%PDF-1.4 % 28 0 obj <> endobj 33 0 obj <> endobj 38 0 obj <> endobj 43 0 obj <> endobj 70 0 obj <> endobj 77 0 obj <> endobj 78 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.56 m W n .059998 783 603 -783 re W n /GS2 gs BT /F1 1 Tf 7 0 0 7 490.9714 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 512.4123 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS3 gs BT 7 0 0 7 543.321 23.0228 Tm .63 .06 1 0 k [( V)6.4(OL 5)]TJ ET EMC /P <>BDC BT 7 0 0 7 587.3827 23.0228 Tm (1)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 144.1656 591.1971 Tm 0 0 0 1 k -.005 Tc [(Occupational fr)19.5(aud, e.g., internal theft, emplo)7.3(y)6.4(e)0(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.0279 591.1971 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.1656 579.1971 Tm -.005 Tc [(fr)19.5(aud and asset misappr)9.8(opriation, plagues)]TJ ET EMC /P <>BDC BT 9 0 0 9 310.4913 579.1971 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.1656 567.1971 Tm -.005 Tc [(enterprises of all siz)7.8(es. )19.5(The perpetr)19.5(at)9.8(ors work for)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.5776 567.1971 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.1656 555.1971 Tm -.005 Tc [(and among their victims and ar)9.3(e using gr)9.3(eater )]TJ ET EMC /P <>BDC BT 9 0 0 9 144.1656 543.1971 Tm [(and mor)9.3(e sophisticated means for hiding their)]TJ ET EMC /P <>BDC BT 9 0 0 9 326.0877 543.1971 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.1656 531.1971 Tm -.005 Tc [(deceptiv)6.4(e pr)19.5(actices. )]TJ ET EMC /P <>BDC BT 9 0 0 9 144.1656 507.1972 Tm [(Occupational fr)19.5(aud news headlines ar)9.3(e widely)]TJ ET EMC /P <>BDC BT 9 0 0 9 324.5067 507.1972 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.1656 495.1972 Tm -.005 Tc [(cir)9.3(culated and v)6.4(e)0(r)-8.8(y)0( familiar t)9.8(o)0( enterprises.)]TJ ET EMC /P <>BDC BT 9 0 0 9 309.6796 495.1972 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 144.1656 483.1972 Tm -.005 Tc (Examples include:)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 215.6602 485.8972 Tm -.0083 Tc (1 )Tj ET EMC /LBody <>BDC BT 9 0 0 9 155.1656 465.1972 Tm -.005 Tc [(A go)7.3(v)6.4(ernment mailr)9.8(oom emplo)7.3(y)6.4(ee skimmed)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 329.9627 465.1972 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 144.1656 465.1972 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 155.1656 453.1972 Tm 0 0 0 1 k -.005 Tc [(mor)9.3(e than US$2 million in taxpa)7.3(y)6.4(er r)9.3(efund)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 320.4015 453.1972 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 155.1656 441.1972 Tm -.005 Tc [(checks that had been r)9.3(eturned b)5.4(y)0( the post oce)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 344.9484 441.1972 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 155.1656 429.1972 Tm -.005 Tc [(for bad addr)9.3(esses. )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 155.1656 411.1972 Tm [(A bookk)9.8(eeping emplo)7.3(y)6.4(ee st)9.8(ole mor)9.3(e than)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 318.3832 411.1972 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 144.1656 411.1972 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 155.1656 399.1972 Tm 0 0 0 1 k -.005 Tc [(US$200,000 of cash pa)7.3(yments but still posted)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 336.3636 399.1972 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 155.1656 387.1972 Tm -.005 Tc [(the tr)19.5(ansactions t)9.8(o)0( the enterprise accounts-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 155.1656 375.1972 Tm [(r)9.3(eceiv)7.3(able detail. )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 373.6656 591.1977 Tm [(A pur)9.3(chasing agent for a major enterprise)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 537.5392 591.1977 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 362.6656 591.1977 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 373.6656 579.1977 Tm 0 0 0 1 k -.005 Tc [(established a v)6.4(endor le in his wif)11.7(e)39.1()54.7(s maiden)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 548.4994 579.1977 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 373.6656 567.1977 Tm -.005 Tc [(name, then appr)9.8(o)7.4(v)6.4(ed mor)9.3(e than US$1 million in)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 559.9822 567.1977 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 373.6656 555.1977 Tm -.005 Tc [(enterprise pa)7.3(yments t)9.8(o)0( her)60.1(. )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 373.6656 537.1977 Tm [(The chief ex)9.8(ecutiv)6.4(e ocer \(CEO\) of a small)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 543.6376 537.1977 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 362.6656 537.1977 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 373.6656 525.1977 Tm 0 0 0 1 k -.005 Tc [(nonpr)9.8(ot agency st)9.8(ole US$35,000 fr)9.8(om the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 542.3917 525.1977 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 373.6656 513.1977 Tm -.005 Tc [(agency b)5.4(y)0( submitting check r)9.3(equests that wer)9.3(e)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 559.2176 513.1977 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 373.6656 501.1977 Tm -.005 Tc [(made pa)7.3(y)7.3(able t)9.8(o)0( outside bank accounts that the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 563.3035 501.1977 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 373.6656 489.1977 Tm -.005 Tc [(CEO contr)9.8(olled. )]TJ ET EMC /P <>BDC BT 9 0 0 9 362.6656 465.1977 Tm [(Although 2018 mark)9.8(ed the se)6.4(v)6.4(enth consecutiv)6.4(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 550.2754 465.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 453.1977 Tm -.005 Tc [(y)6.4(ear that white-collar crime pr)9.8(osecutions f)11.7(ell in the)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.4193 453.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 441.1977 Tm -.005 Tc (United States,)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 417.3234 443.8976 Tm 0 Tc (2)Tj ET EMC /P <>BDC BT 9 0 0 9 420.3108 441.1977 Tm -.005 Tc [( the US F)10.3(eder)19.5(al Bur)9.3(eau of)]TJ ET EMC /P <>BDC BT 9 0 0 9 520.0188 441.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 429.1977 Tm -.005 Tc [(Inv)6.4(estigation \(FBI\) r)9.3(epor)-24.4(ts that these crimes)]TJ ET EMC /P <>BDC BT 9 0 0 9 536.2294 429.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 417.1977 Tm -.005 Tc [(continue t)9.8(o)0( cost the countr)-8.8(y mor)9.3(e than US$300)]TJ ET EMC /P <>BDC BT 9 0 0 9 548.9339 417.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 405.1977 Tm -.005 Tc [(billion annually)52.3(.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 423.2223 407.8976 Tm -.0083 Tc (3 )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 381.1977 Tm -.005 Tc [(It ma)7.3(y seem lik)9.8(e enterprises ar)9.3(e making little)]TJ ET EMC /P <>BDC BT 9 0 0 9 538.4167 381.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 369.1977 Tm -.005 Tc [(pr)9.8(ogr)9.3(ess against occupational fr)19.5(aud. In 2014,)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.0062 369.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 357.1977 Tm -.005 Tc [(enterprises lost appr)9.8(o)10.3(ximately v)6.4(e per)9.3(cent of their)]TJ ET EMC /P <>BDC BT 9 0 0 9 560.3931 357.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 345.1977 Tm -.005 Tc [(annual r)9.3(e)6.4(v)6.4(enue t)9.8(o)0( fr)19.5(aud; in 2018, the estimate)]TJ ET EMC /P <>BDC BT 9 0 0 9 542.1346 345.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 333.1977 Tm -.005 Tc [(r)9.3(emained at v)6.4(e per)9.3(cent.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 460.1993 335.8976 Tm 0 Tc (4)Tj ET EMC /P <>BDC BT 9 0 0 9 463.1866 333.1977 Tm -.005 Tc [( Y)31.8(et a closer look at these)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.4658 333.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 321.1977 Tm -.005 Tc (numbers suggests that data analytics is helping)Tj ET EMC /P <>BDC BT 9 0 0 9 551.1248 321.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 309.1977 Tm -.005 Tc [(enterprises ght back. F)12.7(r)19.5(aud cases studied r)9.3(e)6.4(v)6.4(ealed)]TJ ET EMC /P <>BDC BT 9 0 0 9 567.7012 309.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 297.1977 Tm -.005 Tc [(that enterprises that used data analytics t)9.8(o)0( combat)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.7769 297.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 285.1977 Tm -.005 Tc [(fr)19.5(aud experienced 58 per)9.3(cent faster detection and)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.4283 285.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 273.1977 Tm -.005 Tc [(52 per)9.3(cent f)11.7(ewer losses than enterprises that did)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.3414 273.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 261.1977 Tm -.005 Tc (not use data analytics for the same purpose.)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 538.3485 263.8976 Tm -.0083 Tc (5 )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 237.1977 Tm -.005 Tc [(F)12.7(r)19.5(aud-specic data analytics uses analytic)]TJ ET EMC /P <>BDC BT 9 0 0 9 529.4077 237.