯP b\_ `YِM:\C57R>lg Bb5:NuI:]jYCjЋm;*67}6;Qz5:1cg KvM=B^5L @0 h6uÃPWBP^hVxݫRFΦEjE;Azn l˃wGB{@0bߡP ,n Ag j\-~¸zY&~j}#᩹s|J ,*٨+OD `ˆ'8)0]1u\'d*y.=vVJhjpikJ^na~ysX4!$e6u*3;Kya$t ,V0)KǪkj$GҒysI9O%M՞a[N&3  N (cXɔF"uHΧ)d $OӷX!w7z@#EEL7PR)-|WE&g' 1W[ ԾxkUj}.. i$,44$( SAC:>3S;G;aՊRT:x|T>JS3;KdԷΝ{_9])d K-y Mܗd, Hw ooc7z1T`oSFJ.E,U9a57\G: ,dRYl#07}m\DÅ !92Y:O-F.?8/wsg䕆dge.Ʋ-.ao}{Cmֳ{?ϯ,ȭ*gμXR5b8F*b"awjQ "Pfcmn2|GY{h^DQgd9V,~Q'[X5wTRs#!YEE%)1M#/j(mo̙%IDb1z4Eֆ <{)BR\ń0w B|=vg%^2ՉUAU%5٣- V]z?>.ku K!b pTcT[Z HիbG-Z9'!Mtjmdd+Tk YECwXHwyGZ o8P7b>3JT=/]SʿM!m&,\~MOɘw^X{NT.pBމXl+RhZHVۺ};շ{0OL}Ic!Ogzkƈ; 񒀫;#F|O4Md5a*]:)!1$_ R^қ(Y]E/Fz'NJLF d-fN.j/^9_#Ɔج򜬢}sζR~ҁ̹O `'#2;V ⱋT$u%F$Fr٥N 'bq@TѠ^9  +jYNm*@#<ԋ'&1r}anQNQ%{}LQrDz%к|'u緂k4j,mFH7+ & Pb+,P= $G$|gP4𨙁t CB9 iQF[tStIH{ol@+@`DRHV=!'Ba': :2.~tlt(qJ2NZ?ԋJ@AJ4apDDA12T 28y2<1A4=cyq)H tVCLLaB̂b sbl2<㙶jaA=8Q<*JzFG[zvô~K_OA~Cx݇|яo6ܧt7݃.H/P %d!x9r& g A'`*,JI> endobj 525 0 obj <>stream HT_HSas[kmXH]3T?DQYR͹`sC-'$"^RK{30*؛O٠޴UkFѹ~9߹w0 +:BE:Wg]@E'u'I0}5/QkmsxJFJ@w"\O_ό2 Y{4\97}GSn~[ّH*v5>P:fc㬛ԉ|ُup3&AE4Br?An_sɜ}` i}\4{}o $F`$b6"ϯljf_P+/wpaS&RrEaHCj)<$Yi8չ`䋫9#\Yګy<͏gcV{?uzO rUdITGk*:a ɸn}o13?lzoY[g > ۈFtXXVHYX%kapWWwwO}861>Mɡ?".>|zPO/ S"I4u#ݒ݈67L5cqߢ\Xk^+nUEٖWJQP3/nĦ1w^3g8%㥵Q˜vtK󶾲 O; endstream endobj 526 0 obj <> endobj 527 0 obj <>stream H|V}PT?vYX cTv2RGWc@**T@/Fk-_14j~Ԙwӈ&$C'ԴqX4*b3;9wB'PlCsRgnSԶ|ծw \\rs?$t677l@닚q"[3Woz%ټ@HF{5: VojB<@h;6Gc_MeuN^}!+ok}rg(ܣ`uƘ݇8jq̶5sL`\p{T/R:")klZAA Ĉ`_Yb`3$p dF$rf !;XIj$,]at0Ras6^sgॆsc_49Nվ5>ya/00?h Ъ@Ir'2|}%~8K٥*TP~3 cqKKr <,*Ǽ@ l8x!H dtVo:]O%frWJ]a1nf.gw ",뉂p _̅]=2 Sƺ }A8.G7h\L+2F\hOB2B.&x$@F34/,~eR5Xb6|g7,7#B6nJ 4`(fq/-b9T s͜ TGOP/!*Γ&fzVx\v s~0QqMrǥ%qͰltkFooԢfPQZ-Rcmxμ(kkq&gY9U3"pN6Ne\TH;7)h.'\\%kY.HK!z{WM="͉rk\ p1I\L@1 ga `!֨fbNafA/]tۋU_c4i~4@WE JERYܭIbQ !"((¸TzHZ 1ߦ Id mZ.4 U2Ec0>!_/˝U40n3X(\oa޶-RG=FtNPe>/o?`4l+&7 iz*c/Byq DF#yŕYPDl%ee%3W<}Fׅ!'": LȊeQ iOi6T@=itdsT1oAmNE$*vŒO7W>qӡ13Z9H#L$>j Gg} ͥ/Ӏha$`9j)`? g6u ny3^H8e%toW-赝 t!WGq)zaw1KRa*I!! fGBFAɑILW#1?hx7Qkr!Lxs6;$㮫+lx[Y+n࿔xw0x2SBC" sJeFz$M#P&(60 AM& ytڂe k;\vb EaVb!Sd* T˸LiT4RTo~qTn%7*gZ*ǎYYXT&&]KRDƋ00_'VxuvG$˟~տoGnRsNбmA651vk.ZѸmy]+[X0SAsuDUY`EA{B3Nǡȉ?j4*Fky^vW41iaW7%Ϧ3#r,H-Jhy,< nrw$qO:zYb._y)lxrg>fc*FT^CYgDØ lp"͎}ˋ3H 5qrP8M2oIEyAB\= . FIqpY;濬W T2/uU5UsbPD T!QLZS[_dc 0>5rr=QcZrQeg,$ݹ3s_W0ˍzw.dZ͕ٙ_#0kc5@ofC.RѭXkJt,=\> B:b. DŽΘM ) ~f~|S[(\]SiasxmS|?ݛ [=D=$̌P*Xz;}{2!"D`yq7(B"O+(iȟTqK埋 W}WQKj(88 pܪG܇h#3n,U/\vV 0z?6+ rՅXPzo|9K\j^#wG ^*>F_FI-1tZ uWA9aĊ 3ř$-kIx!jm0|WTλ|ou sͱȁł 76C5hɼ!(ou gBf={ۦ[zޚ'neEK vLBdrFrd,frŬљͣ\.-~A@ÂL%V˯S^H],kԕs{ey+>nɾeĬ~+Ol:|=v=OE2uRqKmiJPFѮ\/~}؇?y`>gfǹֲvUU~"L2pS-Iϝ:vqWnx?)4+Pw'ABXLdêΒ,wnLTaտ}.N;ce+toy].DX-R-2JE+ko:1i;n_y7?ܴeee=K$r:7af{[Nun=2մe,i*F>^R^Ns\ 237dpHSGNƈh1"VdBQF7=;ȭ֞i_3%vuO?{"=ݳKx$Q!׬>a0.9f5bMfcǺNf?}*Ot&r_I;~!ŅwYU_m^ L;p#E/e8ڰ⎌;Ѹ 8.h#kcpn^"I8PO#qt6p,'MoQs9 \54mFlzU&kH vc~fo"|Gz*t C! &$H)# Y `,|X@! B rXeP-IwL~;FtMtQH:+NJHR# yS="nit@z[&@׃}  X{9\8 ޱ Y\(0p^q1m g,,)+2`Qa{f4ٝ1%t 0嘁o_7u#(U fLOh0V|g3,f5ȳ#45"c~;(=&굿5˫}mJWIVy t_% endstream endobj 528 0 obj <> endobj 529 0 obj <>stream HVmlS~ιvvq/$$epIBB'6J0IЪc4h+N,4BŤҢiLI@+Zi=&_ꯪ:ys @fw)cS u#߸{m~ #=vggR{$Pfd(EҍǧwjI->CxW6&f&=ʿeO=N|'|sL/])j'U>4*Wo(8b8~+*@TFf\#$~K"עZ_@?*Kb&79[<[~]WyAKat%;`Iɴ5vKmd6rF'霱8JK8D&gQIS v%J#ir6%8RJp,& =қܗ3i]r7)aӶ-HZZwTM82s9GEL9˅st<Æ؃Zy6[ae*F.*Ѥˢ2ehE~f\b O^DT9aeUVDelv9 EX͸mt|t_={wZD; j%hxC$F~'gp»+Qj9xIRo hE8c@/%^Si[x -+ @?+нkhFUf3 u<͸olc#Պi?~lRL\׬TLisǶb=iPtw{Dcf*V~؀c= mbƆO=ڼJTXτd^* )% $l= N+ekشV*b:7(,k(G <ം?+XVЩZ֪-M i:g3A>` H,*ԋ-b"=]I[siH ̻ ˮ}1޺4d,4me~_Vw' Ɨ\{. ~n_䃳|t5c:mX2{TJ-)H'Q_Ԑ D:%D@`qneIOl)3K릶`dk֝m#zuu[u$hFmz}vl/zf׮C> endobj 531 0 obj <>stream HVmL[~ι @4mb3Mv\W5 !1M՘lZMUimcJTgj]}4?imjZclX>{^_0%XIxlp|vbfgL:1}l|5]I&bON=)u%_%əBCNmӉ0s`"9[Oi(N#c?+M|=TI}3٬ˠZxlfo$`4KfU%XOz؉te),[AX3HY8hE;K8MUNaZC]#iƞ2PjC~|Op* و_rd; |nx'Oy=;r&R&@dp0bȮ&FR2"W&  }!‘pˮ@m\ GZmD~i#'ݚ}Ҵ/- 喈Ry5b*Nl+ t}:@;\a̢pa4V_h  j'~Y lt=[" 0b`gn➥;nUdҊG /A{?um-`?ƧGć['j9+c-4WAU.-QIQU$L5F_G%[jO+|GKw/ou{evs]}bj呗ON~no/˼92sz+- l}>coIO2 VMf()J ?fX\/5,/dkPEPI<7kP",pN-,p2./pB=Ʉ7oc~tcdI~aF GnG/MV>_^~pΨt沭Lvfr7*yq^n9>{k@5ϵ,T oZ洝_{οee_إ;򍶍w}duO^f endstream endobj 532 0 obj <> endobj 533 0 obj <>stream HU_lSUsoۭօ-^;dn-qtR(usmeHg&b\(/5P{7H*q*1Ӝs.? 9u& Yi͞\`=48~uP27.~noAzB"E#]Kg((_} sY>@&3.Ik".b;VxX0SGcM75B1By` z^ԴPwV%9fvD Y:PeZ&oSS(.3 婤%cAAGZkaaᮯgS{Bs*Y"yG b9 E  ԁ"[NV=!#( !#d XXx5BK4h E)I]lEϏYףP1U԰r̺r'kE+m)uhv#nNqO7{>Ń+ocACx&h}x9SoLg_ I:3!{gWGQ2O=C<,wЬC5{f8_":N lUAb!`²l-6!ႄH9JH(  ]mNƒXKNJtJU_$tuRP0,"A!!b P\C'G^Ќ$KHpw H]P9{ .GxUhX/1Ѵ0`,= ,\6R.3^*Ut3ϕ {&h}x`nLjQJGWʯa[MSwԸnyK8XM8Q Edk\%nc}\&?>K q%h1:g9H#Opy<tqΟ&i gSLYJ @]EwB'ޘh{Z5Rbm)ݢ{UޭD endstream endobj 534 0 obj <> endobj 535 0 obj <>stream HWmp~Ne[egq'bd>\BkaQ0ƆF%#U䄏ib !Iȴ?2f:-dXIO[П4MN:i%mB}ޏ}wݻBXyjR5l݁#0}FܱkS.:}rL*}ٿuc_. [o ,{phU(s#)l,SGFYg'_4ycPxx.юgоm`*6J̬~ $C V߀&US TV#UբX}M?*jࡊYǃ qKmrIĥ19T-`V؇|R=Oc5Oo>L.Wy`ɷ>{e2Hx ݤ ۛd+ZA&y5r`.7 ~H.d3(S&%@dk:ëWVv]eҀ/pMFr:\c2X@;\j r@ ѡʔmsыW}>yɢh?PpQ⦠C\_ơNRz\hS4Lb^.؟C\إuCi=2͗HKD#LLPblh eZ%42D"b$>+sg6v[`*#5ڸ(9lɠ%-SCαlP)HfjZšF"鐲I^ʧsub+QG>=*oLPEE9%ww[jH$|8aE1 {p)PG{uMzqu:Oi\Pf2\js\1ԃEJR:=F^oBWh1hdo"Pw_sS\u5I] i(3؂0"PEtRL(#] $5EA $?}p&kL۠ҘK*JLbJRI+aQJ)WRG퓱W GcgԞ̒ ~n.H,} "³U--zY9 `yU>ڪg nn65GDutahq\^H(T-s Ϡj).X'E*o45/_^@s̙21*c8VeuAicpC 5F9ncB;)nN1c\]Ƨ/?:~6_.I};2dQ)/yT^?t}98e3D܄%7MrLn!/wqQ񏎹=-c(kdݜ07[ dBK!!fgӈ)ӈcia;¿B| a仧a]*`OvS[23rÈ~!rݻHj'XBDNr=uZs鱄==U6䁕[[aţ4,k-m fhuVaX,uS f#ݶ'lSWlnb̼mg`uC|;{hg0O8+y6Zʜ.|Nl={2iR3u 8}D"G;e'F\' P ~N!`՛Dc‚[UɅQpŷU>5VJ=־EVp|,sGpÜzGiv邉1u ZMk׬ {٭o*ʛ*_v r.@䴑̍###}σe1h2aK0G Z[ݺu\2èςa@Թ 2u :3t΢ǐ ȋ:7!x|f)X*ѓKo4/֛A l0)<$>˫z4HSF؋`=aX=%b60B f, D"\4+lA/ޮ6yy_Z]OZ+(֣_ C endstream endobj 46 0 obj <> endobj 47 0 obj <> endobj 536 0 obj <>/DW 1000/W[1[248]25[854]]/CIDToGIDMap/Identity>> endobj 48 0 obj <> endobj 49 0 obj <> endobj 538 0 obj <>/DW 1000/W[1[833]]/CIDToGIDMap/Identity>> endobj 50 0 obj <> endobj 51 0 obj <> endobj 52 0 obj <> endobj 53 0 obj <> endobj 54 0 obj <> endobj 87 0 obj <> endobj 206 0 obj <> endobj 207 0 obj <> endobj 387 0 obj <> endobj 388 0 obj <> endobj 389 0 obj <> endobj 537 0 obj <>stream HT=o w~VKS PvI.2htڏb~莝w cyK 'A6`I{To3<$;?h[?srI0;q ,SVkg'X?g^8lgKI BHUgu͏&v~P,^U^\(k!b]`ImF endstream endobj 539 0 obj <>stream HTP=o0 +> endobj 58 0 obj <> endobj 88 0 obj <> endobj 115 0 obj <> endobj 144 0 obj <> endobj 171 0 obj <> endobj 208 0 obj <> endobj 241 0 obj <> endobj 274 0 obj <> endobj 390 0 obj <> endobj 466 0 obj <> endobj 540 0 obj <> endobj 541 0 obj <> endobj 57 0 obj <> endobj 503 0 obj <> endobj 502 0 obj <> endobj 497 0 obj <> endobj 495 0 obj <> endobj 492 0 obj <> endobj 490 0 obj <> endobj 487 0 obj <> endobj 485 0 obj <> endobj 482 0 obj <> endobj 480 0 obj <> endobj 477 0 obj <> endobj 475 0 obj <> endobj 473 0 obj <> endobj 471 0 obj <> endobj 469 0 obj <> endobj 467 0 obj <> endobj 461 0 obj <> endobj 459 0 obj <> endobj 456 0 obj <> endobj 454 0 obj <> endobj 451 0 obj <> endobj 449 0 obj <> endobj 446 0 obj <> endobj 444 0 obj <> endobj 441 0 obj <> endobj 439 0 obj <> endobj 436 0 obj <> endobj 434 0 obj <> endobj 431 0 obj <> endobj 429 0 obj <> endobj 426 0 obj <> endobj 424 0 obj <> endobj 421 0 obj <> endobj 419 0 obj <> endobj 416 0 obj <> endobj 414 0 obj <> endobj 411 0 obj <> endobj 409 0 obj <> endobj 406 0 obj <> endobj 404 0 obj <> endobj 401 0 obj <> endobj 399 0 obj <> endobj 397 0 obj <> endobj 395 0 obj <> endobj 393 0 obj <> endobj 391 0 obj <> endobj 383 0 obj <> endobj 381 0 obj <> endobj 379 0 obj <> endobj 377 0 obj <> endobj 375 0 obj <> endobj 373 0 obj <> endobj 371 0 obj <> endobj 364 0 obj <> endobj 362 0 obj <> endobj 359 0 obj <> endobj 357 0 obj <> endobj 354 0 obj <> endobj 352 0 