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 362.6656 225.1977 Tm -.005 Tc [(technology)52.3(, fr)19.5(aud analytic techniques and human)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.6644 225.1977 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS3 gs BT /F4 1 Tf 30 0 0 30 144.1656 651.9385 Tm .63 .06 1 0 k -.02 Tc [(Fighting F)12.7(r)19.5(aud )]TJ ET EMC /P <>BDC BT 18 0 0 18 144.1656 624.9386 Tm (Considering Data Analytics)Tj ET EMC /Artifact <>BDC 0 .35 .9 0 k .16605 67.5 568 139.341 re f EMC /P <>BDC BT /F5 1 Tf 11 -.0385 .0385 11 36.4369 192.1142 Tm 0 0 0 0 k [(Chris Erringt)14.7(on,)]TJ ET EMC /P <>BDC BT /F1 1 Tf 11 -.0385 .0385 11 109.783 191.8575 Tm [( CRCMP)158.2(, CSPO)49.8(, GRCP )]TJ ET EMC /P <>BDC BT 9 -.0315 .0315 9 36.3991 181.3142 Tm 0 Tc [(Is a senior communications specialist, internal audit at Nielsen Global Media. He o)7.3(v)6.4(ersees the writing and editing of numer)9.8(ous)]TJ ET EMC /P <>BDC BT 9 -.0315 .0315 9 538.5006 179.5568 Tm ( )Tj ET EMC /P <>BDC BT 9 -.0315 .0315 9 36.3613 170.5142 Tm [(documents for the depar)-24.4(tment and industr)-8.8(y-r)9.3(elated ar)-24.4(ticles for publication and leads critical r)9.3(esear)9.3(ch initiativ)6.4(es. )]TJ ET EMC /P <>BDC BT /F5 1 Tf 11 -.0385 .0385 11 36.2774 146.5142 Tm -.02 Tc [(K)12.7(e)6.4(vin M. Alv)6.4(er)17.6(o,)]TJ ET EMC /P <>BDC BT /F1 1 Tf 11 -.0385 .0385 11 112.8998 146.246 Tm ( CISA, CFE )Tj ET EMC /P <>BDC BT 9 -.0315 .0315 9 36.2395 135.7141 Tm 0 Tc [(Is senior vice pr)9.3(esident of internal audit, compliance and go)7.3(v)6.4(ernance at Nielsen Global Media. He leads the internal quality au)]TJ 55.308 0 TD (dit)Tj ET EMC /P <>BDC BT 9 -.0315 .0315 9 544.2121 133.9363 Tm ( )Tj ET EMC /P <>BDC BT 9 -.0315 .0315 9 36.2017 124.9142 Tm [(pr)9.8(ogr)19.5(am and industr)-8.8(y standar)9.3(ds compliance initiativ)6.4(es, spanning the company)-7.3()54.7(s)0( Global Media pr)9.8(oducts and ser)-8.8(vices. )]TJ ET EMC /P <>BDC BT /F5 1 Tf 11 -.0385 .0385 11 36.1178 100.9142 Tm -.02 Tc [(W)16.1(ade Cassels,)]TJ ET EMC /P <>BDC BT /F1 1 Tf 11 -.0385 .0385 11 105.091 100.6728 Tm ( CISA, CCSA )Tj ET EMC /P <>BDC BT 9 -.0315 .0315 9 36.0799 90.1142 Tm 0 Tc [(Is senior oper)19.5(ational audit)9.8(or)60.1(, internal audit at Nielsen Global Media. He suppor)-24.4(ts Nielsen)39.1()54.7(s)0( I)14.2(T)19.6( gener)19.5(al contr)9.8(ols external audit)]TJ ET EMC /P <>BDC BT 9 -.0315 .0315 9 524.8134 88.4037 Tm ( )Tj ET EMC /P <>BDC BT 9 -.0315 .0315 9 36.0421 79.3142 Tm [(engagement and the audit r)9.3(epor)-24.4(ting and communications functions for the depar)-24.4(tment. )]TJ ET EMC /Figure <>BDC Q q 1 i .16605 363.803 349.502 -146.901 re 389.467 78.078 m W* n 0 783 603 -783 re 301.5 391.56 m W n .059998 783 603 -783 re W n /GS3 gs q 351.549 0 0 -148.501 -.64542 364.623 cm /Im2 Do Q EMC /P <>BDC Q q 1 i 0 783 603 -783 re 301.5 391.56 m W n .059998 783 603 -783 re W n /GS2 gs BT /F1 1 Tf 7 0 0 7 36 22.1458 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2019 ISA)5.4(CA. All rights r)9.3(eser)-8.8(v)6.4(ed. )]TJ ET EMC /P <>BDC BT /F2 1 Tf 7 0 0 7 143.4848 22.1458 Tm [(www)60.6(.isaca.or)9.3(g)]TJ ET EMC /Artifact <>BDC 0 0 0 1 K 0 J 0 j .75 w 10 M [] 0 d q 1 0 0 1 572.622 31.289 cm 0 0 m 0 -39.376 l S Q EMC /Artifact <>BDC 0 0 0 0 k /GS3 gs 36.218 692.116 58.529 54.884 re f EMC /Figure <>BDC Q q 1 i 36.219 747 58.5 -54.759 re W n .015686 .3451 .8902 0 k /GS3 gs q 1 0 0 1 36.219 747 cm 0 0 m 0 -54.884 l 9.375 -54.884 l 9.375 -9.945 l 49.977 -9.945 l 49.977 0 l 0 0 l f Q Q /GS3 gs BT /F6 1 Tf 9 0 0 9 55.3597 721.6074 Tm .015686 .3451 .8902 0 k .0249 Tc 0 Tw (FEATURE)Tj ET EMC endstream endobj 79 0 obj <>/XObject<>/ExtGState<>>> endobj 108 0 obj <> endobj 113 0 obj <> endobj 118 0 obj <> endobj 137 0 obj <> endobj 138 0 obj <> endobj 139 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.56 m W n .059998 783 603 -783 re W n /GS2 gs BT /F1 1 Tf 7 0 0 7 414.6031 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2019 ISA)5.4(CA. All rights r)9.3(eser)-8.8(v)6.4(ed. )]TJ ET EMC /P <>BDC BT /F2 1 Tf 7 0 0 7 522.0879 23.0228 Tm [(www)60.6(.isaca.or)9.3(g)]TJ ET EMC /P <>BDC BT /F1 1 Tf 9 0 0 9 143 643.5065 Tm -.005 Tc [(inter)19.5(action t)9.8(o)0( successfully detect and deter)]TJ ET EMC /P <>BDC BT 9 0 0 9 313.2248 643.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 631.5065 Tm -.005 Tc [(impr)9.8(oper tr)19.5(ansactions either befor)9.3(e or after the)6.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 332.3052 631.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 619.5065 Tm -.005 Tc [(occur)60.1(. Data analytics is not a panacea against)]TJ ET EMC /P <>BDC BT 9 0 0 9 323.7345 619.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 607.5065 Tm -.005 Tc [(internal fr)19.5(aud. )19.5(Tips fr)9.8(om awar)9.3(e individuals, such as)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.24 607.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 595.5065 Tm -.005 Tc [(those r)9.3(eceiv)6.4(ed via emplo)7.3(y)6.4(ee hotlines, r)9.3(emain the)]TJ ET EMC /P <>BDC BT 9 0 0 9 334.187 595.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 583.5065 Tm -.005 Tc (most common method of detecting internal)Tj ET EMC /P <>BDC BT 9 0 0 9 315.0308 583.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 571.5065 Tm -.005 Tc [(fr)19.5(audulent activity)52.3(. F)10.3(or data analytics t)9.8(o)0( be able t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 338.783 571.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 559.5065 Tm -.005 Tc [(help enterprises combat fr)19.5(aud, users \(e.g., internal)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.5154 559.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 547.5065 Tm -.005 Tc [(audit, security)52.3(, human r)9.3(esour)9.3(ces and I)14.2(T\) must ha)7.3(v)6.4(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.2334 547.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 535.5065 Tm -.005 Tc (at least a fundamental understanding of)Tj ET EMC /P <>BDC BT 9 0 0 9 301.0001 535.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 523.5065 Tm -.005 Tc [(occupational fr)19.5(aud t)9.8(o)0( understand the connection)]TJ ET EMC /P <>BDC BT 9 0 0 9 335.1769 523.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 511.5065 Tm -.005 Tc [(between suspicious tr)19.5(ansactions and fr)19.5(aud. F)10.3(o)0(r)]TJ ET EMC /P <>BDC BT 9 0 0 9 330.2736 511.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 499.5065 Tm -.005 Tc [(example, in cases of internal fr)19.5(aud and abuse,)]TJ ET EMC /P <>BDC BT 9 0 0 9 323.2643 499.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 487.5065 Tm -.005 Tc [(people committing illegal acts r)19.5(a)0(r)9.3(ely limit)]TJ ET EMC /P <>BDC BT 9 0 0 9 304.995 487.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 475.5065 Tm -.005 Tc [(themselv)6.4(es t)9.8(o)0( a single type of fr)19.5(aud; instead, the)6.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.2645 475.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 463.5065 Tm -.005 Tc [(tak)9.8(e adv)7.3(antage of emplo)7.3(y)6.4(ers b)5.4(y)0( stealing whene)6.4(v)6.4(e)0(r)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.1017 463.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 451.5065 Tm -.005 Tc [(the)6.4(y can. )19.5(This information is critical t)9.8(o)0( enterprises)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.9343 451.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 439.5065 Tm -.005 Tc [(seeking t)9.8(o)0( accur)19.5(ately quantify losses fr)9.8(om)]TJ ET EMC /P <>BDC BT 9 0 0 9 309.9223 439.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 427.5065 Tm -.005 Tc [(fr)19.5(audulent activity)52.3(. )]TJ ET EMC /P <>BDC BT 9 0 0 9 143 211.5064 Tm [(A)8.3(t)0( the same time, those task)9.8(ed with mitigating)]TJ ET EMC /P <>BDC BT 9 0 0 9 326.024 211.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 199.5064 Tm -.005 Tc [(internal fr)19.5(aud must understand the fr)19.5(aud warning)]TJ ET EMC /P <>BDC BT 9 0 0 9 336.3095 199.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 187.5064 Tm -.005 Tc [(signs of emplo)7.3(y)6.4(ee beha)7.3(vior)60.1(, such as living be)6.4(y)7.3(ond)]TJ ET EMC /P <>BDC BT 9 0 0 9 339.2353 187.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 175.5064 Tm -.005 Tc [(one)39.1()54.7(s)0( means. Although these warning signs ma)7.3(y not)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.8706 175.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 163.5064 Tm -.005 Tc [(be par)-24.4(t of tr)19.5(ansaction monit)9.8(oring, the)6.4(y can be k)9.8(e)6.4(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.8061 163.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 151.5064 Tm -.005 Tc [(clues t)9.8(o)0( use along with data analytics t)9.8(o)0( paint a)]TJ ET EMC /P <>BDC BT 9 0 0 9 329.9366 151.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 139.5064 Tm -.005 Tc [(clear)9.3(er pictur)9.3(e of wher)9.3(e fr)19.5(aud ma)7.3(y be occurring and)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.3788 139.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 127.5064 Tm -.005 Tc [(what additional inv)6.4(estigation ma)7.3(y be most prudent. )]TJ ET EMC /P <>BDC BT 9 0 0 9 143 103.5064 Tm -.02 Tc [(Data analytics cannot r)9.3(eplace the need for an ethical)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.5881 103.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 91.5064 Tm -.02 Tc [(cultur)9.3(e, an understanding of fr)19.5(aud and a sound)]TJ ET EMC /P <>BDC BT 9 0 0 9 320.7592 91.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 79.5064 Tm -.02 Tc [(system of internal contr)9.8(ols. Howe)6.4(v)6.4(e)0(r)60.1(,)0( b)5.4(y)0( combining)]TJ ET EMC /P <>BDC BT 9 0 0 9 337.4988 79.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 67.5064 Tm -.02 Tc [(internal contr)9.8(ols, such as data analytics, with)]TJ ET EMC /P <>BDC BT 9 0 0 9 313.1876 67.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 643.5065 Tm -.02 Tc [(personnel insights, enterprises can better and mor)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.1239 643.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 631.5065 Tm -.02 Tc [(pr)9.8(oactiv)6.4(ely deter and pr)9.3(e)6.4(v)6.4(ent occupational fr)19.5(aud.)]TJ ET EMC /P <>BDC BT 9 0 0 9 547.4951 631.