obj <> endobj 349 0 obj <> endobj 347 0 obj <> endobj 344 0 obj <> endobj 342 0 obj <> endobj 339 0 obj <> endobj 337 0 obj <> endobj 334 0 obj <> endobj 332 0 obj <> endobj 329 0 obj <> endobj 327 0 obj <> endobj 324 0 obj <> endobj 322 0 obj <> endobj 319 0 obj <> endobj 317 0 obj <> endobj 314 0 obj <> endobj 312 0 obj <> endobj 309 0 obj <> endobj 307 0 obj <> endobj 304 0 obj <> endobj 302 0 obj <> endobj 299 0 obj <> endobj 297 0 obj <> endobj 294 0 obj <> endobj 292 0 obj <> endobj 289 0 obj <> endobj 287 0 obj <> endobj 285 0 obj <> endobj 283 0 obj <> endobj 281 0 obj <> endobj 279 0 obj <> endobj 277 0 obj <> endobj 275 0 obj <> endobj 270 0 obj <> endobj 268 0 obj <> endobj 266 0 obj <><><><><><>]/Pg 241 0 R>> endobj 264 0 obj <> endobj 262 0 obj <> endobj 260 0 obj <> endobj 258 0 obj <> endobj 256 0 obj <> endobj 254 0 obj <> endobj 252 0 obj <> endobj 250 0 obj <> endobj 248 0 obj <> endobj 246 0 obj <> endobj 244 0 obj <> endobj 242 0 obj <> endobj 237 0 obj <> endobj 235 0 obj <> endobj 233 0 obj <> endobj 231 0 obj <> endobj 229 0 obj <> endobj 227 0 obj <> endobj 225 0 obj <> endobj 223 0 obj <> endobj 221 0 obj <> endobj 219 0 obj <> endobj 217 0 obj <> endobj 215 0 obj <> endobj 213 0 obj <> endobj 211 0 obj <> endobj 209 0 obj <> endobj 202 0 obj <> endobj 200 0 obj <> endobj 198 0 obj <><><><><><><><>]/Pg 171 0 R>> endobj 196 0 obj <> endobj 194 0 obj <> endobj 192 0 obj <> endobj 190 0 obj <> endobj 188 0 obj <> endobj 186 0 obj <><><><><><><><><><><><><><><><>]/Pg 171 0 R>> endobj 184 0 obj <> endobj 182 0 obj <> endobj 180 0 obj <> endobj 178 0 obj <> endobj 176 0 obj <> endobj 174 0 obj <> endobj 172 0 obj <> endobj 167 0 obj <> endobj 165 0 obj <> endobj 163 0 obj <> endobj 161 0 obj <> endobj 159 0 obj <> endobj 157 0 obj <> endobj 155 0 obj <> endobj 153 0 obj <> endobj 151 0 obj <> endobj 149 0 obj <> endobj 147 0 obj <> endobj 145 0 obj <> endobj 140 0 obj <> endobj 138 0 obj <> endobj 136 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>]/Pg 115 0 R>> endobj 134 0 obj <> endobj 132 0 obj <> endobj 130 0 obj <> endobj 128 0 obj <> endobj 126 0 obj <> endobj 124 0 obj <> endobj 122 0 obj <> endobj 120 0 obj <> endobj 118 0 obj <> endobj 116 0 obj <> endobj 111 0 obj <> endobj 109 0 obj <> endobj 107 0 obj <><><><>]/Pg 88 0 R>> endobj 105 0 obj <> endobj 103 0 obj <> endobj 101 0 obj <> endobj 99 0 obj <> endobj 97 0 obj <> endobj 95 0 obj <> endobj 93 0 obj <> endobj 91 0 obj <> endobj 89 0 obj <> endobj 83 0 obj <> endobj 81 0 obj <> endobj 79 0 obj <><><><><><><><><><><><><><><><><><>]/Pg 58 0 R>> endobj 77 0 obj <> endobj 75 0 obj <> endobj 73 0 obj <> endobj 71 0 obj <> endobj 69 0 obj <> endobj 67 0 obj <> endobj 65 0 obj <> endobj 63 0 obj <> endobj 61 0 obj <> endobj 59 0 obj <> endobj 36 0 obj <> endobj 34 0 obj <> endobj 32 0 obj <> endobj 30 0 obj <> endobj 28 0 obj <> endobj 26 0 obj <> endobj 24 0 obj <> endobj 22 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>]/Pg 7 0 R>> endobj 20 0 obj <> endobj 18 0 obj <> endobj 16 0 obj <> endobj 14 0 obj <> endobj 12 0 obj <> endobj 10 0 obj <> endobj 8 0 obj <> endobj 542 0 obj [10 0 R 10 0 R 10 0 R 14 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 18 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 20 0 R 22 0 R 22 0 R 22 0 R 22 0 R 26 0 R 26 0 R 26 0 R 26 0 R 26 0 R 30 0 R 30 0 R 30 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 32 0 R 34 0 R 34 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 36 0 R 38 0 R 40 0 R] endobj 543 0 obj [61 0 R 61 0 R 61 0 R 65 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 22 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 67 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 69 