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC /GS3 gs BT /F5 1 Tf 11 0 0 11 361.5 605.5065 Tm 0 .35 .9 0 k -.005 Tc [(F)12.7(r)14.7(aud)113.3(s Impact on Enterprises )]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 361.5 587.5065 Tm 0 0 0 1 k [(Occupational fr)19.5(aud assumes many forms, which)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.0187 587.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 575.5065 Tm -.005 Tc [(can be or)9.3(ganiz)7.8(ed int)9.8(o thr)9.3(ee categories:)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 514.5432 578.2064 Tm -.0084 Tc (6 )Tj ET EMC /LBody <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 372.5 557.5065 Tm .82 .17 .5 .01 k -.005 Tc [(Asset misappr)17.6(opriation)]TJ ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 466.0631 557.5065 Tm 0 0 0 1 k [(Emplo)7.3(y)6.4(ees steal or)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 547.9796 557.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 361.5 557.5065 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 372.5 545.5065 Tm 0 0 0 1 k -.005 Tc [(misuse enterprise r)9.3(esour)9.3(ces. )19.5(This type of fr)19.5(aud)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 558.1027 545.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 533.5065 Tm -.005 Tc [(is the most common, but least costly t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 528.149 533.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 521.5065 Tm -.005 Tc [(enterprises, occurring in mor)9.3(e than 89 per)9.3(cent of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 564.4683 521.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 509.5065 Tm -.005 Tc [(r)9.3(epor)-24.4(ted cases and r)9.3(esulting in a median loss of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 562.0522 509.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 497.5065 Tm -.005 Tc (US$114,000. )Tj ET EMC /LBody <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 372.5 479.5065 Tm .82 .17 .5 .01 k (Corruption schemes)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 453.6395 479.5065 Tm 0 0 0 1 k [(Emplo)7.4(y)6.4(ees misuse their)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 554.7471 479.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 361.5 479.5065 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 372.5 467.5065 Tm 0 0 0 1 k -.005 Tc [(inuence in a business tr)19.5(ansaction t)9.8(o)0( gain)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 538.5302 467.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 455.5065 Tm -.005 Tc [(benet and violate their duty t)9.8(o)0( their emplo)7.3(y)6.4(e)0(r)60.1(.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 554.6212 455.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 443.5065 Tm -.005 Tc [(This type of fr)19.5(aud is found in appr)9.8(o)10.3(ximately 38)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 555.4747 443.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 431.5065 Tm -.005 Tc [(per)9.3(cent of occupational fr)19.5(aud cases and has a)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 555.1648 431.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 419.5065 Tm -.005 Tc (median loss of US$250,000. )Tj ET EMC /LBody <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 372.5 401.5065 Tm .82 .17 .5 .01 k [(Financial statement fr)14.7(aud)]TJ ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 474.8183 401.5065 Tm 0 0 0 1 k [(Emplo)7.3(y)6.4(ees)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 525.077 401.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 361.5 401.5065 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 372.5 389.5065 Tm 0 0 0 1 k -.005 Tc (intentionally cause a misstatement or omission)Tj ET EMC /LBody <>BDC BT 9 0 0 9 559.4176 389.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 377.5065 Tm -.005 Tc [(of information in enterprise nancial r)9.3(epor)-24.4(ts.)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 548.5236 377.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 365.5065 Tm -.005 Tc [(This type of fr)19.5(aud is found in 10 per)9.3(cent of)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 539.6883 365.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 353.5065 Tm -.005 Tc [(r)9.3(epor)-24.4(ted cases and is the most costly t)9.8(o)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 530.7934 353.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 372.5 341.5065 Tm -.005 Tc [(enterprises, a)7.3(v)6.4(er)19.5(aging US$800,000 per scheme. )]TJ ET EMC /P <>BDC /GS3 gs BT /F5 1 Tf 11 0 0 11 361.5 315.5065 Tm 0 .35 .9 0 k [(The Switch t)14.7(o)0( A)5.4(u)0(t)14.7(omation )]TJ ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 361.5 297.5064 Tm 0 0 0 1 k [(T)36.6(r)19.5(aditionally)52.3(, enterprises ha)7.3(v)6.4(e)0( r)9.3(elied on human)]TJ ET EMC /P <>BDC BT 9 0 0 9 544.0133 297.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 285.5064 Tm -.005 Tc [(obser)-8.8(v)7.3(ation and internal contr)9.8(ol systems t)9.8(o)0( detect)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.6195 285.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 273.5064 Tm -.005 Tc [(fr)19.5(audulent activities. Howe)6.4(v)6.4(e)0(r)60.1(,)0( these detection)]TJ ET EMC /P <>BDC BT 9 0 0 9 543.1432 273.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 261.5064 Tm -.005 Tc [(pr)19.5(actices often ha)7.3(v)6.4(e)0( weaknesses that can be)]TJ ET EMC /P <>BDC BT 9 0 0 9 539.0253 261.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 249.5064 Tm -.005 Tc [(exploited. As enterprises turn t)9.8(o)0( I)14.2(T)19.5( systems t)9.8(o)0( st)9.8(or)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.7273 249.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 237.5064 Tm -.005 Tc [(and manage business data and suppor)-24.4(t business)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.7268 237.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 225.5064 Tm -.005 Tc [(pr)9.8(ocesses, the le)6.4(v)6.4(el of human inter)19.5(action has been)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.3998 225.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 213.5064 Tm -.005 Tc [(r)9.3(educed t)9.8(o)0( a gr)9.3(eater extent which in turn becomes)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.1856 213.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 201.5064 Tm -.005 Tc [(the main r)9.3(eason for fr)19.5(aud t)9.8(o)0( tak)9.8(e place in an)]TJ ET EMC /P <>BDC BT 9 0 0 9 535.4022 201.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 189.5064 Tm -.005 Tc [(or)9.3(ganization.)83()]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 415.4724 192.2064 Tm 0 Tc (7)Tj ET EMC /P <>BDC BT 9 0 0 9 418.4596 189.5064 Tm -.005 Tc [( In t)9.8(oda)7.3(y)-7.3()54.7(s technology-driv)6.4(en world,)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.2172 189.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 177.5065 Tm -.005 Tc [(wher)9.3(e data and tr)19.5(ansaction v)7.3(olume ar)9.3(e gr)9.8(owing)]TJ ET EMC /P <>BDC BT 9 0 0 9 548.9022 177.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 165.5065 Tm -.005 Tc [(exponentially)52.3(, enterprises of all siz)7.8(es, r)9.3(e)6.4(v)6.4(enue and)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.684 165.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 153.5065 Tm -.005 Tc [(industries must r)9.3(emain vigilant. F)16.6(ailur)9.3(e t)9.8(o)0( do so can)]TJ ET EMC /P <>BDC BT 9 0 0 9 564.8899 153.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 141.5065 Tm -.005 Tc [(expose the enterprise t)9.8(o)0( catastr)9.8(ophic risk in terms)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.3241 141.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 129.5065 Tm -.005 Tc [(of lost r)9.3(e)6.4(v)6.4(enue, nes or other penalties, and)]TJ ET EMC /P <>BDC BT 9 0 0 9 532.9104 129.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 117.5065 Tm -.005 Tc [(r)9.3(eputational damage. )]TJ ET EMC /P <>BDC BT 9 0 0 9 361.5 93.5065 Tm [(Data analytics pr)9.8(o)7.3(vides enterprises with the)]TJ ET EMC /P <>BDC BT 9 0 0 9 533.3947 93.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 81.5065 Tm -.005 Tc [(oppor)-24.4(tunity t)9.8(o)0( identify r)9.8(oot issues and tr)9.3(ends and)]TJ ET EMC /P <>BDC BT 9 0 0 9 555.4359 81.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 69.5065 Tm -.005 Tc [(pr)9.8(oduce detailed r)9.3(esults. Due t)9.8(o)0( o)7.3(v)6.4(er)-8.3(whelming)]TJ ET EMC /P <>BDC BT 9 0 0 9 544.2615 69.