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 71 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 73 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 75 0 R 77 0 R 77 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R 83 0 R] endobj 544 0 obj [91 0 R 91 0 R 91 0 R 95 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 79 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 97 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 99 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 101 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 103 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 105 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 107 0 R 111 0 R 111 0 R 111 0 R 111 0 R 111 0 R 111 0 R 111 0 R 111 0 R 111 0 R 111 0 R 111 0 R] endobj 545 0 obj [118 0 R 118 0 R 118 0 R 122 0 R 107 0 R 107 0 R 107 0 R 107 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 124 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 126 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 128 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 130 0 R 132 0 R 132 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 134 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R 140 0 R] endobj 546 0 obj [147 0 R 147 0 R 147 0 R 151 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 136 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 153 0 R 155 0 R 155 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 157 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 159 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 161 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 163 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R 167 0 R] endobj 547 0 obj [174 0 R 174 0 R 174 0 R 178 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 16 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 180 0 R 182 0 R 182 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 184 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 188 0 R 188 0 R 188 0 R 188 0 R 190 0 R 190 0 R 190 0 R 190 0 R 190 0 R 190 0 R 190 0 R 190 0 R 190 0 R 190 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 192 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 194 0 R 196 0 R 196 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R 202 0 R] endobj 548 0 obj [211 0 R 211 0 R 211 0 R 215 0 R 217 0 R 217 0 R 217 0 R 217 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 219 0 R 221 0 R 221 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 223 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 198 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 225 0 R 227 0 R 227 0 R 227 0 R 227 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 229 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 231 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 233 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R 237 0 R] endobj 549 0 obj [244 0 R 244 0 R 244 0 R 248 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 186 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 250 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 252 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 254 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 256 0 R 258 0 R 258 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 260 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 262 0 R 264 0 R 264 0 R 264 0 R 264 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 270 0 R 270 0 R 270 0 R 270 0 R 270 0 R 270 0 R 270 0 R 270 0 R 270 0 R] endobj 550 0 obj [277 0 R 277 0 R 277 0 R 281 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 266 0 R 283 0 R 283 0 R 289 0 R 289 0 R 291 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 289 0 R 294 0 R 294 0 R 294 0 R 294 0 R 296 0 R 294 0 R 294 0 R 294 0 R 294 0 R 294 0 R 299 0 R 299 0 R 301 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 299 0 R 304 0 R 304 0 R 306 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 304 0 R 309 0 R 309 0 R 311 0 R 309 0 R 309 0 R 309 0 R 309 0 R 309 0 R 309 0 R 309 0 R 314 0 R 314 0 R 314 0 R 316 0 R 319 0 R 319 0 R 321 0 R 319 0 R 319 0 R 319 0 R 319 0 R 319 0 R 319 0 R 319 0 R 319 0 R 319 0 R 319 0 R 324 0 R 324 0 R 326 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 324 0 R 329 0 R 329 0 R 331 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 329 0 R 334 0 R 334 0 R 336 0 R 334 0 R 334 0 R 334 0 R 334 0 R 334 0 R 339 0 R 339 0 R 341 0 R 339 0 R 339 0 R 339 0 R 339 0 R 339 0 R 344 0 R 344 0 R 346 0 R 344 0 R 344 0 R 344 0 R 344 0 R 344 0 R 344 0 R 344 0 R 349 0 R 349 0 R 351 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 349 0 R 354 0 R 354 0 R 356 0 R 354 0 R 354 0 R 354 0 R 354 0 R 354 0 R 354 0 R 354 0 R 359 0 R 359 0 R 361 0 R 359 0 R 359 0 R 359 0 R 359 0 R 359 0 R 359 0 R 359 0 R 359 0 R 359 0 R 364 0 R 364 0 R 366 0 R 364 0 R 364 0 R 364 0 R 364 0 R 364 0 R 364 0 R 364 0 R 364 0 R 364 0 R 367 0 R 373 0 R 375 0 R 375 0 R 377 0 R 377 0 R 379 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 381 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R 383 0 R] endobj 551 0 obj [393 0 R 393 0 R 393 0 R 397 0 R 401 0 R 401 0 R 403 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 401 0 R 406 0 R 406 0 R 408 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 406 0 R 411 0 R 411 0 R 411 0 R 413 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 411 0 R 416 0 R 416 0 R 418 0 R 416 0 R 416 0 R 416 0 R 416 0 R 416 0 R 416 0 R 416 0 R 416 0 R 416 0 R 416 0 R 421 0 R 421 0 R 423 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 421 0 R 426 0 R 426 0 R 428 0 R 426 0 R 426 0 R 426 0 R 426 0 R 426 0 R 431 0 R 431 0 R 433 0 R 431 0 R 431 0 R 431 0 R 431 0 R 431 0 R 431 0 R 431 0 R 431 0 R 431 0 R 431 0 R 431 0 R 436 0 R 436 0 R 438 0 R 436 0 R 436 0 R 436 0 R 436 0 R 436 0 R 436 0 R 441 0 R 441 0 R 443 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 441 0 R 446 0 R 446 0 R 448 0 R 446 0 R 446 0 R 446 0 R 446 0 R 446 0 R 446 0 R 446 0 R 446 0 R 446 0 R 446 0 R 446 0 R 451 0 R 451 0 R 453 0 R 451 0 R 451 0 R 451 0 R 451 0 R 451 0 R 451 0 R 451 0 R 451 0 R 451 0 R 451 0 R 456 0 R 456 0 R 456 0 R 458 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 456 0 R 461 0 R 461 0 R 461 0 R 463 0 R 461 0 R 461 0 R 461 0 R 461 0 R 461 0 R 461 0 R 461 0 R 461 0 R 461 0 R 461 0 R] endobj 552 0 obj [469 0 R 469 0 R 469 0 R 473 0 R 477 0 R 477 0 R 479 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 477 0 R 482 0 R 482 0 R 482 0 R 484 0 R 487 0 R 487 0 R 489 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 487 0 R 492 0 R 492 0 R 494 0 R 492 0 R 492 0 R 492 0 R 492 0 R 492 0 R 492 0 R 492 0 R 497 0 R 497 0 R 499 0 R 497 0 R 497 0 R 497 0 R 497 0 R 497 0 R 497 0 R 497 0 R 497 0 R] endobj 553 0 obj <> endobj 4 0 obj <>/K 5 0 R>> endobj 554 0 obj << /Dt (D:20210125172541) /JTM (Distiller) >> endobj 555 0 obj /This endobj 556 0 obj << /CP (Distiller) /Fi 555 0 R >> endobj 557 0 obj << /R [ 300.000 300.000 ]>> endobj 558 0 obj << /JTF 0 /MB [ 0.000 0.000 603.000 783.000 ]/R 557 0 R /W [ 0 10 ]>> endobj 559 0 obj << /Fi [ 556 0 R ]/P [ 558 0 R ]>> endobj 560 0 obj << /Dm [ 603.000 783.000 603.000 783.000 ]>> endobj 561 0 obj << /Me 560 0 R >> endobj 562 0 obj << /D [ 559 0 R ]/MS 561 0 R /Type /JobTicketContents >> endobj 563 0 obj << /A [ 554 0 R ]/Cn [ 562 0 R ]/V 1.100 >> endobj 3 0 obj <> endobj 564 0 obj <>stream Sally Kennedy Layout 1 QuarkXPress(R) 16.11 