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 7 0 0 7 39.7789 24.9858 Tm [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 61.2198 24.9858 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS3 gs BT 7 0 0 7 92.1285 24.9858 Tm .63 .06 1 0 k [( V)6.4(OL 5)]TJ ET EMC /P <>BDC BT 7 0 0 7 13.2407 24.9858 Tm (2)Tj ET EMC /Artifact <>BDC 0 0 0 1 K 0 J 0 j .75 w 10 M [] 0 d /GS2 gs q 1 0 0 1 30.704 33.462 cm 0 0 m 0 -39.377 l S Q EMC /Artifact <>BDC 0 .35 .9 0 k /GS3 gs 143 234.449 205.5 177.804 re f EMC /P <>BDC BT 14 0 0 14 179.2461 382.683 Tm 0 0 0 0 k .0351 Tc -.0175 Tw [(D)10.2(A)63(T)38.5(A)17.5( AN)-8.8(AL)116.7(Y)-8.3(TICS)]TJ ET EMC /P <>BDC BT 14 0 0 14 295.4708 382.683 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.2461 364.683 Tm .0351 Tc -.0175 Tw [(CANNO)13.2(T)37.1( REPL)-9.3(A)5.3(C)0(E)17.5( )19.6(THE)]TJ ET EMC /P <>BDC BT 14 0 0 14 307.7501 364.683 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.2461 346.683 Tm .0351 Tc -.0175 Tw [(NEED)17.5( FOR)17.5( AN)17.5( E)-9.8(THICAL)]TJ ET EMC /P <>BDC BT 14 0 0 14 306.458 346.683 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.2461 328.683 Tm .0351 Tc -.0175 Tw [(CUL)134.2(TURE)17.5(,)35.1( AN)]TJ ET EMC /P <>BDC BT 14 0 0 14 239.6093 328.683 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.2461 310.683 Tm .0351 Tc -.0175 Tw [(UNDERST)38.5(ANDING)17.6( OF)]TJ ET EMC /P <>BDC BT 14 0 0 14 292.7656 310.683 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.2461 292.683 Tm .0351 Tc -.0175 Tw [(FRA)8.3(UD)17.5( AND)17.5( A)17.5( SOUND)]TJ ET EMC /P <>BDC BT 14 0 0 14 296.5186 292.683 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.2461 274.683 Tm .0351 Tc -.0175 Tw [(SY)7.8(STEM)17.6( OF)17.5( IN)14.1(TERN)-8.8(AL)]TJ ET EMC /P <>BDC BT 14 0 0 14 302.9033 274.683 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 152.2461 256.683 Tm .0351 Tc [(CON)14.1(TROLS)17.5(.)]TJ ET EMC /Figure <>BDC Q q 1 i 234.212 264.349 23 -23.75 re W n .81961 .15686 .49412 .015686 k /GS3 gs q 1 0 0 1 252.316 254.061 cm 0 0 m -.099 -2.881 -.579 -5.075 -1.441 -6.582 c -2.301 -8.089 -3.643 -9.223 -5.464 -9.985 c -3.279 -13.462 l -.265 -12.104 1.937 -10.101 3.328 -7.452 c 4.389 -5.464 4.918 -2.252 4.918 2.186 c 4.918 10.382 l -4.67 10.382 l -4.67 0 l 0 0 l h -12.64 0 m -12.739 -2.881 -13.219 -5.075 -14.081 -6.582 c -14.941 -8.089 -16.283 -9.223 -18.104 -9.985 c -15.919 -13.462 l -12.905 -12.104 -10.703 -10.101 -9.312 -7.452 c -8.251 -5.464 -7.722 -2.252 -7.722 2.186 c -7.722 10.382 l -17.31 10.382 l -17.31 0 l -12.64 0 l f Q EMC /Figure <>BDC Q q 1 i 149.193 408.109 23 -23.75 re W n .81961 .15686 .49412 .015686 k /GS3 gs q 1 0 0 1 154.111 394.741 cm 0 0 m .099 2.881 .579 5.075 1.441 6.582 c 2.301 8.089 3.643 9.223 5.464 9.985 c 3.279 13.462 l .265 12.104 -1.937 10.101 -3.328 7.452 c -4.389 5.464 -4.918 2.252 -4.918 -2.186 c -4.918 -10.382 l 4.67 -10.382 l 4.67 0 l 0 0 l h 12.64 0 m 12.739 2.881 13.219 5.075 14.081 6.582 c 14.941 8.089 16.283 9.223 18.104 9.985 c 15.919 13.462 l 12.905 12.104 10.703 10.101 9.312 7.452 c 8.251 5.464 7.722 2.252 7.722 -2.186 c 7.722 -10.382 l 17.31 -10.382 l 17.31 0 l 12.64 0 l f Q EMC Q endstream endobj 140 0 obj <>/ExtGState<>>> endobj 168 0 obj <> endobj 173 0 obj <> endobj 178 0 obj <> endobj 195 0 obj <> endobj 196 0 obj <> endobj 197 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.56 m W n .059998 783 603 -783 re W n /GS2 gs BT /F1 1 Tf 7 0 0 7 36.9471 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2019 ISA)5.4(CA. All rights r)9.3(eser)-8.8(v)6.4(ed. )]TJ ET EMC /P <>BDC BT /F2 1 Tf 7 0 0 7 144.4321 23.0228 Tm [(www)60.6(.isaca.or)9.3(g)]TJ ET EMC /P <>BDC BT /F1 1 Tf 7 0 0 7 488.5055 23.0228 Tm [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 509.9464 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS3 gs BT 7 0 0 7 540.8551 23.0228 Tm .63 .06 1 0 k [( V)6.4(OL 5)]TJ ET EMC /P <>BDC BT 7 0 0 7 584.9167 23.0228 Tm (3)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 36.9471 643.5065 Tm 0 0 0 1 k -.005 Tc [(numbers of daily or)9.3(ganizational tr)19.5(ansactions,)]TJ ET EMC /P <>BDC BT 9 0 0 9 214.4044 643.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 631.5065 Tm -.005 Tc [(without aut)9.8(omation, it is incr)9.3(easingly dicult t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 223.0443 631.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 619.5065 Tm -.005 Tc [(scrutiniz)7.8(e enough individual tr)19.5(ansactions t)9.8(o)0( be able)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.1516 619.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 607.5065 Tm -.005 Tc [(t)9.8(o)0( identify issues and tr)9.3(ends. )19.5(This lack of scrutiny)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.7029 607.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 595.5065 Tm -.005 Tc [(allows individuals t)9.8(o)0( commit fr)19.5(aud and materially)]TJ ET EMC /P <>BDC BT 9 0 0 9 230.4579 595.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 583.5065 Tm -.005 Tc [(impact nancial r)9.3(esults. )]TJ ET EMC /P <>BDC BT 9 0 0 9 36.9471 559.5065 Tm -.02 Tc [(T)48.4(echnology enables enterprises t)9.8(o)0( analyz)7.8(e, compar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.7853 559.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 547.5065 Tm -.02 Tc [(and log data at the individual tr)19.5(ansaction le)6.4(v)6.4(el,)]TJ ET EMC /P <>BDC BT 9 0 0 9 212.4613 547.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 535.5065 Tm -.02 Tc [(making it much mor)9.3(e dicult for personnel t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 211.1068 535.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 523.5065 Tm -.02 Tc [(painstakingly co)7.3(v)6.4(er their fr)19.5(audulent activities.)]TJ ET EMC /P <>BDC BT 9 0 0 9 208.7038 523.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 511.5065 Tm -.02 Tc [(T)48.4(echnology equips enterprises with the suppor)-24.4(t)]TJ ET EMC /P <>BDC BT 9 0 0 9 217.9846 511.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 499.5065 Tm -.02 Tc [(necessar)-8.8(y t)9.8(o)0( eliminate fr)19.5(aud befor)9.3(e it occurs or well)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.9031 499.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 487.5065 Tm -.02 Tc [(befor)9.3(e it negativ)6.4(ely impacts the enterprise bott)9.8(om)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.7043 487.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 475.5065 Tm -.02 Tc [(line. Announcing t)9.8(o)0( all personnel that a data analytics)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.9943 475.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 463.5065 Tm -.02 Tc [(pr)9.8(ogr)19.5(am is being used t)9.8(o)0( detect fr)19.5(aud can often deter)]TJ ET EMC /P <>BDC BT 9 0 0 9 239.8049 463.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 451.5065 Tm -.02 Tc [(emplo)7.3(y)6.4(ees fr)9.8(om beginning fr)19.5(audulent activity)52.3(.)]TJ ET EMC /P <>BDC BT 9 0 0 9 210.4962 451.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 427.5065 Tm -.005 Tc [(Not all enterprises ar)9.3(e equally suited t)9.8(o)0( r)9.3(eap the)]TJ ET EMC /P <>BDC BT 9 0 0 9 224.9768 427.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 415.5065 Tm -.005 Tc [(benets of data analytics in the ght against fr)19.5(aud.)]TJ ET EMC /P <>BDC BT 9 0 0 9 236.8971 415.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 403.5065 Tm -.005 Tc [(Lar)9.3(ger and mor)9.3(e matur)9.3(e enterprises tend t)9.8(o)0( ha)7.3(v)6.4(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 229.502 403.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 391.5065 Tm -.005 Tc [(clearly dened policies, contr)9.8(ol fr)19.5(ameworks, and)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.6488 391.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 379.5065 Tm -.005 Tc [(technical and fr)19.5(aud-r)9.3(elated exper)-24.4(tise, which impact)]TJ ET EMC /P <>BDC BT 9 0 0 9 237.9001 379.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 367.5065 Tm -.005 Tc [(the fr)19.5(aud-ghting v)7.3(alue of data analytics. Howe)6.4(v)6.4(e)0(r)60.1(,)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.7995 367.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 355.5065 Tm -.005 Tc [(mor)9.3(e enterprises can benet fr)9.8(om data analytics t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.4768 355.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 343.5065 Tm -.005 Tc [(ght fr)19.5(aud than ar)9.3(e curr)9.3(ently)52.3(. )]TJ ET EMC /P <>BDC BT 9 0 0 9 36.9471 319.5065 Tm [(Smaller or)9.3(ganizations \(i.e., those with f)11.7(ewer than)]TJ ET EMC /P <>BDC BT 9 0 0 9 228.7165 319.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 307.5064 Tm -.005 Tc [(100 emplo)7.3(y)6.4(ees\) on a)7.3(v)6.4(er)19.5(age ha)7.3(v)6.4(e)0( f)11.7(ewer anti-fr)19.5(aud)]TJ ET EMC /P <>BDC BT 9 0 0 9 231.0226 307.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 295.5064 Tm -.005 Tc [(contr)9.8(ols \(e.g., data analytics, a mor)9.3(e dedicated)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.6063 295.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 283.5064 Tm -.005 Tc [(fr)19.5(aud team or fr)19.5(aud tr)19.5(aining\) than lar)9.3(ger)]TJ ET EMC /P <>BDC BT 9 0 0 9 192.8402 283.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 271.5064 Tm -.005 Tc [(or)9.3(ganizations, making them mor)9.3(e susceptible t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 226.9233 271.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 259.5064 Tm -.005 Tc [(fr)19.5(aud.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 59.9727 262.2064 Tm 0 Tc (8)Tj ET EMC /P <>BDC BT 9 0 0 9 62.9599 259.5064 Tm -.005 Tc [( )19.5(The median loss per incident for the smaller)]TJ ET EMC /P <>BDC BT 9 0 0 9 238.2859 259.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 247.5064 Tm -.005 Tc [(enterprises is double that of the lar)9.3(ger enterprises)]TJ ET EMC /P <>BDC BT 9 0 0 9 36.9471 235.5064 Tm [(another compelling r)9.3(eason for smaller enterprises)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.7933 235.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 223.5064 Tm -.005 Tc [(t)9.8(o)0( consider ghting fr)19.5(aud with data analytics. )]TJ ET EMC /P <>BDC BT 9 0 0 9 36.9471 199.5064 Tm [(Befor)9.3(e inv)6.4(esting in data analytics t)9.8(o)0( combat fr)19.5(aud,)]TJ ET EMC /P <>BDC BT 9 0 0 9 234.5339 199.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 187.5064 Tm -.005 Tc [(enterprises should ensur)9.3(e that the)6.4(y ha)7.3(v)6.4(e)0( the)]TJ ET EMC /P <>BDC BT 9 0 0 9 211.2898 187.