2021-01-25T17:25:37-06:00 2021-01-25T17:25:37-06:00 QuarkXPress(R) 16.11 %%DocumentProcessColors: Cyan Magenta Yellow Black %%EndComments endstream endobj 1 0 obj <>/MarkInfo<>/Lang(en-US)>> endobj 41 0 obj <> endobj 368 0 obj <> endobj 2 0 obj <<>> endobj 39 0 obj <> endobj xref 0 565 0000000000 65535 f 0000449807 00000 n 0000450198 00000 n 0000446229 00000 n 0000445524 00000 n 0000222756 00000 n 0000222440 00000 n 0000404805 00000 n 0000429067 00000 n 0000000000 00000 f 0000429016 00000 n 0000000000 00000 f 0000428970 00000 n 0000000000 00000 f 0000428923 00000 n 0000000000 00000 f 0000428527 00000 n 0000000000 00000 f 0000428415 00000 n 0000000000 00000 f 0000428255 00000 n 0000000000 00000 f 0000426777 00000 n 0000000000 00000 f 0000426731 00000 n 0000000000 00000 f 0000426670 00000 n 0000000000 00000 f 0000426602 00000 n 0000000000 00000 f 0000426547 00000 n 0000000000 00000 f 0000426450 00000 n 0000000000 00000 f 0000426398 00000 n 0000000000 00000 f 0000426271 00000 n 0000000000 00000 f 0000000016 00000 n 0000450218 00000 n 0000000088 00000 n 0000450030 00000 n 0000222815 00000 n 0000227161 00000 n 0000000160 00000 n 0000013893 00000 n 0000399452 00000 n 0000399662 00000 n 0000400020 00000 n 0000400615 00000 n 0000400964 00000 n 0000401510 00000 n 0000401922 00000 n 0000402093 00000 n 0000402490 00000 n 0000343080 00000 n 0000343230 00000 n 0000407350 00000 n 0000405027 00000 n 0000426225 00000 n 0000000000 00000 f 0000426172 00000 n 0000000000 00000 f 0000426126 00000 n 0000000000 00000 f 0000426078 00000 n 0000000000 00000 f 0000425968 00000 n 0000000000 00000 f 0000425840 00000 n 0000000000 00000 f 0000425715 00000 n 0000000000 00000 f 0000425580 00000 n 0000000000 00000 f 0000425449 00000 n 0000000000 00000 f 0000425394 00000 n 0000000000 00000 f 0000424739 00000 n 0000000000 00000 f 0000424693 00000 n 0000000000 00000 f 0000424586 00000 n 0000000000 00000 f 0000014125 00000 n 0000033984 00000 n 0000402928 00000 n 0000405250 00000 n 0000424540 00000 n 0000000000 00000 f 0000424487 00000 n 0000000000 00000 f 0000424441 00000 n 0000000000 00000 f 0000424393 00000 n 0000000000 00000 f 0000424244 00000 n 0000000000 00000 f 0000424101 00000 n 0000000000 00000 f 0000423921 00000 n 0000000000 00000 f 0000423813 00000 n 0000000000 00000 f 0000423641 00000 n 0000000000 00000 f 0000423405 00000 n 0000000000 00000 f 0000423357 00000 n 0000000000 00000 f 0000423264 00000 n 0000000000 00000 f 0000034126 00000 n 0000055014 00000 n 0000405475 00000 n 0000423216 00000 n 0000000000 00000 f 0000423160 00000 n 0000000000 00000 f 0000423112 00000 n 0000000000 00000 f 0000423061 00000 n 0000000000 00000 f 0000422948 00000 n 0000000000 00000 f 0000422755 00000 n 0000000000 00000 f 0000422608 00000 n 0000000000 00000 f 0000422479 00000 n 0000000000 00000 f 0000422422 00000 n 0000000000 00000 f 0000422205 00000 n 0000000000 00000 f 0000421178 00000 n 0000000000 00000 f 0000421130 00000 n 0000000000 00000 f 0000421012 00000 n 0000000000 00000 f 0000055156 00000 n 0000075698 00000 n 0000405701 00000 n 0000420964 00000 n 0000000000 00000 f 0000420908 00000 n 0000000000 00000 f 0000420860 00000 n 0000000000 00000 f 0000420809 00000 n 0000000000 00000 f 0000420649 00000 n 0000000000 00000 f 0000420594 00000 n 0000000000 00000 f 0000420460 00000 n 0000000000 00000 f 0000420343 00000 n 0000000000 00000 f 0000420154 00000 n 0000000000 00000 f 0000420033 00000 n 0000000000 00000 f 0000419985 00000 n 0000000000 00000 f 0000419875 00000 n 0000000000 00000 f 0000075841 00000 n 0000095629 00000 n 0000405927 00000 n 0000419827 00000 n 0000000000 00000 f 0000419771 00000 n 0000000000 00000 f 0000419723 00000 n 0000000000 00000 f 0000419672 00000 n 0000000000 00000 f 0000419500 00000 n 0000000000 00000 f 0000419445 00000 n 0000000000 00000 f 0000419342 00000 n 0000000000 00000 f 0000418669 00000 n 0000000000 00000 f 0000418603 00000 n 0000000000 00000 f 0000418513 00000 n 0000000000 00000 f 0000418367 00000 n 0000000000 00000 f 0000418229 00000 n 0000000000 00000 f 0000418171 00000 n 0000000000 00000 f 0000417793 00000 n 0000000000 00000 f 0000417745 00000 n 0000000000 00000 f 0000417635 00000 n 0000000000 00000 f 0000095772 00000 n 0000116077 00000 n 0000403098 00000 n 0000403555 00000 n 0000406153 00000 n 0000417587 00000 n 0000000000 00000 f 0000417531 00000 n 0000000000 00000 f 0000417483 00000 n 0000000000 00000 f 0000417432 00000 n 0000000000 00000 f 0000417374 00000 n 0000000000 00000 f 0000417197 00000 n 0000000000 00000 f 0000417141 00000 n 0000000000 00000 f 0000417001 00000 n 0000000000 00000 f 0000416864 00000 n 0000000000 00000 f 0000416798 00000 n 0000000000 00000 f 0000416676 00000 n 0000000000 00000 f 0000416514 00000 n 0000000000 00000 f 0000416416 00000 n 0000000000 00000 f 0000416368 00000 n 0000000000 00000 f 0000416266 00000 n 0000000000 00000 f 0000116246 00000 n 0000136199 00000 n 0000406379 00000 n 0000416218 00000 n 0000000000 00000 f 0000416162 00000 n 0000000000 00000 f 0000416114 00000 n 0000000000 00000 f 0000416063 00000 n 0000000000 00000 f 0000415942 00000 n 0000000000 00000 f 0000415815 00000 n 0000000000 00000 f 0000415666 00000 n 0000000000 00000 f 0000415530 00000 n 0000000000 00000 f 0000415472 00000 n 0000000000 00000 f 0000415322 00000 n 0000000000 00000 f 0000415208 00000 n 0000000000 00000 f 0000415142 00000 n 0000000000 00000 f 0000414818 00000 n 0000000000 00000 f 0000414770 00000 n 0000000000 00000 f 0000414684 00000 n 0000000000 00000 f 0000136354 00000 n 0000156028 00000 n 0000406605 00000 n 0000414636 00000 n 0000000000 00000 f 0000414580 00000 n 0000000000 00000 f 0000414532 00000 n 0000000000 00000 f 0000414481 00000 n 0000000000 00000 f 0000414425 00000 n 0000000000 00000 f 0000414114 00000 n 0000000000 00000 f 0000414058 00000 n 0000000000 00000 f 0000413926 00000 n 0000000000 00000 f 0000156173 00000 n 0000413870 00000 n 0000000000 00000 f 0000413789 00000 n 0000000000 00000 f 0000156227 00000 n 0000413733 00000 n 0000000000 00000 f 0000413622 00000 n 0000000000 00000 f 0000156281 00000 n 0000413566 00000 n 0000000000 00000 f 0000413464 00000 n 0000000000 00000 f 0000156335 00000 n 0000413408 00000 n 0000000000 00000 f 0000413327 00000 n 0000000000 00000 f 0000156389 00000 n 0000413271 00000 n 0000000000 00000 f 0000413208 00000 n 0000000000 00000 f 0000156443 00000 n 0000413152 00000 n 0000000000 00000 f 0000413050 00000 n 0000000000 00000 f 0000156497 00000 n 0000412994 00000 n 0000000000 00000 f 0000412884 00000 n 0000000000 00000 f 0000156552 00000 n 0000412828 00000 n 0000000000 00000 f 0000412718 00000 n 0000000000 00000 f 0000156607 00000 n 0000412662 00000 n 0000000000 00000 f 0000412580 00000 n 0000000000 00000 f 0000156662 00000 n 0000412524 00000 n 0000000000 00000 f 0000412442 00000 n 0000000000 00000 f 0000156717 00000 n 0000412386 00000 n 0000000000 00000 f 0000412296 00000 n 0000000000 00000 f 0000156772 00000 n 0000412240 00000 n 0000000000 00000 f 0000412130 00000 n 0000000000 00000 f 0000156827 00000 n 0000412074 00000 n 0000000000 00000 f 0000411984 00000 n 0000000000 00000 f 0000156882 00000 n 0000411928 00000 n 0000000000 00000 f 0000411830 00000 n 0000000000 00000 f 0000156937 00000 n 0000411774 00000 n 0000000000 00000 f 0000411676 00000 n 0000000000 00000 f 0000156992 00000 n 0000157047 00000 n 0000450114 00000 n 0000319033 00000 n 0000320587 00000 n 0000411587 00000 n 0000000000 00000 f 0000411534 00000 n 0000000000 00000 f 0000411476 00000 n 0000000000 00000 