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 175.5064 Tm -.005 Tc (following basic elements in place: )Tj ET EMC /LBody <>BDC BT 9 0 0 9 47.9471 157.5064 Tm [(Information systems that can pr)9.8(oduce r)9.3(eliable,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 231.2393 157.5064 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 36.9471 157.5064 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 47.9471 145.5064 Tm 0 0 0 1 k -.005 Tc (quality data for analysis )Tj ET EMC /LBody <>BDC BT 9 0 0 9 47.9471 127.5064 Tm [(Accur)19.5(ate risk assessment that identies the)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 221.0075 127.5064 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 36.9471 127.5064 Tm .82 .17 .5 .01 k ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 47.9471 115.5064 Tm 0 0 0 1 k -.005 Tc [(most v)7.3(aluable and vulner)19.5(able enterprise assets)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 233.4936 115.5064 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 47.9471 103.5064 Tm -.005 Tc [(and pr)9.8(ocesses )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 47.9471 85.5064 Tm (Understanding of the types of occupational )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F3 1 Tf 12 0 0 12 36.9471 85.5064 Tm .82 .17 .5 .01 k 0 Tc ()Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 47.9471 73.5064 Tm 0 0 0 1 k -.005 Tc [(fr)19.5(aud and those that pose the gr)9.3(eatest risk t)9.8(o)0( )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 47.9471 61.5064 Tm (the enterprise )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 643.5065 Tm [(Without these basic elements, inv)6.4(estment in a data)]TJ ET EMC /P <>BDC BT 9 0 0 9 456.3527 643.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 631.5065 Tm -.005 Tc [(analytics capability will most lik)9.8(ely yield)]TJ ET EMC /P <>BDC BT 9 0 0 9 411.1183 631.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 619.5065 Tm -.005 Tc [(disappointing r)9.3(esults, but with these elements, e)6.4(v)6.4(e)0(n)]TJ ET EMC /P <>BDC BT 9 0 0 9 458.9612 619.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 607.5065 Tm -.005 Tc [(enterprises with v)6.4(e)0(r)-8.8(y)0( limited r)9.3(esour)9.3(ces can emplo)7.3(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 455.2366 607.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 595.5065 Tm -.005 Tc [(data analytics options t)9.8(o)0( suppor)-24.4(t antifr)19.5(aud effor)-24.4(ts. )]TJ ET EMC /P <>BDC /GS3 gs BT /F5 1 Tf 11 0 0 11 255.4471 569.5065 Tm 0 .35 .9 0 k (Selecting the Best Solution )Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 255.4471 551.5065 Tm 0 0 0 1 k [(A quick Internet sear)9.3(ch pr)9.8(o)7.3(v)6.4(es that enterprises ha)7.3(v)6.4(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 460.073 551.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 539.5065 Tm -.005 Tc [(numer)9.8(ous data analytics t)9.8(ools fr)9.8(om which t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 431.241 539.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 527.5065 Tm -.005 Tc [(choose. Some websites pr)9.8(o)7.3(vide inter)19.5(activ)6.4(e t)9.8(ools)]TJ ET EMC /P <>BDC BT 9 0 0 9 445.998 527.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 515.5065 Tm -.005 Tc [(with numer)9.8(ous data analytics tests that help)]TJ ET EMC /P <>BDC BT 9 0 0 9 430.0577 515.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 503.5065 Tm -.005 Tc [(identify occupational fr)19.5(aud warning signs. Others)]TJ ET EMC /P <>BDC BT 9 0 0 9 448.8305 503.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 491.5065 Tm -.005 Tc [(pr)9.8(o)7.3(vide a compr)9.3(ehensiv)6.4(e list of mor)9.3(e than 100 data)]TJ ET EMC /P <>BDC BT 9 0 0 9 458.1591 491.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 479.5065 Tm -.005 Tc [(analytics options. Still others pr)9.8(o)7.3(vide fr)9.3(ee data)]TJ ET EMC /P <>BDC BT 9 0 0 9 437.9057 479.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 467.5065 Tm -.005 Tc (analytics solutions. )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 443.5065 Tm -.02 Tc [(Some enterprises o)7.3(v)6.4(er-inv)6.4(est based on their needs. In)]TJ ET EMC /P <>BDC BT 9 0 0 9 459.3376 443.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 431.5065 Tm -.02 Tc [(a rush t)9.8(o)0( use the latest and gr)9.3(eatest technology)]TJ ET EMC /P <>BDC BT 9 0 0 9 436.5201 431.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 419.5065 Tm -.02 Tc [(a)7.3(v)7.3(ailable, these enterprises ar)9.3(e )29.8(opting for expensiv)6.4(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 455.106 419.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 407.5065 Tm -.02 Tc [(fr)19.5(aud detection solutions that do not match with the)]TJ ET EMC /P <>BDC BT 9 0 0 9 452.9872 407.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 395.5065 Tm -.02 Tc [(company)-7.3()54.7(s)0( str)9.3(engths and weaknesses.)83()]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 405.611 398.2064 Tm 0 Tc (9)Tj ET EMC /P <>BDC BT 5.4 0 0 5.4 408.4634 398.2064 Tm ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 155.5065 Tm -.005 Tc [(Howe)6.4(v)6.4(e)0(r)60.1(,)0( most solution pr)9.8(o)7.3(viders do not off)11.7(er a)]TJ ET EMC /P <>BDC BT 9 0 0 9 442.4164 155.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 143.5065 Tm -.005 Tc [(one-siz)7.8(e-ts-all appr)9.8(oach. Instead, the)6.4(y often)]TJ ET EMC /P <>BDC BT 9 0 0 9 431.73 143.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 131.5064 Tm -.005 Tc [(pr)9.8(o)7.3(vide a suite of solutions that can be tailor)9.3(ed t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 450.2995 131.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 119.5064 Tm -.005 Tc [(most eff)11.7(ectiv)6.4(ely t the needs of an enterprise,)]TJ ET EMC /P <>BDC BT 9 0 0 9 435.4248 119.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 107.5064 Tm -.005 Tc [(especially r)9.3(egar)9.3(ding price and functionality)52.3(. )]TJ ET EMC /P <>BDC BT 9 0 0 9 255.4471 83.5064 Tm [(With easy-t)9.8(o-use t)9.8(ools, quick data analysis and the)]TJ ET EMC /P <>BDC BT 9 0 0 9 454.0139 83.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 71.5064 Tm -.005 Tc [(ability t)9.8(o)0( handle lar)9.3(ge data v)7.3(olumes, data analytics)]TJ ET EMC /P <>BDC BT 9 0 0 9 454.013 71.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 255.4471 59.5064 Tm -.005 Tc [(pr)9.8(oducts pr)9.8(o)7.3(vide a le)6.4(v)6.4(el of security that enterprises)]TJ ET EMC /P <>BDC BT 9 0 0 9 456.9474 59.5064 Tm 0 Tc ( )Tj ET EMC /Artifact <>BDC 0 0 0 1 K 0 J 0 j .75 w 10 M [] 0 d q 1 0 0 1 570.156 31.289 cm 0 0 m 0 -39.376 l S Q EMC /Artifact <>BDC 0 .35 .9 0 k /GS3 gs 255.447 172.349 205.5 211.523 re f EMC /P <>BDC BT 14 0 0 14 291.6932 354.3019 Tm 0 0 0 0 k .0351 Tc -.0175 Tw [(WI)14.1(TH)17.5( EASY)42.9(-)17.5(T)13.6(O)17.5(-)17.5(USE)]TJ ET EMC /P <>BDC BT 14 0 0 14 419.9766 354.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 336.3019 Tm .0351 Tc -.0175 Tw [(T)13.6(OOLS)17.5(,)35.1( QUICK)17.6( D)10.2(A)63(T)38.5(A)]TJ ET EMC /P <>BDC BT 14 0 0 14 398.9033 336.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 318.3019 Tm .0351 Tc -.0175 Tw [(AN)-8.8(AL)116.7(Y)7.8(SIS)17.5( AND)17.5( )19.6(THE)17.5( ABILI)14.1(T)-7.8(Y)]TJ ET EMC /P <>BDC BT 14 0 0 14 452.1484 318.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 300.3019 Tm .0351 Tc -.0175 Tw [(T)13.6(O)17.5( H)-8.8(ANDLE)17.5( L)-9.3(ARGE)17.5( D)10.2(A)63(T)38.5(A)]TJ ET EMC /P <>BDC BT 14 0 0 14 432.0302 300.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 282.3019 Tm .0351 Tc -.0175 Tw [(V)6.3(O)0(L)26.3(UMES)17.5(,)35.1( D)10.2(A)63(T)38.5(A)]TJ ET EMC /P <>BDC BT 14 0 0 14 373.4804 282.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 264.3019 Tm .0351 Tc -.0175 Tw [(AN)-8.8(AL)116.7(Y)-8.3(TICS)17.5( PRODUC)14.1(T)7.8(S)]TJ ET EMC /P <>BDC BT 14 0 0 14 419.452 264.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 246.3019 Tm .0351 Tc -.0175 Tw [(PRO)10.7(VIDE)17.5( A)17.5( LEVEL)17.5( OF)]TJ ET EMC /P <>BDC BT 14 0 0 14 405.3905 246.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 228.3019 Tm .0351 Tc -.0371 Tw [(SECURI)14.1(T)-7.8(Y)17.5( TH)-8.8(A)63(T)]TJ ET EMC /P <>BDC BT 14 0 0 14 371.8876 228.3019 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 210.3019 Tm .0351 Tc [(EN)14.1(TERPRISES)]TJ ET EMC /P <>BDC BT 14 0 0 14 358.3593 210.3019 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 14 0 0 14 264.6932 192.3019 Tm .0351 Tc -.0175 Tw [(DESPERA)63(TEL)116.7(Y)17.5( NEED)67.3(.)]TJ ET EMC /Figure <>BDC Q q 1 i 406.2 201.861 23 -23.75 re W n .81961 .15686 .49412 .015686 k /GS3 gs q 1 0 0 1 424.304 191.573 cm 0 0 m -.099 -2.881 -.579 -5.075 -1.441 -6.582 c -2.301 -8.089 -3.643 -9.223 -5.464 -9.985 c -3.279 -13.462 l -.265 -12.104 1.937 -10.101 3.328 -7.452 c 4.389 -5.464 4.918 -2.252 4.918 2.186 c 4.918 10.382 l -4.67 10.382 l -4.67 0 l 0 0 l h -12.64 0 m -12.739 -2.881 -13.219 -5.075 -14.081 -6.582 c -14.941 -8.089 -16.283 -9.223 -18.104 -9.985 c -15.919 -13.462 l -12.905 -12.104 -10.703 -10.101 -9.312 -7.452 c -8.251 -5.464 -7.722 -2.252 -7.722 2.186 c -7.722 10.382 l -17.31 10.382 l -17.31 0 l -12.64 0 l f Q EMC /Figure <>BDC Q q 1 i 261.64 379.728 23 -23.75 re W n .81961 .15686 .49412 .015686 k /GS3 gs q 1 0 0 1 266.558 366.36 cm 0 0 m .099 2.881 .579 5.075 1.441 6.582 c 2.301 8.089 3.643 9.223 5.464 9.985 c 3.279 13.462 l .265 12.104 -1.937 10.101 -3.328 7.452 c -4.389 5.464 -4.918 2.252 -4.918 -2.186 c -4.918 -10.382 l 4.67 -10.382 l 4.67 0 l 0 0 l h 12.64 0 m 12.739 2.881 13.219 5.075 14.081 6.582 c 14.941 8.089 16.283 9.223 18.104 9.985 c 15.919 13.462 l 12.905 12.104 10.703 10.101 9.312 7.452 c 8.251 5.464 7.722 2.252 7.722 -2.186 c 7.722 -10.382 l 17.31 -10.382 l 17.31 0 l 12.64 0 l f Q EMC Q endstream endobj 198 0 obj <>/ExtGState<>>> endobj 234 0 obj <> endobj 235 0 obj <> endobj 236 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.56 m W n .059998 783 603 -783 re W n /GS2 gs BT /F1 1 Tf 7 0 0 7 414.6031 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2019 ISA)5.4(CA. All rights r)9.3(eser)-8.8(v)6.4(ed. )]TJ ET EMC /P <>BDC BT /F2 1 Tf 7 0 0 7 522.0879 23.0228 Tm [(www)60.6(.isaca.or)9.3(g)]TJ ET EMC /P <>BDC BT /F1 1 Tf 9 0 0 9 143 511.8552 Tm -.005 Tc [(desper)19.5(ately need. Some solutions pr)9.8(o)7.3(vide audit)9.8(ors)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.2588 511.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 499.8552 Tm -.005 Tc [(with ar)-24.4(ticial intelligence \(AI\) and adv)7.3(anced)]TJ ET EMC /P <>BDC BT 9 0 0 9 315.0168 499.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 487.8552 Tm -.005 Tc [(algorithms that allow them t)9.8(o)0( tr)19.5(ansform lar)9.3(ge)]TJ ET EMC /P <>BDC BT 9 0 0 9 322.0525 487.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 475.8552 Tm -.005 Tc [(amounts of data int)9.8(o v)7.3(aluable and workable)]TJ ET EMC /P <>BDC BT 9 0 0 9 315.6703 475.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 463.8552 Tm -.005 Tc [(insights. Look for a solution that off)11.7(ers a single-)]TJ ET EMC /P <>BDC BT 9 0 0 9 143 451.8552 Tm [(stack [capability] and is power)-7.3(ful enough t)9.8(o)0( handle)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.6961 451.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 439.8552 Tm -.005 Tc [(e)6.4(v)6.4(en the most complex data while still being)]TJ ET EMC /P <>BDC BT 9 0 0 9 317.637 439.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 427.8552 Tm -.005 Tc [(intuitiv)6.4(e enough for less technical users.)83()]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 304.2128 430.5552 Tm -.0083 Tc (10 )Tj ET EMC /P <>BDC BT 9 0 0 9 143 403.8552 Tm -.005 Tc [(One critical question r)9.3(emainsespecially for)]TJ ET EMC /P <>BDC BT 9 0 0 9 317.6941 403.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 391.8552 Tm -.005 Tc (smaller businesses with tighter budgets: What is)Tj ET EMC /P <>BDC BT 9 0 0 9 334.0684 391.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 379.8552 Tm -.005 Tc [(the cost for this added pr)9.8(otection? )]TJ ET EMC /P <>BDC BT 9 0 0 9 143 355.8552 Tm [(Although most data analytics pr)9.8(o)7.3(viders r)9.3(efr)19.5(ain fr)9.8(om)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.2294 355.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 343.8552 Tm -.005 Tc [(divulging their pricing structur)9.3(es and, instead,)]TJ ET EMC /P <>BDC BT 9 0 0 9 321.5879 343.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 331.8552 Tm -.005 Tc [(r)9.3(equir)9.3(e inter)9.3(ested enterprises t)9.8(o)0( complete an online)]TJ ET EMC /P <>BDC BT 9 0 0 9 346.0657 331.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 319.8552 Tm -.005 Tc [(form t)9.8(o)0( r)9.3(eceiv)6.4(e a cust)9.8(omiz)7.8(ed quote, two pr)9.8(o)7.4(viders)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.1978 319.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 307.8552 Tm -.005 Tc [(off)11.7(er a glimpse int)9.8(o cost. )19.5(The Look)9.8(er Business)]TJ ET EMC /P <>BDC BT 9 0 0 9 325.923 307.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 295.8552 Tm -.005 Tc [(Intelligence Platform )29.8(off)11.7(ers subscription pricing)]TJ ET EMC /P <>BDC BT 9 0 0 9 333.8246 295.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 283.8552 Tm -.005 Tc [(that r)19.5(anges fr)9.8(om $3,000 $5,000 per month for 10)]TJ ET EMC /P <>BDC BT 9 0 0 9 343.006 283.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 271.8552 Tm -.005 Tc (users, and $50 per month for each additional)Tj ET EMC /P <>BDC BT 9 0 0 9 319.4519 271.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 259.8552 Tm -.005 Tc [(user)60.1(.)83()]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 164.4391 262.5551 Tm -.0083 Tc (11)Tj ET EMC /P <>BDC BT 9 0 0 9 170.4137 259.8552 Tm -.005 Tc [( )19.5(The )19.5(T)55.2(ableau Cr)9.3(eat)9.8(or plan )28.8(costs)]TJ ET EMC /P <>BDC BT 9 0 0 9 298.0812 259.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 247.8552 Tm -.005 Tc [($70/user/month, r)9.3(egar)9.3(dless of whether the)]TJ ET EMC /P <>BDC BT 9 0 0 9 312.7798 247.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 235.8552 Tm -.005 Tc [(platform is deplo)7.3(y)6.4(ed on site or in the cloud.)83()]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 315.5519 238.5551 Tm -.0083 Tc (12)Tj ET EMC /P <>BDC BT 9 0 0 9 321.5265 235.8552 Tm -.005 Tc -.0195 Tw [( These)]TJ ET EMC /P <>BDC BT 9 0 0 9 347.8127 235.8552 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 223.8552 Tm -.005 Tc (examples show that data analytics solution pricing)Tj ET EMC /P <>BDC BT 9 0 0 9 342.8114 223.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 211.8552 Tm -.005 Tc [(is v)7.3(aried and widespr)9.3(ead. )]TJ ET EMC /P <>BDC BT 9 0 0 9 143 187.8552 Tm [(T)48.4(o)0( determine the most appr)9.8(opriate solution for the)]TJ ET EMC /P <>BDC BT 9 0 0 9 342.161 187.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 175.8552 Tm -.005 Tc (most suitable price, enterprises must do much of)Tj ET EMC /P <>BDC BT 9 0 0 9 336.415 175.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 163.8552 Tm -.005 Tc [(the work b)5.4(y)0( pr)9.8(oactiv)6.4(ely e)6.4(v)7.3(aluating their own)]TJ ET EMC /P <>BDC BT 9 0 0 9 315.0355 163.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 151.8552 Tm -.005 Tc (weaknesses and needs and connecting with data)Tj ET EMC /P <>BDC BT 9 0 0 9 336.8929 151.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 139.8552 Tm -.005 Tc [(analytics pr)9.8(o)7.3(viders. )]TJ ET EMC /P <>BDC BT 9 0 0 9 143 115.8552 Tm [(Solution pr)9.8(o)7.3(viders often highlight the benets of)]TJ ET EMC /P <>BDC BT 9 0 0 9 332.582 115.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 103.8552 Tm -.005 Tc [(added security that their t)9.8(ools pr)9.8(o)7.3(vide as)]TJ ET EMC /P <>BDC BT 9 0 0 9 303.4449 103.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 91.8552 Tm -.005 Tc [(justication for this added expense. Mor)9.3(e industr)-8.8(y)]TJ ET EMC /P <>BDC BT 9 0 0 9 340.3812 91.8552 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 143 79.8552 Tm -.005 Tc [(leaders ar)9.3(e agr)9.3(eeing. )]TJ ET EMC /P <>BDC BT /F2 1 Tf 9 0 0 9 379.5 643.5065 Tm [(Without a wa)7.3(y t)9.8(o)0( obtain, cleanse, or)9.3(ganiz)7.8(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.6235 643.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 631.5065 Tm -.005 Tc [(and e)6.4(v)7.3(aluate the data, the enterprise is left)]TJ ET EMC /P <>BDC BT 9 0 0 9 543.4705 631.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 619.5065 Tm -.005 Tc [(with a v)7.3(ast, chaotic pool of ones and)]TJ ET EMC /P <>BDC BT 9 0 0 9 520.7062 619.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 607.5065 Tm -.005 Tc [(z)7.8(e)0(r)9.8(oes. Data analytics \(D)10.3(A\) coax)9.8(es or)9.3(der)]TJ ET EMC /P <>BDC BT 9 0 0 9 536.462 607.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 595.5065 Tm -.005 Tc [(fr)9.8(om the chaos. It helps explain patterns,)]TJ ET EMC /P <>BDC BT 9 0 0 9 536.9345 595.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 583.5065 Tm -.005 Tc [(which in turn help the enterprise identify)52.3()]TJ ET EMC /P <>BDC BT 9 0 0 9 539.3373 583.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 571.5065 Tm -.005 Tc [(pr)9.8(oblems befor)9.3(e the)6.4(y spir)19.5(al out of contr)9.8(ol.)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.6444 571.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 559.5065 Tm -.005 Tc [(D)10.3(A)0( can be r)9.3(elativ)6.4(ely simple, but it can also)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.7576 559.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 547.5065 Tm -.005 Tc [(be extr)19.5(aor)9.3(dinarily complex. Its r)9.3(esults can)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.5018 547.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 535.5065 Tm -.005 Tc [(be used t)9.8(o)0( identify ar)9.3(eas of k)9.8(e)6.4(y risk, fr)19.5(aud,)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.7434 535.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 523.5065 Tm -.005 Tc [(err)9.8(ors or misuse; impr)9.8(o)7.3(v)6.4(e business)]TJ ET EMC /P <>BDC BT 9 0 0 9 514.9789 523.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 511.5065 Tm -.005 Tc [(eciencies; v)6.4(erify pr)9.8(ocess eff)11.7(ectiv)6.4(eness;)]TJ ET EMC /P <>BDC BT 9 0 0 9 537.5947 511.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 379.5 499.5065 Tm -.005 Tc [(and e)6.4(v)6.4(en inuence business decisions.)]TJ ET EMC /P <>BDC BT /F1 1 Tf 5.4 0 0 5.4 530.3259 502.2064 Tm -.0083 Tc (13)Tj ET EMC /P <>BDC BT /F2 1 Tf 9 0 0 9 536.3004 499.5065 Tm -.005 Tc ( )Tj ET EMC /P <>BDC BT /F1 1 Tf 9 0 0 9 361.5 475.5065 Tm [(With a plethor)19.5(a of solutions fr)9.8(om which t)9.8(o)0( choose,)]TJ ET EMC /P <>BDC BT 9 0 0 9 559.6415 475.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 463.5065 Tm -.005 Tc (enterprises must determine the one that best)Tj ET EMC /P <>BDC BT 9 0 0 9 539.2 463.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 451.5065 Tm -.005 Tc [(suppor)-24.4(ts internal maintenance, super)-8.8(vision, cost,)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.5186 451.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 439.5065 Tm -.005 Tc [(scalability and usability)52.3(. Many enterprises ar)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.2032 439.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 427.5065 Tm -.005 Tc [(meeting all of these needs b)5.4(y)0( collabor)19.5(ating with a)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.6444 427.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 415.5065 Tm -.005 Tc [(pr)9.8(o)7.3(v)6.4(en data-analytics ser)-8.8(vice pr)9.8(o)7.3(vider)60.1(. )19.5(These)]TJ ET EMC /P <>BDC BT 9 0 0 9 538.6805 415.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 403.5065 Tm -.005 Tc [(enterprises ar)9.3(e working t)9.8(o)0( gener)19.5(ate the gr)9.3(eatest)]TJ ET EMC /P <>BDC BT 9 0 0 9 550.4897 403.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 391.5065 Tm -.005 Tc [(r)9.3(eturn on inv)6.4(estment and ensuring that the)6.4(y ar)9.3(e not)]TJ ET EMC /P <>BDC BT 9 0 0 9 562.9144 391.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 379.5065 Tm -.005 Tc [(going t)9.8(o)0( be highlighted in the next fr)19.5(aud scheme)]TJ ET EMC /P <>BDC BT 9 0 0 9 551.2631 379.