f 0000411418 00000 n 0000000000 00000 f 0000411365 00000 n 0000000000 00000 f 0000411219 00000 n 0000000000 00000 f 0000411077 00000 n 0000000000 00000 f 0000157123 00000 n 0000184760 00000 n 0000403722 00000 n 0000403889 00000 n 0000404057 00000 n 0000406831 00000 n 0000411029 00000 n 0000000000 00000 f 0000410973 00000 n 0000000000 00000 f 0000410925 00000 n 0000000000 00000 f 0000410874 00000 n 0000000000 00000 f 0000410818 00000 n 0000000000 00000 f 0000410727 00000 n 0000000000 00000 f 0000185004 00000 n 0000410671 00000 n 0000000000 00000 f 0000410569 00000 n 0000000000 00000 f 0000185057 00000 n 0000410513 00000 n 0000000000 00000 f 0000410342 00000 n 0000000000 00000 f 0000185111 00000 n 0000410286 00000 n 0000000000 00000 f 0000410196 00000 n 0000000000 00000 f 0000185165 00000 n 0000410140 00000 n 0000000000 00000 f 0000410000 00000 n 0000000000 00000 f 0000185219 00000 n 0000409944 00000 n 0000000000 00000 f 0000409862 00000 n 0000000000 00000 f 0000185273 00000 n 0000409806 00000 n 0000000000 00000 f 0000409700 00000 n 0000000000 00000 f 0000185328 00000 n 0000409644 00000 n 0000000000 00000 f 0000409558 00000 n 0000000000 00000 f 0000185383 00000 n 0000409502 00000 n 0000000000 00000 f 0000409392 00000 n 0000000000 00000 f 0000185438 00000 n 0000409336 00000 n 0000000000 00000 f 0000409230 00000 n 0000000000 00000 f 0000185493 00000 n 0000409174 00000 n 0000000000 00000 f 0000409072 00000 n 0000000000 00000 f 0000185548 00000 n 0000409016 00000 n 0000000000 00000 f 0000408846 00000 n 0000000000 00000 f 0000185603 00000 n 0000408790 00000 n 0000000000 00000 f 0000408684 00000 n 0000000000 00000 f 0000185658 00000 n 0000185713 00000 n 0000210256 00000 n 0000407058 00000 n 0000408636 00000 n 0000000000 00000 f 0000408580 00000 n 0000000000 00000 f 0000408532 00000 n 0000000000 00000 f 0000408481 00000 n 0000000000 00000 f 0000408425 00000 n 0000000000 00000 f 0000408310 00000 n 0000000000 00000 f 0000210411 00000 n 0000408254 00000 n 0000000000 00000 f 0000408191 00000 n 0000000000 00000 f 0000210464 00000 n 0000408135 00000 n 0000000000 00000 f 0000407925 00000 n 0000000000 00000 f 0000210518 00000 n 0000407869 00000 n 0000000000 00000 f 0000407788 00000 n 0000000000 00000 f 0000210572 00000 n 0000407732 00000 n 0000000000 00000 f 0000407643 00000 n 0000000000 00000 f 0000210626 00000 n 0000210680 00000 n 0000222298 00000 n 0000407558 00000 n 0000407488 00000 n 0000343378 00000 n 0000343584 00000 n 0000344109 00000 n 0000344330 00000 n 0000344392 00000 n 0000346125 00000 n 0000346332 00000 n 0000355714 00000 n 0000355937 00000 n 0000355997 00000 n 0000357734 00000 n 0000357942 00000 n 0000367334 00000 n 0000367537 00000 n 0000372577 00000 n 0000372784 00000 n 0000374647 00000 n 0000374840 00000 n 0000379345 00000 n 0000379550 00000 n 0000386128 00000 n 0000386319 00000 n 0000387055 00000 n 0000387250 00000 n 0000391881 00000 n 0000392076 00000 n 0000393670 00000 n 0000393878 00000 n 0000395614 00000 n 0000395809 00000 n 0000397082 00000 n 0000397268 00000 n 0000399801 00000 n 0000404221 00000 n 0000400753 00000 n 0000404519 00000 n 0000407286 00000 n 0000407312 00000 n 0000429112 00000 n 0000429971 00000 n 0000431334 00000 n 0000432841 00000 n 0000434420 00000 n 0000435927 00000 n 0000437417 00000 n 0000438956 00000 n 0000440463 00000 n 0000442658 00000 n 0000444525 00000 n 0000445384 00000 n 0000445674 00000 n 0000445737 00000 n 0000445761 00000 n 0000445812 00000 n 0000445857 00000 n 0000445944 00000 n 0000445996 00000 n 0000446058 00000 n 0000446093 00000 n 0000446168 00000 n 0000446516 00000 n trailer << /Size 565 /Root 1 0 R /Info 3 0 R /ID[<72f4524d0d8495ea0d202cccf15fd5ee><72f4524d0d8495ea0d202cccf15fd5ee>] >> startxref 450298 %%EOF