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 367.5065 Tm -.005 Tc (news headline. )Tj ET EMC /P <>BDC /GS3 gs BT /F5 1 Tf 11 0 0 11 361.5 341.5065 Tm 0 .35 .9 0 k (Conclusion )Tj ET EMC /P <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 361.5 323.5065 Tm 0 0 0 1 k [(Occupational fr)19.5(aud impacts or)9.3(ganizations of all)]TJ ET EMC /P <>BDC BT 9 0 0 9 548.5089 323.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 311.5065 Tm -.005 Tc [(siz)7.8(es and industr)-8.8(y types, and fr)19.5(audsters ar)9.3(e utilizing)]TJ ET EMC /P <>BDC BT 9 0 0 9 565.4381 311.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 299.5065 Tm -.005 Tc [(mor)9.3(e sophisticated technological methods t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.5502 299.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 287.5065 Tm -.005 Tc [(conduct and conceal their fr)19.5(audulent activities. A)8.3(t)]TJ ET EMC /P <>BDC BT 9 0 0 9 556.929 287.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 275.5065 Tm -.005 Tc [(the same time, or)9.3(ganizations ar)9.3(e r)9.3(elying mor)9.3(e)]TJ ET EMC /P <>BDC BT 9 0 0 9 541.4051 275.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 263.5065 Tm -.005 Tc [(hea)7.3(vily on their data as a sour)9.3(ce of v)7.3(alue, including)]TJ ET EMC /P <>BDC BT 9 0 0 9 561.5237 263.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 251.5065 Tm -.005 Tc [(using data analytics as a t)9.8(ool for detecting fr)19.5(aud.)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.0462 251.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 239.5065 Tm -.005 Tc [(The use of AI and machine learning as par)-24.4(t of)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.8777 239.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 227.5065 Tm -.005 Tc [(or)9.3(ganizations antifr)19.5(aud effor)-24.4(ts is expected t)9.8(o)]TJ ET EMC /P <>BDC BT 9 0 0 9 540.9899 227.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 215.5065 Tm -.005 Tc [(almost triple in just the next two y)6.4(ears.)]TJ ET EMC /P <>BDC BT 5.4 0 0 5.4 513.4995 218.2064 Tm -.0083 Tc (14 )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 191.5065 Tm -.005 Tc [(Howe)6.4(v)6.4(e)0(r)60.1(,)0( befor)9.3(e embarking on a data analytics)]TJ ET EMC /P <>BDC BT 9 0 0 9 545.8963 191.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 179.5065 Tm -.005 Tc [(journe)6.4(y)52.3(,)0( or)9.3(ganizations of all types and siz)7.8(es must)]TJ ET EMC /P <>BDC BT 9 0 0 9 554.9438 179.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 167.5065 Tm -.005 Tc [(ensur)9.3(e that the)6.4(y understand thr)9.3(ee fundamental)]TJ ET EMC /P <>BDC BT 9 0 0 9 546.6741 167.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 155.5065 Tm -.005 Tc [(consider)19.5(ations. First, the)6.4(y must understand what)]TJ ET EMC /P <>BDC BT 9 0 0 9 553.6934 155.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 143.5065 Tm -.005 Tc [(types of fr)19.5(aud risk ar)9.3(e the most lik)9.8(ely and most)]TJ ET EMC /P <>BDC BT 9 0 0 9 546.1479 143.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 131.5064 Tm -.005 Tc [(impactful t)9.8(o)0( their business so that inv)6.4(estment in)]TJ ET EMC /P <>BDC BT 9 0 0 9 551.5786 131.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 119.5064 Tm -.005 Tc (data analytics is pointed in the right place. Second,)Tj ET EMC /P <>BDC BT 9 0 0 9 561.0886 119.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 107.5064 Tm -.005 Tc [(the)6.4(y must possess quality data that ar)9.3(e complete,)]TJ ET EMC /P <>BDC BT 9 0 0 9 557.6124 107.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 95.5064 Tm -.005 Tc [(accur)19.5(ate and accessible t)9.8(o)0( form the inputs for their)]TJ ET EMC /P <>BDC BT 9 0 0 9 563.0057 95.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 361.5 83.5064 Tm -.005 Tc [(data analysis. Finally)52.3(, the)6.4(y must ensur)9.3(e that their)]TJ ET EMC /P <>BDC BT 9 0 0 9 552.5741 83.5064 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 7 0 0 7 39.7789 24.9858 Tm [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 61.2198 24.9858 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS3 gs BT 7 0 0 7 92.1285 24.9858 Tm .63 .06 1 0 k [( V)6.4(OL 5)]TJ ET EMC /P <>BDC BT 7 0 0 7 13.2407 24.9858 Tm (4)Tj ET EMC /Artifact <>BDC 0 0 0 1 K 0 J 0 j .75 w 10 M [] 0 d /GS2 gs q 1 0 0 1 30.704 33.462 cm 0 0 m 0 -39.377 l S Q EMC /Artifact <>BDC 0 .35 .9 0 k /GS3 gs .32394 529.03 348.176 121.226 re f EMC /P <>BDC BT 14 0 0 14 63.0383 620.6863 Tm 0 0 0 0 k .0351 Tc -.0175 Tw [(HOWEVER)17.5(,)35.1( BEFORE)17.5( EMBARKING)17.6( ON)17.5( A)]TJ ET EMC /P <>BDC BT 14 0 0 14 315.2776 620.6863 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 36.0383 602.6863 Tm .0351 Tc -.0175 Tw [(D)10.2(A)63(T)38.5(A)17.5( AN)-8.8(AL)116.7(Y)-8.3(TICS)17.5( JOURNEY)120.6(,)35.1( ORGANIZ)-6.4(A)63(TIONS)]TJ ET EMC /P <>BDC BT 14 0 0 14 339.2328 602.6863 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 36.0383 584.6863 Tm .0351 Tc -.0175 Tw [(OF)17.5( ALL)17.5( )19.6(T)-7.8(YPES)17.5( AND)17.5( SIZES)17.5( MUST)37.1( ENSURE)]TJ ET EMC /P <>BDC BT 14 0 0 14 308.2591 584.6863 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 36.0383 566.6863 Tm .0351 Tc -.0371 Tw [(TH)-8.8(A)63(T)37.1( THEY)17.5( )-19.6(UNDERST)38.5(AND)17.5( THREE)]TJ ET EMC /P <>BDC BT 14 0 0 14 258.5482 566.6863 Tm 0 Tc 0 Tw ( )Tj ET EMC /P <>BDC BT 14 0 0 14 36.0383 548.6863 Tm .0351 Tc -.0175 Tw [(FUND)10.2(AMEN)14.1(T)38.5(A)0(L)17.5( CONSIDERA)63(TIONS)17.5(.)]TJ ET EMC /Figure <>BDC Q q 1 i 272.893 558.156 23 -23.75 re W n .81961 .15686 .49412 .015686 k /GS3 gs q 1 0 0 1 290.997 547.868 cm 0 0 m -.099 -2.881 -.579 -5.075 -1.441 -6.582 c -2.301 -8.089 -3.643 -9.223 -5.464 -9.985 c -3.279 -13.462 l -.265 -12.104 1.937 -10.101 3.328 -7.452 c 4.389 -5.464 4.918 -2.252 4.918 2.186 c 4.918 10.382 l -4.67 10.382 l -4.67 0 l 0 0 l h -12.64 0 m -12.739 -2.881 -13.219 -5.075 -14.081 -6.582 c -14.941 -8.089 -16.283 -9.223 -18.104 -9.985 c -15.919 -13.462 l -12.905 -12.104 -10.703 -10.101 -9.312 -7.452 c -8.251 -5.464 -7.722 -2.252 -7.722 2.186 c -7.722 10.382 l -17.31 10.382 l -17.31 0 l -12.64 0 l f Q EMC /Figure <>BDC Q q 1 i 35.281 646.112 23 -23.75 re W n .81961 .15686 .49412 .015686 k /GS3 gs q 1 0 0 1 40.199 632.744 cm 0 0 m .099 2.881 .579 5.075 1.441 6.582 c 2.301 8.089 3.643 9.223 5.464 9.985 c 3.279 13.462 l .265 12.104 -1.937 10.101 -3.328 7.452 c -4.389 5.464 -4.918 2.252 -4.918 -2.186 c -4.918 -10.382 l 4.67 -10.382 l 4.67 0 l 0 0 l h 12.64 0 m 12.739 2.881 13.219 5.075 14.081 6.582 c 14.941 8.089 16.283 9.223 18.104 9.985 c 15.919 13.462 l 12.905 12.104 10.703 10.101 9.312 7.452 c 8.251 5.464 7.722 2.252 7.722 -2.186 c 7.722 -10.382 l 17.31 -10.382 l 17.31 0 l 12.64 0 l f Q EMC Q endstream endobj 237 0 obj <>/ExtGState<>>> endobj 261 0 obj <> endobj 266 0 obj <> endobj 271 0 obj <> endobj 276 0 obj <> endobj 281 0 obj <> endobj 286 0 obj <> endobj 291 0 obj <> endobj 296 0 obj <> endobj 301 0 obj <> endobj 306 0 obj <> endobj 311 0 obj <> endobj 316 0 obj <> endobj 321 0 obj <> endobj 326 0 obj <> endobj 327 0 obj <>stream /P <>BDC q 1 i 0 783 603 -783 re 301.5 391.56 m W n .059998 783 603 -783 re W n /GS2 gs BT /F1 1 Tf 7 0 0 7 36.9471 23.0228 Tm 0 0 0 1 k 0 Tc 0 Tw [( 2019 ISA)5.4(CA. All rights r)9.3(eser)-8.8(v)6.4(ed. )]TJ ET EMC /P <>BDC BT /F2 1 Tf 7 0 0 7 144.4321 23.0228 Tm [(www)60.6(.isaca.or)9.3(g)]TJ ET EMC /P <>BDC BT /F1 1 Tf 7 0 0 7 488.5055 23.0228 Tm [(ISA)5.4(CA )]TJ ET EMC /P <>BDC BT 7 0 0 7 509.9464 23.0228 Tm [(JOURN)-8.8(AL)]TJ ET EMC /P <>BDC /GS3 gs BT 7 0 0 7 540.8551 23.0228 Tm .63 .06 1 0 k [( V)6.4(OL 5)]TJ ET EMC /P <>BDC BT 7 0 0 7 584.9167 23.0228 Tm (5)Tj ET EMC /P <>BDC /GS2 gs BT 9 0 0 9 36.9471 643.5065 Tm 0 0 0 1 k -.005 Tc [(data analytics str)19.5(ategy aligns with their o)7.3(v)6.4(er)19.5(all)]TJ ET EMC /P <>BDC BT 9 0 0 9 218.8827 643.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 631.5065 Tm -.005 Tc [(technology str)19.5(ategy t)9.8(o)0( maximiz)7.8(e the v)7.3(alue and)]TJ ET EMC /P <>BDC BT 9 0 0 9 220.0997 631.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 619.5065 Tm -.005 Tc [(eciency of the pr)9.8(ocess and ensur)9.3(e that it is)]TJ ET EMC /P <>BDC BT 9 0 0 9 213.3014 619.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 607.5065 Tm -.005 Tc [(consistent with the or)9.3(ganization)39.1()54.7(s)0( mission. )]TJ ET EMC /P <>BDC BT 9 0 0 9 36.9471 583.5065 Tm [(Giv)6.4(en these consider)19.5(ations, and with a plethor)19.5(a of)]TJ ET EMC /P <>BDC BT 9 0 0 9 233.322 583.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 571.5065 Tm -.005 Tc [(options a)7.3(v)7.3(ailable, vir)-24.4(tually any or)9.3(ganization can)]TJ ET EMC /P <>BDC BT 9 0 0 9 222.6708 571.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 559.5065 Tm -.005 Tc [(benet in some wa)7.3(y fr)9.8(om data analytics in its ght)]TJ ET EMC /P <>BDC BT 9 0 0 9 235.0842 559.5065 Tm 0 Tc ( )Tj ET EMC /P <>BDC BT 9 0 0 9 36.9471 547.5065 Tm -.005 Tc [(against fr)19.5(aud. )]TJ ET EMC /P <>BDC /GS3 gs BT /F5 1 Tf 11 0 0 11 36.9471 521.5065 Tm 0 .35 .9 0 k (Endnotes )Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 54.3108 503.5065 Tm 0 0 0 1 k [(W)15.2(ells, J. )19.5(T)106.5(.; Enemies Within,)83( )]TJ ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 170.2054 503.5065 Tm (Journal of)Tj ET EMC /LBody <>BDC BT 9 0 0 9 209.6139 503.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 41.9471 503.5065 Tm .82 .17 .5 .01 k (1)Tj ET EMC /LBody <>BDC /GS2 gs BT /F2 1 Tf 9 0 0 9 53.9471 491.5065 Tm 0 0 0 1 k -.005 Tc (Accountancy)Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 104.4993 491.5065 Tm [(, 30 No)7.3(v)6.4(ember 2001,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 185.4882 491.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 53.9471 479.5065 Tm -.005 Tc [(www)60.6(.journalofaccountancy)52.3(.com/issues/ )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 53.9471 467.5065 Tm (2001/dec/enemieswithin.html )Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 54.3108 455.5065 Tm [(TRA)5.4(C Repor)-24.4(ts Inc., White Collar Pr)9.8(osecutions)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 235.6439 455.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 41.9471 455.5065 Tm .82 .17 .5 .01 k (2)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 53.9471 443.5065 Tm 0 0 0 1 k -.005 Tc [(F)16.6(all t)9.8(o)0( Lowest in 20 Y)31.8(ears,)83( )]TJ ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 161.1305 443.5065 Tm [(TRA)5.4(CREPOR)39.1(T)7.8(S)]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 220.2168 443.5065 Tm (, )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.9471 431.5065 Tm [(24 Ma)7.3(y 2018, )]TJ ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 109.0807 431.5065 Tm [(https:/)109.4(/tr)19.5(ac.syr)60.1(.edu/tr)19.5(acr)9.3(epor)-24.4(ts/ )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 53.9471 419.5065 Tm (crim/514/ )Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 54.3108 407.5065 Tm (Legal Information Institute, White-Collar Crime,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 238.2073 407.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 41.9471 407.5065 Tm .82 .17 .5 .01 k (3)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 53.9471 395.5065 Tm 0 0 0 1 k -.005 Tc [(Cornell Law School, Ithaca, New Y)31.8(ork, USA,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 222.2888 395.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 53.9471 383.5065 Tm -.005 Tc [(www)60.6(.law)60.6(.cornell.edu/wex/white-collar_crime )]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 54.3108 371.5065 Tm [(Association of Cer)-24.4(tied F)12.7(r)19.5(aud Examiners Inc.,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 233.7103 371.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 41.9471 371.5065 Tm .82 .17 .5 .01 k (4)Tj ET EMC /LBody <>BDC /GS2 gs BT /F2 1 Tf 9 0 0 9 53.9471 359.5065 Tm 0 0 0 1 k -.005 Tc [(Repor)-24.4(t t)9.8(o)0( the Nations: 2018 Global Study on)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 223.4392 359.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 53.9471 347.5065 Tm -.005 Tc [(Occupational F)12.7(r)19.5(aud and Abuse)]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 172.6363 347.5065 Tm (, 2019,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 198.2975 347.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 53.9471 335.5065 Tm -.005 Tc [(www)60.6(.acf)11.7(e.com/r)9.3(epor)-24.4(t-t)9.8(o-the-nations/2018/ )]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 54.3108 323.5065 Tm [(A)5.4(CL, )]TJ ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 74.6039 323.5065 Tm [(Detecting and Pr)9.3(e)6.4(v)6.4(enting F)12.7(r)19.5(aud with Data)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 234.5717 323.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 41.9471 323.5065 Tm .82 .17 .5 .01 k (5)Tj ET EMC /LBody <>BDC /GS2 gs BT /F2 1 Tf 9 0 0 9 53.9471 311.5065 Tm 0 0 0 1 k -.005 Tc (Analytics)Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 89.4896 311.5065 Tm (, Canada, 2013, )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 151.5546 311.5065 Tm [(https:/)109.4(/www)60.6(.acl.com/ )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 53.9471 299.5065 Tm [(pdfs/A)5.4(CL_fr)19.5(aud_ebook.pdf )]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 272.8107 643.5065 Tm [(Association of Cer)-24.4(tied F)12.7(r)19.5(aud Examiners Inc.,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 452.2103 643.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 260.4471 643.5065 Tm .82 .17 .5 .01 k (6)Tj ET EMC /LBody <>BDC /GS2 gs BT /F2 1 Tf 9 0 0 9 272.4471 631.5065 Tm 0 0 0 1 k -.005 Tc [(Repor)-24.4(t t)9.8(o)0( the Nations: 2018 Global Study on)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 441.9391 631.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 619.5065 Tm -.005 Tc [(Occupational F)12.7(r)19.5(aud and Abuse)]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 391.1364 619.5065 Tm (, 2019,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 416.7976 619.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 272.4471 607.5065 Tm -.005 Tc [(www)60.6(.acf)11.7(e.com/r)9.3(epor)-24.4(t-t)9.8(o-the-nations/2018/ )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.8107 595.5065 Tm (Op cit )Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 297.571 595.5065 Tm [(A)5.4(CL )]TJ ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 260.4471 595.5065 Tm .82 .17 .5 .01 k 0 Tc (7)Tj ET EMC /LBody <>BDC /GS2 gs BT /F2 1 Tf 9 0 0 9 272.8107 583.5065 Tm 0 0 0 1 k -.005 Tc (Op cit )Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 297.571 583.5065 Tm [(Association of Cer)-24.4(tied F)12.7(r)19.5(aud Examiners )]TJ ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 260.4471 583.5065 Tm .82 .17 .5 .01 k 0 Tc (8)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 272.8107 571.5065 Tm 0 0 0 1 k -.005 Tc [(EDUCBA, Some E)8.8(f)0(f)11.7(ectiv)6.4(e )19.5(T)48.4(echniques of F)12.7(r)19.5(aud)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 455.882 571.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 260.4471 571.5065 Tm .82 .17 .5 .01 k (9)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 272.4471 559.5065 Tm 0 0 0 1 k -.005 Tc [(Detection Analytics,)83( 2019,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 376.864 559.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 272.4471 547.5065 Tm -.005 Tc [(www)60.6(.educba.com/fr)19.5(aud-detection-analytics/ )]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 272.9743 535.5065 Tm [(Blitz, S.; F)10.3(our W)16.1(a)7.3(ys t)9.8(o)0( Implement Data)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 425.6262 535.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 255.4471 535.5065 Tm .82 .17 .5 .01 k (10)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 272.4471 523.5065 Tm 0 0 0 1 k -.005 Tc [(Analytics Best Pr)19.5(actices,)83( Sisense Inc., )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 511.5065 Tm [(24 A)5.4(ugust 2017, )]TJ ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 338.8758 511.5065 Tm [(www)60.6(.sisense.com/blog/ )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 499.5065 Tm -.02 Tc [(4-wa)7.3(ys-implement-data-analytics-best-pr)19.5(actices/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 454.6537 499.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.9743 487.5065 Tm -.005 Tc (Ibid. )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 255.4471 487.5065 Tm .82 .17 .5 .01 k 0 Tc (11)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 272.9743 475.5065 Tm 0 0 0 1 k -.005 Tc [(Better Buys, Look)9.8(er vs. )19.5(T)55.2(ableau: Pricing and)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 447.9442 475.5065 Tm 0 Tc ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 255.4471 475.5065 Tm .82 .17 .5 .01 k (12)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 272.4471 463.5065 Tm 0 0 0 1 k -.005 Tc [(F)10.3(eatur)9.3(es Comparison,)83( 18 April 2018,)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 418.0051 463.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 272.4471 451.5065 Tm -.005 Tc [(https:/)109.4(/www)60.6(.betterbuys.com/bi/look)9.8(er- )]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 439.5065 Tm (vs-tableau/ )Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 272.9743 427.5065 Tm [(ISA)5.4(CA)]TJ ET EMC /LBody <>BDC BT 5.4 0 0 5.4 298.0882 430.4765 Tm 0 Tc ()Tj ET EMC /LBody <>BDC BT 9 0 0 9 302.2885 427.5065 Tm -.005 Tc (, )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 306.1931 427.5065 Tm [(Data AnalyticsA Pr)19.5(actical Appr)9.8(oach)]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 450.2667 427.5065 Tm 0 Tc (,)Tj ET EMC /LBody <>BDC BT 9 0 0 9 451.9882 427.5065 Tm ( )Tj ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 255.4471 427.5065 Tm .82 .17 .5 .01 k (13)Tj ET EMC /LBody <>BDC /GS2 gs BT /F1 1 Tf 9 0 0 9 272.4471 415.5065 Tm 0 0 0 1 k -.005 Tc (USA, 2011, )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 317.2029 415.5065 Tm [(www)60.6(.isaca.or)9.3(g/K)11.2(nowledge-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 403.5065 Tm [(Center/Resear)9.3(ch/Resear)9.3(chDeliv)6.4(er)19.5(ables/P)5.4(ages/)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 391.5065 Tm [(Data-Analytics-A-Pr)19.5(actical-Appr)9.8(oach.asp)7.3(x )]TJ ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 272.9743 379.5065 Tm [(Association of Cer)-24.4(tied F)12.7(r)19.5(aud Examiners, )]TJ ET EMC /Lbl <>BDC /GS3 gs BT /F5 1 Tf 9 0 0 9 255.4471 379.5065 Tm .82 .17 .5 .01 k 0 Tc (14)Tj ET EMC /LBody <>BDC /GS2 gs BT /F2 1 Tf 9 0 0 9 272.4471 367.5065 Tm 0 0 0 1 k -.005 Tc [(Anti-F)12.7(r)19.5(aud )19.5(T)48.4(echnology Benchmarking Repor)-24.4(t)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 445.0438 367.5065 Tm 0 Tc ( )Tj ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 355.5065 Tm -.005 Tc (2019)Tj ET EMC /LBody <>BDC BT /F1 1 Tf 9 0 0 9 292.0602 355.5065 Tm (, )Tj ET EMC /LBody <>BDC BT /F2 1 Tf 9 0 0 9 295.9649 355.5065 Tm [(https:/)109.4(/www)60.6(.acf)11.7(e.com/technology-)]TJ ET EMC /LBody <>BDC BT 9 0 0 9 272.4471 343.5065 Tm [(benchmarking-r)9.3(epor)-24.4(t.asp)7.3(x)]TJ ET EMC /Artifact <>BDC 0 0 0 1 K 0 J 0 j .75 w 10 M [] 0 d q 1 0 0 1 570.156 31.289 cm 0 0 m 0 -39.376 l S Q EMC Q endstream endobj 328 0 obj <>/ExtGState<>>> endobj 6 0 obj <> endobj 5 0 obj <> endobj 71 0 obj <>stream AdobedC         #"""#'''''''''' 6" s!1AQa"q2B#R3b$r%C4Scs5D'6Tdt& 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